{"id":10724,"date":"2026-08-14T21:17:26","date_gmt":"2026-08-14T14:17:26","guid":{"rendered":"https:\/\/useful.vn\/?p=10724"},"modified":"2026-08-14T21:17:26","modified_gmt":"2026-08-14T14:17:26","slug":"pnj-gian-tien-do-thanh-toan-voi-khach-ban-vang-bac","status":"publish","type":"post","link":"https:\/\/useful.vn\/?p=10724","title":{"rendered":"PNJ gi\u00e3n ti\u1ebfn \u0111\u1ed9 thanh to\u00e1n v\u1edbi kh\u00e1ch b\u00e1n v\u00e0ng, b\u1ea1c"},"content":{"rendered":"
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\nPNJ gi\u00e3n ti\u1ebfn \u0111\u1ed9 thanh to\u00e1n v\u1edbi kh\u00e1ch b\u00e1n v\u00e0ng, b\u1ea1c <\/h1>\n

Kh\u00f4ng ch\u1ec9 kim c\u01b0\u01a1ng, c\u00e1c s\u1ea3n ph\u1ea9m v\u00e0ng, b\u1ea1c kh\u00e1c c\u0169ng \u0111\u01b0\u1ee3c PNJ gi\u00e3n ti\u1ebfn \u0111\u1ed9 thanh to\u00e1n th\u00e0nh 4 th\u00e1ng khi thu mua l\u1ea1i t\u1eeb kh\u00e1ch h\u00e0ng.<\/p>\n

Kho\u1ea3ng 10h h\u00f4m nay, anh Kh\u00e1nh (ph\u01b0\u1eddng T\u00e2n Thu\u1eadn) gh\u00e9 c\u1eeda h\u00e0ng PNJ Next tr\u00ean \u0111\u01b0\u1eddng Hai B\u00e0 Tr\u01b0ng \u0111\u1ec3 b\u00e1n 1 ch\u1ec9 v\u00e0ng nh\u1eabn tr\u01a1n c\u1ee7a th\u01b0\u01a1ng hi\u1ec7u n\u00e0y. \u0110\u1ebfn n\u01a1i, nh\u00e2n vi\u00ean th\u00f4ng b\u00e1o c\u1eeda h\u00e0ng \u0111\u00e3 h\u1ebft \u0111\u1ecbnh m\u1ee9c thu mua \u0111\u01b0\u1ee3c giao trong ng\u00e0y n\u00ean kh\u00f4ng th\u1ec3 ti\u1ebfp nh\u1eadn giao d\u1ecbch. Anh \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n di chuy\u1ec3n sang c\u00e1c c\u1eeda h\u00e0ng kh\u00e1c.<\/p>\n

Nh\u00e2n vi\u00ean t\u1ea1i \u0111\u00e2y cho bi\u1ebft th\u00eam, n\u1ebfu b\u00e1n 1 ch\u1ec9 v\u00e0ng ra l\u1ea5y ti\u1ec1n, anh Kh\u00e1nh kh\u00f4ng th\u1ec3 nh\u1eadn \u0111\u1ee7 trong ng\u00e0y m\u00e0 ti\u1ebfn \u0111\u1ed9 thanh to\u00e1n s\u1ebd chia ra th\u00e0nh 5 \u0111\u1ee3t. Trong \u0111\u00f3, ngay khi giao v\u00e0ng, PNJ s\u1ebd tr\u1ea3 tr\u01b0\u1edbc 10% v\u00e0 ch\u1edd \u0111\u1ebfn 120 ng\u00e0y sau, m\u1edbi thanh to\u00e1n \u0111\u1ea7y \u0111\u1ee7.<\/p>\n

Theo \u0111\u00f3, kh\u00f4ng ch\u1ec9 kim c\u01b0\u01a1ng, c\u00e1c s\u1ea3n ph\u1ea9m kh\u00e1c t\u1ea1i PNJ g\u1ed3m v\u00e0ng mi\u1ebfng, v\u00e0ng t\u00e0i l\u1ed9c, nh\u1eabn tr\u01a1n, kim b\u1ea3o, trang s\u1ee9c, qu\u00e0 t\u1eb7ng s\u01b0u t\u1ea7m… \u0111\u1ec1u \u00e1p d\u1ee5ng ch\u00ednh s\u00e1ch gi\u00e3n ti\u1ebfn \u0111\u1ed9 thanh to\u00e1n. Hi\u1ec7n t\u1ea1i, l\u1ed9 tr\u00ecnh thanh to\u00e1n \u0111\u01b0\u1ee3c PNJ \u00e1p d\u1ee5ng c\u1ee5 th\u1ec3 theo b\u1ea3ng sau:<\/p>\n\n\n\n\n\n\n\n\n\n
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Th\u1eddi \u0111i\u1ec3m<\/p>\n<\/th>\n

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S\u1ed1 ti\u1ec1n thanh to\u00e1n<\/p>\n<\/th>\n

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L\u0169y k\u1ebf<\/p>\n<\/th>\n<\/tr>\n<\/thead>\n

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Ng\u00e0y b\u00e1n<\/p>\n<\/td>\n

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10%<\/p>\n<\/td>\n

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10%<\/p>\n<\/td>\n<\/tr>\n

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Ng\u00e0y b\u00e1n + 30 ng\u00e0y<\/strong><\/p>\n<\/td>\n

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20%<\/p>\n<\/td>\n

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30%<\/p>\n<\/td>\n<\/tr>\n

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Ng\u00e0y b\u00e1n + 60 ng\u00e0y<\/strong><\/p>\n<\/td>\n

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25%<\/p>\n<\/td>\n

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55%<\/p>\n<\/td>\n<\/tr>\n

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Ng\u00e0y b\u00e1n + 90 ng\u00e0y<\/strong><\/p>\n<\/td>\n

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25%<\/p>\n<\/td>\n

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80%<\/p>\n<\/td>\n<\/tr>\n

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Ng\u00e0y b\u00e1n + 120 ng\u00e0y<\/strong><\/p>\n<\/td>\n

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20%<\/p>\n<\/td>\n

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100%<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Nh\u00e2n vi\u00ean t\u1ea1i chi nh\u00e1nh Hai B\u00e0 Tr\u01b0ng n\u00f3i \u0111\u00e2y l\u00e0 c\u1eeda h\u00e0ng l\u1edbn n\u00ean l\u01b0\u1ee3ng kh\u00e1ch \u0111\u1ebfn giao d\u1ecbch \u0111\u00f4ng h\u01a1n h\u1eb3n. C\u1eeda h\u00e0ng n\u00e0y m\u1edf c\u1eeda l\u00fac 9h, nh\u01b0ng t\u1edbi kho\u1ea3ng 9h30, to\u00e0n b\u1ed9 h\u1ea1n m\u1ee9c thu mua s\u1ea3n ph\u1ea9m g\u1ed3m kim c\u01b0\u01a1ng, v\u00e0ng, trang s\u1ee9c… \u0111\u00e3 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng h\u1ebft. C\u00e1c kh\u00e1ch h\u00e0ng \u0111\u1ebfn \u0111\u00e2y \u0111\u1ec1u \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n ph\u01b0\u01a1ng \u00e1n \u0111\u1ed5i sang s\u1ea3n ph\u1ea9m kh\u00e1c. N\u1ebfu \u0111\u1ed5i trang s\u1ee9c kim c\u01b0\u01a1ng qua v\u00e0ng 24K (nh\u1eabn, mi\u1ebfng), kh\u00e1ch h\u00e0ng s\u1ebd \u0111\u01b0\u1ee3c gi\u1ea3m 120.000 \u0111\u1ed3ng m\u1ed9t ch\u1ec9, t\u01b0\u01a1ng \u1ee9ng ti\u1ec1n c\u00f4ng ch\u1ebf t\u00e1c.<\/p>\n

Ghi nh\u1eadn c\u1ee7a VnExpress<\/em> cho th\u1ea5y c\u1eeda h\u00e0ng PNJ tr\u00ean \u0111\u01b0\u1eddng An D\u01b0\u01a1ng V\u01b0\u01a1ng l\u00e0 m\u1ed9t trong s\u1ed1 \u00edt chi nh\u00e1nh v\u1eabn c\u00f2n h\u1ea1n m\u1ee9c thu mua kim c\u01b0\u01a1ng t\u00ednh \u0111\u1ebfn tr\u01b0a nay. Nh\u00e2n vi\u00ean c\u1eeda h\u00e0ng cho bi\u1ebft l\u01b0u l\u01b0\u1ee3ng kh\u00e1ch \u0111\u1ebfn giao d\u1ecbch cao h\u01a1n h\u1eb3n so v\u1edbi th\u1eddi gian tr\u01b0\u1edbc.<\/p>\n

“Trong bu\u1ed5i s\u00e1ng nay, kh\u00f4ng \u00edt ng\u01b0\u1eddi ch\u1ecdn \u0111\u1ed5i kim c\u01b0\u01a1ng sang trang s\u1ee9c v\u00e0ng \u0111\u1ec3 ti\u1ebfp t\u1ee5c l\u01b0u gi\u1eef t\u00e0i s\u1ea3n nh\u01b0ng v\u1eabn \u0111\u1ea3m b\u1ea3o thanh kho\u1ea3n v\u1ec1 sau. V\u1edbi ph\u01b0\u01a1ng \u00e1n n\u00e0y, kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c chi\u1ebft kh\u1ea5u 6%”, m\u1ed9t nh\u00e2n vi\u00ean t\u1ea1i \u0111\u00e2y cho bi\u1ebft.<\/p>\n

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Nh\u00e2n vi\u00ean c\u1eeda h\u00e0ng PNJ t\u1ea1i ph\u01b0\u1eddng An \u0110\u00f4ng \u0111ang t\u01b0 v\u1ea5n cho kh\u00e1ch h\u00e0ng \u0111\u1ed5i kim c\u01b0\u01a1ng sang trang s\u1ee9c v\u00e0ng, tr\u01b0a 22\/7. \u1ea2nh: T\u1ea5t \u0110\u1ea1t<\/em><\/p>\n<\/figcaption><\/figure>\n

H\u00f4m qua, PNJ th\u00f4ng b\u00e1o thay \u0111\u1ed5i ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n khi thu l\u1ea1i s\u1ea3n ph\u1ea9m. N\u1ebfu l\u1ea5y ti\u1ec1n, c\u00f4ng ty s\u1ebd thanh to\u00e1n theo t\u1eebng \u0111\u1ee3t v\u00e0 k\u00e9o d\u00e0i \u0111\u1ebfn 120 ng\u00e0y. N\u1ebfu \u0111\u1ed5i sang s\u1ea3n ph\u1ea9m kh\u00e1c, quy tr\u00ecnh \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n ngay v\u00e0 c\u00f3 th\u00eam chi\u1ebft kh\u1ea5u, ri\u00eang kim c\u01b0\u01a1ng r\u1eddi kh\u00f4ng \u0111\u01b0\u1ee3c \u0111\u1ed5i sang trang s\u1ee9c v\u00e0 v\u00e0ng mi\u1ebfng theo Ngh\u1ecb \u0111\u1ecbnh 232. Ngo\u00e0i ra, kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 k\u1ebft h\u1ee3p c\u1ea3 hai ph\u01b0\u01a1ng th\u1ee9c tr\u00ean.<\/p>\n

\u00d4ng Nguy\u1ec5n Quang S\u01a1n, Gi\u00e1m \u0111\u1ed1c Qu\u1ea3n l\u00fd Gia s\u1ea3n Private (North Star), C\u00f4ng ty T\u01b0 v\u1ea5n \u0111\u1ea7u t\u01b0 v\u00e0 Qu\u1ea3n l\u00fd t\u00e0i s\u1ea3n FIDT, cho r\u1eb1ng v\u1edbi ph\u01b0\u01a1ng \u00e1n b\u00e1n l\u1ea1i v\u00e0 nh\u1eadn ti\u1ec1n theo l\u1ed9 tr\u00ecnh, kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 chuy\u1ec3n t\u00e0i s\u1ea3n th\u00e0nh ti\u1ec1n \u0111\u00fang theo cam k\u1ebft. Tuy nhi\u00ean, vi\u1ec7c ch\u1ec9 nh\u1eadn 10% t\u1ea1i th\u1eddi \u0111i\u1ec3m giao d\u1ecbch, ph\u1ea7n c\u00f2n l\u1ea1i \u0111\u01b0\u1ee3c thanh to\u00e1n qua 4 \u0111\u1ee3t, khi\u1ebfn ng\u01b0\u1eddi b\u00e1n ph\u1ea3i ch\u1ea5p nh\u1eadn “m\u1ea5t t\u00ednh thanh kho\u1ea3n \u0111\u1ed1i v\u1edbi ph\u1ea7n ti\u1ec1n ch\u01b0a nh\u1eadn”, \u0111\u1ed3ng th\u1eddi ch\u1ecbu r\u1ee7i ro li\u00ean quan \u0111\u1ebfn ti\u1ebfn \u0111\u1ed9 th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 c\u1ee7a doanh nghi\u1ec7p.<\/p>\n

V\u1edbi ph\u01b0\u01a1ng \u00e1n \u0111\u1ed5i sang s\u1ea3n ph\u1ea9m kh\u00e1c, giao d\u1ecbch \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n ngay v\u00e0 kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 nh\u1eadn th\u00eam \u01b0u \u0111\u00e3i. D\u1eabu v\u1eady, \u0111\u00e2y c\u0169ng ch\u1ec9 l\u00e0 vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i t\u1eeb s\u1ea3n ph\u1ea9m n\u00e0y sang s\u1ea3n ph\u1ea9m kh\u00e1c, ch\u01b0a th\u1ef1c s\u1ef1 chuy\u1ec3n \u0111\u1ed5i t\u00e0i s\u1ea3n th\u00e0nh ti\u1ec1n.<\/p>\n

Ph\u01b0\u01a1ng \u00e1n k\u1ebft h\u1ee3p s\u1ebd ph\u00f9 h\u1ee3p v\u1edbi ng\u01b0\u1eddi v\u1eeba c\u1ea7n m\u1ed9t ph\u1ea7n ti\u1ec1n m\u1eb7t, v\u1eeba c\u00f3 nhu c\u1ea7u gi\u1eef ho\u1eb7c \u0111\u1ed5i sang s\u1ea3n ph\u1ea9m kh\u00e1c. C\u00e1ch n\u00e0y gi\u00fap kh\u00e1ch h\u00e0ng ch\u1ee7 \u0111\u1ed9ng h\u01a1n trong vi\u1ec7c ph\u00e2n b\u1ed5, nh\u01b0ng v\u1eabn c\u1ea7n t\u00ednh k\u1ef9 gi\u00e1 tr\u1ecb s\u1ea3n ph\u1ea9m \u0111\u1ed5i sang, ph\u1ea7n ti\u1ec1n ch\u01b0a nh\u1eadn v\u00e0 th\u1eddi gian ch\u1edd thanh to\u00e1n.<\/p>\n

Nh\u00ecn chung, theo chuy\u00ean gia, l\u1ef1a ch\u1ecdn ph\u00f9 h\u1ee3p ph\u1ee5 thu\u1ed9c v\u00e0o m\u1ee5c ti\u00eau c\u1ee7a t\u1eebng ng\u01b0\u1eddi. N\u1ebfu \u01b0u ti\u00ean thanh kho\u1ea3n, c\u1ea7n x\u00e1c \u0111\u1ecbnh r\u00f5 s\u1ed1 ti\u1ec1n nh\u1eadn ngay v\u00e0 l\u1ecbch thanh to\u00e1n ph\u1ea7n c\u00f2n l\u1ea1i. N\u1ebfu \u01b0u ti\u00ean s\u1eed d\u1ee5ng ho\u1eb7c l\u01b0u gi\u1eef trang s\u1ee9c, ph\u01b0\u01a1ng \u00e1n thu \u0111\u1ed5i c\u00f3 th\u1ec3 ph\u00f9 h\u1ee3p h\u01a1n. N\u1ebfu l\u1ef1a ch\u1ecdn k\u1ebft h\u1ee3p, kh\u00e1ch h\u00e0ng c\u1ea7n tr\u00e1nh \u0111\u1ed5i s\u1ea3n ph\u1ea9m ch\u1ec9 \u0111\u1ec3 r\u00fat ng\u1eafn th\u1eddi gian ch\u1edd nh\u1eadn ti\u1ec1n.<\/p>\n

“Ng\u01b0\u1eddi s\u1edf h\u1eefu kh\u00f4ng n\u00ean b\u00e1n \u0111\u1ed3ng lo\u1ea1t ch\u1ec9 v\u00ec t\u00e2m l\u00fd \u0111\u00e1m \u0111\u00f4ng khi ch\u01b0a c\u00f3 nhu c\u1ea7u s\u1eed d\u1ee5ng ti\u1ec1n. Tr\u01b0\u1edbc khi quy\u1ebft \u0111\u1ecbnh, kh\u00e1ch h\u00e0ng c\u1ea7n x\u00e1c \u0111\u1ecbnh r\u00f5 lo\u1ea1i s\u1ea3n ph\u1ea9m \u0111ang gi\u1eef, m\u1ee5c \u0111\u00edch s\u1edf h\u1eefu, nhu c\u1ea7u thanh kho\u1ea3n v\u00e0 m\u1ee9c ti\u1ec1n th\u1ef1c nh\u1eadn sau khi tr\u1eeb c\u00e1c kho\u1ea3n kh\u1ea5u tr\u1eeb”, \u00f4ng S\u01a1n l\u01b0u \u00fd.<\/p>\n

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B\u00ean ngo\u00e0i c\u1eeda h\u00e0ng PNJ Next tr\u00ean \u0111\u01b0\u1eddng Hai B\u00e0 Tr\u01b0ng, ph\u01b0\u1eddng T\u00e2n \u0110\u1ecbnh. \u1ea2nh: T\u1ea5t \u0110\u1ea1t<\/em><\/p>\n<\/figcaption><\/figure>\n

\u0110\u1ed1i v\u1edbi kim c\u01b0\u01a1ng, ng\u01b0\u1eddi s\u1edf h\u1eefu c\u1ea7n ki\u1ec3m tra h\u00f3a \u0111\u01a1n, ch\u1ee9ng th\u01b0, m\u00e3 s\u1ed1 ki\u1ec3m \u0111\u1ecbnh, m\u00e3 laser tr\u00ean vi\u00ean \u0111\u00e1 v\u00e0 y\u00eau c\u1ea7u x\u00e1c nh\u1eadn b\u1eb1ng v\u0103n b\u1ea3n v\u1ec1 ch\u00ednh s\u00e1ch thu mua \u00e1p d\u1ee5ng cho s\u1ea3n ph\u1ea9m c\u1ee5 th\u1ec3. N\u1ebfu ch\u01b0a c\u1ea7n ti\u1ec1n v\u00e0 h\u1ed3 s\u01a1 s\u1ea3n ph\u1ea9m ch\u01b0a \u0111\u1ea7y \u0111\u1ee7, kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 ti\u1ebfp t\u1ee5c theo d\u00f5i thay v\u00ec b\u00e1n v\u1ed9i trong giai \u0111o\u1ea1n t\u00e2m l\u00fd th\u1ecb tr\u01b0\u1eddng \u0111ang b\u1ea5t \u1ed5n. N\u1ebfu c\u1ea7n ti\u1ec1n trong ng\u1eafn h\u1ea1n, c\u1ea7n c\u00e2n nh\u1eafc k\u1ef9 vi\u1ec7c ch\u1ec9 nh\u1eadn m\u1ed9t ph\u1ea7n ti\u1ec1n ban \u0111\u1ea7u v\u00e0 ph\u1ea3i ch\u1edd t\u1ed1i \u0111a 120 ng\u00e0y m\u1edbi nh\u1eadn \u0111\u1ee7.<\/p>\n

V\u1edbi v\u00e0ng trang s\u1ee9c, chi ph\u00ed thi\u1ebft k\u1ebf, ch\u1ebf t\u00e1c v\u00e0 th\u01b0\u01a1ng hi\u1ec7u th\u01b0\u1eddng kh\u00f4ng \u0111\u01b0\u1ee3c thu h\u1ed3i \u0111\u1ea7y \u0111\u1ee7. Nh\u1eefng ng\u01b0\u1eddi mua v\u00e0ng trang s\u1ee9c \u0111\u1ec3 s\u1eed d\u1ee5ng kh\u00f4ng nh\u1ea5t thi\u1ebft ph\u1ea3i b\u00e1n ch\u1ec9 v\u00ec thay \u0111\u1ed5i ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n hi\u1ec7n t\u1ea1i.<\/p>\n

Tr\u01b0\u1eddng h\u1ee3p v\u1edbi v\u00e0ng nh\u1eabn tr\u01a1n, 24K ho\u1eb7c c\u00e1c s\u1ea3n ph\u1ea9m c\u00f3 h\u00e0m l\u01b0\u1ee3ng v\u00e0ng cao, theo \u00f4ng S\u01a1n, gi\u00e1 tr\u1ecb c\u1ed1t l\u00f5i n\u1eb1m \u1edf h\u00e0m l\u01b0\u1ee3ng v\u00e0ng v\u00e0 kh\u1ea3 n\u0103ng giao d\u1ecbch th\u01b0\u1eddng r\u1ed9ng h\u01a1n so v\u1edbi kim c\u01b0\u01a1ng ho\u1eb7c trang s\u1ee9c ch\u1ebf t\u00e1c. Ng\u01b0\u1eddi mu\u1ed1n b\u00e1n n\u00ean tham kh\u1ea3o gi\u00e1 mua t\u1ea1i nhi\u1ec1u \u0111\u01a1n v\u1ecb \u0111\u01b0\u1ee3c ph\u00e9p kinh doanh, h\u1ecfi r\u00f5 ph\u01b0\u01a1ng ph\u00e1p ki\u1ec3m \u0111\u1ecbnh v\u00e0 m\u1ee9c kh\u1ea5u tr\u1eeb. Kh\u00f4ng n\u00ean m\u1eb7c \u0111\u1ecbnh s\u1ea3n ph\u1ea9m ch\u1ec9 c\u00f3 th\u1ec3 b\u00e1n l\u1ea1i cho PNJ, m\u1eb7c d\u00f9 b\u00e1n t\u1ea1i \u0111\u01a1n v\u1ecb kh\u00e1c c\u00f3 th\u1ec3 ph\u1ea3i ch\u1ecbu th\u00eam chi ph\u00ed ki\u1ec3m \u0111\u1ecbnh ho\u1eb7c \u0111\u01b0\u1ee3c mua theo gi\u00e1 v\u00e0ng nguy\u00ean li\u1ec7u.<\/p>\n

Ri\u00eang v\u1edbi b\u1ea1c, ph\u1ea7n l\u1edbn s\u1ea3n ph\u1ea9m c\u1ee7a PNJ l\u00e0 trang s\u1ee9c ho\u1eb7c qu\u00e0 t\u1eb7ng, v\u1edbi gi\u00e1 g\u1ed3m c\u00f4ng ch\u1ebf t\u00e1c, thi\u1ebft k\u1ebf v\u00e0 th\u01b0\u01a1ng hi\u1ec7u – kh\u00f3 thu h\u1ed3i \u0111\u1ea7y \u0111\u1ee7 gi\u00e1 tr\u1ecb n\u00e0y. Ti\u1ec1n th\u1ef1c nh\u1eadn ph\u1ee5 thu\u1ed9c h\u00e0m l\u01b0\u1ee3ng, tr\u1ecdng l\u01b0\u1ee3ng b\u1ea1c sau ki\u1ec3m \u0111\u1ecbnh v\u00e0 ch\u00ednh s\u00e1ch c\u1ee7a \u0111\u01a1n v\u1ecb thu mua. Do gi\u00e1 tr\u1ecb c\u1ee7a m\u1ed7i giao d\u1ecbch b\u1ea1c th\u01b0\u1eddng kh\u00f4ng qu\u00e1 l\u1edbn, ng\u01b0\u1eddi \u0111ang s\u1edf h\u1eefu trang s\u1ee9c b\u1ea1c \u0111\u1ec3 s\u1eed d\u1ee5ng kh\u00f4ng c\u1ea7n v\u1ed9i v\u00e0ng b\u00e1n ra ch\u1ec9 v\u00ec t\u00e2m l\u00fd lo ng\u1ea1i.<\/p>\n

“N\u1ebfu c\u00f3 nhu c\u1ea7u thanh l\u00fd, kh\u00e1ch h\u00e0ng n\u00ean h\u1ecfi r\u00f5 m\u1ee9c gi\u00e1 thu mua, t\u1ef7 l\u1ec7 kh\u1ea5u tr\u1eeb, th\u1eddi h\u1ea1n thanh to\u00e1n v\u00e0 so s\u00e1nh v\u1edbi c\u00e1c \u0111\u01a1n v\u1ecb kh\u00e1c tr\u01b0\u1edbc khi quy\u1ebft \u0111\u1ecbnh”, \u00f4ng khuy\u1ebfn ngh\u1ecb.<\/p>\n

T\u00f3m l\u1ea1i, theo \u00f4ng S\u01a1n, ng\u01b0\u1eddi n\u1eafm gi\u1eef s\u1ea3n ph\u1ea9m PNJ n\u00ean tr\u1ea3 l\u1eddi 4 c\u00e2u h\u1ecfi tr\u01b0\u1edbc khi h\u00e0nh \u0111\u1ed9ng: T\u00f4i c\u00f3 th\u1ef1c s\u1ef1 c\u1ea7n ti\u1ec1n trong 120 ng\u00e0y t\u1edbi kh\u00f4ng? S\u1ea3n ph\u1ea9m \u0111ang gi\u1eef l\u00e0 kim c\u01b0\u01a1ng, v\u00e0ng t\u00edch tr\u1eef, v\u00e0ng trang s\u1ee9c hay b\u1ea1c? M\u1ee9c ti\u1ec1n th\u1ef1c nh\u1eadn sau khi ki\u1ec3m \u0111\u1ecbnh v\u00e0 c\u00e1c kho\u1ea3n kh\u1ea5u tr\u1eeb l\u00e0 bao nhi\u00eau? T\u00f4i c\u00f3 ch\u1ea5p nh\u1eadn l\u1ecbch thanh to\u00e1n v\u00e0 r\u1ee7i ro \u0111\u1ed1i v\u1edbi ph\u1ea7n ti\u1ec1n ch\u01b0a nh\u1eadn hay kh\u00f4ng?<\/p>\n

“N\u1ebfu ch\u01b0a c\u1ea7n ti\u1ec1n, s\u1ea3n ph\u1ea9m c\u00f3 \u0111\u1ea7y \u0111\u1ee7 h\u1ed3 s\u01a1 v\u00e0 v\u1eabn \u0111\u00e1p \u1ee9ng m\u1ee5c \u0111\u00edch s\u1eed d\u1ee5ng, kh\u00e1ch h\u00e0ng n\u00ean b\u00ecnh t\u0129nh theo d\u00f5i th\u00eam. N\u1ebfu c\u1ea7n thanh kho\u1ea3n, n\u00ean \u01b0u ti\u00ean ph\u01b0\u01a1ng \u00e1n t\u1ea1o ra ti\u1ec1n m\u1eb7t th\u1ef1c s\u1ef1, so s\u00e1nh gi\u00e1 mua t\u1ea1i nhi\u1ec1u \u0111\u01a1n v\u1ecb v\u00e0 y\u00eau c\u1ea7u x\u00e1c nh\u1eadn r\u00f5 b\u1eb1ng v\u0103n b\u1ea3n v\u1ec1 gi\u00e1 tr\u1ecb giao d\u1ecbch, t\u1ef7 l\u1ec7 thanh to\u00e1n c\u0169ng nh\u01b0 th\u1eddi h\u1ea1n nh\u1eadn \u0111\u1ee7 ti\u1ec1n”, chuy\u00ean gia ph\u00e2n t\u00edch.<\/p>\n

T\u1ea5t \u0110\u1ea1t<\/strong><\/p>\n<\/article>\n

\n

https:\/\/vnexpress.net\/pnj-gian-tien-do-thanh-toan-voi-khach-ban-vang-bac-5100394.html<\/p>\n","protected":false},"excerpt":{"rendered":"

PNJ gi\u00e3n ti\u1ebfn \u0111\u1ed9 thanh to\u00e1n v\u1edbi kh\u00e1ch b\u00e1n v\u00e0ng, b\u1ea1c Kh\u00f4ng ch\u1ec9 kim c\u01b0\u01a1ng, c\u00e1c s\u1ea3n ph\u1ea9m v\u00e0ng, b\u1ea1c kh\u00e1c c\u0169ng \u0111\u01b0\u1ee3c PNJ gi\u00e3n ti\u1ebfn \u0111\u1ed9 thanh to\u00e1n th\u00e0nh 4 th\u00e1ng khi thu mua l\u1ea1i t\u1eeb kh\u00e1ch h\u00e0ng. Kho\u1ea3ng 10h h\u00f4m nay, anh Kh\u00e1nh (ph\u01b0\u1eddng T\u00e2n Thu\u1eadn) gh\u00e9 c\u1eeda h\u00e0ng PNJ Next tr\u00ean \u0111\u01b0\u1eddng<\/p>\n","protected":false},"author":1,"featured_media":10725,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"class_list":["post-10724","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-thi-truong"],"_links":{"self":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/10724","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=10724"}],"version-history":[{"count":0,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/10724\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/media\/10725"}],"wp:attachment":[{"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=10724"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=10724"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=10724"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}