{"id":11061,"date":"2026-08-16T09:17:19","date_gmt":"2026-08-16T02:17:19","guid":{"rendered":"https:\/\/useful.vn\/?p=11061"},"modified":"2026-08-16T09:17:19","modified_gmt":"2026-08-16T02:17:19","slug":"lpbank-lai-gan-6-000-ty-nua-dau-nam","status":"publish","type":"post","link":"https:\/\/useful.vn\/?p=11061","title":{"rendered":"LPBank l\u00e3i g\u1ea7n 6.000 t\u1ef7 n\u1eeda \u0111\u1ea7u n\u0103m"},"content":{"rendered":"
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\nLPBank l\u00e3i g\u1ea7n 6.000 t\u1ef7 n\u1eeda \u0111\u1ea7u n\u0103m <\/h1>\n

LPBank ghi nh\u1eadn l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf 5.973 t\u1ef7 \u0111\u1ed3ng trong n\u1eeda \u0111\u1ea7u n\u0103m, t\u1ed5ng t\u00e0i s\u1ea3n 615.502 t\u1ef7 \u0111\u1ed3ng, t\u00edn d\u1ee5ng t\u0103ng 10% v\u00e0 huy \u0111\u1ed9ng v\u1ed1n t\u0103ng 8%.<\/p>\n

Th\u00f4ng tin n\u00eau t\u1ea1i b\u00e1o c\u00e1o t\u00e0i ch\u00ednh do ng\u00e2n h\u00e0ng v\u1eeba c\u00f4ng b\u1ed1. T\u00ednh \u0111\u1ebfn ng\u00e0y 30\/6, LPBank ghi nh\u1eadn t\u1ed5ng t\u00e0i s\u1ea3n t\u0103ng 6% so v\u1edbi th\u1eddi \u0111i\u1ec3m k\u1ebft th\u00fac qu\u00fd I, \u0111\u1ea1t 615.502 t\u1ef7 \u0111\u1ed3ng, ti\u1ec7m c\u1eadn m\u1ee5c ti\u00eau 615.600 t\u1ef7 \u0111\u1ed3ng m\u00e0 ng\u00e2n h\u00e0ng \u0111\u1eb7t ra cho c\u1ea3 n\u0103m nay.<\/p>\n

C\u00f9ng v\u1edbi vi\u1ec7c m\u1edf r\u1ed9ng quy m\u00f4, \u0111\u01a1n v\u1ecb duy tr\u00ec \u0111\u00e0 huy \u0111\u1ed9ng v\u1ed1n t\u00edch c\u1ef1c. Sau n\u1eeda n\u0103m kinh doanh, huy \u0111\u1ed9ng v\u1ed1n th\u1ecb tr\u01b0\u1eddng 1 \u0111\u1ea1t 432.535 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 8% so v\u1edbi \u0111\u1ea7u n\u0103m v\u00e0 17% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m tr\u01b0\u1edbc. Ngu\u1ed3n v\u1ed1n t\u0103ng tr\u01b0\u1edfng \u1ed5n \u0111\u1ecbnh gi\u00fap ng\u00e2n h\u00e0ng duy tr\u00ec thanh kho\u1ea3n d\u1ed3i d\u00e0o, t\u1ea1o d\u01b0 \u0111\u1ecba m\u1edf r\u1ed9ng t\u00edn d\u1ee5ng trong b\u1ed1i c\u1ea3nh nhu c\u1ea7u v\u1ed1n c\u1ee7a n\u1ec1n kinh t\u1ebf ph\u1ee5c h\u1ed3i.<\/p>\n

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D\u01b0 n\u1ee3 cho vay kh\u00e1ch h\u00e0ng hi\u1ec7n \u0111\u1ea1t 429.465 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 10% so v\u1edbi \u0111\u1ea7u n\u0103m v\u00e0 16% so v\u1edbi c\u00f9ng k\u1ef3. Ri\u00eang trong qu\u00fd II, d\u01b0 n\u1ee3 t\u00edn d\u1ee5ng t\u0103ng th\u00eam kho\u1ea3ng 26.000 t\u1ef7 \u0111\u1ed3ng, cho th\u1ea5y kh\u1ea3 n\u0103ng m\u1edf r\u1ed9ng kh\u00e1ch h\u00e0ng, gi\u1ea3i ng\u00e2n hi\u1ec7u qu\u1ea3 v\u00e0 \u0111\u00e1p \u1ee9ng k\u1ecbp th\u1eddi nhu c\u1ea7u v\u1ed1n c\u1ee7a n\u1ec1n kinh t\u1ebf.<\/p>\n

Quy m\u00f4 ho\u1ea1t \u0111\u1ed9ng gia t\u0103ng c\u00f9ng ngu\u1ed3n v\u1ed1n \u1ed5n \u0111\u1ecbnh c\u0169ng h\u1ed7 tr\u1ee3 k\u1ebft qu\u1ea3 kinh doanh. Trong qu\u00fd II\/2026, LPBank ghi nh\u1eadn l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf 3.147 t\u1ef7 \u0111\u1ed3ng, t\u0103ng kho\u1ea3ng 11% so v\u1edbi qu\u00fd I. L\u0169y k\u1ebf 6 th\u00e1ng, l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf \u0111\u1ea1t 5.973 t\u1ef7 \u0111\u1ed3ng, ho\u00e0n th\u00e0nh kho\u1ea3ng 40% k\u1ebf ho\u1ea1ch n\u0103m, t\u1ea1o d\u01b0 \u0111\u1ecba \u0111\u1ec3 \u0111\u01a1n v\u1ecb b\u1ee9t t\u1ed1c trong nh\u1eefng th\u00e1ng cu\u1ed1i n\u0103m.<\/p>\n

T\u1ed5ng thu nh\u1eadp ho\u1ea1t \u0111\u1ed9ng n\u1eeda \u0111\u1ea7u n\u0103m \u0111\u1ea1t 11.212 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 17% so v\u1edbi c\u00f9ng k\u1ef3. Trong \u0111\u00f3, thu nh\u1eadp l\u00e3i thu\u1ea7n \u0111\u1ea1t 7.767 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 11%, cho th\u1ea5y ho\u1ea1t \u0111\u1ed9ng kinh doanh c\u1ed1t l\u00f5i ti\u1ebfp t\u1ee5c \u0111\u00f3ng vai tr\u00f2 ch\u1ee7 \u0111\u1ea1o trong b\u1ed1i c\u1ea3nh chi ph\u00ed v\u1ed1n \u0111\u1ea7u v\u00e0o \u1edf m\u1ee9c cao.<\/p>\n

B\u00ean c\u1ea1nh ngu\u1ed3n thu t\u1eeb t\u00edn d\u1ee5ng, thu nh\u1eadp ngo\u00e0i l\u00e3i \u0111\u1ea1t 3.445 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 33% v\u00e0 chi\u1ebfm kho\u1ea3ng 31% t\u1ed5ng thu nh\u1eadp ho\u1ea1t \u0111\u1ed9ng. Doanh thu t\u1eeb d\u1ecbch v\u1ee5 \u0111\u1ea1t 2.582 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 54%, trong khi thu nh\u1eadp t\u1eeb kinh doanh ngo\u1ea1i t\u1ec7 t\u0103ng 151% so v\u1edbi c\u00f9ng k\u1ef3. Theo LPBank, nh\u1eefng k\u1ebft qu\u1ea3 n\u00e0y g\u00f3p ph\u1ea7n n\u00e2ng t\u1ef7 tr\u1ecdng thu nh\u1eadp ngo\u00e0i l\u00e3i, gi\u1ea3m s\u1ef1 ph\u1ee5 thu\u1ed9c v\u00e0o ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng truy\u1ec1n th\u1ed1ng v\u00e0 c\u1ee7ng c\u1ed1 n\u1ec1n t\u1ea3ng t\u0103ng tr\u01b0\u1edfng b\u1ec1n v\u1eefng trong d\u00e0i h\u1ea1n.<\/p>\n

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T\u00f2a nh\u00e0 v\u0103n ph\u00f2ng LPBank. \u1ea2nh: LPBank<\/em><\/p>\n<\/figcaption><\/figure>\n

Trong c\u00f9ng k\u1ef3, \u0111\u01a1n v\u1ecb t\u0103ng \u0111\u1ea7u t\u01b0 cho c\u00f4ng ngh\u1ec7, m\u1ea1ng l\u01b0\u1edbi v\u00e0 ho\u1ea1t \u0111\u1ed9ng kinh doanh, khi\u1ebfn t\u1ef7 l\u1ec7 chi ph\u00ed tr\u00ean thu nh\u1eadp (CIR) t\u0103ng l\u00ean 33%. M\u1ed9t trong \u0111i\u1ec3m \u0111\u00e1ng ch\u00fa \u00fd l\u00e0 vi\u1ec7c LPBank ra m\u1eaft \u1ee9ng d\u1ee5ng ng\u00e2n h\u00e0ng s\u1ed1 LPBank Plus, qua \u0111\u00f3 b\u1ed5 sung c\u00e1c s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh s\u1ed1 v\u00e0 n\u00e2ng cao tr\u1ea3i nghi\u1ec7m ng\u01b0\u1eddi d\u00f9ng.<\/p>\n

D\u00f9 chi ph\u00ed ho\u1ea1t \u0111\u1ed9ng t\u0103ng, c\u00e1c ch\u1ec9 s\u1ed1 sinh l\u1eddi v\u1eabn duy tr\u00ec \u1edf m\u1ee9c t\u00edch c\u1ef1c. T\u1ef7 su\u1ea5t sinh l\u1eddi tr\u00ean v\u1ed1n ch\u1ee7 s\u1edf h\u1eefu (ROE) \u0111\u1ea1t 21,46%, t\u1ef7 su\u1ea5t sinh l\u1eddi tr\u00ean t\u1ed5ng t\u00e0i s\u1ea3n (ROA) \u1edf m\u1ee9c 1,59%. C\u00e1c ch\u1ec9 s\u1ed1 n\u00e0y cho th\u1ea5y hi\u1ec7u qu\u1ea3 s\u1eed d\u1ee5ng v\u1ed1n v\u00e0 t\u00e0i s\u1ea3n trong giai \u0111o\u1ea1n ng\u00e2n h\u00e0ng t\u0103ng chi cho c\u00e1c \u0111\u1ed9ng l\u1ef1c t\u0103ng tr\u01b0\u1edfng m\u1edbi.<\/p>\n

Song song m\u1edf r\u1ed9ng t\u00edn d\u1ee5ng, LPBank duy tr\u00ec c\u00e1c ch\u1ec9 ti\u00eau an to\u00e0n \u1edf m\u1ee9c cao h\u01a1n y\u00eau c\u1ea7u t\u1ed1i thi\u1ec3u. T\u00ednh \u0111\u1ebfn cu\u1ed1i th\u00e1ng 6, t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u \u1edf m\u1ee9c 1,85%, trong khi t\u1ef7 l\u1ec7 an to\u00e0n v\u1ed1n (CAR) \u0111\u1ea1t 11,2%. K\u1ebft qu\u1ea3 n\u00e0y cho th\u1ea5y ch\u1ea5t l\u01b0\u1ee3ng t\u00edn d\u1ee5ng v\u1eabn \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t khi quy m\u00f4 cho vay ti\u1ebfp t\u1ee5c t\u0103ng.<\/p>\n

C\u00e1c ch\u1ec9 s\u1ed1 thanh kho\u1ea3n c\u0169ng n\u1eb1m trong ng\u01b0\u1ee1ng an to\u00e0n. T\u1ef7 l\u1ec7 d\u01b0 n\u1ee3 cho vay tr\u00ean t\u1ed5ng ti\u1ec1n g\u1eedi (LDR) \u0111\u1ea1t 76,6%, t\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng v\u1ed1n ng\u1eafn h\u1ea1n cho vay trung v\u00e0 d\u00e0i h\u1ea1n \u1edf m\u1ee9c 22,2%, c\u00f2n t\u1ef7 l\u1ec7 d\u1ef1 tr\u1eef thanh kho\u1ea3n \u0111\u1ea1t 16%.<\/p>\n

Theo \u0111\u1ea1i di\u1ec7n ng\u00e2n h\u00e0ng, trong b\u1ed1i c\u1ea3nh c\u1ea1nh tranh huy \u0111\u1ed9ng v\u1ed1n v\u1eabn hi\u1ec7n h\u1eefu, k\u1ebft qu\u1ea3 n\u1eeda \u0111\u1ea7u n\u0103m th\u1ec3 hi\u1ec7n nh\u1ecbp duy tr\u00ec t\u1ed1c \u0111\u1ed9 t\u0103ng tr\u01b0\u1edfng t\u00e0i s\u1ea3n, t\u00edn d\u1ee5ng v\u00e0 l\u1ee3i nhu\u1eadn, \u0111\u1ed3ng th\u1eddi c\u1ea3i thi\u1ec7n t\u1ef7 tr\u1ecdng thu nh\u1eadp ngo\u00e0i l\u00e3i. N\u1ec1n t\u1ea3ng v\u1ed1n, thanh kho\u1ea3n v\u00e0 c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 cho chuy\u1ec3n \u0111\u1ed5i s\u1ed1 s\u1ebd l\u00e0 c\u01a1 s\u1edf \u0111\u1ec3 LPBank tri\u1ec3n khai k\u1ebf ho\u1ea1ch kinh doanh 6 th\u00e1ng cu\u1ed1i n\u0103m.<\/p>\n

Ho\u00e0ng \u0110an<\/strong><\/p>\n<\/article>\n

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https:\/\/vnexpress.net\/lpbank-lai-gan-6-000-ty-nua-dau-nam-5100136.html<\/p>\n","protected":false},"excerpt":{"rendered":"

LPBank l\u00e3i g\u1ea7n 6.000 t\u1ef7 n\u1eeda \u0111\u1ea7u n\u0103m LPBank ghi nh\u1eadn l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf 5.973 t\u1ef7 \u0111\u1ed3ng trong n\u1eeda \u0111\u1ea7u n\u0103m, t\u1ed5ng t\u00e0i s\u1ea3n 615.502 t\u1ef7 \u0111\u1ed3ng, t\u00edn d\u1ee5ng t\u0103ng 10% v\u00e0 huy \u0111\u1ed9ng v\u1ed1n t\u0103ng 8%. Th\u00f4ng tin n\u00eau t\u1ea1i b\u00e1o c\u00e1o t\u00e0i ch\u00ednh do ng\u00e2n h\u00e0ng v\u1eeba c\u00f4ng b\u1ed1. T\u00ednh \u0111\u1ebfn ng\u00e0y<\/p>\n","protected":false},"author":1,"featured_media":11062,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"class_list":["post-11061","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-thi-truong"],"_links":{"self":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/11061","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=11061"}],"version-history":[{"count":0,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/11061\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/media\/11062"}],"wp:attachment":[{"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=11061"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=11061"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=11061"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}