{"id":12224,"date":"2026-08-22T03:47:24","date_gmt":"2026-08-21T20:47:24","guid":{"rendered":"https:\/\/useful.vn\/?p=12224"},"modified":"2026-08-22T03:47:24","modified_gmt":"2026-08-21T20:47:24","slug":"vib-lai-truoc-thue-hon-5-100-ty-nua-dau-nam","status":"publish","type":"post","link":"https:\/\/useful.vn\/?p=12224","title":{"rendered":"VIB l\u00e3i tr\u01b0\u1edbc thu\u1ebf h\u01a1n 5.100 t\u1ef7 n\u1eeda \u0111\u1ea7u n\u0103m"},"content":{"rendered":"
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\nVIB l\u00e3i tr\u01b0\u1edbc thu\u1ebf h\u01a1n 5.100 t\u1ef7 n\u1eeda \u0111\u1ea7u n\u0103m <\/h1>\n

VIB ghi nh\u1eadn l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf h\u01a1n 5.180 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 3% c\u00f9ng k\u1ef3; t\u1ed5ng t\u00e0i s\u1ea3n v\u01b0\u1ee3t 580.000 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 4% so v\u1edbi \u0111\u1ea7u n\u0103m, t\u00ednh \u0111\u1ebfn ng\u00e0y 30\/6.<\/p>\n

Th\u00f4ng tin n\u00eau t\u1ea1i b\u00e1o c\u00e1o t\u00e0i ch\u00ednh v\u1eeba c\u00f4ng b\u1ed1 c\u1ee7a ng\u00e2n h\u00e0ng. C\u00f9ng v\u1edbi \u0111\u00f3, huy \u0111\u1ed9ng kh\u00e1ch h\u00e0ng \u0111\u1ea1t h\u01a1n 317.000 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 8%, t\u1ea1o ngu\u1ed3n v\u1ed1n ph\u1ee5c v\u1ee5 ho\u1ea1t \u0111\u1ed9ng kinh doanh v\u00e0 \u0111\u00e1p \u1ee9ng nhu c\u1ea7u t\u00edn d\u1ee5ng. Trong c\u01a1 c\u1ea5u huy \u0111\u1ed9ng, ngu\u1ed3n v\u1ed1n chi ph\u00ed th\u1ea5p g\u1ed3m ti\u1ec1n g\u1eedi kh\u00f4ng k\u1ef3 h\u1ea1n (CASA) v\u00e0 ti\u1ec1n g\u1eedi ngo\u1ea1i t\u1ec7 chi\u1ebfm 19% t\u1ed5ng ti\u1ec1n g\u1eedi kh\u00e1ch h\u00e0ng, g\u00f3p ph\u1ea7n h\u1ed7 tr\u1ee3 duy tr\u00ec bi\u00ean l\u00e3i r\u00f2ng trong b\u1ed1i c\u1ea3nh m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t c\u00f2n nhi\u1ec1u bi\u1ebfn \u0111\u1ed9ng.<\/p>\n

D\u01b0 n\u1ee3 t\u00edn d\u1ee5ng \u0111\u1ebfn cu\u1ed1i th\u00e1ng 6 \u0111\u1ea1t h\u01a1n 397.000 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 4% so v\u1edbi \u0111\u1ea7u n\u0103m. Danh m\u1ee5c t\u00edn d\u1ee5ng ti\u1ebfp t\u1ee5c \u0111\u01b0\u1ee3c \u0111a d\u1ea1ng h\u00f3a, trong \u0111\u00f3 ph\u00e2n kh\u00fac b\u00e1n l\u1ebb c\u00f9ng doanh nghi\u1ec7p v\u1eeba v\u00e0 nh\u1ecf (SME) chi\u1ebfm 67% t\u1ed5ng d\u01b0 n\u1ee3. B\u00ean c\u1ea1nh \u0111\u00f3, d\u01b0 n\u1ee3 kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p t\u0103ng 22%, c\u00f2n d\u01b0 n\u1ee3 c\u00e1c \u0111\u1ecbnh ch\u1ebf t\u00e0i ch\u00ednh t\u0103ng 11%. K\u1ebft qu\u1ea3 th\u1ec3 hi\u1ec7n \u0111\u1ecbnh h\u01b0\u1edbng m\u1edf r\u1ed9ng c\u00f3 ch\u1ecdn l\u1ecdc sang c\u00e1c ph\u00e2n kh\u00fac ti\u1ec1m n\u0103ng, \u0111\u1ed3ng th\u1eddi duy tr\u00ec c\u01a1 c\u1ea5u t\u00edn d\u1ee5ng c\u00e2n b\u1eb1ng.<\/p>\n

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Nh\u00e2n vi\u00ean nh\u00e0 b\u0103ng t\u01b0 v\u1ea5n c\u00e1c s\u1ea3n ph\u1ea9m cho kh\u00e1ch h\u00e0ng. \u1ea2nh: VIB<\/em><\/p>\n<\/figcaption><\/figure>\n

Song song v\u1edbi t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng, ch\u1ea5t l\u01b0\u1ee3ng t\u00e0i s\u1ea3n ti\u1ebfp t\u1ee5c \u0111\u01b0\u1ee3c c\u1ea3i thi\u1ec7n. T\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u (NPL) gi\u1ea3m xu\u1ed1ng 2,10%, th\u1ea5p h\u01a1n 6 \u0111i\u1ec3m c\u01a1 b\u1ea3n so v\u1edbi \u0111\u1ea7u n\u0103m. Theo VIB, k\u1ebft qu\u1ea3 n\u00e0y ph\u1ea3n \u00e1nh hi\u1ec7u qu\u1ea3 c\u1ee7a c\u00f4ng t\u00e1c qu\u1ea3n tr\u1ecb r\u1ee7i ro, ki\u1ec3m so\u00e1t t\u00edn d\u1ee5ng v\u00e0 thu h\u1ed3i n\u1ee3. Vi\u1ec7c duy tr\u00ec ch\u1ea5t l\u01b0\u1ee3ng t\u00e0i s\u1ea3n trong khi quy m\u00f4 t\u00edn d\u1ee5ng ti\u1ebfp t\u1ee5c m\u1edf r\u1ed9ng t\u1ea1o n\u1ec1n t\u1ea3ng cho m\u1ee5c ti\u00eau ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng trong trung v\u00e0 d\u00e0i h\u1ea1n.<\/p>\n

C\u00e1c ch\u1ec9 s\u1ed1 an to\u00e0n ho\u1ea1t \u0111\u1ed9ng ti\u1ebfp t\u1ee5c duy tr\u00ec trong ng\u01b0\u1ee1ng quy \u0111\u1ecbnh. T\u1ef7 l\u1ec7 an to\u00e0n v\u1ed1n (CAR) theo Basel II \u0111\u1ea1t g\u1ea7n 12%, cao h\u01a1n m\u1ee9c t\u1ed1i thi\u1ec3u 8%. H\u1ec7 s\u1ed1 cho vay tr\u00ean t\u1ed5ng ti\u1ec1n g\u1eedi (LDR) \u1edf m\u1ee9c 79%, th\u1ea5p h\u01a1n gi\u1edbi h\u1ea1n 85%. T\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng v\u1ed1n ng\u1eafn h\u1ea1n cho vay trung v\u00e0 d\u00e0i h\u1ea1n \u0111\u1ea1t 28%, th\u1ea5p h\u01a1n m\u1ee9c tr\u1ea7n 30%. Trong khi \u0111\u00f3, h\u1ec7 s\u1ed1 ngu\u1ed3n v\u1ed1n \u1ed5n \u0111\u1ecbnh r\u00f2ng (NSFR) theo Basel III \u0111\u1ea1t 103%, v\u01b0\u1ee3t chu\u1ea9n t\u1ed1i thi\u1ec3u 100%.<\/p>\n

Ng\u00e0y 24\/6, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc ch\u1ea5p thu\u1eadn ph\u01b0\u01a1ng \u00e1n t\u0103ng v\u1ed1n \u0111i\u1ec1u l\u1ec7 c\u1ee7a VIB l\u00ean h\u01a1n 37.300 t\u1ef7 \u0111\u1ed3ng. Theo nh\u00e0 b\u0103ng, vi\u1ec7c t\u0103ng v\u1ed1n gi\u00fap c\u1ee7ng c\u1ed1 n\u0103ng l\u1ef1c t\u00e0i ch\u00ednh v\u00e0 m\u1edf r\u1ed9ng d\u01b0 \u0111\u1ecba t\u0103ng tr\u01b0\u1edfng trong giai \u0111o\u1ea1n t\u1edbi, \u0111\u00e2y c\u0169ng l\u00e0 l\u1ea7n t\u0103ng v\u1ed1n li\u00ean ti\u1ebfp c\u1ee7a VIB trong nh\u1eefng n\u0103m g\u1ea7n \u0111\u00e2y, \u0111\u01b0a t\u1ed1c \u0111\u1ed9 t\u0103ng tr\u01b0\u1edfng k\u00e9p (CAGR) v\u1ed1n \u0111i\u1ec1u l\u1ec7 giai \u0111o\u1ea1n 2019-2026 l\u00ean h\u01a1n 22%.<\/p>\n

Theo \u0111\u1ea1i di\u1ec7n VIB, n\u1ec1n t\u1ea3ng v\u1ed1n \u0111\u01b0\u1ee3c c\u1ee7ng c\u1ed1 t\u1ea1o \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 ng\u00e2n h\u00e0ng m\u1edf r\u1ed9ng ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng, \u0111\u1ea7u t\u01b0 h\u1ea1 t\u1ea7ng c\u00f4ng ngh\u1ec7 v\u00e0 ph\u00e1t tri\u1ec3n m\u1ea1ng l\u01b0\u1edbi kinh doanh. \u0110\u1ed3ng th\u1eddi, VIB c\u00f3 th\u00eam d\u01b0 \u0111\u1ecba \u0111\u1ec3 duy tr\u00ec c\u00e1c ch\u1ec9 s\u1ed1 an to\u00e0n trong b\u1ed1i c\u1ea3nh quy m\u00f4 t\u1ed5ng t\u00e0i s\u1ea3n v\u00e0 t\u00edn d\u1ee5ng ti\u1ebfp t\u1ee5c t\u0103ng.<\/p>\n

Sau hai qu\u00fd \u0111\u1ea7u n\u0103m kinh doanh, t\u1ed5ng thu nh\u1eadp ho\u1ea1t \u0111\u1ed9ng (TOI) c\u1ee7a ng\u00e2n h\u00e0ng \u0111\u1ea1t h\u01a1n 11.220 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 16% so v\u1edbi c\u00f9ng k\u1ef3. \u0110\u1ed3ng th\u1eddi, VIB ch\u1ee7 \u0111\u1ed9ng c\u1ee7ng c\u1ed1 b\u1ed9 \u0111\u1ec7m d\u1ef1 ph\u00f2ng, ph\u00f9 h\u1ee3p v\u1edbi \u0111\u1ecbnh h\u01b0\u1edbng t\u0103ng tr\u01b0\u1edfng an to\u00e0n v\u00e0 qu\u1ea3n tr\u1ecb r\u1ee7i ro th\u1eadn tr\u1ecdng. M\u1eb7c d\u00f9 m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t ti\u1ebfp t\u1ee5c c\u1ea1nh tranh, nh\u00e0 b\u0103ng v\u1eabn duy tr\u00ec bi\u00ean l\u00e3i r\u00f2ng (NIM) \u1edf m\u1ee9c 3,1%, cho th\u1ea5y hi\u1ec7u qu\u1ea3 trong qu\u1ea3n tr\u1ecb chi ph\u00ed v\u1ed1n v\u00e0 t\u1ed1i \u01b0u c\u01a1 c\u1ea5u t\u00e0i s\u1ea3n sinh l\u1eddi. Tr\u00ean n\u1ec1n t\u1ea3ng \u0111\u00f3, l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf \u0111\u1ea1t h\u01a1n 5.180 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 3% so v\u1edbi c\u00f9ng k\u1ef3.<\/p>\n

C\u01a1 c\u1ea5u doanh thu ti\u1ebfp t\u1ee5c \u0111\u01b0\u1ee3c \u0111a d\u1ea1ng h\u00f3a, v\u1edbi thu nh\u1eadp ngo\u00e0i l\u00e3i chi\u1ebfm 22% t\u1ed5ng thu nh\u1eadp ho\u1ea1t \u0111\u1ed9ng, nh\u1edd \u0111\u00f3ng g\u00f3p t\u00edch c\u1ef1c t\u1eeb th\u1ebb t\u00edn d\u1ee5ng, bancassurance (ph\u00e2n ph\u1ed1i s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m qua h\u1ec7 th\u1ed1ng c\u1ee7a ng\u00e2n h\u00e0ng) v\u00e0 thu h\u1ed3i n\u1ee3 \u0111\u00e3 x\u1eed l\u00fd r\u1ee7i ro. Vi\u1ec7c ki\u1ec3m so\u00e1t t\u1ed1t chi ph\u00ed gi\u00fap t\u1ef7 l\u1ec7 chi ph\u00ed tr\u00ean thu nh\u1eadp (CIR) gi\u1ea3m xu\u1ed1ng 34%. Chi ph\u00ed t\u00edn d\u1ee5ng (Credit cost) \u0111\u01b0\u1ee3c duy tr\u00ec \u1edf m\u1ee9c 1,2%, trong khi t\u1ef7 su\u1ea5t sinh l\u1eddi tr\u00ean v\u1ed1n ch\u1ee7 s\u1edf h\u1eefu (ROE) \u0111\u1ea1t 16%.<\/p>\n

N\u0103ng l\u1ef1c t\u00e0i ch\u00ednh, ch\u1ea5t l\u01b0\u1ee3ng qu\u1ea3n tr\u1ecb c\u00f9ng t\u00ednh minh b\u1ea1ch c\u1ee7a VIB ti\u1ebfp t\u1ee5c \u0111\u01b0\u1ee3c c\u00e1c t\u1ed5 ch\u1ee9c uy t\u00edn trong n\u01b0\u1edbc v\u00e0 qu\u1ed1c t\u1ebf ghi nh\u1eadn. Trong k\u1ef3, Moody’s n\u00e2ng tri\u1ec3n v\u1ecdng x\u1ebfp h\u1ea1ng t\u00edn nhi\u1ec7m c\u1ee7a VIB l\u00ean m\u1ee9c \u1ed4n \u0111\u1ecbnh; IFC vinh danh VIB l\u00e0 “Ng\u00e2n h\u00e0ng ph\u00e1t h\u00e0nh xu\u1ea5t s\u1eafc khu v\u1ef1c \u0110\u00f4ng \u00c1 v\u00e0 Th\u00e1i B\u00ecnh D\u01b0\u01a1ng”. \u0110\u1ed3ng th\u1eddi nh\u00e0 b\u0103ng ti\u1ebfp t\u1ee5c \u0111\u1ea1t Chu\u1ea9n c\u00f4ng b\u1ed1 th\u00f4ng tin n\u0103m 2026 thu\u1ed9c Ch\u01b0\u01a1ng tr\u00ecnh IR Awards. Nh\u1eefng ghi nh\u1eadn n\u00e0y g\u00f3p ph\u1ea7n c\u1ee7ng c\u1ed1 uy t\u00edn c\u1ee7a VIB tr\u00ean th\u1ecb tr\u01b0\u1eddng, \u0111\u1ed3ng th\u1eddi t\u0103ng c\u01b0\u1eddng ni\u1ec1m tin c\u1ee7a kh\u00e1ch h\u00e0ng, \u0111\u1ed1i t\u00e1c v\u00e0 nh\u00e0 \u0111\u1ea7u t\u01b0.<\/p>\n

Trong l\u0129nh v\u1ef1c th\u1ebb t\u00edn d\u1ee5ng, VIB ti\u1ebfp t\u1ee5c duy tr\u00ec v\u1ecb th\u1ebf n\u1ed5i b\u1eadt v\u1edbi g\u1ea7n 1,2 tri\u1ec7u th\u1ebb \u0111ang l\u01b0u h\u00e0nh, trong khi t\u1ed5ng chi ti\u00eau qua th\u1ebb trong 6 th\u00e1ng \u0111\u1ea7u n\u0103m \u0111\u1ea1t h\u01a1n 2,6 t\u1ef7 USD. Trong \u0111\u00f3, Max Card ghi nh\u1eadn g\u1ea7n 80.000 th\u1ebb ph\u00e1t h\u00e0nh ch\u1ec9 sau g\u1ea7n 4 th\u00e1ng ra m\u1eaft, b\u01b0\u1edbc \u0111\u1ea7u cho th\u1ea5y s\u1ef1 \u0111\u00f3n nh\u1eadn t\u00edch c\u1ef1c c\u1ee7a th\u1ecb tr\u01b0\u1eddng \u0111\u1ed1i v\u1edbi m\u00f4 h\u00ecnh th\u1ebb t\u00edn d\u1ee5ng theo g\u00f3i h\u1ed9i vi\u00ean. S\u1ea3n ph\u1ea9m cho ph\u00e9p kh\u00e1ch h\u00e0ng ch\u1ee7 \u0111\u1ed9ng l\u1ef1a ch\u1ecdn nh\u00f3m quy\u1ec1n l\u1ee3i ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u chi ti\u00eau, qua \u0111\u00f3 c\u00e1 nh\u00e2n h\u00f3a tr\u1ea3i nghi\u1ec7m v\u00e0 t\u1ed1i \u01b0u gi\u00e1 tr\u1ecb \u01b0u \u0111\u00e3i tr\u00ean c\u00f9ng m\u1ed9t th\u1ebb.<\/p>\n

Ti\u1ebfp n\u1ed1i m\u00f4 h\u00ecnh l\u1ef1a ch\u1ecdn g\u00f3i h\u1ed9i vi\u00ean \u0111\u01b0\u1ee3c gi\u1edbi thi\u1ec7u qua Max Card, VIB m\u1edf r\u1ed9ng c\u00e1ch ti\u1ebfp c\u1eadn n\u00e0y t\u1eeb chi ti\u00eau th\u1ebb sang to\u00e0n b\u1ed9 h\u00e0nh tr\u00ecnh t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n v\u1edbi VIB Up. Gi\u1ea3i ph\u00e1p \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf v\u1edbi ba g\u00f3i quy\u1ec1n l\u1ee3i g\u1ed3m Plus, Pro v\u00e0 Elite, k\u1ebft n\u1ed1i c\u00e1c nhu c\u1ea7u v\u1ec1 qu\u1ea3n l\u00fd d\u00f2ng ti\u1ec1n, t\u00edch l\u0169y, vay v\u1ed1n, chi ti\u00eau v\u00e0 d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng \u01b0u ti\u00ean. Qua \u0111\u00f3, nh\u00e0 b\u0103ng t\u1eebng b\u01b0\u1edbc chuy\u1ec3n t\u1eeb cung c\u1ea5p c\u00e1c s\u1ea3n ph\u1ea9m ri\u00eang l\u1ebb sang x\u00e2y d\u1ef1ng gi\u1ea3i ph\u00e1p t\u00e0i ch\u00ednh theo nhu c\u1ea7u, g\u00f3p ph\u1ea7n gia t\u0103ng m\u1ee9c \u0111\u1ed9 s\u1eed d\u1ee5ng \u0111a s\u1ea3n ph\u1ea9m v\u00e0 chi\u1ec1u s\u00e2u g\u1eafn k\u1ebft v\u1edbi kh\u00e1ch h\u00e0ng.<\/p>\n

\u0110\u1ea1i di\u1ec7n VIB cho bi\u1ebft, k\u1ebft qu\u1ea3 kinh doanh 6 th\u00e1ng \u0111\u1ea7u n\u0103m cho th\u1ea5y \u0111\u01a1n v\u1ecb ti\u1ebfp t\u1ee5c duy tr\u00ec \u0111\u1ecbnh h\u01b0\u1edbng ph\u00e1t tri\u1ec3n tr\u00ean n\u1ec1n t\u1ea3ng t\u0103ng tr\u01b0\u1edfng \u0111i \u0111\u00f4i v\u1edbi ch\u1ea5t l\u01b0\u1ee3ng, ch\u00fa tr\u1ecdng qu\u1ea3n tr\u1ecb r\u1ee7i ro, c\u1ee7ng c\u1ed1 n\u0103ng l\u1ef1c t\u00e0i ch\u00ednh v\u00e0 kh\u00f4ng ng\u1eebng \u0111\u1ed5i m\u1edbi tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng. V\u1edbi n\u1ec1n t\u1ea3ng v\u1ed1n \u0111\u01b0\u1ee3c t\u0103ng c\u01b0\u1eddng, ch\u1ea5t l\u01b0\u1ee3ng t\u00e0i s\u1ea3n c\u1ea3i thi\u1ec7n v\u00e0 danh m\u1ee5c s\u1ea3n ph\u1ea9m ti\u1ebfp t\u1ee5c \u0111\u01b0\u1ee3c m\u1edf r\u1ed9ng, VIB k\u1ef3 v\u1ecdng c\u00f3 th\u00eam d\u01b0 \u0111\u1ecba t\u0103ng tr\u01b0\u1edfng trong n\u1eeda cu\u1ed1i n\u0103m, \u0111\u00e2y s\u1ebd l\u00e0 c\u01a1 s\u1edf \u0111\u1ec3 ti\u1ebfp t\u1ee5c n\u00e2ng cao gi\u00e1 tr\u1ecb d\u00e0nh cho kh\u00e1ch h\u00e0ng, c\u1ed5 \u0111\u00f4ng v\u00e0 \u0111\u00f3ng g\u00f3p v\u00e0o s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a n\u1ec1n kinh t\u1ebf.<\/p>\n

Ho\u00e0ng \u0110an<\/strong><\/p>\n<\/article>\n

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https:\/\/vnexpress.net\/vib-lai-truoc-thue-hon-5-100-ty-nua-dau-nam-5102049.html<\/p>\n","protected":false},"excerpt":{"rendered":"

VIB l\u00e3i tr\u01b0\u1edbc thu\u1ebf h\u01a1n 5.100 t\u1ef7 n\u1eeda \u0111\u1ea7u n\u0103m VIB ghi nh\u1eadn l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf h\u01a1n 5.180 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 3% c\u00f9ng k\u1ef3; t\u1ed5ng t\u00e0i s\u1ea3n v\u01b0\u1ee3t 580.000 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 4% so v\u1edbi \u0111\u1ea7u n\u0103m, t\u00ednh \u0111\u1ebfn ng\u00e0y 30\/6. Th\u00f4ng tin n\u00eau t\u1ea1i b\u00e1o c\u00e1o t\u00e0i ch\u00ednh v\u1eeba c\u00f4ng b\u1ed1 c\u1ee7a ng\u00e2n<\/p>\n","protected":false},"author":1,"featured_media":12225,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"class_list":["post-12224","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-thi-truong"],"_links":{"self":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/12224","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=12224"}],"version-history":[{"count":0,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/12224\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/media\/12225"}],"wp:attachment":[{"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=12224"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=12224"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=12224"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}