{"id":12951,"date":"2026-08-25T13:47:19","date_gmt":"2026-08-25T06:47:19","guid":{"rendered":"https:\/\/useful.vn\/?p=12951"},"modified":"2026-08-25T13:47:19","modified_gmt":"2026-08-25T06:47:19","slug":"lai-suat-lien-ngan-hang-xuong-thap-nhat-dau-nam","status":"publish","type":"post","link":"https:\/\/useful.vn\/?p=12951","title":{"rendered":"L\u00e3i su\u1ea5t li\u00ean ng\u00e2n h\u00e0ng xu\u1ed1ng th\u1ea5p nh\u1ea5t \u0111\u1ea7u n\u0103m"},"content":{"rendered":"<article class=\"fck_detail \">\n<h1 class=\"title-detail mt20\">\nL\u00e3i su\u1ea5t li\u00ean ng\u00e2n h\u00e0ng xu\u1ed1ng th\u1ea5p nh\u1ea5t \u0111\u1ea7u n\u0103m <\/h1>\n<p class=\"description\">L\u00e3i su\u1ea5t vay m\u01b0\u1ee3n k\u1ef3 h\u1ea1n qua \u0111\u00eam gi\u1eefa c\u00e1c ng\u00e2n h\u00e0ng xu\u1ed1ng 2,2% &#8211; th\u1ea5p nh\u1ea5t k\u1ec3 t\u1eeb \u0111\u1ea7u n\u0103m.<\/p>\n<p class=\"Normal\">Theo s\u1ed1 li\u1ec7u c\u1ee7a H\u1ed9i nghi\u00ean c\u1ee9u th\u1ecb tr\u01b0\u1eddng li\u00ean ng\u00e2n h\u00e0ng (Vira), l\u00e3i su\u1ea5t vay m\u01b0\u1ee3n gi\u1eefa c\u00e1c ng\u00e2n h\u00e0ng phi\u00ean 28\/7 \u1edf m\u1ee9c 2,2% m\u1ed9t n\u0103m. \u0110\u00e2y l\u00e0 phi\u00ean th\u1ee9 hai li\u00ean ti\u1ebfp l\u00e3i su\u1ea5t qua \u0111\u00eam &#8211; k\u1ef3 h\u1ea1n chi\u1ebfm ph\u1ea7n l\u1edbn giao d\u1ecbch &#8211; neo \u1edf m\u1ee9c th\u1ea5p nh\u1ea5t t\u1eeb \u0111\u1ea7u n\u0103m.<\/p>\n<p class=\"Normal\">\u1ede c\u00e1c k\u1ef3 h\u1ea1n d\u00e0i h\u01a1n, l\u00e3i su\u1ea5t m\u1ed9t tu\u1ea7n l\u00e0 4,55%, hai tu\u1ea7n 5,3% v\u00e0 m\u1ed9t th\u00e1ng 6,9%.<\/p>\n<p class=\"Normal\">L\u00e3i su\u1ea5t vay m\u01b0\u1ee3n qua \u0111\u00eam gi\u1eefa c\u00e1c ng\u00e2n h\u00e0ng trong xu h\u01b0\u1edbng gi\u1ea3m su\u1ed1t m\u1ed9t th\u00e1ng qua. T\u1eeb m\u1ee9c 13% v\u00e0o cu\u1ed1i th\u00e1ng 6, m\u1ee9c l\u00e3i n\u00e0y h\u1ea1 v\u1ec1 quanh 6-6,7% m\u1ed9t n\u0103m v\u00e0o \u0111\u1ea7u th\u00e1ng n\u00e0y. \u0110\u00e0 gi\u1ea3m r\u00f5 r\u1ec7t h\u01a1n trong hai tu\u1ea7n g\u1ea7n \u0111\u00e2y, khi l\u00e3i su\u1ea5t l\u1ea7n l\u01b0\u1ee3t xu\u1ed1ng d\u01b0\u1edbi 4% r\u1ed3i v\u1ec1 quanh v\u00f9ng 2% m\u1ed9t n\u0103m.<\/p>\n<p class=\"Normal\">Theo s\u1ed1 li\u1ec7u c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, trung b\u00ecnh th\u00e1ng 7, c\u00e1c ng\u00e2n h\u00e0ng vay m\u01b0\u1ee3n qua \u0111\u00eam l\u1eabn nhau m\u1ed7i phi\u00ean kho\u1ea3ng 850.000 t\u1ef7 \u0111\u1ed3ng, cao h\u01a1n m\u1ee9c b\u00ecnh qu\u00e2n 800.000 t\u1ef7 trong th\u00e1ng tr\u01b0\u1edbc.<\/p>\n<p class=\"Normal\">L\u00e3i su\u1ea5t li\u00ean ng\u00e2n h\u00e0ng l\u00e0 l\u00e3i su\u1ea5t c\u00e1c ng\u00e2n h\u00e0ng vay m\u01b0\u1ee3n l\u1eabn nhau \u0111\u1ec3 \u0111\u00e1p \u1ee9ng nhu c\u1ea7u thanh kho\u1ea3n ng\u1eafn h\u1ea1n, \u0111\u1ea3m b\u1ea3o kh\u1ea3 n\u0103ng thanh to\u00e1n v\u00e0 y\u00eau c\u1ea7u d\u1ef1 tr\u1eef b\u1eaft bu\u1ed9c t\u1ea1i Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc. M\u1ee9c l\u00e3i su\u1ea5t n\u00e0y ch\u1ee7 y\u1ebfu ph\u1ea3n \u00e1nh bi\u1ebfn \u0111\u1ed9ng thanh kho\u1ea3n trong ng\u1eafn h\u1ea1n c\u1ee7a h\u1ec7 th\u1ed1ng.<\/p>\n<p class=\"Normal\">Vi\u1ec7c c\u00e1c ng\u00e2n h\u00e0ng cho vay l\u1eabn nhau v\u1edbi l\u00e3i su\u1ea5t th\u1ea5p h\u01a1n ph\u1ea7n n\u00e0o cho th\u1ea5y thanh kho\u1ea3n ng\u1eafn h\u1ea1n \u0111\u01b0\u1ee3c c\u1ea3i thi\u1ec7n, qua \u0111\u00f3 gi\u00fap gi\u1ea3m chi ph\u00ed v\u1ed1n. Tuy nhi\u00ean, theo chuy\u00ean gia, di\u1ec5n bi\u1ebfn n\u00e0y c\u00f3 th\u1ec3 ch\u01b0a t\u00e1c \u0111\u1ed9ng tr\u1ef1c ti\u1ebfp \u0111\u1ebfn l\u00e3i su\u1ea5t huy \u0111\u1ed9ng v\u00e0 cho vay tr\u00ean th\u1ecb tr\u01b0\u1eddng d\u00e2n c\u01b0 m\u00e0 c\u1ea7n quan s\u00e1t th\u00eam.<\/p>\n<p class=\"Normal\">C\u0169ng trong phi\u00ean 28\/7, tr\u00ean th\u1ecb tr\u01b0\u1eddng m\u1edf, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc ch\u00e0o th\u1ea7u t\u1ed5ng c\u1ed9ng 7.000 t\u1ef7 \u0111\u1ed3ng qua nghi\u1ec7p v\u1ee5 mua k\u1ef3 h\u1ea1n gi\u1ea5y t\u1edd c\u00f3 gi\u00e1 c\u00e1c k\u1ef3 h\u1ea1n 7, 42 v\u00e0 63 ng\u00e0y, v\u1edbi c\u00f9ng l\u00e3i su\u1ea5t 4,5% m\u1ed9t n\u0103m. C\u00e1c th\u00e0nh vi\u00ean tr\u00fang th\u1ea7u g\u1ea7n 5.660 t\u1ef7 \u0111\u1ed3ng, trong khi h\u01a1n 7.621 t\u1ef7 \u0111\u1ed3ng v\u1ed1n \u0111\u1ebfn h\u1ea1n. Nh\u00e0 \u0111i\u1ec1u h\u00e0nh do \u0111\u00f3 h\u00fat r\u00f2ng kho\u1ea3ng 1.961 t\u1ef7 \u0111\u1ed3ng, \u0111\u01b0a l\u01b0\u1ee3ng v\u1ed1n l\u01b0u h\u00e0nh tr\u00ean k\u00eanh n\u00e0y c\u00f2n h\u01a1n 144.058 t\u1ef7 \u0111\u1ed3ng.<\/p>\n<p class=\"Normal\">  <\/p>\n<p class=\"Normal\"><strong>Qu\u1ef3nh Trang<\/strong><\/p>\n<\/article>\n<hr>\n<p>https:\/\/vnexpress.net\/lai-suat-lien-ngan-hang-xuong-thap-nhat-dau-nam-5103024.html<\/p>\n","protected":false},"excerpt":{"rendered":"<p>L\u00e3i su\u1ea5t li\u00ean ng\u00e2n h\u00e0ng xu\u1ed1ng th\u1ea5p nh\u1ea5t \u0111\u1ea7u n\u0103m L\u00e3i su\u1ea5t vay m\u01b0\u1ee3n k\u1ef3 h\u1ea1n qua \u0111\u00eam gi\u1eefa c\u00e1c ng\u00e2n h\u00e0ng xu\u1ed1ng 2,2% &#8211; th\u1ea5p nh\u1ea5t k\u1ec3 t\u1eeb \u0111\u1ea7u n\u0103m. Theo s\u1ed1 li\u1ec7u c\u1ee7a H\u1ed9i nghi\u00ean c\u1ee9u th\u1ecb tr\u01b0\u1eddng li\u00ean ng\u00e2n h\u00e0ng (Vira), l\u00e3i su\u1ea5t vay m\u01b0\u1ee3n gi\u1eefa c\u00e1c ng\u00e2n h\u00e0ng phi\u00ean 28\/7 \u1edf<\/p>\n","protected":false},"author":1,"featured_media":12952,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"class_list":["post-12951","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-thi-truong"],"_links":{"self":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/12951","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=12951"}],"version-history":[{"count":0,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/12951\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/media\/12952"}],"wp:attachment":[{"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=12951"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=12951"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=12951"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}