{"id":12976,"date":"2026-08-25T16:47:17","date_gmt":"2026-08-25T09:47:17","guid":{"rendered":"https:\/\/useful.vn\/?p=12976"},"modified":"2026-08-25T16:47:17","modified_gmt":"2026-08-25T09:47:17","slug":"thu-nhap-tang-nhung-nhieu-nguoi-chua-thay-muc-song-cai-thien","status":"publish","type":"post","link":"https:\/\/useful.vn\/?p=12976","title":{"rendered":"Thu nh\u1eadp t\u0103ng nh\u01b0ng nhi\u1ec1u ng\u01b0\u1eddi ch\u01b0a th\u1ea5y m\u1ee9c s\u1ed1ng c\u1ea3i thi\u1ec7n"},"content":{"rendered":"
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\nThu nh\u1eadp t\u0103ng nh\u01b0ng nhi\u1ec1u ng\u01b0\u1eddi ch\u01b0a th\u1ea5y m\u1ee9c s\u1ed1ng c\u1ea3i thi\u1ec7n <\/h1>\n

Thu nh\u1eadp c\u1ea3i thi\u1ec7n trong n\u0103m qua nh\u01b0ng \u00e1p l\u1ef1c chi ti\u00eau v\u00e0 chi ph\u00ed \u0111i vay ng\u00e0y m\u1ed9t l\u1edbn khi\u1ebfn nhi\u1ec1u ng\u01b0\u1eddi c\u1ea3m th\u1ea5y m\u1ee9c s\u1ed1ng ch\u01b0a t\u0103ng.<\/p>\n

C\u00e1c th\u1ed1ng k\u00ea g\u1ea7n \u0111\u00e2y ghi nh\u1eadn thu nh\u1eadp c\u1ee7a ng\u01b0\u1eddi Vi\u1ec7t c\u1ea3i thi\u1ec7n. Kh\u1ea3o s\u00e1t m\u1ee9c s\u1ed1ng d\u00e2n c\u01b0 n\u0103m 2025 do C\u1ee5c Th\u1ed1ng k\u00ea c\u00f4ng b\u1ed1 \u0111\u1ea7u th\u00e1ng 7, cho bi\u1ebft thu nh\u1eadp b\u00ecnh qu\u00e2n m\u1ed7i th\u00e1ng c\u1ee7a ng\u01b0\u1eddi d\u00e2n n\u0103m qua \u0111\u1ea1t 6 tri\u1ec7u \u0111\u1ed3ng (theo gi\u00e1 hi\u1ec7n h\u00e0nh), cao h\u01a1n 10,9% so v\u1edbi 2024. T\u1ea1i th\u00e0nh th\u1ecb, thu nh\u1eadp b\u00ecnh qu\u00e2n \u0111\u1ea7u ng\u01b0\u1eddi m\u1ed9t th\u00e1ng g\u1ea7n 7,4 tri\u1ec7u \u0111\u1ed3ng, t\u0103ng 6,7% v\u00e0 cao g\u1ea5p 1,42 l\u1ea7n khu v\u1ef1c n\u00f4ng th\u00f4n.<\/p>\n

N\u1ebfu x\u00e9t ri\u00eang ng\u01b0\u1eddi lao \u0111\u1ed9ng, th\u1ed1ng k\u00ea c\u1ee7a C\u1ee5c Vi\u1ec7c l\u00e0m (B\u1ed9 N\u1ed9i v\u1ee5) c\u0169ng cho th\u1ea5y thu nh\u1eadp b\u00ecnh qu\u00e2n c\u1ee7a nh\u00f3m n\u00e0y \u0111\u1ea1t 9 tri\u1ec7u \u0111\u1ed3ng m\u1ed7i th\u00e1ng, t\u0103ng 717.000 \u0111\u1ed3ng so v\u1edbi c\u00f9ng k\u1ef3 2025.<\/p>\n

B\u00e1o c\u00e1o Ch\u1ec9 s\u1ed1 N\u0103ng l\u1ef1c t\u00e0i ch\u00ednh (Financial Resilience Index) 2026 c\u1ee7a T\u1eadp \u0111o\u00e0n t\u00e0i ch\u00ednh Sun Life cho bi\u1ebft 22% ng\u01b0\u1eddi Vi\u1ec7t Nam \u0111\u01b0\u1ee3c kh\u1ea3o s\u00e1t c\u1ea3m th\u1ea5y r\u1ea5t an to\u00e0n v\u1ec1 t\u00e0i ch\u00ednh, g\u1ea7n g\u1ea5p \u0111\u00f4i m\u1ee9c trung b\u00ecnh 6 th\u1ecb tr\u01b0\u1eddng ti\u1ebfn h\u00e0nh nghi\u00ean c\u1ee9u (Hong Kong, Indonesia, Malaysia, Philippines, Singapore, Vi\u1ec7t Nam).<\/p>\n

Tuy nhi\u00ean, thu nh\u1eadp ti\u1ebfn b\u1ed9 kh\u00f4ng \u0111\u1ed3ng ngh\u0129a m\u1ecdi nh\u00f3m \u0111\u1ec1u th\u1ea5y m\u1ee9c s\u1ed1ng c\u1ea3i thi\u1ec7n.<\/strong><\/span><\/p>\n

Minh H\u01b0ng (29 tu\u1ed5i) cho bi\u1ebft thu nh\u1eadp nh\u00e2n vi\u00ean v\u0103n ph\u00f2ng c\u1ee7a anh n\u1eeda \u0111\u1ea7u n\u0103m t\u0103ng 15%, ch\u1ee7 y\u1ebfu nh\u1edd nh\u1eadn th\u00eam vi\u1ec7c ngo\u00e0i. Ti\u1ec1n ki\u1ebfm th\u00eam ch\u1ec9 v\u1eeba v\u1eb7n b\u00f9 v\u00e0o chi ph\u00ed du l\u1ecbch cao h\u01a1n tr\u01b0\u1edbc, d\u00f9 anh c\u00f2n \u0111\u1ed9c th\u00e2n.<\/p>\n

“C\u00e0y th\u00eam vi\u1ec7c \u0111\u1ec3 n\u00e2ng thu nh\u1eadp nh\u01b0ng hi\u1ec7n t\u00f4i c\u0169ng ch\u1ec9 gi\u1eef \u0111\u01b0\u1ee3c \u1ed5n \u0111\u1ecbnh m\u1ee9c s\u1ed1ng, duy tr\u00ec \u0111\u01b0\u1ee3c \u0111am m\u00ea x\u00ea d\u1ecbch ch\u1ee9 kh\u00f4ng x\u00f4ng x\u00eanh h\u01a1n”, anh k\u1ebft lu\u1eadn.<\/p>\n

T\u01b0\u01a1ng t\u1ef1, ch\u1ecb Thanh Hi\u1ec1n (30 tu\u1ed5i), t\u1ea1i ph\u01b0\u1eddng Gia \u0110\u1ecbnh (TP HCM), cho bi\u1ebft thu nh\u1eadp gia \u0111\u00ecnh n\u1eeda \u0111\u1ea7u n\u0103m t\u0103ng 20-30%, nh\u1edd kinh doanh online \u1ed5n \u0111\u1ecbnh h\u01a1n. Tuy nhi\u00ean, ch\u1ecb c\u1ea3m nh\u1eadn “m\u1ee9c s\u1ed1ng nh\u00ecn chung kh\u00f4ng thay \u0111\u1ed5i nhi\u1ec1u”.<\/p>\n

B\u00e1o c\u00e1o Sun Life ch\u1ec9 ra \u0111\u1ebfn 84% ng\u01b0\u1eddi Vi\u1ec7t cho bi\u1ebft l\u1ea1m ph\u00e1t khi\u1ebfn vi\u1ec7c trang tr\u1ea3i chi ph\u00ed h\u00e0ng th\u00e1ng tr\u1edf n\u00ean kh\u00f3 kh\u0103n h\u01a1n, \u0111\u01b0a chi ph\u00ed sinh ho\u1ea1t tr\u1edf th\u00e0nh y\u1ebfu t\u1ed1 t\u00e1c \u0111\u1ed9ng l\u1edbn nh\u1ea5t \u0111\u1ebfn s\u1ee9c kh\u1ecfe t\u00e0i ch\u00ednh h\u1ed9 gia \u0111\u00ecnh.<\/p>\n

“Gi\u00e1 th\u1ef1c ph\u1ea9m, \u0111i\u1ec7n n\u01b0\u1edbc \u0111\u1ebfn c\u00e1c ti\u1ec1n h\u1ecdc th\u00eam cho con c\u0169ng l\u00ean theo, n\u00ean gia \u0111\u00ecnh v\u1eabn ph\u1ea3i c\u00e2n \u0111\u1ed1i chi ti\u00eau k\u1ef9 h\u01a1n tr\u01b0\u1edbc”, ch\u1ecb Hi\u1ec1n, ng\u01b0\u1eddi c\u00f3 2 con nh\u1ecf, cho bi\u1ebft.<\/p>\n

C\u00e1c kho\u1ea3n chi nh\u01b0 th\u1ef1c ph\u1ea9m, \u0111i\u1ec7n n\u01b0\u1edbc v\u00e0 nhi\u00ean li\u1ec7u \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn g\u1ea7n 96% ng\u01b0\u1eddi ti\u00eau d\u00f9ng, trong khi chi ph\u00ed y t\u1ebf ti\u1ebfp t\u1ee5c l\u00e0 g\u00e1nh n\u1eb7ng \u0111\u00e1ng k\u1ec3. “Ph\u1ea7n c\u01a1m v\u0103n ph\u00f2ng 35.000 \u0111\u1ed3ng \u0111\u00e3 l\u00ean 40.000 \u0111\u1ed3ng t\u1eeb \u0111\u1ee3t gi\u00e1 x\u0103ng bi\u1ebfn \u0111\u1ed9ng”, H\u01b0ng k\u1ec3.<\/p>\n

CPI b\u00ecnh qu\u00e2n n\u1eeda \u0111\u1ea7u n\u0103m t\u0103ng 4,38% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m tr\u01b0\u1edbc. S\u00e1u th\u00e1ng qua, ch\u1ec9 s\u1ed1 gi\u00e1 t\u0103ng m\u1ea1nh nh\u1ea5t l\u00e0 nh\u00f3m nh\u00e0 \u1edf, \u0111i\u1ec7n, n\u01b0\u1edbc, ch\u1ea5t \u0111\u1ed1t v\u00e0 v\u1eadt li\u1ec7u x\u00e2y d\u1ef1ng (6,72%); giao th\u00f4ng (5,23%) v\u00e0 h\u00e0ng \u0103n v\u00e0 d\u1ecbch v\u1ee5 \u0103n u\u1ed1ng (4,79%).<\/p>\n

Chuy\u00ean gia cho r\u1eb1ng, \u00e1p l\u1ef1c l\u1ea1m ph\u00e1t ch\u1ec9 l\u00e0 m\u1ed9t ph\u1ea7n nguy\u00ean nh\u00e2n.<\/strong><\/span>Nhi\u1ec1u ng\u01b0\u1eddi c\u1ea3m th\u1ea5y ch\u1ea5t l\u01b0\u1ee3ng s\u1ed1ng kh\u00f4ng c\u1ea3i thi\u1ec7ndo h\u1ecd \u0111ang ch\u1ecbu “\u00e1p l\u1ef1c k\u00e9p”, g\u1ed3m chi ti\u00eau t\u0103ng v\u00e0 chi ph\u00ed tr\u1ea3 n\u1ee3 c\u00f9ng t\u0103ng. Th\u1ed1ng k\u00ea t\u1eeb Mirae Asset Vi\u1ec7t Nam (MAS), cho bi\u1ebft n\u1ee3 x\u1ea5u h\u00ecnh th\u00e0nh m\u1edbi trong qu\u00fd I c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng ni\u00eam y\u1ebft \u01b0\u1edbc 53.400 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 23,2% so v\u1edbi qu\u00fd IV\/2025.<\/p>\n

N\u1ee3 x\u1ea5u ph\u00e1t sinh m\u1edbi nhi\u1ec1u h\u01a1n khi m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t cho vay t\u0103ng. Theo b\u00e0 T\u1ea1 Ng\u1ecdc Ph\u01b0\u01a1ng Th\u1ea3o, Gi\u00e1m \u0111\u1ed1c Qu\u1ed1c gia n\u1ec1n t\u1ea3ng d\u1eef li\u1ec7u v\u00e0 ph\u00e2n t\u00edch t\u00e0i ch\u00ednh Investing t\u1ea1i Vi\u1ec7t Nam, \u0111\u00e2y l\u00e0 ch\u1ec9 d\u1ea5u cho th\u1ea5y g\u00e1nh n\u1eb7ng n\u1ee3 vay c\u0169ng t\u0103ng trong b\u1ed1i c\u1ea3nh thu nh\u1eadp ng\u01b0\u1eddi Vi\u1ec7t c\u1ea3i thi\u1ec7n.<\/p>\n

“Nh\u00ecn chung t\u0103ng tr\u01b0\u1edfng thu nh\u1eadp c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng \u0111ang b\u1ecb v\u1eaft ki\u1ec7t b\u1edfi l\u1ea1m ph\u00e1t h\u00e0ng thi\u1ebft y\u1ebfu v\u00e0 chi ph\u00ed n\u1ee3 vay. \u0110\u00f3 c\u00f3 th\u1ec3 l\u00e0 l\u00fd do khi\u1ebfn m\u1ed9t s\u1ed1 lao \u0111\u1ed9ng c\u1ea3m th\u1ea5y m\u1ee9c s\u1ed1ng ch\u01b0a c\u1ea3i thi\u1ec7n r\u00f5 r\u1ec7t”, b\u00e0 nh\u1eadn \u0111\u1ecbnh. \u0110\u1ebfn nay, c\u00f3 g\u1ea7n 10 ng\u00e2n h\u00e0ng cho vay v\u1edbi l\u00e3i su\u1ea5t th\u1ef1c t\u1ebf tr\u00ean 10,5% m\u1ed9t n\u0103m, t\u00f9y kh\u00e1ch h\u00e0ng, m\u1ee9c \u0111\u1ed9 r\u1ee7i ro, n\u0103ng l\u1ef1c t\u00e0i ch\u00ednh v\u00e0 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o.<\/p>\n

Tr\u01b0\u1edbc \u00e1p l\u1ef1c chi ph\u00ed, m\u1ed9t s\u1ed1 ng\u01b0\u1eddi gi\u1ea3m kh\u1ea3 n\u0103ng d\u00e0nh d\u1ee5m v\u00e0 r\u00fat b\u1edbt “qu\u1ef9 d\u1ef1 ph\u00f2ng”. Kh\u1ea3o s\u00e1t c\u1ee7a Sun Life cho hay 33% ng\u01b0\u1eddi ti\u00eau d\u00f9ng \u0111\u01b0\u1ee3c h\u1ecfi c\u00f3 \u00fd \u0111\u1ecbnh r\u00fat ti\u1ec1n ti\u1ebft ki\u1ec7m \u0111\u1ec3 chi ti\u00eau, thu\u1ed9c nh\u00f3m cao nh\u1ea5t c\u00e1c th\u1ecb tr\u01b0\u1eddng nghi\u00ean c\u1ee9u. Ngo\u00e0i ra, 23% c\u1eaft gi\u1ea3m ho\u1eb7c b\u1ecf qua c\u00e1c kho\u1ea3n chi thi\u1ebft y\u1ebfu, 12% t\u1ea1m d\u1eebng g\u00f3p qu\u1ef9 h\u01b0u tr\u00ed ho\u1eb7c c\u00e1c kho\u1ea3n ti\u1ebft ki\u1ec7m cho ngh\u1ec9 h\u01b0u.<\/p>\n

\u00c1p l\u1ef1c chi ti\u00eau h\u00e0ng ng\u00e0y khi\u1ebfn nhi\u1ec1u ng\u01b0\u1eddi kh\u00f3 ho\u1ea1ch \u0111\u1ecbnh nh\u1eefng m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh d\u00e0i h\u1ea1n. B\u00e1o c\u00e1o “S\u1ee9c kh\u1ecfe T\u00e0i ch\u00ednh v\u00e0 Ni\u1ec1m tin \u0110\u1ea7u t\u01b0 c\u1ee7a ng\u01b0\u1eddi Vi\u1ec7t n\u0103m 2026” c\u1ee7a Ch\u1ee9ng kho\u00e1n Thi\u00ean Vi\u1ec7t (TVS) cho bi\u1ebft hai m\u1ee5c ti\u00eau d\u00e0i h\u1ea1n ch\u00ednh c\u1ee7a c\u00e1c gia \u0111\u00ecnh Vi\u1ec7t l\u00e0 ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe v\u00e0 gi\u00e1o d\u1ee5c con c\u00e1i, l\u1ea7n l\u01b0\u1ee3t \u1edf m\u1ee9c 48% v\u00e0 47%. Tuy nhi\u00ean, ch\u1ec9 27% nh\u00e0 \u0111\u1ea7u t\u01b0 \u0111\u01b0\u1ee3c h\u1ecfi \u0111\u00e3 c\u00f3 k\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh d\u00e0i h\u1ea1n r\u00f5 r\u00e0ng cho b\u1ea3n th\u00e2n v\u00e0 gia \u0111\u00ecnh. Trong khi \u0111\u00f3, 73% c\u00f2n l\u1ea1i v\u1eabn ch\u01b0a b\u1eaft \u0111\u1ea7u, x\u00e1c \u0111\u1ecbnh m\u1ee5c ti\u00eau ho\u1eb7c c\u00f3 l\u1ed9 tr\u00ecnh c\u1ee5 th\u1ec3.<\/p>\n

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Ng\u01b0\u1eddi d\u00e2n mua s\u1eafm \u1edf si\u00eau th\u1ecb Mega Market An Ph\u00fa (TTP HCM) tr\u01b0a 7\/2. \u1ea2nh: Thanh T\u00f9ng<\/em><\/p>\n<\/figcaption><\/figure>\n

\u1ede g\u00f3c \u0111\u1ed9 c\u01a1 quan qu\u1ea3n l\u00fd, \u0111\u1ea7u th\u00e1ng 7, sau cu\u1ed9c h\u1ecdp t\u1ed5ng k\u1ebft 6 th\u00e1ng c\u1ee7a Ban ch\u1ec9 \u0111\u1ea1o \u0111i\u1ec1u h\u00e0nh gi\u00e1, Ph\u00f3 th\u1ee7 t\u01b0\u1edbng Nguy\u1ec5n V\u0103n Th\u1eafng \u0111\u00e3 y\u00eau c\u1ea7u c\u00e1c B\u1ed9, c\u01a1 quan, \u0111\u1ecba ph\u01b0\u01a1ng ki\u1ec3m so\u00e1t t\u1ed1t m\u1eb7t b\u1eb1ng gi\u00e1 nh\u1eefng th\u00e1ng cu\u1ed1i n\u0103m. \u0110\u1ed3ng th\u1eddi, \u00f4ng y\u00eau c\u1ea7u t\u0103ng d\u1ef1 b\u00e1o, c\u1ea3nh b\u00e1o s\u1edbm c\u00e1c y\u1ebfu t\u1ed1 g\u00e2y \u00e1p l\u1ef1c l\u1ea1m ph\u00e1t.<\/p>\n

C\u00f2n v\u1edbi nh\u1eefng gia \u0111\u00ecnh nh\u01b0 ch\u1ecb Hi\u1ec1n, ch\u1ecb ch\u1ecdn c\u00e1ch ti\u1ebfp t\u1ee5c ti\u1ebft ki\u1ec7m kho\u1ea3n chi kh\u00f4ng c\u1ea7n thi\u1ebft, \u0111\u1ed3ng th\u1eddi c\u1ed1 g\u1eafng ph\u00e1t tri\u1ec3n vi\u1ec7c kinh doanh online. “M\u1ee5c ti\u00eau l\u00e0 v\u1eeba \u0111\u1ea3m b\u1ea3o chi ti\u00eau h\u1eb1ng ng\u00e0y v\u1eeba c\u00f3 m\u1ed9t kho\u1ea3n ti\u1ebft ki\u1ec7m d\u1ef1 ph\u00f2ng”, ch\u1ecb n\u00f3i.<\/p>\n

Vi\u1ec5n Th\u00f4ng<\/strong><\/p>\n<\/article>\n

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https:\/\/vnexpress.net\/thu-nhap-tang-nhung-nhieu-nguoi-chua-thay-muc-song-cai-thien-5100964.html<\/p>\n","protected":false},"excerpt":{"rendered":"

Thu nh\u1eadp t\u0103ng nh\u01b0ng nhi\u1ec1u ng\u01b0\u1eddi ch\u01b0a th\u1ea5y m\u1ee9c s\u1ed1ng c\u1ea3i thi\u1ec7n Thu nh\u1eadp c\u1ea3i thi\u1ec7n trong n\u0103m qua nh\u01b0ng \u00e1p l\u1ef1c chi ti\u00eau v\u00e0 chi ph\u00ed \u0111i vay ng\u00e0y m\u1ed9t l\u1edbn khi\u1ebfn nhi\u1ec1u ng\u01b0\u1eddi c\u1ea3m th\u1ea5y m\u1ee9c s\u1ed1ng ch\u01b0a t\u0103ng. C\u00e1c th\u1ed1ng k\u00ea g\u1ea7n \u0111\u00e2y ghi nh\u1eadn thu nh\u1eadp c\u1ee7a ng\u01b0\u1eddi Vi\u1ec7t c\u1ea3i thi\u1ec7n.<\/p>\n","protected":false},"author":1,"featured_media":12977,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"class_list":["post-12976","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-thi-truong"],"_links":{"self":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/12976","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=12976"}],"version-history":[{"count":0,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/12976\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/media\/12977"}],"wp:attachment":[{"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=12976"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=12976"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=12976"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}