{"id":13313,"date":"2026-08-27T06:47:17","date_gmt":"2026-08-26T23:47:17","guid":{"rendered":"https:\/\/useful.vn\/?p=13313"},"modified":"2026-08-27T06:47:17","modified_gmt":"2026-08-26T23:47:17","slug":"pnj-bao-lo-ky-luc-vi-du-phong-mua-lai-kim-cuong-vang","status":"publish","type":"post","link":"https:\/\/useful.vn\/?p=13313","title":{"rendered":"PNJ b\u00e1o l\u1ed7 k\u1ef7 l\u1ee5c v\u00ec d\u1ef1 ph\u00f2ng mua l\u1ea1i kim c\u01b0\u01a1ng, v\u00e0ng"},"content":{"rendered":"<article class=\"fck_detail \">\n<h1 class=\"title-detail mt20\">\nPNJ b\u00e1o l\u1ed7 k\u1ef7 l\u1ee5c v\u00ec d\u1ef1 ph\u00f2ng mua l\u1ea1i kim c\u01b0\u01a1ng, v\u00e0ng <\/h1>\n<p class=\"description\">Qu\u00fd II, PNJ b\u00e1o l\u1ed7 g\u1ea7n 283 t\u1ef7 \u0111\u1ed3ng, m\u1ee9c k\u1ef7 l\u1ee5c t\u1eeb khi c\u00f4ng b\u1ed1 th\u00f4ng tin, do tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng 865 t\u1ef7 mua l\u1ea1i s\u1ea3n ph\u1ea9m.<\/p>\n<p class=\"Normal\">B\u00e1o c\u00e1o t\u00e0i ch\u00ednh v\u1eeba c\u00f4ng b\u1ed1 c\u1ee7a C\u00f4ng ty c\u1ed5 ph\u1ea7n V\u00e0ng b\u1ea1c \u0111\u00e1 qu\u00fd Ph\u00fa Nhu\u1eadn (PNJ) cho th\u1ea5y l\u1ee3i nhu\u1eadn sau thu\u1ebf h\u1ee3p nh\u1ea5t \u00e2m g\u1ea7n 283 t\u1ef7 \u0111\u1ed3ng, trong khi c\u00f9ng k\u1ef3 v\u1eabn d\u01b0\u01a1ng g\u1ea7n 437 t\u1ef7. \u0110\u00e2y l\u00e0 m\u1ee9c l\u1ed7 \u0111\u1eadm nh\u1ea5t k\u1ec3 t\u1eeb khi doanh nghi\u1ec7p n\u00e0y c\u00f4ng b\u1ed1 th\u00f4ng tin v\u00e0o qu\u00fd III\/2008.<\/p>\n<p class=\"Normal\">C\u00f4ng ty \u0111\u1ea7u ng\u00e0nh kim ho\u00e0n b\u00e1o l\u1ed7 kh\u00f4ng ph\u1ea3i do ho\u1ea1t \u0111\u1ed9ng kinh doanh suy gi\u1ea3m. T\u1eeb th\u00e1ng 4-6, doanh thu thu\u1ea7n c\u1ee7a PNJ v\u1eabn ghi nh\u1eadn m\u1ee9c t\u0103ng tr\u01b0\u1edfng 12%, \u0111\u1ea1t g\u1ea7n 8.484 t\u1ef7 \u0111\u1ed3ng. Trong \u0111\u00f3, v\u00e0ng 24K &#8211; v\u1ed1n l\u00e0 d\u00f2ng s\u1ea3n ph\u1ea9m c\u00f3 bi\u00ean l\u1ee3i nhu\u1eadn th\u1ea5p h\u01a1n &#8211; \u0111\u00f3ng g\u00f3p ch\u1ee7 y\u1ebfu.<\/p>\n<p class=\"Normal\">C\u01a1 c\u1ea5u doanh thu k\u1ec3 tr\u00ean khi\u1ebfn l\u1ee3i nhu\u1eadn g\u1ed9p gi\u1ea3m 4% v\u1ec1 h\u01a1n 1.563 t\u1ef7 \u0111\u1ed3ng. Bi\u00ean l\u00e3i g\u1ed9p c\u0169ng \u0111i\u1ec1u ch\u1ec9nh t\u1eeb 21,5% v\u1ec1 c\u00f2n 18,4% trong k\u1ef3 n\u00e0y. Tuy nhi\u00ean, nh\u1edd v\u00e0ng 24K \u0111\u00f3ng g\u00f3p l\u1edbn, c\u00f4ng ty \u0111\u00e3 ti\u1ebft gi\u1ea3m \u0111\u01b0\u1ee3c 12% chi ph\u00ed b\u00e1n h\u00e0ng do c\u00e1c s\u1ea3n ph\u1ea9m n\u00e0y kh\u00f4ng ph\u00e1t sinh nhi\u1ec1u chi ph\u00ed b\u00e1n h\u00e0ng tr\u1ef1c ti\u1ebfp.<\/p>\n<p class=\"Normal\">Nguy\u00ean nh\u00e2n ch\u00ednh g\u00e2y ra kho\u1ea3n l\u1ed7 k\u1ef7 l\u1ee5c c\u1ee7a PNJ trong qu\u00fd II l\u00e0 do chi ph\u00ed qu\u1ea3n l\u00fd doanh nghi\u1ec7p t\u0103ng t\u1edbi 5,2 l\u1ea7n so v\u1edbi c\u00f9ng k\u1ef3, g\u1ea7n 1.063 t\u1ef7 \u0111\u1ed3ng. Trong \u0111\u00f3, h\u01a1n 865 t\u1ef7 \u0111\u1ed3ng \u0111\u1ebfn t\u1eeb vi\u1ec7c tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng li\u00ean quan \u0111\u1ebfn mua l\u1ea1i s\u1ea3n ph\u1ea9m, d\u00f9 ho\u1ea1t \u0111\u1ed9ng n\u00e0y ph\u00e1t sinh sau ng\u00e0y k\u1ebft th\u00fac k\u1ef3 k\u1ebf to\u00e1n.<\/p>\n<p class=\"Normal\">Ban l\u00e3nh \u0111\u1ea1o cho bi\u1ebft vi\u1ec7c x\u00e1c \u0111\u1ecbnh kho\u1ea3n d\u1ef1 ph\u00f2ng \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n tr\u00ean c\u01a1 s\u1edf c\u00e1c th\u00f4ng tin s\u1eb5n c\u00f3 v\u00e0 gi\u1ea3 \u0111\u1ecbnh h\u1ee3p l\u00fd t\u1ea1i th\u1eddi \u0111i\u1ec3m l\u1eadp b\u00e1o c\u00e1o t\u00e0i ch\u00ednh. C\u00e1c ti\u00eau ch\u00ed \u0111\u1ec3 tr\u00edch l\u1eadp g\u1ed3m gi\u00e1 tr\u1ecb kim c\u01b0\u01a1ng mua l\u1ea1i, gi\u00e1 thu h\u1ed3i \u01b0\u1edbc t\u00ednh v\u00e0 m\u1ee9c \u0111i\u1ec1u ch\u1ec9nh t\u1ef7 l\u1ec7 \u01b0\u1edbc t\u00ednh t\u1eebng nh\u00f3m k\u00edch th\u01b0\u1edbc kim c\u01b0\u01a1ng.<\/p>\n<p class=\"Normal\">T\u1eeb \u0111\u1ea7u th\u00e1ng 7, PNJ ghi nh\u1eadn nhu c\u1ea7u b\u00e1n l\u1ea1i trang s\u1ee9c kim c\u01b0\u01a1ng t\u0103ng m\u1ea1nh. T\u00ednh \u0111\u1ebfn cu\u1ed1i ng\u00e0y 27\/7, c\u00f4ng ty c\u00f4ng b\u1ed1 \u0111\u00e3 mua l\u1ea1i h\u01a1n 7.000 t\u1ef7 \u0111\u1ed3ng, ch\u1ee7 y\u1ebfu l\u00e0 kim c\u01b0\u01a1ng, v\u00e0ng v\u00e0 trang s\u1ee9c.<\/p>\n<p class=\"Normal\">\u00c1p l\u1ef1c thu mua s\u1ea3n ph\u1ea9m di\u1ec5n ra sau khi l\u00e3nh \u0111\u1ea1o Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Gi\u00e1m \u0111\u1ecbnh PNJ (P-Lab) b\u1ecb kh\u1edfi t\u1ed1 v\u00ec li\u00ean quan \u0111\u1ebfn v\u1ee5 \u00e1n bu\u00f4n l\u1eadu kim c\u01b0\u01a1ng. D\u00f9 Ch\u1ee7 t\u1ecbch H\u0110QT Cao Th\u1ecb Ng\u1ecdc Dung kh\u1eb3ng \u0111\u1ecbnh l\u01b0\u1ee3ng kim c\u01b0\u01a1ng l\u1eadu n\u00e0y kh\u00f4ng \u0111i v\u00e0o h\u1ec7 th\u1ed1ng PNJ, s\u1ef1 vi\u1ec7c v\u1eabn \u1ea3nh h\u01b0\u1edfng t\u1edbi t\u00e2m l\u00fd kh\u00e1ch h\u00e0ng, t\u1ea1o \u00e1p l\u1ef1c \u0111\u00e1ng k\u1ec3 l\u00ean thanh kho\u1ea3n c\u1ee7a doanh nghi\u1ec7p.<\/p>\n<p class=\"Normal\">T\u1ea1i c\u00e1c cu\u1ed9c h\u1ecdp v\u1edbi nh\u00e0 \u0111\u1ea7u t\u01b0, ban l\u00e3nh \u0111\u1ea1o PNJ nhi\u1ec1u l\u1ea7n kh\u1eb3ng \u0111\u1ecbnh c\u00f4ng ty c\u00f3 \u0111\u1ee7 ngu\u1ed3n l\u1ef1c \u0111\u1ec3 x\u1eed l\u00fd s\u1ef1 vi\u1ec7c v\u00e0 gi\u1eef v\u1eefng cam k\u1ebft v\u1edbi kh\u00e1ch h\u00e0ng. Tuy nhi\u00ean, sau 3 tu\u1ea7n \u0111\u1ea7u th\u1ef1c hi\u1ec7n mua l\u1ea1i v\u00e0 thanh to\u00e1n trong 24 gi\u1edd, doanh nghi\u1ec7p n\u00e0y \u0111\u00e3 \u0111i\u1ec1u ch\u1ec9nh quy tr\u00ecnh t\u1eeb ng\u00e0y 21\/7. N\u1ebfu kh\u00e1ch b\u00e1n, c\u00f4ng ty s\u1ebd thanh to\u00e1n theo t\u1eebng \u0111\u1ee3t v\u00e0 k\u00e9o d\u00e0i \u0111\u1ebfn 120 ng\u00e0y. Tr\u01b0\u1eddng h\u1ee3p kh\u00e1ch \u0111\u1ed5i sang s\u1ea3n ph\u1ea9m kh\u00e1c, quy tr\u00ecnh \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n ngay v\u00e0 c\u00f3 th\u00eam chi\u1ebft kh\u1ea5u.<\/p>\n<p class=\"Normal\">B\u00e1o c\u00e1o t\u00e0i ch\u00ednh h\u1ee3p nh\u1ea5t qu\u00fd II c\u0169ng ph\u1ea3n \u00e1nh s\u1ee9c kh\u1ecfe t\u00e0i ch\u00ednh c\u1ee7a doanh nghi\u1ec7p. T\u1ed5ng t\u00e0i s\u1ea3n \u0111\u1ea1t g\u1ea7n 21.018 t\u1ef7 \u0111\u1ed3ng, t\u0103ng th\u00eam 854 t\u1ef7 \u0111\u1ed3ng so v\u1edbi \u0111\u1ea7u n\u0103m.<\/p>\n<p class=\"Normal\">Trong \u0111\u00f3, PNJ c\u00f3 g\u1ea7n 609 t\u1ef7 \u0111\u1ed3ng ti\u1ec1n v\u00e0 c\u00e1c kho\u1ea3n t\u01b0\u01a1ng \u0111\u01b0\u01a1ng, t\u0103ng g\u1ea7n 17% so v\u1edbi \u0111\u1ea7u n\u0103m. \u0110\u00e2y l\u00e0 nh\u1eefng t\u00e0i s\u1ea3n c\u00f3 t\u00ednh thanh kho\u1ea3n cao, c\u00f3 th\u1ec3 nhanh ch\u00f3ng chuy\u1ec3n \u0111\u1ed5i th\u00e0nh ti\u1ec1n v\u1edbi gi\u00e1 tr\u1ecb g\u1ea7n nh\u01b0 kh\u00f4ng thay \u0111\u1ed5i.<\/p>\n<p class=\"Normal\">Ngo\u00e0i ra, c\u00f4ng ty c\u00f2n c\u00f3 h\u01a1n 3.393 t\u1ef7 \u0111\u1ed3ng \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh ng\u1eafn h\u1ea1n, t\u0103ng 64% so v\u1edbi \u0111\u1ea7u n\u0103m. Trong \u0111\u00f3, h\u01a1n 3.294 t\u1ef7 l\u00e0 c\u00e1c kho\u1ea3n ti\u1ec1n g\u1eedi c\u00f3 k\u1ef3 h\u1ea1n g\u1ed1c tr\u00ean 3 th\u00e1ng, \u0111\u00e1o h\u1ea1n trong v\u00f2ng 12 th\u00e1ng k\u1ec3 t\u1eeb cu\u1ed1i th\u00e1ng 6.<\/p>\n<figure data-size=\"true\" class=\"tplCaption\">\n<div class=\"fig-picture\" data-width=\"1020\">\n<source data-srcset=\"http:\/\/useful.vn\/wp-content\/uploads\/2026\/08\/att-to2pfrhlv0pepx8lug0ancmslz-4024-1323-1785414884.png 1x, http:\/\/useful.vn\/wp-content\/uploads\/2026\/08\/att-to2pfrhlv0pepx8lug0ancmslz-4024-1323-1785414884.png 1.5x, https:\/\/vcdn1-kinhdoanh.vnecdn.net\/2026\/07\/30\/att-to2pFRHlv0PePX8LUg0ANCmSLz-4024-1323-1785414884.png?w=1020&amp;h=0&amp;q=100&amp;dpr=2&amp;fit=crop&amp;s=0RX_2jhZqcqgBKfjZ-TlyQ 2x\" \/><\/div><figcaption>\n<p class=\"Image\">B\u00ean ngo\u00e0i c\u1eeda h\u00e0ng PNJ tr\u00ean \u0111\u01b0\u1eddng Hai B\u00e0 Tr\u01b0ng, ph\u01b0\u1eddng T\u00e2n \u0110\u1ecbnh (TP HCM). \u1ea2nh: <em>H\u00f9ng Vi\u1ec7t<\/em><\/p>\n<\/figcaption><\/figure>\n<p class=\"Normal\">K\u1ef3 n\u00e0y, h\u00e0ng t\u1ed3n kho c\u1ee7a PNJ gi\u1ea3m h\u01a1n 2% xu\u1ed1ng c\u00f2n 15.560 t\u1ef7 \u0111\u1ed3ng, ch\u1ee7 y\u1ebfu l\u00e0 s\u1ea3n ph\u1ea9m, h\u00e0ng h\u00f3a v\u00e0 nguy\u00ean v\u1eadt li\u1ec7u. C\u00f4ng ty d\u1ef1 ph\u00f2ng gi\u1ea3m gi\u00e1 h\u01a1n 410 t\u1ef7 \u0111\u1ed3ng cho h\u00e0ng h\u00f3a h\u01b0 h\u1ecfng, kh\u00f4ng \u0111\u1ea1t ch\u1ea5t l\u01b0\u1ee3ng kinh doanh. Con s\u1ed1 n\u00e0y l\u1edbn g\u1ea5p 9 l\u1ea7n so v\u1edbi \u0111\u1ea7u n\u0103m.<\/p>\n<p class=\"Normal\">\u1ede chi\u1ec1u ng\u01b0\u1ee3c l\u1ea1i, t\u1ed5ng n\u1ee3 ph\u1ea3i tr\u1ea3 c\u1ee7a PNJ t\u0103ng 3% l\u00ean h\u01a1n 7.105 t\u1ef7 \u0111\u1ed3ng. Trong \u0111\u00f3, n\u1ee3 vay t\u00e0i ch\u00ednh ghi nh\u1eadn h\u01a1n 3.989 t\u1ef7 \u0111\u1ed3ng, gi\u1ea3m h\u01a1n 5%. To\u00e0n b\u1ed9 \u0111\u1ec1u l\u00e0 c\u00e1c kho\u1ea3n vay ng\u1eafn h\u1ea1n t\u1ea1i c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i nh\u01b0 Vietcombank, BIDV, VietinBank&#8230;<\/p>\n<p class=\"Normal\"><strong>T\u1ea5t \u0110\u1ea1t<\/strong><\/p>\n<\/article>\n<hr>\n<p>https:\/\/vnexpress.net\/pnj-lo-ky-luc-vi-du-phong-mua-lai-kim-cuong-vang-5103486.html<\/p>\n","protected":false},"excerpt":{"rendered":"<p>PNJ b\u00e1o l\u1ed7 k\u1ef7 l\u1ee5c v\u00ec d\u1ef1 ph\u00f2ng mua l\u1ea1i kim c\u01b0\u01a1ng, v\u00e0ng Qu\u00fd II, PNJ b\u00e1o l\u1ed7 g\u1ea7n 283 t\u1ef7 \u0111\u1ed3ng, m\u1ee9c k\u1ef7 l\u1ee5c t\u1eeb khi c\u00f4ng b\u1ed1 th\u00f4ng tin, do tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng 865 t\u1ef7 mua l\u1ea1i s\u1ea3n ph\u1ea9m. B\u00e1o c\u00e1o t\u00e0i ch\u00ednh v\u1eeba c\u00f4ng b\u1ed1 c\u1ee7a C\u00f4ng ty c\u1ed5 ph\u1ea7n V\u00e0ng<\/p>\n","protected":false},"author":1,"featured_media":13314,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"class_list":["post-13313","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-thi-truong"],"_links":{"self":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/13313","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=13313"}],"version-history":[{"count":0,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/13313\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/media\/13314"}],"wp:attachment":[{"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=13313"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=13313"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=13313"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}