{"id":13863,"date":"2026-08-29T18:17:20","date_gmt":"2026-08-29T11:17:20","guid":{"rendered":"https:\/\/useful.vn\/?p=13863"},"modified":"2026-08-29T18:17:20","modified_gmt":"2026-08-29T11:17:20","slug":"ngan-hang-muon-rut-ngan-thoi-gian-xoa-so-tai-khoan-ngu-dong","status":"publish","type":"post","link":"https:\/\/useful.vn\/?p=13863","title":{"rendered":"Ng\u00e2n h\u00e0ng mu\u1ed1n r\u00fat ng\u1eafn th\u1eddi gian x\u00f3a s\u1ed5 t\u00e0i kho\u1ea3n ‘ng\u1ee7 \u0111\u00f4ng’"},"content":{"rendered":"
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\nNg\u00e2n h\u00e0ng mu\u1ed1n r\u00fat ng\u1eafn th\u1eddi gian x\u00f3a s\u1ed5 t\u00e0i kho\u1ea3n ‘ng\u1ee7 \u0111\u00f4ng’ <\/h1>\n

MBBank \u0111\u1ec1 xu\u1ea5t \u0111\u00f3ng c\u00e1c t\u00e0i kho\u1ea3n kh\u00f4ng ho\u1ea1t \u0111\u1ed9ng tr\u00ean m\u1ed9t n\u0103m, thay v\u00ec 3 n\u0103m nh\u01b0 d\u1ef1 th\u1ea3o c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, c\u00f2n nhi\u1ec1u nh\u00e0 b\u0103ng kh\u00e1c mu\u1ed1n t\u1ef1 ch\u1ee7 quy\u1ebft \u0111\u1ecbnh th\u1eddi gian.<\/p>\n

\u0110\u1ec1 xu\u1ea5t c\u1ee7a Ng\u00e2n h\u00e0ng Qu\u00e2n \u0111\u1ed9i (MBBank) \u0111\u01b0\u1ee3c n\u00eau trong b\u00e1o c\u00e1o t\u1ed5ng h\u1ee3p \u00fd ki\u1ebfn d\u1ef1 th\u1ea3o s\u1eeda \u0111\u1ed5i, b\u1ed5 sung Ngh\u1ecb \u0111\u1ecbnh v\u1ec1 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t.<\/p>\n

Theo d\u1ef1 th\u1ea3o, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc d\u1ef1 ki\u1ebfn b\u1ed5 sung quy \u0111\u1ecbnh ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c ch\u1ee7 \u0111\u1ed9ng \u0111\u00f3ng t\u00e0i kho\u1ea3n kh\u00f4ng ph\u00e1t sinh giao d\u1ecbch t\u1eeb 3 n\u0103m tr\u1edf l\u00ean. Nh\u00e0 \u0111i\u1ec1u h\u00e0nh cho bi\u1ebft m\u1ed1c th\u1eddi gian n\u00e0y d\u1ef1a tr\u00ean tham kh\u1ea3o kinh nghi\u1ec7m c\u1ee7a m\u1ed9t s\u1ed1 qu\u1ed1c gia. V\u00ed d\u1ee5, M\u1ef9 quy \u0111\u1ecbnh t\u00e0i kho\u1ea3n kh\u00f4ng ho\u1ea1t \u0111\u1ed9ng 3-5 n\u0103m \u0111\u01b0\u1ee3c xem l\u00e0 “ng\u1ee7 \u0111\u00f4ng”, c\u00f2n UAE \u0111\u01b0a t\u00e0i kho\u1ea3n kh\u00f4ng giao d\u1ecbch tr\u00ean 3 n\u0103m v\u00e0o danh s\u00e1ch ri\u00eang \u0111\u1ec3 theo d\u00f5i.<\/p>\n

Tuy nhi\u00ean, c\u00e1c ng\u00e2n h\u00e0ng \u0111ang ch\u1ee7 \u0111\u1ed9ng r\u00e0 so\u00e1t, \u0111\u00f3ng t\u00e0i kho\u1ea3n thanh to\u00e1n kh\u00f4ng ho\u1ea1t \u0111\u1ed9ng tr\u00ean m\u1ed9t n\u0103m v\u00e0 nh\u1eadn th\u1ea5y kho\u1ea3ng th\u1eddi gian n\u00e0y l\u00e0 ph\u00f9 h\u1ee3p.<\/p>\n

M\u1ed9t s\u1ed1 b\u00ean nh\u01b0 Vietcombank, HSBC mu\u1ed1n \u0111\u00e2y l\u00e0 quy\u1ec1n quy\u1ebft \u0111\u1ecbnh c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng. Khi \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n, h\u1ecd c\u00f3 th\u1ec3 quy\u1ebft \u0111\u1ecbnh \u0111\u00f3ng ho\u1eb7c duy tr\u00ec, tr\u1eeb tr\u01b0\u1eddng h\u1ee3p \u0111\u00e3 th\u1ecfa thu\u1eadn v\u1edbi ch\u1ee7 t\u00e0i kho\u1ea3n.<\/p>\n

Trong khi \u0111\u00f3, BIDV \u0111\u1ec1 xu\u1ea5t quy \u0111\u1ecbnh theo h\u01b0\u1edbng duy tr\u00ec t\u00e0i kho\u1ea3n c\u00f3 s\u1ed1 d\u01b0 l\u1edbn h\u01a1n 0, c\u00f2n \u0111\u00f3ng t\u00e0i kho\u1ea3n h\u1ebft s\u1ea1ch ti\u1ec1n v\u00e0 kh\u00f4ng ph\u00e1t sinh giao d\u1ecbch trong 3 n\u0103m (t\u00ednh t\u1eeb th\u1eddi \u0111i\u1ec3m ph\u00e1t sinh giao d\u1ecbch cu\u1ed1i c\u00f9ng). Nh\u00e0 b\u0103ng n\u00e0y c\u0169ng g\u1ee3i \u00fd n\u00ean lo\u1ea1i tr\u1eeb nh\u1eefng t\u00e0i kho\u1ea3n \u0111\u01b0\u1ee3c m\u1edf v\u1edbi m\u1ee5c \u0111\u00edch chuy\u00ean d\u1ee5ng nh\u01b0 t\u00e0i kho\u1ea3n v\u1ed1n \u0111\u1ea7u t\u01b0 tr\u1ef1c ti\u1ebfp, \u0111\u1ea7u t\u01b0 gi\u00e1n ti\u1ebfp, vay ho\u1eb7c tr\u1ea3 n\u1ee3 n\u01b0\u1edbc ngo\u00e0i…<\/p>\n

“Do \u0111\u1eb7c th\u00f9 ho\u1ea1t \u0111\u1ed9ng, nhi\u1ec1u kh\u00e1ch h\u00e0ng kh\u00f4ng ph\u00e1t sinh giao d\u1ecbch trong th\u1eddi gian d\u00e0i nh\u01b0ng v\u1eabn c\u1ea7n duy tr\u00ec c\u00e1c t\u00e0i kho\u1ea3n chuy\u00ean d\u00f9ng cho nhu c\u1ea7u trong t\u01b0\u01a1ng lai”, BIDV g\u00f3p \u00fd.<\/p>\n

Th\u1ef1c t\u1ebf, nhi\u1ec1u ng\u00e2n h\u00e0ng nh\u01b0 LPBank, NCB, Sacombank, VIB… \u0111\u00e3 x\u00f3a s\u1ed5 ho\u1eb7c chuy\u1ec3n tr\u1ea1ng th\u00e1i c\u00e1c t\u00e0i kho\u1ea3n thanh to\u00e1n kh\u00f4ng ph\u00e1t sinh giao d\u1ecbch. \u0110i\u1ec1u ki\u1ec7n v\u1ec1 th\u1eddi gian “ng\u1ee7 \u0111\u00f4ng” v\u00e0 s\u1ed1 d\u01b0 t\u1ed1i thi\u1ec3u m\u1ed7i b\u00ean \u0111\u01b0a ra kh\u00e1c nhau, dao \u0111\u1ed9ng 1-2 n\u0103m v\u00e0 \u00edt h\u01a1n 50.000 \u0111\u1ed3ng. S\u1ed1 d\u01b0 t\u1ed1i thi\u1ec3u th\u01b0\u1eddng ph\u1ee5 thu\u1ed9c v\u00e0o m\u1ee9c ph\u00ed duy tr\u00ec t\u00e0i kho\u1ea3n, \u0111\u1ec3 ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 tr\u1eeb ph\u00ed n\u00e0y tr\u01b0\u1edbc khi \u0111\u00f3ng.<\/p>\n

Vi\u1ec7c \u0111\u00f3ng t\u00e0i kho\u1ea3n kh\u00f4ng giao d\u1ecbch trong th\u1eddi gian d\u00e0i, theo Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, nh\u1eb1m h\u1ea1n ch\u1ebf r\u1ee7i ro gian l\u1eadn, l\u1eeba \u0111\u1ea3o. V\u1ec1 ph\u00eda ng\u00e2n h\u00e0ng, \u0111i\u1ec1u n\u00e0y gi\u00fap h\u1ecd ti\u1ebft ki\u1ec7m ngu\u1ed3n l\u1ef1c \u0111\u1ec3 duy tr\u00ec h\u1ec7 th\u1ed1ng, ch\u1ea5t l\u01b0\u1ee3ng d\u1ecbch v\u1ee5 v\u00e0 b\u1ea3o m\u1eadt.<\/p>\n

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\u1ee8ng d\u1ee5ng di \u0111\u1ed9ng c\u1ee7a m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng. \u1ea2nh: Ph\u01b0\u01a1ng \u0110\u00f4ng<\/em><\/p>\n<\/figcaption><\/figure>\n

Tuy v\u1eady, c\u00e1c ng\u00e2n h\u00e0ng b\u0103n kho\u0103n v\u1ec1 nguy\u00ean t\u1eafc x\u1eed l\u00fd s\u1ed1 d\u01b0 c\u00f2n l\u1ea1i sau khi khai t\u1eed t\u00e0i kho\u1ea3n “ng\u1ee7 \u0111\u00f4ng”. H\u1ecd n\u00eau v\u1ea5n \u0111\u1ec1 v\u1ec1 th\u1eddi gian theo d\u00f5i s\u1ed1 d\u01b0 c\u00f2n l\u1ea1i, h\u01b0\u1edbng x\u1eed l\u00fd sau th\u1eddi gian n\u00e0y v\u00e0 tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng h\u1ee3p ph\u00e1p y\u00eau c\u1ea7u ho\u00e0n tr\u1ea3 th\u00ec li\u1ec7u ng\u00e2n h\u00e0ng c\u00f3 ph\u1ea3i tr\u1ea3 l\u00e3i ti\u1ec1n g\u1eedi.<\/p>\n

\u1ede m\u1ed9t s\u1ed1 qu\u1ed1c gia, s\u1ed1 d\u01b0 \u0111\u01b0\u1ee3c chuy\u1ec3n giao cho ch\u00ednh quy\u1ec1n ti\u1ec3u bang qu\u1ea3n l\u00fd, l\u01b0u gi\u1eef nh\u01b0 t\u00e0i s\u1ea3n v\u00f4 ch\u1ee7. Kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 l\u1ea5y l\u1ea1i s\u1ed1 ti\u1ec1n th\u00f4ng qua c\u01a1 quan qu\u1ea3n l\u00fd t\u00e0i s\u1ea3n v\u00f4 ch\u1ee7 c\u1ee7a ti\u1ec3u bang.<\/p>\n

Tuy nhi\u00ean, theo Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, s\u1ed1 d\u01b0 trong t\u00e0i kho\u1ea3n l\u00e0 t\u00e0i s\u1ea3n c\u1ee7a kh\u00e1ch h\u00e0ng. Hi\u1ec7n ch\u01b0a c\u00f3 c\u01a1 s\u1edf ph\u00e1p l\u00fd cho vi\u1ec7c chuy\u1ec3n s\u1ed1 d\u01b0 c\u00f2n l\u1ea1i khi \u0111\u00f3ng t\u00e0i kho\u1ea3n v\u00e0o ng\u00e2n s\u00e1ch. C\u01a1 quan so\u1ea1n th\u1ea3o cho hay s\u1ebd nghi\u00ean c\u1ee9u c\u00e1c g\u00f3p \u00fd v\u00e0 quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 t\u1ea1i th\u00f4ng t\u01b0, sau khi ngh\u1ecb \u0111\u1ecbnh \u0111\u01b0\u1ee3c ban h\u00e0nh.<\/p>\n

Ph\u01b0\u01a1ng \u0110\u00f4ng<\/strong><\/p>\n<\/article>\n

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https:\/\/vnexpress.net\/ngan-hang-muon-rut-ngan-thoi-gian-xoa-so-tai-khoan-ngu-dong-5103505.html<\/p>\n","protected":false},"excerpt":{"rendered":"

Ng\u00e2n h\u00e0ng mu\u1ed1n r\u00fat ng\u1eafn th\u1eddi gian x\u00f3a s\u1ed5 t\u00e0i kho\u1ea3n ‘ng\u1ee7 \u0111\u00f4ng’ MBBank \u0111\u1ec1 xu\u1ea5t \u0111\u00f3ng c\u00e1c t\u00e0i kho\u1ea3n kh\u00f4ng ho\u1ea1t \u0111\u1ed9ng tr\u00ean m\u1ed9t n\u0103m, thay v\u00ec 3 n\u0103m nh\u01b0 d\u1ef1 th\u1ea3o c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, c\u00f2n nhi\u1ec1u nh\u00e0 b\u0103ng kh\u00e1c mu\u1ed1n t\u1ef1 ch\u1ee7 quy\u1ebft \u0111\u1ecbnh th\u1eddi gian. \u0110\u1ec1 xu\u1ea5t c\u1ee7a Ng\u00e2n h\u00e0ng<\/p>\n","protected":false},"author":1,"featured_media":13864,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"class_list":["post-13863","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-thi-truong"],"_links":{"self":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/13863","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=13863"}],"version-history":[{"count":0,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/13863\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/media\/13864"}],"wp:attachment":[{"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=13863"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=13863"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=13863"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}