{"id":14208,"date":"2026-08-31T07:17:48","date_gmt":"2026-08-31T00:17:48","guid":{"rendered":"https:\/\/useful.vn\/?p=14208"},"modified":"2026-08-31T07:17:48","modified_gmt":"2026-08-31T00:17:48","slug":"msb-bao-lai-gan-3-423-ty-dong-nua-dau-nam","status":"publish","type":"post","link":"https:\/\/useful.vn\/?p=14208","title":{"rendered":"MSB b\u00e1o l\u00e3i g\u1ea7n 3.423 t\u1ef7 \u0111\u1ed3ng n\u1eeda \u0111\u1ea7u n\u0103m"},"content":{"rendered":"
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\nMSB b\u00e1o l\u00e3i g\u1ea7n 3.423 t\u1ef7 \u0111\u1ed3ng n\u1eeda \u0111\u1ea7u n\u0103m <\/h1>\n

Ng\u00e2n h\u00e0ng TMCP H\u00e0ng H\u1ea3i Vi\u1ec7t Nam (MSB) ghi nh\u1eadn l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf h\u1ee3p nh\u1ea5t \u0111\u1ea1t g\u1ea7n 3.423 t\u1ef7 \u0111\u1ed3ng, t\u0103ng g\u1ea7n 7,9%, t\u1ed5ng t\u00e0i s\u1ea3n t\u0103ng 8,17% so v\u1edbi cu\u1ed1i n\u0103m 2025.<\/p>\n

Theo b\u00e1o c\u00e1o t\u00e0i ch\u00ednh c\u00f4ng b\u1ed1 ng\u00e0y 30\/7, t\u1ed5ng t\u00e0i s\u1ea3n MSB \u0111\u1ea1t g\u1ea7n 441.000 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 8,17% so v\u1edbi cu\u1ed1i n\u0103m 2025 v\u00e0 t\u0103ng 29,2% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m tr\u01b0\u1edbc.<\/p>\n

T\u1ed5ng d\u01b0 n\u1ee3 cho vay kh\u00e1ch h\u00e0ng c\u1ee7a ng\u00e2n h\u00e0ng m\u1eb9 \u0111\u1ea1t h\u01a1n 224.196 t\u1ef7 \u0111\u1ed3ng (h\u1ee3p nh\u1ea5t \u0111\u1ea1t h\u01a1n 230.420 t\u1ef7 \u0111\u1ed3ng) t\u0103ng 12,9% so v\u1edbi c\u00f9ng k\u1ef3. Trong \u0111\u00f3, d\u01b0 n\u1ee3 cho vay doanh nghi\u1ec7p \u0111\u1ea1t 157.548 t\u1ef7 \u0111\u1ed3ng v\u00e0 kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n \u0111\u1ea1t 66.647 t\u1ef7 \u0111\u1ed3ng. D\u00f2ng v\u1ed1n t\u00edn d\u1ee5ng c\u1ee7a MSB ch\u1ee7 y\u1ebfu t\u1eadp trung v\u00e0o l\u0129nh v\u1ef1c s\u1ea3n xu\u1ea5t, kinh doanh v\u00e0 c\u00e1c ng\u00e0nh \u01b0u ti\u00ean theo \u0111\u1ecbnh h\u01b0\u1edbng c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc.<\/p>\n

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MSB duy tr\u00ec t\u0103ng tr\u01b0\u1edfng \u1ed5n \u0111\u1ecbnh trong 6 th\u00e1ng \u0111\u1ea7u n\u0103m. \u1ea2nh: MSB <\/em><\/p>\n<\/figcaption><\/figure>\n

\u1ede chi\u1ec1u huy \u0111\u1ed9ng, ti\u1ec1n g\u1eedi kh\u00e1ch h\u00e0ng h\u1ee3p nh\u1ea5t \u0111\u1ea1t h\u01a1n 204.674 t\u1ef7 \u0111\u1ed3ng. Ti\u1ec1n g\u1eedi c\u00f3 k\u1ef3 h\u1ea1n t\u0103ng 12,6% so v\u1edbi cu\u1ed1i n\u0103m 2025 v\u00e0 t\u0103ng 23,2% so v\u1edbi c\u00f9ng k\u1ef3, g\u00f3p ph\u1ea7n c\u1ee7ng c\u1ed1 ngu\u1ed3n v\u1ed1n ph\u1ee5c v\u1ee5 t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng. Ti\u1ec1n g\u1eedi kh\u00f4ng k\u1ef3 h\u1ea1n (CASA) \u0111\u1ea1t h\u01a1n 47.280 t\u1ef7 \u0111\u1ed3ng. Ng\u00e2n h\u00e0ng cho bi\u1ebft quy m\u00f4 CASA \u0111\u01b0\u1ee3c duy tr\u00ec nh\u1edd c\u00e1c s\u1ea3n ph\u1ea9m Sinh l\u1eddi kh\u00f4ng ng\u1eebng, Sinh l\u1eddi t\u1ef1 \u0111\u1ed9ng v\u00e0 gi\u1ea3i ph\u00e1p qu\u1ea3n l\u00fd d\u00f2ng ti\u1ec1n d\u00e0nh cho kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n, doanh nghi\u1ec7p.<\/p>\n

Trong c\u01a1 c\u1ea5u thu nh\u1eadp, t\u1ed5ng thu nh\u1eadp ho\u1ea1t \u0111\u1ed9ng (TOI) c\u1ee7a MSB trong 6 th\u00e1ng \u0111\u1ea7u n\u0103m \u0111\u1ea1t tr\u00ean 7.044 t\u1ef7 \u0111\u1ed3ng. Trong \u0111\u00f3, thu nh\u1eadp l\u00e3i thu\u1ea7n \u0111\u1ea1t g\u1ea7n 6.199 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 21,8% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m tr\u01b0\u1edbc v\u00e0 ti\u1ebfp t\u1ee5c l\u00e0 ngu\u1ed3n \u0111\u00f3ng g\u00f3p ch\u00ednh v\u00e0o doanh thu.<\/p>\n

\u0110\u1ea1i di\u1ec7n MSB cho bi\u1ebft k\u1ebft qu\u1ea3 n\u00e0y \u0111\u1ebfn t\u1eeb vi\u1ec7c duy tr\u00ec t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng, ch\u1ee7 \u0111\u1ed9ng \u0111i\u1ec1u ph\u1ed1i c\u01a1 c\u1ea5u t\u00e0i s\u1ea3n sinh l\u1eddi v\u00e0 ngu\u1ed3n v\u1ed1n, \u0111\u1ed3ng th\u1eddi linh ho\u1ea1t th\u00edch \u1ee9ng v\u1edbi di\u1ec5n bi\u1ebfn l\u00e3i su\u1ea5t tr\u00ean th\u1ecb tr\u01b0\u1eddng.<\/p>\n

Bi\u00ean l\u00e3i thu\u1ea7n (NIM) \u0111\u1ea1t 3,17%, gi\u1ea3m nh\u1eb9 so v\u1edbi c\u00f9ng k\u1ef3 do \u00e1p l\u1ef1c chung c\u1ee7a to\u00e0n ng\u00e0nh. Trong khi \u0111\u00f3, t\u1ef7 l\u1ec7 chi ph\u00ed tr\u00ean thu nh\u1eadp (CIR) gi\u1ea3m t\u1eeb kho\u1ea3ng 37,4% xu\u1ed1ng 36,6%, ph\u1ea3n \u00e1nh hi\u1ec7u qu\u1ea3 ki\u1ec3m so\u00e1t chi ph\u00ed v\u00e0 t\u1ed1i \u01b0u v\u1eadn h\u00e0nh.<\/p>\n

V\u1ec1 ch\u1ea5t l\u01b0\u1ee3ng t\u00e0i s\u1ea3n, \u0111\u1ebfn cu\u1ed1i th\u00e1ng 6, t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u ri\u00eang l\u1ebb c\u1ee7a MSB \u1edf m\u1ee9c 1,64%, t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u h\u1ee3p nh\u1ea5t l\u00e0 1,83%. Ng\u00e2n h\u00e0ng cho bi\u1ebft s\u1ebd ti\u1ebfp t\u1ee5c duy tr\u00ec c\u00f4ng t\u00e1c th\u1ea9m \u0111\u1ecbnh, gi\u00e1m s\u00e1t sau gi\u1ea3i ng\u00e2n v\u00e0 nh\u1eadn di\u1ec7n s\u1edbm r\u1ee7i ro nh\u1eb1m ki\u1ec3m so\u00e1t ch\u1ea5t l\u01b0\u1ee3ng t\u00edn d\u1ee5ng.<\/p>\n

C\u00e1c ch\u1ec9 ti\u00eau thanh kho\u1ea3n ti\u1ebfp t\u1ee5c n\u1eb1m trong ng\u01b0\u1ee1ng an to\u00e0n. T\u1ef7 l\u1ec7 cho vay tr\u00ean ti\u1ec1n g\u1eedi (LDR) \u1edf m\u1ee9c 66,76%, trong khi t\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng v\u1ed1n ng\u1eafn h\u1ea1n cho vay trung, d\u00e0i h\u1ea1n \u1edf m\u1ee9c 26,89%. \u0110\u00e2y l\u00e0 n\u1ec1n t\u1ea3ng \u0111\u1ec3 MSB duy tr\u00ec kh\u1ea3 n\u0103ng \u1ee9ng ph\u00f3 tr\u01b0\u1edbc bi\u1ebfn \u0111\u1ed9ng c\u1ee7a th\u1ecb tr\u01b0\u1eddng, \u0111\u1ed3ng th\u1eddi ch\u1ee7 \u0111\u1ed9ng ngu\u1ed3n l\u1ef1c \u0111\u1ec3 \u0111\u1ed3ng h\u00e0nh c\u00f9ng kh\u00e1ch h\u00e0ng v\u00e0 tri\u1ec3n khai k\u1ebf ho\u1ea1ch kinh doanh trong n\u1eeda cu\u1ed1i n\u0103m.<\/p>\n

\u0110\u1ea1i di\u1ec7n MSB cho bi\u1ebft k\u1ebft qu\u1ea3 6 th\u00e1ng \u0111\u1ea7u n\u0103m ph\u1ea3n \u00e1nh s\u1ef1 c\u00e2n b\u1eb1ng gi\u1eefa t\u0103ng tr\u01b0\u1edfng quy m\u00f4, c\u1ee7ng c\u1ed1 ngu\u1ed3n thu c\u1ed1t l\u00f5i v\u00e0 duy tr\u00ec c\u00e1c ch\u1ec9 s\u1ed1 an to\u00e0n. \u0110\u00e2y l\u00e0 n\u1ec1n t\u1ea3ng \u0111\u1ec3 th\u1ef1c hi\u1ec7n k\u1ebf ho\u1ea1ch kinh doanh trong n\u1eeda cu\u1ed1i n\u0103m.<\/p>\n

“Trong b\u1ed1i c\u1ea3nh th\u1ecb tr\u01b0\u1eddng v\u1eabn c\u00f2n nhi\u1ec1u y\u1ebfu t\u1ed1 kh\u00f3 d\u1ef1 b\u00e1o, MSB ti\u1ebfp t\u1ee5c \u0111\u1eb7t ch\u1ea5t l\u01b0\u1ee3ng v\u00e0 hi\u1ec7u qu\u1ea3 t\u0103ng tr\u01b0\u1edfng l\u00ean h\u00e0ng \u0111\u1ea7u, \u0111\u1ed3ng th\u1eddi duy tr\u00ec \u1ed5n \u0111\u1ecbnh, n\u00e2ng cao kh\u1ea3 n\u0103ng th\u00edch \u1ee9ng tr\u01b0\u1edbc nh\u1eefng thay \u0111\u1ed5i c\u1ee7a th\u1ecb tr\u01b0\u1eddng v\u00e0 t\u1ea1o n\u1ec1n t\u1ea3ng cho t\u0103ng tr\u01b0\u1edfng b\u1ec1n v\u1eefng trong d\u00e0i h\u1ea1n”, v\u1ecb \u0111\u1ea1i di\u1ec7n chia s\u1ebb.<\/p>\n

Minh Ng\u1ecdc<\/strong><\/p>\n<\/article>\n

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https:\/\/vnexpress.net\/msb-bao-lai-gan-3-423-ty-dong-nua-dau-nam-5103753.html<\/p>\n","protected":false},"excerpt":{"rendered":"

MSB b\u00e1o l\u00e3i g\u1ea7n 3.423 t\u1ef7 \u0111\u1ed3ng n\u1eeda \u0111\u1ea7u n\u0103m Ng\u00e2n h\u00e0ng TMCP H\u00e0ng H\u1ea3i Vi\u1ec7t Nam (MSB) ghi nh\u1eadn l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf h\u1ee3p nh\u1ea5t \u0111\u1ea1t g\u1ea7n 3.423 t\u1ef7 \u0111\u1ed3ng, t\u0103ng g\u1ea7n 7,9%, t\u1ed5ng t\u00e0i s\u1ea3n t\u0103ng 8,17% so v\u1edbi cu\u1ed1i n\u0103m 2025. Theo b\u00e1o c\u00e1o t\u00e0i ch\u00ednh c\u00f4ng b\u1ed1 ng\u00e0y 30\/7, t\u1ed5ng t\u00e0i<\/p>\n","protected":false},"author":1,"featured_media":14209,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"class_list":["post-14208","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-thi-truong"],"_links":{"self":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/14208","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=14208"}],"version-history":[{"count":0,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/14208\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/media\/14209"}],"wp:attachment":[{"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=14208"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=14208"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=14208"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}