{"id":14471,"date":"2026-09-01T17:47:19","date_gmt":"2026-09-01T10:47:19","guid":{"rendered":"https:\/\/useful.vn\/?p=14471"},"modified":"2026-09-01T17:47:19","modified_gmt":"2026-09-01T10:47:19","slug":"tien-ky-thuat-so-quoc-gia-viet-nam-tinh-thu-nghiem-khac-gi-bitcoin","status":"publish","type":"post","link":"https:\/\/useful.vn\/?p=14471","title":{"rendered":"Ti\u1ec1n k\u1ef9 thu\u1eadt s\u1ed1 qu\u1ed1c gia Vi\u1ec7t Nam t\u00ednh th\u1eed nghi\u1ec7m kh\u00e1c g\u00ec Bitcoin?"},"content":{"rendered":"<article class=\"fck_detail \">\n<h1 class=\"title-detail mt20\">\nTi\u1ec1n k\u1ef9 thu\u1eadt s\u1ed1 qu\u1ed1c gia Vi\u1ec7t Nam t\u00ednh th\u1eed nghi\u1ec7m kh\u00e1c g\u00ec Bitcoin? <\/h1>\n<p class=\"description\">Vi\u1ec7t Nam l\u00ean k\u1ebf ho\u1ea1ch nghi\u00ean c\u1ee9u, tri\u1ec3n khai th\u1eed nghi\u1ec7m \u0111\u1ed3ng ti\u1ec1n k\u1ef9 thu\u1eadt s\u1ed1 qu\u1ed1c gia (CBDC) t\u1eeb n\u0103m 2029, do Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc b\u1ea3o \u0111\u1ea3m gi\u00e1 tr\u1ecb.<\/p>\n<p class=\"Normal\">T\u1ea1i \u0110\u1ec1 \u00e1n c\u1ea3i c\u00e1ch t\u1ed5ng th\u1ec3 th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh Vi\u1ec7t Nam \u0111\u1ebfn 2045, Ch\u00ednh ph\u1ee7 \u0111\u1eb7t m\u1ee5c ti\u00eau nghi\u00ean c\u1ee9u v\u00e0 \u0111\u00e1nh gi\u00e1 kh\u1ea3 n\u0103ng tri\u1ec3n khai \u0111\u1ed3ng ti\u1ec1n k\u1ef9 thu\u1eadt s\u1ed1 qu\u1ed1c gia (Central Bank Digital Currency &#8211; CBDC). \u0110\u00e2y l\u00e0 m\u1ed9t trong nh\u1eefng gi\u1ea3i ph\u00e1p v\u1ec1 s\u1ea3n ph\u1ea9m h\u00e0ng h\u00f3a nh\u1eb1m v\u1eadn h\u00e0nh th\u00ed \u0111i\u1ec3m th\u1ecb tr\u01b0\u1eddng t\u00e0i s\u1ea3n m\u00e3 h\u00f3a.<\/p>\n<p class=\"Normal\">Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u01b0\u1ee3c giao nghi\u00ean c\u1ee9u, \u0111\u1ec1 xu\u1ea5t c\u01a1 ch\u1ebf v\u00e0 tri\u1ec3n khai th\u1eed nghi\u1ec7m CBDC trong giai \u0111o\u1ea1n 2029-2030. B\u1ed9 T\u00e0i ch\u00ednh v\u00e0 c\u00e1c b\u1ed9, ng\u00e0nh li\u00ean quan ph\u1ed1i h\u1ee3p th\u1ef1c hi\u1ec7n.<\/p>\n<p class=\"Normal\">Theo t\u00e0i li\u1ec7u c\u1ee7a T\u1ed5 ch\u1ee9c Ti\u1ec1n t\u1ec7 qu\u1ed1c t\u1ebf (IMF), CBDC l\u00e0 ti\u1ec1n do ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng m\u1ed7i qu\u1ed1c gia ph\u00e1t h\u00e0nh \u1edf d\u1ea1ng k\u1ef9 thu\u1eadt s\u1ed1 v\u00e0 b\u1ea3o \u0111\u1ea3m gi\u00e1 tr\u1ecb, t\u01b0\u01a1ng t\u1ef1 ti\u1ec1n m\u1eb7t \u0111ang l\u01b0u h\u00e0nh.<\/p>\n<p class=\"Normal\">\u0110i\u1ec3m kh\u00e1c bi\u1ec7t c\u0103n b\u1ea3n gi\u1eefa CBDC v\u00e0 c\u00e1c lo\u1ea1i ti\u1ec1n m\u00e3 h\u00f3a nh\u01b0 Bitcoin n\u1eb1m \u1edf ch\u1ee7 th\u1ec3 ph\u00e1t h\u00e0nh v\u00e0 t\u00ednh ph\u00e1p \u0111\u1ecbnh. C\u00f3 th\u1ec3 h\u00ecnh dung CBDC l\u00e0 phi\u00ean b\u1ea3n s\u1ed1 c\u1ee7a ti\u1ec1n m\u1eb7t. N\u1ebfu hi\u1ec7n nay m\u1ed9t ng\u01b0\u1eddi c\u00f3 500.000 \u0111\u1ed3ng ti\u1ec1n gi\u1ea5y trong v\u00ed, h\u1ecd c\u00f3 th\u1ec3 d\u00f9ng tr\u1ef1c ti\u1ebfp \u0111\u1ec3 thanh to\u00e1n. CBDC c\u0169ng mang b\u1ea3n ch\u1ea5t t\u01b0\u01a1ng t\u1ef1, ch\u1ec9 kh\u00e1c l\u00e0 \u0111\u1ed3ng ti\u1ec1n t\u1ed3n t\u1ea1i d\u01b0\u1edbi d\u1ea1ng k\u1ef9 thu\u1eadt s\u1ed1 thay v\u00ec gi\u1ea5y hay kim lo\u1ea1i.<\/p>\n<p class=\"Normal\">\u0110\u1ed3ng ti\u1ec1n k\u1ef9 thu\u1eadt s\u1ed1 qu\u1ed1c gia c\u0169ng kh\u00e1c v\u1edbi c\u00e1c h\u00ecnh th\u1ee9c thanh to\u00e1n \u0111i\u1ec7n t\u1eed m\u00e0 ph\u1ea7n l\u1edbn ng\u01b0\u1eddi d\u00e2n \u0111ang s\u1eed d\u1ee5ng. Khi chuy\u1ec3n kho\u1ea3n qua Internet Banking hay v\u00ed \u0111i\u1ec7n t\u1eed, giao d\u1ecbch th\u1ef1c ch\u1ea5t l\u00e0 s\u1ef1 d\u1ecbch chuy\u1ec3n ti\u1ec1n g\u1eedi gi\u1eefa c\u00e1c t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i. C\u00f2n v\u1edbi CBDC, t\u00e0i s\u1ea3n m\u00e0 ng\u01b0\u1eddi d\u00f9ng n\u1eafm gi\u1eef l\u00e0 ti\u1ec1n do ch\u00ednh ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng ph\u00e1t h\u00e0nh.<\/p>\n<p class=\"Normal\">Tuy c\u00f9ng l\u00e0 t\u00e0i s\u1ea3n m\u00e3 h\u00f3a, CBDC kh\u00e1c so v\u1edbi Bitcoin hay Ethereum. Hai \u0111\u1ed3ng ti\u1ec1n m\u00e3 h\u00f3a n\u00e0y ho\u1ea1t \u0111\u1ed9ng tr\u00ean m\u1ea1ng l\u01b0\u1edbi phi t\u1eadp trung, kh\u00f4ng c\u00f3 t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh v\u00e0 gi\u00e1 tr\u1ecb bi\u1ebfn \u0111\u1ed9ng ho\u00e0n to\u00e0n theo cung &#8211; c\u1ea7u tr\u00ean th\u1ecb tr\u01b0\u1eddng. Trong khi \u0111\u00f3, theo IMF, \u0111\u1ed3ng ti\u1ec1n k\u1ef9 thu\u1eadt s\u1ed1 qu\u1ed1c gia l\u00e0 ti\u1ec1n ph\u00e1p \u0111\u1ecbnh, c\u00f3 gi\u00e1 tr\u1ecb ngang b\u1eb1ng \u0111\u1ed3ng n\u1ed9i t\u1ec7 v\u00e0 \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng b\u1ea3o \u0111\u1ea3m.<\/p>\n<p class=\"Normal\">Ngay c\u1ea3 stablecoin nh\u01b0 USDT hay USDC c\u0169ng c\u00f3 b\u1ea3n ch\u1ea5t kh\u00e1c v\u1edbi CBDC. D\u00f9 \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf \u0111\u1ec3 duy tr\u00ec gi\u00e1 tr\u1ecb \u1ed5n \u0111\u1ecbnh b\u1eb1ng c\u00e1ch neo theo USD ho\u1eb7c t\u00e0i s\u1ea3n d\u1ef1 tr\u1eef, \u0111\u00e2y v\u1eabn l\u00e0 t\u00e0i s\u1ea3n s\u1ed1 do doanh nghi\u1ec7p t\u01b0 nh\u00e2n ph\u00e1t h\u00e0nh ch\u1ee9 kh\u00f4ng ph\u1ea3i \u0111\u1ed3ng USD k\u1ef9 thu\u1eadt s\u1ed1 c\u1ee7a C\u1ee5c D\u1ef1 tr\u1eef Li\u00ean bang M\u1ef9 (Fed). Ch\u00ednh v\u00ec v\u1eady, stablecoin kh\u00f4ng ph\u1ea3i l\u00e0 ti\u1ec1n ph\u00e1p \u0111\u1ecbnh v\u00e0 c\u0169ng kh\u00f4ng mang ngh\u0129a v\u1ee5 thanh to\u00e1n c\u1ee7a ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng.<\/p>\n<p class=\"Normal\">Hi\u1ec7n nay, th\u1ebf gi\u1edbi c\u00f3 hai m\u00f4 h\u00ecnh \u0111\u1ed3ng ti\u1ec1n k\u1ef9 thu\u1eadt s\u1ed1 qu\u1ed1c gia ph\u1ed5 bi\u1ebfn. Trong \u0111\u00f3, CBDC b\u00e1n l\u1ebb (retail CBDC) d\u00e0nh cho ng\u01b0\u1eddi d\u00e2n v\u00e0 doanh nghi\u1ec7p s\u1eed d\u1ee5ng trong thanh to\u00e1n h\u00e0ng ng\u00e0y. C\u00f2n l\u1ea1i l\u00e0 CBDC b\u00e1n bu\u00f4n (wholesale CBDC), ch\u1ec9 ph\u1ee5c v\u1ee5 thanh to\u00e1n gi\u1eefa c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh. \u0110\u1ec1 xu\u1ea5t c\u1ee7a nhi\u1ec1u qu\u1ed1c gia hi\u1ec7n nay ch\u1ee7 y\u1ebfu t\u1eadp trung v\u00e0o CBDC b\u00e1n l\u1ebb.<\/p>\n<p class=\"Normal\"><span><strong>So s\u00e1nh \u0111\u1eb7c t\u00ednh gi\u1eefa ti\u1ec1n k\u1ef9 thu\u1eadt s\u1ed1 qu\u1ed1c gia v\u00e0 m\u1ed9t s\u1ed1 lo\u1ea1i ti\u1ec1n s\u1ed1 kh\u00e1c:<\/strong><\/span><\/p>\n<table align=\"center\" border=\"1\" cellpadding=\"0\" cellspacing=\"0\" class=\"t1\">\n<thead>\n<tr>\n<th scope=\"col\">\n<p class=\"Normal\"><span>CBDC<\/span><\/p>\n<\/th>\n<th scope=\"col\">\n<p class=\"Normal\"><span>Bitcoin\/Ethereum<\/span><\/p>\n<\/th>\n<th scope=\"col\">\n<p class=\"Normal\"><span>Stablecoin<\/span><\/p>\n<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\n<p class=\"Normal\">Do ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng ph\u00e1t h\u00e0nh<\/p>\n<\/td>\n<td>\n<p class=\"Normal\">Phi t\u1eadp trung, kh\u00f4ng c\u00f3 t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh<\/p>\n<\/td>\n<td>\n<p class=\"Normal\">Do doanh nghi\u1ec7p ph\u00e1t h\u00e0nh<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p class=\"Normal\">L\u00e0 ti\u1ec1n ph\u00e1p \u0111\u1ecbnh<\/p>\n<\/td>\n<td>\n<p class=\"Normal\">Kh\u00f4ng ph\u1ea3i ti\u1ec1n ph\u00e1p \u0111\u1ecbnh<\/p>\n<\/td>\n<td>\n<p class=\"Normal\">Kh\u00f4ng ph\u1ea3i ti\u1ec1n ph\u00e1p \u0111\u1ecbnh<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p class=\"Normal\">Gi\u00e1 tr\u1ecb \u1ed5n \u0111\u1ecbnh theo \u0111\u1ed3ng n\u1ed9i t\u1ec7<\/p>\n<\/td>\n<td>\n<p class=\"Normal\">Gi\u00e1 bi\u1ebfn \u0111\u1ed9ng m\u1ea1nh<\/p>\n<\/td>\n<td>\n<p class=\"Normal\">Neo theo t\u00e0i s\u1ea3n tham chi\u1ebfu<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p class=\"Normal\">\u0110\u01b0\u1ee3c Nh\u00e0 n\u01b0\u1edbc b\u1ea3o \u0111\u1ea3m<\/p>\n<\/td>\n<td>\n<p class=\"Normal\">Kh\u00f4ng c\u00f3 s\u1ef1 b\u1ea3o \u0111\u1ea3m c\u1ee7a Nh\u00e0 n\u01b0\u1edbc<\/p>\n<\/td>\n<td>\n<p class=\"Normal\">Ph\u1ee5 thu\u1ed9c t\u00e0i s\u1ea3n b\u1ea3o ch\u1ee9ng v\u00e0 \u0111\u01a1n v\u1ecb ph\u00e1t h\u00e0nh<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p class=\"Normal\">Theo Qu\u1ef9 Ti\u1ec1n t\u1ec7 Qu\u1ed1c t\u1ebf (IMF) v\u00e0 Ng\u00e2n h\u00e0ng Thanh to\u00e1n Qu\u1ed1c t\u1ebf (BIS), c\u00e1c ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng xem CBDC l\u00e0 c\u00f4ng c\u1ee5 gi\u00fap hi\u1ec7n \u0111\u1ea1i h\u00f3a h\u1ec7 th\u1ed1ng thanh to\u00e1n, gi\u1ea3m chi ph\u00ed giao d\u1ecbch, t\u0103ng kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh. M\u1ed9t m\u1ee5c ti\u00eau kh\u00e1c m\u00e0 nhi\u1ec1u qu\u1ed1c gia theo \u0111u\u1ed5i l\u00e0 c\u1ea3i thi\u1ec7n thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi, v\u1ed1n v\u1eabn \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 l\u00e0 ch\u1eadm v\u00e0 t\u1ed1n k\u00e9m.<\/p>\n<p class=\"Normal\">D\u1eef li\u1ec7u t\u1eeb \u0111\u01a1n v\u1ecb nghi\u00ean c\u1ee9u \u0111\u1ed9c l\u1eadp CBDC Registry cho th\u1ea5y, t\u00ednh \u0111\u1ebfn \u0111\u1ea7u th\u00e1ng, c\u00f3 4 qu\u1ed1c gia ch\u00ednh th\u1ee9c v\u1eadn h\u00e0nh, 18 n\u01b0\u1edbc \u0111ang th\u00ed \u0111i\u1ec3m v\u00e0 h\u00e0ng lo\u1ea1t n\u1ec1n kinh t\u1ebf kh\u00e1c tham gia nghi\u00ean c\u1ee9u CBDC.<\/p>\n<p class=\"Normal\">Trung Qu\u1ed1c l\u00e0 n\u1ec1n kinh t\u1ebf l\u1edbn ti\u00ean phong tri\u1ec3n khai \u0111\u1ed3ng nh\u00e2n d\u00e2n t\u1ec7 s\u1ed1 (e-CNY). Sau nhi\u1ec1u n\u0103m th\u1eed nghi\u1ec7m, e-CNY \u0111\u01b0\u1ee3c t\u00edch h\u1ee3p v\u00e0o c\u00e1c ho\u1ea1t \u0111\u1ed9ng thanh to\u00e1n b\u00e1n l\u1ebb, giao th\u00f4ng c\u00f4ng c\u1ed9ng, th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed v\u00e0 d\u1ecbch v\u1ee5 c\u00f4ng t\u1ea1i nhi\u1ec1u \u0111\u1ecba ph\u01b0\u01a1ng. Theo s\u1ed1 li\u1ec7u t\u1eeb Ng\u00e2n h\u00e0ng Nh\u00e2n d\u00e2n Trung Qu\u1ed1c (PBOC), t\u00ednh \u0111\u1ebfn cu\u1ed1i th\u00e1ng 9\/2025, t\u1ed5ng gi\u00e1 tr\u1ecb giao d\u1ecbch l\u0169y k\u1ebf c\u1ee7a e-CNY v\u01b0\u1ee3t 14.200 t\u1ef7 nh\u00e2n d\u00e2n t\u1ec7 (t\u01b0\u01a1ng \u0111\u01b0\u01a1ng kho\u1ea3ng 2.000 t\u1ef7 USD) v\u1edbi h\u01a1n 3,32 t\u1ef7 l\u01b0\u1ee3t giao d\u1ecbch.<\/p>\n<p class=\"Normal\">N\u01b0\u1edbc n\u00e0y \u0111\u00e3 k\u00edch ho\u1ea1t h\u01a1n 225 tri\u1ec7u v\u00ed c\u00e1 nh\u00e2n s\u1eed d\u1ee5ng e-CNY t\u1ea1i 26 khu v\u1ef1c v\u00e0 th\u00e0nh ph\u1ed1 th\u00ed \u0111i\u1ec3m. Theo \u0111\u1ecbnh h\u01b0\u1edbng m\u1edbi, PBOC th\u00e0nh l\u1eadp Trung t\u00e2m V\u1eadn h\u00e0nh Qu\u1ed1c t\u1ebf e-CNY t\u1ea1i Th\u01b0\u1ee3ng H\u1ea3i v\u00e0 k\u1ebft n\u1ed1i h\u1ec7 th\u1ed1ng th\u1eed nghi\u1ec7m mBridge \u0111\u1ec3 th\u00fac \u0111\u1ea9y thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi.<\/p>\n<p class=\"Normal\">T\u1ea1i ch\u00e2u \u00c2u, Ng\u00e2n h\u00e0ng Trung \u01b0\u01a1ng ch\u00e2u \u00c2u (ECB) d\u1ef1 ki\u1ebfn tri\u1ec3n khai th\u00ed \u0111i\u1ec3m \u0111\u1ed3ng euro s\u1ed1 \u1edf n\u1eeda cu\u1ed1i n\u0103m 2027 v\u00e0 ph\u00e1t h\u00e0nh v\u00e0o 2029, sau khi khung ph\u00e1p l\u00fd \u0111\u01b0\u1ee3c c\u01a1 quan l\u1eadp ph\u00e1p EU th\u00f4ng qua. M\u1ee5c ti\u00eau c\u1ee7a ECB l\u00e0 b\u1ed5 sung m\u1ed9t ph\u01b0\u01a1ng ti\u1ec7n thanh to\u00e1n s\u1ed1 do ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng ph\u00e1t h\u00e0nh nh\u1eb1m gi\u1ea3m s\u1ef1 ph\u1ee5 thu\u1ed9c c\u1ee7a EU v\u00e0o c\u00e1c m\u1ea1ng thanh to\u00e1n qu\u1ed1c t\u1ebf, n\u1ec1n t\u1ea3ng t\u01b0 nh\u00e2n.<\/p>\n<p class=\"Normal\">Ngo\u00e0i ra, nhi\u1ec1u n\u1ec1n kinh t\u1ebf nh\u01b0 \u1ea4n \u0110\u1ed9, Brazil, H\u00e0n Qu\u1ed1c hay Anh c\u0169ng \u0111ang m\u1edf r\u1ed9ng th\u1eed nghi\u1ec7m ho\u1eb7c ho\u00e0n thi\u1ec7n thi\u1ebft k\u1ebf k\u1ef9 thu\u1eadt tr\u01b0\u1edbc khi quy\u1ebft \u0111\u1ecbnh ph\u00e1t h\u00e0nh ch\u00ednh th\u1ee9c.<\/p>\n<figure data-size=\"true\" class=\"tplCaption\">\n<div class=\"fig-picture\" data-width=\"1020\">\n<source data-srcset=\"http:\/\/useful.vn\/wp-content\/uploads\/2026\/09\/wm1-wm1-huy-7120-1785335666-4364-1785335788.jpg 1x, http:\/\/useful.vn\/wp-content\/uploads\/2026\/09\/wm1-wm1-huy-7120-1785335666-4364-1785335788.jpg 1.5x, https:\/\/vcdn1-kinhdoanh.vnecdn.net\/2026\/07\/29\/wm1-wm1-huy-7120-1785335666-4364-1785335788.jpg?w=1020&amp;h=0&amp;q=100&amp;dpr=2&amp;fit=crop&amp;s=t7PKJjaBMr_6te3fPygaSw 2x\" \/><\/div><figcaption>\n<p class=\"Image\">Nh\u00e2n vi\u00ean m\u1ed9t ng\u00e2n h\u00e0ng \u1edf H\u00e0 N\u1ed9i \u0111ang \u0111\u1ebfm ti\u1ec1n. \u1ea2nh: <em>Giang Huy<\/em><\/p>\n<\/figcaption><\/figure>\n<p class=\"Normal\"><span><strong>Tuy nhi\u00ean, kh\u00f4ng ph\u1ea3i m\u1ecdi n\u1ec1n kinh t\u1ebf \u0111\u1ec1u l\u1ef1a ch\u1ecdn ph\u00e1t h\u00e0nh \u0111\u1ed3ng ti\u1ec1n k\u1ef9 thu\u1eadt s\u1ed1 qu\u1ed1c gia.<\/strong><\/span> M\u1ef9 hi\u1ec7n ch\u01b0a theo \u0111u\u1ed5i k\u1ebf ho\u1ea1ch n\u00e0y sau khi T\u1ed5ng th\u1ed1ng Donald Trump k\u00fd s\u1eafc l\u1ec7nh c\u1ea5m c\u00e1c c\u01a1 quan li\u00ean bang tri\u1ec3n khai &#8220;\u0111\u1ed3ng USD k\u1ef9 thu\u1eadt s\u1ed1&#8221;. \u0110i\u1ec1u n\u00e0y cho th\u1ea5y c\u00e1c n\u01b0\u1edbc v\u1eabn c\u00f3 c\u00e1ch ti\u1ebfp c\u1eadn r\u1ea5t kh\u00e1c nhau v\u1edbi ti\u1ec1n k\u1ef9 thu\u1eadt s\u1ed1 c\u1ee7a ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng.<\/p>\n<p class=\"Normal\">S\u1ef1 xu\u1ea5t hi\u1ec7n c\u1ee7a CBDC khi\u1ebfn gi\u1edbi qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh \u0111\u1eb7t ra nhi\u1ec1u c\u00e2u h\u1ecfi m\u1edbi. N\u1ebfu ng\u01b0\u1eddi d\u00e2n c\u00f3 th\u1ec3 n\u1eafm gi\u1eef ti\u1ec1n tr\u1ef1c ti\u1ebfp t\u1ea1i ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng, d\u00f2ng ti\u1ec1n g\u1eedi c\u00f3 th\u1ec3 r\u1eddi kh\u1ecfi h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i, \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng.<\/p>\n<p class=\"Normal\">B\u00ean c\u1ea1nh \u0111\u00f3, nh\u1eefng th\u00e1ch th\u1ee9c v\u1eabn \u0111\u1eb7t ra li\u00ean quan t\u1edbi quy\u1ec1n ri\u00eang t\u01b0, m\u1ee9c \u0111\u1ed9 gi\u00e1m s\u00e1t giao d\u1ecbch, an ninh m\u1ea1ng v\u00e0 c\u00e1ch thi\u1ebft k\u1ebf h\u1ec7 th\u1ed1ng \u0111\u1ec3 v\u1eeba b\u1ea3o \u0111\u1ea3m t\u00ednh thu\u1eadn ti\u1ec7n v\u1eeba kh\u00f4ng l\u00e0m x\u00e1o tr\u1ed9n th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh. V\u00ec v\u1eady, ph\u1ea7n l\u1edbn ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng \u0111\u1ec1u l\u1ef1a ch\u1ecdn c\u00e1ch ti\u1ebfp c\u1eadn th\u1eadn tr\u1ecdng, tri\u1ec3n khai t\u1eebng b\u01b0\u1edbc thay v\u00ec ph\u00e1t h\u00e0nh \u0111\u1ea1i tr\u00e0 ngay t\u1eeb \u0111\u1ea7u.<\/p>\n<p class=\"Normal\"><strong>T\u1ea5t \u0110\u1ea1t<\/strong><\/p>\n<\/article>\n<hr>\n<p>https:\/\/vnexpress.net\/tien-ky-thuat-so-quoc-gia-viet-nam-tinh-thu-nghiem-khac-gi-bitcoin-5103101.html<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ti\u1ec1n k\u1ef9 thu\u1eadt s\u1ed1 qu\u1ed1c gia Vi\u1ec7t Nam t\u00ednh th\u1eed nghi\u1ec7m kh\u00e1c g\u00ec Bitcoin? Vi\u1ec7t Nam l\u00ean k\u1ebf ho\u1ea1ch nghi\u00ean c\u1ee9u, tri\u1ec3n khai th\u1eed nghi\u1ec7m \u0111\u1ed3ng ti\u1ec1n k\u1ef9 thu\u1eadt s\u1ed1 qu\u1ed1c gia (CBDC) t\u1eeb n\u0103m 2029, do Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc b\u1ea3o \u0111\u1ea3m gi\u00e1 tr\u1ecb. T\u1ea1i \u0110\u1ec1 \u00e1n c\u1ea3i c\u00e1ch t\u1ed5ng th\u1ec3 th\u1ecb tr\u01b0\u1eddng t\u00e0i<\/p>\n","protected":false},"author":1,"featured_media":14472,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"class_list":["post-14471","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-thi-truong"],"_links":{"self":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/14471","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=14471"}],"version-history":[{"count":0,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/14471\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/media\/14472"}],"wp:attachment":[{"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=14471"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=14471"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=14471"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}