{"id":15130,"date":"2026-09-05T04:17:24","date_gmt":"2026-09-04T21:17:24","guid":{"rendered":"https:\/\/useful.vn\/?p=15130"},"modified":"2026-09-05T04:17:24","modified_gmt":"2026-09-04T21:17:24","slug":"loi-nhuan-nhieu-ngan-hang-di-lui","status":"publish","type":"post","link":"https:\/\/useful.vn\/?p=15130","title":{"rendered":"L\u1ee3i nhu\u1eadn nhi\u1ec1u ng\u00e2n h\u00e0ng \u0111i l\u00f9i"},"content":{"rendered":"
\n

\nL\u1ee3i nhu\u1eadn nhi\u1ec1u ng\u00e2n h\u00e0ng \u0111i l\u00f9i <\/h1>\n

Eximbank, Sacombank, LPBank v\u00e0 Saigonbank l\u00e0 s\u1ed1 \u00edt nh\u00e0 b\u0103ng l\u1ee3i nhu\u1eadn \u0111i xu\u1ed1ng trong n\u1eeda \u0111\u1ea7u n\u0103m nay, c\u00f3 n\u01a1i gi\u1ea3m s\u00e2u h\u01a1n 70%.<\/p>\n

Trong khi ph\u1ea7n l\u1edbn ng\u00e2n h\u00e0ng b\u00e1o l\u1ee3i nhu\u1eadn t\u0103ng tr\u01b0\u1edfng trong 6 th\u00e1ng \u0111\u1ea7u n\u0103m, k\u1ebft qu\u1ea3 kinh doanh c\u1ee7a Ng\u00e2n h\u00e0ng Xu\u1ea5t nh\u1eadp kh\u1ea9u (Eximbank), Ng\u00e2n h\u00e0ng S\u00e0i G\u00f2n T\u00e0i L\u1ed9c (Sacombank), Ng\u00e2n h\u00e0ng S\u00e0i G\u00f2n C\u00f4ng th\u01b0\u01a1ng (Saigonbank), Ng\u00e2n h\u00e0ng L\u1ed9c Ph\u00e1t (LPBank) l\u1ea1i “ng\u01b0\u1ee3c d\u00f2ng”.<\/p>\n

L\u0169y k\u1ebf 6 th\u00e1ng, l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf c\u1ee7a Saigonbank gi\u1ea3m h\u01a1n 70% so v\u1edbi c\u00f9ng k\u1ef3. Eximbank gi\u1ea3m h\u01a1n m\u1ed9t n\u1eeda l\u1ee3i nhu\u1eadn. C\u00f2n l\u1ee3i nhu\u1eadn Sacombank gi\u1ea3m g\u1ea7n 44%. LPBank c\u00f3 m\u1ee9c gi\u1ea3m nh\u1eb9 nh\u1ea5t, th\u1ea5p h\u01a1n 3% so v\u1edbi c\u00f9ng k\u1ef3.<\/p>\n

Ngo\u1ea1i tr\u1eeb LPBank ghi nh\u1eadn t\u00edn d\u1ee5ng t\u0103ng t\u1ed1t, c\u00f2n Sacombank, Eximbank v\u00e0 Saigonbank g\u1ea7n nh\u01b0 kh\u00f4ng m\u1edf r\u1ed9ng danh m\u1ee5c t\u00edn d\u1ee5ng trong n\u1eeda \u0111\u1ea7u n\u0103m. D\u01b0 n\u1ee3 cho vay kh\u00e1ch h\u00e0ng c\u1ee7a ba nh\u00e0 b\u0103ng n\u00e0y ch\u1ec9 cao h\u01a1n 1-2% so v\u1edbi \u0111\u1ea7u n\u0103m.<\/p>\n

Chi ph\u00ed d\u1ef1 ph\u00f2ng r\u1ee7i ro t\u0103ng m\u1ea1nh \u0111\u1ed3ng th\u1eddi l\u00e0 nguy\u00ean nh\u00e2n ch\u00ednh “b\u00e0o m\u00f2n” l\u1ee3i nhu\u1eadn. Sacombank l\u00e0 ng\u00e2n h\u00e0ng tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng “kh\u1ee7ng” nh\u1ea5t. Trong s\u00e1u th\u00e1ng, chi ph\u00ed d\u1ef1 ph\u00f2ng r\u1ee7i ro t\u00edn d\u1ee5ng c\u1ee7a nh\u00e0 b\u0103ng n\u00e0y cao g\u1ea5p 6,5 l\u1ea7n c\u00f9ng k\u1ef3. T\u1ea1i LPBank v\u00e0 Eximbank, chi ph\u00ed d\u1ef1 ph\u00f2ng c\u0169ng t\u0103ng m\u1ea1nh h\u01a1n 130%.<\/p>\n

Ch\u1ea5t l\u01b0\u1ee3ng t\u00e0i s\u1ea3n th\u1ec3 hi\u1ec7n tr\u00ean b\u00e1o c\u00e1o t\u00e0i ch\u00ednh c\u0169ng k\u00e9m h\u01a1n khi t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u c\u1ee7a c\u00e1c nh\u00e0 b\u0103ng n\u00e0y \u0111\u1ec1u t\u0103ng, ho\u1eb7c \u0111i ngang so v\u1edbi \u0111\u1ea7u n\u0103m.<\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, \u00e1p l\u1ef1c huy \u0111\u1ed9ng v\u1edbi chi ph\u00ed v\u1ed1n cao h\u01a1n g\u00e2y s\u1ee9c \u00e9p l\u00ean bi\u00ean l\u1ee3i nhu\u1eadn c\u1ee7a nh\u00f3m ng\u00e2n h\u00e0ng n\u00f3i chung.<\/p>\n\n\n\n\n\n\n\n\n
T\u1ed1c \u0111\u1ed9 t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng 6 th\u00e1ng<\/strong><\/td>\n<\/tr>\n
Eximbank<\/td>\n2%<\/td>\n<\/tr>\n
Sacombank<\/td>\n1,5%<\/td>\n<\/tr>\n
Saigonbank<\/td>\n1%<\/td>\n<\/tr>\n
LPBank<\/td>\n9,6%<\/td>\n<\/tr>\n
To\u00e0n ng\u00e0nh<\/strong><\/td>\n7,4%<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

X\u00e9t ri\u00eang t\u1ea1i t\u1eebng \u0111\u01a1n v\u1ecb, Saigonbank ghi nh\u1eadn k\u1ebft qu\u1ea3 kinh doanh k\u00e9m kh\u1ea3 quan nh\u1ea5t khi t\u1ea5t c\u1ea3 ngu\u1ed3n thu ch\u00ednh suy gi\u1ea3m. L\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf \u0111\u1ea7u n\u0103m ch\u1ec9 \u0111\u1ea1t 48 t\u1ef7 \u0111\u1ed3ng.<\/p>\n

N\u1eeda \u0111\u1ea7u n\u0103m nay, Sacombank t\u1eadp trung huy \u0111\u1ed9ng trong khi kh\u00f4ng \u0111\u1ea9y m\u1ea1nh cho vay. Ho\u1ea1t \u0111\u1ed9ng d\u1ecbch v\u1ee5 mang v\u1ec1 ngu\u1ed3n thu t\u0103ng tr\u01b0\u1edfng g\u1ea5p \u0111\u00f4i trong 6 th\u00e1ng \u0111\u1ea7u n\u0103m, \u0111\u1ea1t g\u1ea7n 4.000 t\u1ef7 \u0111\u1ed3ng. N\u1eeda \u0111\u1ea7u n\u0103m, Sacombank l\u00e3i tr\u01b0\u1edbc thu\u1ebf 4.136 t\u1ef7 \u0111\u1ed3ng.<\/p>\n

T\u1ea1i Eximbank, t\u00edn d\u1ee5ng t\u0103ng th\u1ea5p trong khi ti\u1ec1n g\u1eedi c\u1ee7a kh\u00e1ch h\u00e0ng c\u0169ng gi\u1ea3m g\u1ea7n 4% so v\u1edbi \u0111\u1ea7u n\u0103m. L\u00e3i thu\u1ea7n t\u1eeb d\u1ecbch v\u1ee5 trong qu\u00fd II gi\u1ea3m s\u00e2u h\u01a1n 60%, m\u1ea3ng kinh doanh ngo\u1ea1i h\u1ed1i c\u0169ng ghi nh\u1eadn l\u1ed7 thu\u1ea7n. Nh\u00e0 b\u0103ng n\u00e0y ghi nh\u1eadn m\u1ee9c l\u00e3i 678 t\u1ef7 trong 6 th\u00e1ng,<\/p>\n

LPBank l\u00e0 tr\u01b0\u1eddng h\u1ee3p kh\u1ea3 quan nh\u1ea5t nh\u00f3m v\u1edbi l\u00e3i tr\u01b0\u1edbc thu\u1ebf 5.973 t\u1ef7 \u0111\u1ed3ng. D\u00f9 l\u1ee3i nhu\u1eadn 6 th\u00e1ng gi\u1ea3m nh\u1eb9, ri\u00eang qu\u00fd II ng\u00e2n h\u00e0ng v\u1eabn l\u00e3i tr\u01b0\u1edbc thu\u1ebf 3.147 t\u1ef7 \u0111\u1ed3ng, t\u0103ng kho\u1ea3ng 5% so v\u1edbi c\u00f9ng k\u1ef3. K\u1ebft qu\u1ea3 \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 b\u1edfi s\u1ef1 c\u1ea3i thi\u1ec7n c\u1ee7a ngu\u1ed3n thu ngo\u00e0i l\u00e3i, trong \u0111\u00f3 l\u00e3i thu\u1ea7n t\u1eeb ho\u1ea1t \u0111\u1ed9ng d\u1ecbch v\u1ee5 t\u0103ng m\u1ea1nh t\u1eeb 1.680 t\u1ef7 \u0111\u1ed3ng l\u00ean 2.580 t\u1ef7 \u0111\u1ed3ng.<\/p>\n

K\u1ebft qu\u1ea3 kinh doanh k\u00e9m kh\u1edfi s\u1eafc so v\u1edbi m\u1eb7t b\u1eb1ng chung trong b\u1ed1i c\u1ea3nh ba trong 4 ng\u00e2n h\u00e0ng tr\u00ean th\u1eddi gian qua \u0111\u1ec1u tr\u1ea3i qua nh\u1eefng bi\u1ebfn \u0111\u1ed9ng l\u1edbn v\u1ec1 th\u01b0\u1ee3ng t\u1ea7ng.<\/p>\n

Eximbank chuy\u1ec3n tr\u1ee5 s\u1edf ch\u00ednh ra H\u00e0 N\u1ed9i t\u1eeb \u0111\u1ea7u n\u0103m, thay \u0111\u1ed5i d\u00e0n l\u00e3nh \u0111\u1ea1o c\u1ea5p cao sau s\u1ef1 xu\u1ea5t hi\u1ec7n c\u1ee7a c\u1ed5 \u0111\u00f4ng l\u1edbn T\u1eadp \u0111o\u00e0n Gelex.<\/p>\n

Sacombank trong qu\u00e1 tr\u00ecnh t\u00e1i c\u01a1 c\u1ea5u v\u1edbi s\u1ef1 xu\u1ea5t hi\u1ec7n c\u1ee7a \u00f4ng Nguy\u1ec5n \u0110\u1ee9c Th\u1ee5y. Ng\u00e2n h\u00e0ng \u0111\u00f3n m\u1ed9t lo\u1ea1t thay \u0111\u1ed5i l\u1edbn t\u1eeb \u0111\u1ed5i t\u00ean, b\u1ed9 m\u00e1y nh\u00e2n s\u1ef1, chuy\u1ec3n tr\u1ee5 s\u1edf sang \u0111\u1ecba \u0111i\u1ec3m kh\u00e1c (nh\u01b0ng v\u1eabn \u0111\u1eb7t t\u1ea1i TP HCM).<\/p>\n

Tr\u01b0\u1edbc \u0111\u00f3, \u00f4ng Th\u1ee5y \u0111\u00e3 tho\u00e1i v\u1ed1n kh\u1ecfi LPBank v\u00e0 kh\u00f4ng c\u00f2n n\u1eb1m trong danh s\u00e1ch c\u1ed5 \u0111\u00f4ng n\u1eafm t\u1eeb 1% v\u1ed1n. \u0110\u1ebfn gi\u1eefa n\u0103m, \u00f4ng Ph\u1ea1m Nh\u1eadt V\u01b0\u1ee3ng v\u00e0 v\u1ee3 l\u1ea7n l\u01b0\u1ee3t mua c\u1ed5 phi\u1ebfu LPB, hi\u1ec7n tr\u1ef1c ti\u1ebfp s\u1edf h\u1eefu t\u1ed5ng c\u1ed9ng kho\u1ea3ng 9,85% v\u1ed1n ng\u00e2n h\u00e0ng n\u00e0y.<\/p>\n

<\/p>\n

Qu\u1ef3nh Trang<\/strong><\/p>\n<\/article>\n

\n

https:\/\/vnexpress.net\/loi-nhuan-nhieu-ngan-hang-di-lui-5104061.html<\/p>\n","protected":false},"excerpt":{"rendered":"

L\u1ee3i nhu\u1eadn nhi\u1ec1u ng\u00e2n h\u00e0ng \u0111i l\u00f9i Eximbank, Sacombank, LPBank v\u00e0 Saigonbank l\u00e0 s\u1ed1 \u00edt nh\u00e0 b\u0103ng l\u1ee3i nhu\u1eadn \u0111i xu\u1ed1ng trong n\u1eeda \u0111\u1ea7u n\u0103m nay, c\u00f3 n\u01a1i gi\u1ea3m s\u00e2u h\u01a1n 70%. Trong khi ph\u1ea7n l\u1edbn ng\u00e2n h\u00e0ng b\u00e1o l\u1ee3i nhu\u1eadn t\u0103ng tr\u01b0\u1edfng trong 6 th\u00e1ng \u0111\u1ea7u n\u0103m, k\u1ebft qu\u1ea3 kinh doanh c\u1ee7a Ng\u00e2n h\u00e0ng<\/p>\n","protected":false},"author":1,"featured_media":15131,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"class_list":["post-15130","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-thi-truong"],"_links":{"self":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/15130","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=15130"}],"version-history":[{"count":0,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/15130\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/media\/15131"}],"wp:attachment":[{"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=15130"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=15130"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=15130"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}