{"id":16045,"date":"2026-09-09T00:17:21","date_gmt":"2026-09-08T17:17:21","guid":{"rendered":"https:\/\/useful.vn\/?p=16045"},"modified":"2026-09-09T00:17:21","modified_gmt":"2026-09-08T17:17:21","slug":"lai-suat-vay-neo-cao","status":"publish","type":"post","link":"https:\/\/useful.vn\/?p=16045","title":{"rendered":"L\u00e3i su\u1ea5t vay neo cao"},"content":{"rendered":"<article class=\"fck_detail \">\n<h1 class=\"title-detail mt20\">\nL\u00e3i su\u1ea5t vay neo cao <\/h1>\n<p class=\"description\">L\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i cho c\u00e1c kho\u1ea3n vay ti\u00eau d\u00f9ng ph\u1ed5 bi\u1ebfn 9-11% m\u1ed9t n\u0103m trong khi l\u00e3i vay s\u1ea3n xu\u1ea5t kinh doanh c\u0169ng t\u0103ng m\u1ea1nh, \u0111\u01b0\u1ee3c d\u1ef1 b\u00e1o kh\u00f3 h\u1ea1 tr\u01b0\u1edbc qu\u00fd IV.<\/p>\n<p class=\"Normal\">\u0110\u1ea7u th\u00e1ng 8, ch\u1ecb Nguy\u1ec5n H\u01b0\u1eddng, s\u1ed1ng t\u1ea1i khu v\u1ef1c ph\u01b0\u1eddng G\u00f2 V\u1ea5p (TP HCM) quy\u1ebft \u0111\u1ecbnh t\u1ea5t to\u00e1n kho\u1ea3n vay khi s\u1eafp h\u1ebft h\u1ea1n th\u1eddi gian h\u01b0\u1edfng \u01b0u \u0111\u00e3i l\u00e3i su\u1ea5t 6% m\u1ed9t n\u0103m.<\/p>\n<p class=\"Normal\">Nh\u00e2n vi\u00ean t\u00edn d\u1ee5ng c\u1ee7a nh\u00e0 b\u0103ng qu\u1ed1c doanh, n\u01a1i ch\u1ecb vay, cho bi\u1ebft l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i \u00e1p d\u1ee5ng t\u1eeb th\u00e1ng n\u00e0y kho\u1ea3ng 10%, cao h\u01a1n m\u1ee9c 8% v\u00e0o \u0111\u1ea7u n\u0103m.<\/p>\n<p class=\"Normal\">V\u1edbi kho\u1ea3n vay 2 t\u1ef7 \u0111\u1ed3ng, ch\u00eanh l\u1ec7ch l\u00e3i su\u1ea5t 2 \u0111i\u1ec3m ph\u1ea7n tr\u0103m t\u01b0\u01a1ng \u0111\u01b0\u01a1ng h\u01a1n 3 tri\u1ec7u \u0111\u1ed3ng ti\u1ec1n l\u00e3i m\u1ed7i th\u00e1ng. C\u00f2n n\u1ebfu so v\u1edbi m\u1ee9c \u01b0u \u0111\u00e3i 6% \u0111ang h\u01b0\u1edfng, kho\u1ea3n ti\u1ec1n l\u00e3i th\u1ef1c t\u1ebf ch\u1ecb ph\u1ea3i tr\u1ea3 t\u0103ng 6 tri\u1ec7u \u0111\u1ed3ng m\u1ed7i th\u00e1ng.<\/p>\n<p class=\"Normal\">C\u0169ng \u0111ang vay t\u1ea1i m\u1ed9t ng\u00e2n h\u00e0ng qu\u1ed1c doanh nh\u01b0ng v\u1edbi m\u1ee5c \u0111\u00edch kinh doanh, ch\u1ecb H\u1ed3ng Ng\u1ecdc, s\u1ed1ng t\u1ea1i khu v\u1ef1c Vinh (Ngh\u1ec7 An), cho bi\u1ebft l\u00e3i su\u1ea5t kho\u1ea3n vay ng\u1eafn h\u1ea1n hi\u1ec7n kho\u1ea3ng 8,5-9% m\u1ed9t n\u0103m. N\u1eeda n\u0103m tr\u01b0\u1edbc, m\u1ee9c l\u00e3i su\u1ea5t ch\u1ec9 kho\u1ea3ng 5,5-6%.<\/p>\n<p class=\"Normal\">&#8220;May m\u1eafn xoay x\u1edf th\u00eam \u0111\u01b0\u1ee3c ti\u1ec1n t\u1eeb ng\u01b0\u1eddi th\u00e2n n\u00ean t\u00f4i kh\u00f4ng ph\u1ee5 thu\u1ed9c qu\u00e1 nhi\u1ec1u v\u00e0o ng\u00e2n h\u00e0ng. N\u1ebfu ph\u1ea3i vay nhi\u1ec1u nh\u01b0 tr\u01b0\u1edbc, \u00e1p l\u1ef1c tr\u1ea3 l\u00e3i r\u1ea5t l\u1edbn&#8221;, ch\u1ecb Ng\u1ecdc n\u00f3i.<\/p>\n<p class=\"Normal\">V\u1edbi c\u00e1c kho\u1ea3n vay m\u1edbi, n\u1ebfu nh\u01b0 c\u00e1c nh\u00e0 b\u0103ng tr\u01b0\u1edbc \u0111\u00e2y th\u01b0\u1eddng ch\u1ea1y ch\u01b0\u01a1ng tr\u00ecnh l\u00e3i su\u1ea5t th\u1ea5p c\u1ed1 \u0111\u1ecbnh trong th\u1eddi gian \u0111\u1ea7u \u0111\u1ec3 khuy\u1ebfn kh\u00edch ng\u01b0\u1eddi vay th\u00ec m\u1ee9c n\u00e0y hi\u1ec7n kh\u00f4ng c\u00f2n h\u1ea5p d\u1eabn.<\/p>\n<table border=\"1\" cellpadding=\"1\" cellspacing=\"1\">\n<tbody>\n<tr>\n<td><strong>Ng\u00e2n h\u00e0ng<\/strong><\/td>\n<td><strong>M\u1ee5c \u0111\u00edch vay<\/strong><\/td>\n<td><strong>L\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i<br \/>\n(%)<\/strong><\/td>\n<td><strong>Th\u1eddi gian<br \/>\nc\u1ed1 \u0111\u1ecbnh l\u00e3i su\u1ea5t<\/strong><\/td>\n<\/tr>\n<tr>\n<td>BIDV<\/td>\n<td>Mua nh\u00e0<\/td>\n<td>9,5-10,5<\/td>\n<td>6-18 th\u00e1ng \u0111\u1ea7u ti\u00ean<\/td>\n<\/tr>\n<tr>\n<td>Shinhan Bank<\/td>\n<td>Mua, x\u00e2y nh\u00e0<\/td>\n<td>9,4-9,7<\/td>\n<td>1-2 n\u0103m<\/td>\n<\/tr>\n<tr>\n<td>VIB<\/td>\n<td>Vay c\u00e1 nh\u00e2n<\/td>\n<td>T\u1eeb 9,4<\/td>\n<td>2 n\u0103m<\/td>\n<\/tr>\n<tr>\n<td>TPBank<\/td>\n<td>Ti\u00eau d\u00f9ng c\u00f3 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o<\/td>\n<td>9,8<\/td>\n<td>18 th\u00e1ng<\/td>\n<\/tr>\n<tr>\n<td>MSB<\/td>\n<td>Mua b\u1ea5t \u0111\u1ed9ng s\u1ea3n ho\u1eb7c vay ti\u00eau d\u00f9ng<\/td>\n<td>9,8-11,5<\/td>\n<td>6-24 th\u00e1ng<\/td>\n<\/tr>\n<tr>\n<td>MB<\/td>\n<td>Ti\u00eau d\u00f9ng, mua nh\u00e0 \u0111\u1ea5t<\/td>\n<td>11-12<\/td>\n<td>12-24 th\u00e1ng<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p class=\"Normal\">Kh\u1ea3o s\u00e1t c\u1ee7a <em>VnExpress<\/em> t\u1ea1i nhi\u1ec1u ng\u00e2n h\u00e0ng cho th\u1ea5y l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i c\u1ed1 \u0111\u1ecbnh trong th\u1eddi gian \u0111\u1ea7u cho m\u1ee5c ti\u00eau vay mua nh\u00e0 v\u00e0 vay ti\u00eau d\u00f9ng hi\u1ec7n ph\u1ed5 bi\u1ebfn t\u1eeb 9% \u0111\u1ebfn 10% m\u1ed9t n\u0103m, c\u00f3 n\u01a1i tr\u00ean 11%. Kho\u1ea3ng c\u00e1ch gi\u1eefa kh\u1ed1i ng\u00e2n h\u00e0ng qu\u1ed1c doanh v\u00e0 t\u01b0 nh\u00e2n hi\u1ec7n c\u0169ng kh\u00f4ng c\u00f2n v\u00eanh nhi\u1ec1u nh\u01b0 tr\u01b0\u1edbc.<\/p>\n<p class=\"Normal\">V\u1edbi kho\u1ea3n vay ng\u1eafn h\u1ea1n ph\u1ee5c v\u1ee5 ho\u1ea1t \u0111\u1ed9ng s\u1ea3n xu\u1ea5t kinh doanh, l\u00e3i su\u1ea5t ph\u1ed5 bi\u1ebfn t\u1ea1i c\u00e1c nh\u00e0 b\u0103ng hi\u1ec7n nay c\u0169ng xoay quanh 7,5-9% trong 3-9 th\u00e1ng \u0111\u1ea7u ho\u1eb7c 8,5% trong 6 th\u00e1ng \u0111\u1ea7u&#8230;<\/p>\n<p class=\"Normal\">&#8220;L\u00e3i su\u1ea5t cao n\u00ean t\u00ecnh h\u00ecnh cho vay mua nh\u00e0 \u0111\u1ea5t, vay m\u1edbi s\u1ea3n xu\u1ea5t kinh doanh m\u1edbi k\u00e9m. Gi\u1edd mu\u1ed1n vay, kh\u00e1ch c\u0169ng ph\u1ea3i mua b\u1ea3o hi\u1ec3m. C\u00e1n b\u1ed9 t\u00edn d\u1ee5ng hi\u1ec7n ch\u1ecbu nhi\u1ec1u \u00e1p l\u1ef1c&#8221;, nh\u00e2n vi\u00ean t\u1ea1i m\u1ed9t nh\u00e0 b\u0103ng t\u01b0 nh\u00e2n t\u1ea7m trung n\u00f3i.<\/p>\n<p class=\"Normal\">Trong b\u1ed1i c\u1ea3nh l\u00e3i su\u1ea5t l\u00ean cao, l\u00e3nh \u0111\u1ea1o m\u1ed9t nh\u00e0 b\u0103ng chuy\u00ean v\u1ec1 b\u00e1n l\u1ebb cho bi\u1ebft \u0111i\u1ec1u n\u00e0y \u1ea3nh h\u01b0\u1edfng r\u00f5 r\u1ec7t \u0111\u1ebfn t\u00e2m l\u00fd ng\u01b0\u1eddi vay. Kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n vay mua nh\u00e0, ti\u00eau d\u00f9ng c\u00e2n nh\u1eafc r\u1ea5t k\u1ef9 so v\u1edbi giai \u0111o\u1ea1n l\u00e3i su\u1ea5t th\u1ea5p tr\u01b0\u1edbc \u0111\u00e2y. Nh\u00e0 b\u0103ng n\u00e0y c\u0169ng chuy\u1ec3n h\u01b0\u1edbng t\u1eadp trung v\u00e0o kh\u1ed1i doanh nghi\u1ec7p l\u1edbn thay v\u00ec t\u1eadp trung m\u1ea1nh v\u00e0o b\u00e1n l\u1ebb nh\u01b0 tr\u01b0\u1edbc.<\/p>\n<figure data-size=\"true\" class=\"tplCaption\">\n<div class=\"fig-picture\" data-width=\"1020\">\n<source data-srcset=\"http:\/\/useful.vn\/wp-content\/uploads\/2026\/09\/wm1-wm1-huy-7126-1785423706-2914-1785424410.jpg 1x, http:\/\/useful.vn\/wp-content\/uploads\/2026\/09\/wm1-wm1-huy-7126-1785423706-2914-1785424410.jpg 1.5x, https:\/\/vcdn1-kinhdoanh.vnecdn.net\/2026\/07\/30\/wm1-wm1-huy-7126-1785423706-2914-1785424410.jpg?w=1020&amp;h=0&amp;q=100&amp;dpr=2&amp;fit=crop&amp;s=UtThBhM4yCOWBfhFsWRDuA 2x\" \/><\/div><figcaption>\n<p class=\"Image\">Giao d\u1ecbch t\u1ea1i m\u1ed9t ng\u00e2n h\u00e0ng t\u01b0 nh\u00e2n. \u1ea2nh: <em>Giang Huy<\/em><\/p>\n<\/figcaption><\/figure>\n<p class=\"Normal\">D\u1eef li\u1ec7u do c\u00e1c ng\u00e2n h\u00e0ng c\u00f4ng b\u1ed1 c\u0169ng cho th\u1ea5y l\u00e3i su\u1ea5t b\u00ecnh qu\u00e2n \u0111\u1ed1i v\u1edbi kho\u1ea3n gi\u1ea3i ng\u00e2n m\u1edbi t\u0103ng d\u1ea7n qua c\u00e1c th\u00e1ng g\u1ea7n \u0111\u00e2y.<\/p>\n<p class=\"Normal\">T\u1ea1i BIDV, l\u00e3i su\u1ea5t cho vay b\u00ecnh qu\u00e2n v\u1edbi c\u00e1c kho\u1ea3n vay m\u1edbi t\u0103ng t\u1eeb kho\u1ea3ng 5,6% cu\u1ed1i n\u0103m ngo\u00e1i l\u00ean 7,06% v\u00e0o th\u00e1ng 6. Shinhan Bank c\u0169ng ghi nh\u1eadn m\u1ee9c t\u0103ng t\u1eeb kho\u1ea3ng 5% l\u00ean 6,33% trong c\u00f9ng giai \u0111o\u1ea1n. HDBank cho bi\u1ebft l\u00e3i su\u1ea5t b\u00ecnh qu\u00e2n c\u1ee7a kho\u1ea3n vay ng\u1eafn h\u1ea1n t\u1eeb \u0111\u1ea7u th\u00e1ng 7 \u1edf m\u1ee9c 8,5%, c\u00f2n trung v\u00e0 d\u00e0i h\u1ea1n kho\u1ea3ng 10,4%&#8230;<\/p>\n<p class=\"Normal\">L\u00e3i su\u1ea5t cho vay t\u0103ng trong b\u1ed1i c\u1ea3nh l\u00e3i su\u1ea5t huy \u0111\u1ed9ng li\u00ean t\u1ee5c \u0111i l\u00ean t\u1eeb cu\u1ed1i n\u0103m ngo\u00e1i. M\u1eb7t b\u1eb1ng huy \u0111\u1ed9ng k\u1ef3 h\u1ea1n 12 th\u00e1ng hi\u1ec7n ph\u1ed5 bi\u1ebfn 7-8% m\u1ed9t n\u0103m, c\u00f2n l\u00e3i su\u1ea5t th\u1ecfa thu\u1eadn \u0111\u1ed1i v\u1edbi m\u1ed9t s\u1ed1 kho\u1ea3n ti\u1ec1n g\u1eedi t\u1ea1i m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 l\u00ean kho\u1ea3ng 9%.<\/p>\n<p class=\"Normal\">Trong m\u1ed9t h\u1ed9i ngh\u1ecb g\u1ea7n \u0111\u00e2y, Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Ph\u1ea1m \u0110\u1ee9c \u1ea4n cho bi\u1ebft nhu c\u1ea7u v\u1ed1n c\u1ee7a n\u1ec1n kinh t\u1ebf r\u1ea5t l\u1edbn trong khi kh\u1ea3 n\u0103ng huy \u0111\u1ed9ng c\u00f2n h\u1ea1n ch\u1ebf, khi\u1ebfn vi\u1ec7c \u0111i\u1ec1u h\u00e0nh m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t th\u1eddi gian qua &#8220;t\u01b0\u01a1ng \u0111\u1ed1i v\u1ea5t v\u1ea3&#8221;.<\/p>\n<p class=\"Normal\">&#8220;Ch\u00fang ta t\u1eadp trung v\u00e0o t\u0103ng tr\u01b0\u1edfng kinh t\u1ebf, t\u1eadp trung v\u00e0o t\u00edn d\u1ee5ng, v\u00ec v\u1eady khi thi\u1ebfu h\u1ee5t v\u1ed1n th\u00ec \u0111\u01b0\u01a1ng nhi\u00ean l\u00e3i su\u1ea5t n\u00e2ng cao. L\u00e3i su\u1ea5t huy \u0111\u1ed9ng \u0111\u1ea7u v\u00e0o t\u0103ng, l\u00e3i su\u1ea5t \u0111\u1ea7u ra c\u0169ng t\u0103ng, t\u00e1c \u0111\u1ed9ng tr\u1ef1c ti\u1ebfp \u0111\u1ebfn doanh nghi\u1ec7p&#8221;, \u00f4ng chia s\u1ebb.<\/p>\n<p class=\"Normal\">N\u00f3i v\u1edbi<em> VnExpress,<\/em> \u00f4ng Hu\u1ef3nh Duy Sang, Gi\u00e1m \u0111\u1ed1c Kh\u1ed1i th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh Ng\u00e2n h\u00e0ng \u00c1 Ch\u00e2u (ACB), nh\u00ecn nh\u1eadn thanh kho\u1ea3n h\u1ec7 th\u1ed1ng t\u1eeb 2022 \u0111\u1ebfn nay kh\u00f4ng c\u00f2n d\u1ed3i d\u00e0o khi ng\u00e0nh ng\u00e2n h\u00e0ng &#8220;g\u00e1nh&#8221; nhi\u1ec7m v\u1ee5 cung \u1ee9ng v\u1ed1n cho m\u1ee5c ti\u00eau t\u0103ng tr\u01b0\u1edfng hai ch\u1eef s\u1ed1.<\/p>\n<p class=\"Normal\">T\u00ecnh tr\u1ea1ng t\u00edn d\u1ee5ng t\u0103ng nhanh h\u01a1n huy \u0111\u1ed9ng k\u00e9o d\u00e0i t\u1ea1o \u00e1p l\u1ef1c c\u00e2n \u0111\u1ed1i ngu\u1ed3n v\u1ed1n c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng. \u0110\u1ed3ng th\u1eddi, nhu c\u1ea7u v\u1ed1n hi\u1ec7n l\u00e0 \u0111\u1eb7c bi\u1ec7t l\u1edbn t\u1ea1i c\u00e1c d\u1ef1 \u00e1n h\u1ea1 t\u1ea7ng tr\u1ecdng \u0111i\u1ec3m.<\/p>\n<p class=\"Normal\">&#8220;M\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng qu\u1ed1c doanh v\u00e0 t\u01b0 nh\u00e2n tham gia thu x\u1ebfp v\u00e0 cam k\u1ebft gi\u1ea3i ng\u00e2n cho c\u00e1c d\u1ef1 \u00e1n n\u00e0y ph\u1ea3i neo l\u00e3i su\u1ea5t cao \u0111\u1ec3 huy \u0111\u1ed9ng. \u0110i\u1ec1u n\u00e0y c\u0169ng t\u1ea1o hi\u1ec7u \u1ee9ng d\u00e2y chuy\u1ec1n khi\u1ebfn c\u00e1c \u0111\u01a1n v\u1ecb kh\u00e1c ph\u1ea3i gi\u1eef l\u00e3i su\u1ea5t h\u1ea5p d\u1eabn \u0111\u1ec3 gi\u1eef ch\u00e2n kh\u00e1ch h\u00e0ng&#8221;, \u00f4ng n\u00f3i th\u00eam.<\/p>\n<p class=\"Normal\">L\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m l\u00ean cao song \u00f4ng Sang cho r\u1eb1ng c\u00e1c ng\u00e2n h\u00e0ng th\u1ef1c t\u1ebf kh\u00f4ng chuy\u1ec3n to\u00e0n b\u1ed9 ph\u1ea7n chi ph\u00ed v\u1ed1n t\u0103ng th\u00eam sang ng\u01b0\u1eddi vay. Bi\u00ean l\u1ee3i nhu\u1eadn (NIM) c\u1ee7a nhi\u1ec1u ng\u00e2n h\u00e0ng gi\u1ea3m r\u00f5 r\u1ec7t g\u1ea7n \u0111\u00e2y khi chi ph\u00ed cho vay t\u0103ng th\u1ea5p h\u01a1n chi ph\u00ed huy \u0111\u1ed9ng.<\/p>\n<p class=\"Normal\">C\u00f9ng quan \u0111i\u1ec3m, \u00f4ng Nguy\u1ec5n Ho\u00e0n Ni\u00ean, chuy\u00ean gia ph\u00e2n t\u00edch t\u1ea1i Ch\u1ee9ng kho\u00e1n Shinhan, nh\u1ea5n m\u1ea1nh s\u1ef1 l\u1ec7ch pha gi\u1eefa t\u1ed1c \u0111\u1ed9 t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng v\u00e0 huy \u0111\u1ed9ng v\u1ed1n. \u0110\u1ed3ng th\u1eddi, theo \u00f4ng, b\u1ed1i c\u1ea3nh kinh t\u1ebf to\u00e0n c\u1ea7u kh\u00f4ng c\u00f2n duy tr\u00ec \u0111\u01b0\u1ee3c n\u1ec1n t\u1ea3ng chi ph\u00ed th\u1ea5p nh\u01b0 giai \u0111o\u1ea1n tr\u01b0\u1edbc khi\u1ebfn m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t qu\u1ed1c t\u1ebf kh\u00f3 gi\u1ea3m s\u00e2u. \u0110i\u1ec1u n\u00e0y bu\u1ed9c c\u00e1c ng\u00e2n h\u00e0ng trong n\u01b0\u1edbc ph\u1ea3i \u0111i\u1ec1u ch\u1ec9nh theo \u0111\u1ec3 gi\u1eef ch\u00e2n d\u00f2ng v\u1ed1n.<\/p>\n<p class=\"Normal\">D\u1ef1 b\u00e1o v\u1ec1 m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t, \u00f4ng Ni\u00ean cho r\u1eb1ng ch\u01b0a c\u00f3 d\u1ea5u hi\u1ec7u cho th\u1ea5y l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m v\u00e0 huy \u0111\u1ed9ng c\u00f3 th\u1ec3 s\u1edbm h\u1ea1 nhi\u1ec7t.<\/p>\n<p class=\"Normal\">\u00d4ng Sang d\u1ef1 \u0111o\u00e1n m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t cho vay s\u1ebd ti\u1ebfp t\u1ee5c neo \u1edf m\u1ee9c hi\u1ec7n t\u1ea1i \u00edt nh\u1ea5t \u0111\u1ebfn qu\u00fd IV, v\u00e0 th\u1ef1c t\u1ebf c\u00f2n t\u00f9y thu\u1ed9c v\u00e0o nhi\u1ec1u y\u1ebfu t\u1ed1 trong \u0111\u00f3 c\u00f3 ti\u1ebfn \u0111\u1ed9 gi\u1ea3i ng\u00e2n c\u00e1c d\u1ef1 \u00e1n l\u1edbn v\u00e0 b\u1ed1i c\u1ea3nh qu\u1ed1c t\u1ebf.<\/p>\n<p class=\"Normal\">Chi\u1ebfn s\u1ef1 k\u00e9o d\u00e0i v\u00e0 gi\u00e1 d\u1ea7u l\u00ean cao gia t\u0103ng \u00e1p l\u1ef1c l\u1ea1m ph\u00e1t trong n\u01b0\u1edbc, qua \u0111\u00f3 h\u1ea1n ch\u1ebf d\u01b0 \u0111\u1ecba n\u1edbi l\u1ecfng ch\u00ednh s\u00e1ch. Theo \u00f4ng Sang, ch\u1ec9 khi xung \u0111\u1ed9t h\u1ea1 nhi\u1ec7t, gi\u00e1 d\u1ea7u tr\u1edf v\u1ec1 m\u1ee9c tr\u01b0\u1edbc chi\u1ebfn s\u1ef1 v\u00e0 lo ng\u1ea1i l\u1ea1m ph\u00e1t gi\u1ea3m b\u1edbt, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u00e0 B\u1ed9 T\u00e0i ch\u00ednh m\u1edbi th\u00eam d\u01b0 \u0111\u1ecba t\u0103ng ngu\u1ed3n cung ti\u1ec1n, t\u1ea1o \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 l\u00e3i su\u1ea5t gi\u1ea3m d\u1ea7n.<\/p>\n<p class=\"Normal\"><strong>Qu\u1ef3nh Trang<\/strong><\/p>\n<\/article>\n<hr>\n<p>https:\/\/vnexpress.net\/lai-suat-vay-neo-cao-5102903.html<\/p>\n","protected":false},"excerpt":{"rendered":"<p>L\u00e3i su\u1ea5t vay neo cao L\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i cho c\u00e1c kho\u1ea3n vay ti\u00eau d\u00f9ng ph\u1ed5 bi\u1ebfn 9-11% m\u1ed9t n\u0103m trong khi l\u00e3i vay s\u1ea3n xu\u1ea5t kinh doanh c\u0169ng t\u0103ng m\u1ea1nh, \u0111\u01b0\u1ee3c d\u1ef1 b\u00e1o kh\u00f3 h\u1ea1 tr\u01b0\u1edbc qu\u00fd IV. \u0110\u1ea7u th\u00e1ng 8, ch\u1ecb Nguy\u1ec5n H\u01b0\u1eddng, s\u1ed1ng t\u1ea1i khu v\u1ef1c ph\u01b0\u1eddng G\u00f2 V\u1ea5p (TP HCM) quy\u1ebft<\/p>\n","protected":false},"author":1,"featured_media":16046,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"class_list":["post-16045","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-thi-truong"],"_links":{"self":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/16045","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=16045"}],"version-history":[{"count":0,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/16045\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/media\/16046"}],"wp:attachment":[{"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=16045"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=16045"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=16045"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}