{"id":16976,"date":"2026-09-13T20:47:17","date_gmt":"2026-09-13T13:47:17","guid":{"rendered":"https:\/\/useful.vn\/?p=16976"},"modified":"2026-09-13T20:47:17","modified_gmt":"2026-09-13T13:47:17","slug":"ceo-mb-lai-suat-co-the-di-ngang-den-cuoi-nam","status":"publish","type":"post","link":"https:\/\/useful.vn\/?p=16976","title":{"rendered":"CEO MB: L\u00e3i su\u1ea5t c\u00f3 th\u1ec3 \u0111i ngang \u0111\u1ebfn cu\u1ed1i n\u0103m"},"content":{"rendered":"
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\nCEO MB: L\u00e3i su\u1ea5t c\u00f3 th\u1ec3 \u0111i ngang \u0111\u1ebfn cu\u1ed1i n\u0103m <\/h1>\n

T\u1ed5ng gi\u00e1m \u0111\u1ed1c MB Ph\u1ea1m Nh\u01b0 \u00c1nh d\u1ef1 b\u00e1o m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t nhi\u1ec1u kh\u1ea3 n\u0103ng duy tr\u00ec \u1edf m\u1ee9c hi\u1ec7n t\u1ea1i \u0111\u1ebfn h\u1ebft n\u0103m, b\u1edfi thanh kho\u1ea3n h\u1ec7 th\u1ed1ng ch\u01b0a c\u1ea3i thi\u1ec7n, trong khi nhu c\u1ea7u v\u1ed1n v\u1eabn \u1edf m\u1ee9c cao.<\/p>\n

Chia s\u1ebb t\u1ea1i H\u1ed9i ngh\u1ecb nh\u00e0 \u0111\u1ea7u t\u01b0 ng\u00e0y 6\/8, \u00f4ng Ph\u1ea1m Nh\u01b0 \u00c1nh, T\u1ed5ng gi\u00e1m \u0111\u1ed1c Ng\u00e2n h\u00e0ng TMCP Qu\u00e2n \u0111\u1ed9i (MB), cho bi\u1ebft m\u00f4i tr\u01b0\u1eddng kinh doanh 6 th\u00e1ng \u0111\u1ea7u n\u0103m di\u1ec5n bi\u1ebfn kh\u00f3 l\u01b0\u1eddng h\u01a1n nhi\u1ec1u so v\u1edbi d\u1ef1 b\u00e1o c\u1ee7a ng\u00e2n h\u00e0ng khi x\u00e2y d\u1ef1ng k\u1ebf ho\u1ea1ch t\u1eeb cu\u1ed1i n\u0103m tr\u01b0\u1edbc.<\/p>\n

\u0110\u1ea7u ti\u00ean l\u00e0 t\u00ecnh h\u00ecnh th\u1ebf gi\u1edbi khi\u1ebfn gi\u00e1 x\u0103ng d\u1ea7u chao \u0111\u1ea3o; k\u1ef3 v\u1ecdng Fed gi\u1ea3m l\u00e3i su\u1ea5t s\u1ebd k\u00e9o ti\u1ec1n v\u1ec1 Vi\u1ec7t Nam nh\u01b0ng th\u1ef1c t\u1ebf th\u00ec kh\u1ed1i ngo\u1ea1i v\u1eabn r\u00fat r\u00f2ng; d\u1ef1 b\u00e1o thanh kho\u1ea3n d\u1ec5 th\u1edf h\u01a1n nh\u01b0ng th\u1ef1c t\u1ebf c\u0169ng kh\u00f4ng nh\u01b0 v\u1eady, c\u00e1c ng\u00e2n h\u00e0ng ph\u1ea3i c\u1ea1nh tranh v\u00e0 \u0111\u01b0a l\u00e3i su\u1ea5t huy \u0111\u1ed9ng l\u00ean cao.<\/p>\n

“Sau 6 th\u00e1ng \u0111\u1ea7u n\u0103m, th\u1ef1c s\u1ef1 \u0111\u00f3 l\u00e0 kho\u1ea3ng th\u1eddi gian kh\u00f3 kh\u0103n c\u1ee7a ng\u00e0nh t\u00e0i ch\u00ednh n\u00f3i ri\u00eang v\u00e0 n\u1ec1n kinh t\u1ebf n\u00f3i chung”, \u00f4ng \u00c1nh n\u00f3i.<\/p>\n

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\u00d4ng Ph\u1ea1m Nh\u01b0 \u00c1nh, T\u1ed5ng gi\u00e1m \u0111\u1ed1c MB chia s\u1ebb trong H\u1ed9i ngh\u1ecb Nh\u00e0 \u0111\u1ea7u t\u01b0, chi\u1ec1u 6\/8. \u1ea2nh: MB <\/em><\/p>\n<\/figcaption><\/figure>\n

Trong b\u1ed1i c\u1ea3nh \u0111\u00f3, CEO MB d\u1ef1 b\u00e1o m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t t\u1eeb nay \u0111\u1ebfn cu\u1ed1i n\u0103m s\u1ebd c\u01a1 b\u1ea3n \u0111i ngang. Theo \u00f4ng, thanh kho\u1ea3n h\u1ec7 th\u1ed1ng d\u00f9 \u0111\u00e3 c\u1ea3i thi\u1ec7n nh\u01b0ng ch\u01b0a \u0111\u00e1ng k\u1ec3, trong khi nhu c\u1ea7u v\u1ed1n c\u1ee7a n\u1ec1n kinh t\u1ebf ti\u1ebfp t\u1ee5c t\u0103ng khi nhi\u1ec1u d\u1ef1 \u00e1n quy m\u00f4 l\u1edbn \u0111\u01b0\u1ee3c tri\u1ec3n khai v\u00e0 doanh nghi\u1ec7p m\u1edf r\u1ed9ng \u0111\u1ea7u t\u01b0.<\/p>\n

“Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 ch\u1ec9 \u0111\u1ea1o c\u00e1c ng\u00e2n h\u00e0ng duy tr\u00ec \u1ed5n \u0111\u1ecbnh m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t. N\u1ebfu kh\u00f4ng c\u00f3 s\u1ef1 can thi\u1ec7p k\u1ecbp th\u1eddi v\u00e0 m\u1ea1nh m\u1ebd c\u1ee7a NHNN, l\u00e3i su\u1ea5t hi\u1ec7n nay c\u00f3 l\u1ebd c\u00f2n cao h\u01a1n”, \u00f4ng n\u00f3i.<\/p>\n

CEO MB cho r\u1eb1ng di\u1ec5n bi\u1ebfn l\u00e3i su\u1ea5t trong n\u0103m t\u1edbi s\u1ebd ph\u1ee5 thu\u1ed9c nhi\u1ec1u v\u00e0o ch\u00ednh s\u00e1ch t\u00e0i kh\u00f3a, \u0111\u1eb7c bi\u1ec7t l\u00e0 ti\u1ebfn \u0111\u1ed9 gi\u1ea3i ng\u00e2n \u0111\u1ea7u t\u01b0 c\u00f4ng. N\u1ebfu d\u00f2ng ti\u1ec1n \u0111\u01b0\u1ee3c \u0111\u01b0a nhanh v\u00e0o n\u1ec1n kinh t\u1ebf, thanh kho\u1ea3n s\u1ebd c\u1ea3i thi\u1ec7n v\u00e0 gi\u1ea3m \u00e1p l\u1ef1c l\u00ean ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7.<\/p>\n

C\u0169ng theo \u00f4ng \u00c1nh, vi\u1ec7c m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t \u0111i ngang s\u1ebd ti\u1ebfp t\u1ee5c t\u1ea1o s\u1ee9c \u00e9p l\u00ean bi\u00ean l\u00e3i r\u00f2ng (NIM) c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng. Trong n\u1eeda \u0111\u1ea7u n\u0103m, NIM c\u1ee7a MB c\u0169ng nh\u01b0 nhi\u1ec1u ng\u00e2n h\u00e0ng kh\u00e1c \u0111\u1ec1u thu h\u1eb9p khi chi ph\u00ed huy \u0111\u1ed9ng v\u1ed1n t\u0103ng. \u00c1p l\u1ef1c n\u00e0y s\u1ebd c\u00f2n k\u00e9o d\u00e0i khi c\u00e1c kho\u1ea3n ti\u1ec1n g\u1eedi l\u00e3i su\u1ea5t th\u1ea5p tr\u01b0\u1edbc \u0111\u00e2y l\u1ea7n l\u01b0\u1ee3t \u0111\u00e1o h\u1ea1n v\u00e0 \u0111\u01b0\u1ee3c t\u00e1i t\u1ee5c v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t cao h\u01a1n.<\/p>\n

Theo b\u00e1o c\u00e1o, trong 6 th\u00e1ng \u0111\u1ea7u n\u0103m, NIM c\u1ee7a MB c\u00f3 th\u1eddi \u0111i\u1ec3m gi\u1ea3m xu\u1ed1ng 3,9% do chi ph\u00ed v\u1ed1n t\u0103ng trong khi l\u00e3i su\u1ea5t cho vay gi\u1ea3m. Sau khi t\u00e1i c\u01a1 c\u1ea5u b\u1ea3ng c\u00e2n \u0111\u1ed1i t\u00e0i s\u1ea3n trong qu\u00fd II, t\u1eadp trung v\u00e0o c\u00e1c t\u00e0i s\u1ea3n sinh l\u1eddi, ch\u1ec9 s\u1ed1 n\u00e0y \u0111\u00e3 c\u1ea3i thi\u1ec7n l\u00ean kho\u1ea3ng 4,1%. MB k\u1ef3 v\u1ecdng duy tr\u00ec NIM quanh m\u1ee9c 4-4,1% trong n\u1eeda cu\u1ed1i n\u0103m.<\/p>\n

“Ch\u00fang t\u00f4i ph\u1ea3i ki\u1ec3m so\u00e1t m\u1ecdi y\u1ebfu t\u1ed1 \u0111\u1ec3 NIM ti\u1ebfp t\u1ee5c thu h\u1eb9p nh\u01b0ng v\u1eabn trong ng\u01b0\u1ee1ng ki\u1ec3m so\u00e1t, kh\u00f4ng \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn hi\u1ec7u qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng c\u1ee7a ng\u00e2n h\u00e0ng”, \u00f4ng \u00c1nh n\u00f3i.<\/p>\n

Chia s\u1ebb k\u1ebft qu\u1ea3 kinh doanh, b\u00e0 Nguy\u1ec5n Th\u1ecb Thanh Nga, CFO MB, cho bi\u1ebft, d\u00f9 NIM ch\u1ecbu \u00e1p l\u1ef1c, k\u1ebft qu\u1ea3 kinh doanh c\u1ee7a MB v\u1eabn duy tr\u00ec t\u0103ng tr\u01b0\u1edfng t\u00edch c\u1ef1c. T\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng c\u1ee7a ng\u00e2n h\u00e0ng \u0111\u1ea1t 10,3% trong 6 th\u00e1ng \u0111\u1ea7u n\u0103m, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng m\u1eb7t b\u1eb1ng chung c\u1ee7a th\u1ecb tr\u01b0\u1eddng, trong khi huy \u0111\u1ed9ng v\u1ed1n t\u0103ng kho\u1ea3ng 8%.<\/p>\n

\u0110\u1ebfn cu\u1ed1i th\u00e1ng 6, t\u1ed5ng t\u00e0i s\u1ea3n MB \u0111\u1ea1t 981.000 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 7,3% so v\u1edbi cu\u1ed1i n\u0103m tr\u01b0\u1edbc. Ng\u00e2n h\u00e0ng c\u00f3 28,6 tri\u1ec7u kh\u00e1ch h\u00e0ng, t\u0103ng th\u00eam kho\u1ea3ng 2 tri\u1ec7u kh\u00e1ch h\u00e0ng sau n\u1eeda \u0111\u1ea7u n\u0103m. Doanh thu t\u1eeb k\u00eanh s\u1ed1 chi\u1ebfm 54% t\u1ed5ng doanh thu, v\u01b0\u1ee3t m\u1ee5c ti\u00eau 50% \u0111\u1eb7t ra cho n\u0103m 2025.<\/p>\n

L\u1ee3i nhu\u1eadn ri\u00eang l\u1ebb c\u1ee7a MB trong 6 th\u00e1ng \u0111\u1ea7u n\u0103m t\u0103ng kho\u1ea3ng 27% so v\u1edbi c\u00f9ng k\u1ef3. Ri\u00eang qu\u00fd II, ng\u00e2n h\u00e0ng \u0111\u1ea1t l\u1ee3i nhu\u1eadn 10.560 t\u1ef7 \u0111\u1ed3ng, tr\u1edf l\u1ea1i m\u1ed1c tr\u00ean 10.000 t\u1ef7 \u0111\u1ed3ng m\u1ed7i qu\u00fd nh\u1edd t\u1ed1i \u01b0u chi ph\u00ed ho\u1ea1t \u0111\u1ed9ng v\u00e0 c\u1ea3i thi\u1ec7n hi\u1ec7u qu\u1ea3 s\u1eed d\u1ee5ng t\u00e0i s\u1ea3n sinh l\u1eddi.<\/p>\n

\u0110\u1eb7t m\u1ee5c ti\u00eau 40 tri\u1ec7u kh\u00e1ch h\u00e0ng<\/strong><\/p>\n

\u0110\u00e1nh gi\u00e1 v\u1ec1 tri\u1ec3n v\u1ecdng kinh doanh, \u00f4ng \u0110\u00e0m Nh\u00e2n \u0110\u1ee9c, Kinh t\u1ebf tr\u01b0\u1edfng MB, cho bi\u1ebft trong 5 n\u0103m g\u1ea7n \u0111\u00e2y, x\u00e9t theo c\u00e1c ch\u1ec9 ti\u00eau t\u0103ng tr\u01b0\u1edfng quy m\u00f4 ch\u1ee7 ch\u1ed1t, MB duy tr\u00ec t\u1ed1c \u0111\u1ed9 t\u0103ng tr\u01b0\u1edfng b\u00ecnh qu\u00e2n kho\u1ea3ng 25%, d\u1eabn \u0111\u1ea7u nh\u00f3m 8 ng\u00e2n h\u00e0ng c\u00f3 quy m\u00f4 t\u01b0\u01a1ng \u0111\u01b0\u01a1ng. C\u00e1c ch\u1ec9 s\u1ed1 sinh l\u1eddi nh\u01b0 ROE v\u00e0 ROA \u0111\u1ec1u n\u1eb1m trong nh\u00f3m ba ng\u00e2n h\u00e0ng d\u1eabn \u0111\u1ea7u th\u1ecb tr\u01b0\u1eddng. Ri\u00eang 6 th\u00e1ng \u0111\u1ea7u n\u0103m nay, c\u00e1c ch\u1ec9 ti\u00eau kinh doanh c\u1ee7a MB ti\u1ebfp t\u1ee5c t\u0103ng tr\u01b0\u1edfng cao h\u01a1n m\u1eb7t b\u1eb1ng chung.<\/p>\n

Theo \u00f4ng \u0110\u1ee9c, kinh t\u1ebf Vi\u1ec7t Nam duy tr\u00ec \u0111\u00e0 t\u0103ng tr\u01b0\u1edfng t\u00edch c\u1ef1c trong 6-7 th\u00e1ng \u0111\u1ea7u n\u0103m. L\u1ea1m ph\u00e1t v\u1eabn n\u1eb1m trong t\u1ea7m ki\u1ec3m so\u00e1t, d\u00f9 m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t t\u0103ng tr\u1edf l\u1ea1i t\u1ea1o \u00e1p l\u1ef1c nh\u1ea5t \u0111\u1ecbnh l\u00ean ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng.<\/p>\n

MB k\u1ef3 v\u1ecdng kinh t\u1ebf c\u1ea3 n\u0103m c\u00f3 th\u1ec3 t\u0103ng tr\u01b0\u1edfng 8,5-9%, th\u1eadm ch\u00ed \u0111\u1ea1t kho\u1ea3ng 10% n\u1ebfu c\u00e1c \u0111\u1ed9ng l\u1ef1c t\u0103ng tr\u01b0\u1edfng ti\u1ebfp t\u1ee5c \u0111\u01b0\u1ee3c ph\u00e1t huy. \u0110\u00e2y l\u00e0 c\u01a1 s\u1edf \u0111\u1ec3 ng\u00e2n h\u00e0ng t\u1ef1 tin ho\u00e0n th\u00e0nh c\u00e1c m\u1ee5c ti\u00eau \u0111\u00e3 \u0111\u1ec1 ra t\u1eeb \u0111\u1ea7u n\u0103m.<\/p>\n

Trong n\u1eeda cu\u1ed1i n\u0103m, MB \u0111\u1eb7t m\u1ee5c ti\u00eau n\u00e2ng t\u1ed5ng s\u1ed1 kh\u00e1ch h\u00e0ng l\u00ean kho\u1ea3ng 40 tri\u1ec7u, t\u0103ng th\u00eam 2,5 tri\u1ec7u kh\u00e1ch h\u00e0ng so v\u1edbi hi\u1ec7n nay. Theo \u00f4ng \u0110\u1ee9c, quy m\u00f4 kh\u00e1ch h\u00e0ng l\u1edbn s\u1ebd gi\u00fap ng\u00e2n h\u00e0ng ti\u1ebfp t\u1ee5c duy tr\u00ec l\u1ee3i th\u1ebf CASA, qua \u0111\u00f3 b\u1ea3o v\u1ec7 chi ph\u00ed v\u1ed1n trong b\u1ed1i c\u1ea3nh c\u1ea1nh tranh huy \u0111\u1ed9ng ng\u00e0y c\u00e0ng gay g\u1eaft. MB c\u0169ng \u0111\u1eb7t m\u1ee5c ti\u00eau ti\u1ebfp t\u1ee5c d\u1eabn \u0111\u1ea7u th\u1ecb tr\u01b0\u1eddng v\u1ec1 t\u1ef7 l\u1ec7 CASA.<\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, ng\u00e2n h\u00e0ng h\u01b0\u1edbng t\u1edbi t\u0103ng tr\u01b0\u1edfng huy \u0111\u1ed9ng v\u1ed1n v\u00e0 t\u00edn d\u1ee5ng tr\u00ean 30%, m\u1edf r\u1ed9ng th\u00eam 0,3-0,5% th\u1ecb ph\u1ea7n cho vay sau khi \u0111\u00e3 t\u0103ng 0,3% trong n\u1eeda \u0111\u1ea7u n\u0103m. MB c\u0169ng s\u1ebd ti\u1ebfp t\u1ee5c t\u1ed1i \u01b0u m\u1ea1ng l\u01b0\u1edbi, n\u00e2ng cao n\u0103ng su\u1ea5t lao \u0111\u1ed9ng v\u00e0 ki\u1ec3m so\u00e1t chi ph\u00ed ho\u1ea1t \u0111\u1ed9ng.<\/p>\n

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Ban l\u00e3nh \u0111\u1ea1o MB trong H\u1ed9i ngh\u1ecb Nh\u00e0 \u0111\u1ea7u t\u01b0 chi\u1ec1u 6\/8. \u1ea2nh: MB <\/em><\/p>\n<\/figcaption><\/figure>\n

D\u00f9 \u0111\u00e1nh gi\u00e1 m\u00f4i tr\u01b0\u1eddng kinh doanh c\u00f2n nhi\u1ec1u th\u00e1ch th\u1ee9c, \u00f4ng Ph\u1ea1m Nh\u01b0 \u00c1nh cho bi\u1ebft MB v\u1eabn t\u1ef1 tin ho\u00e0n th\u00e0nh k\u1ebf ho\u1ea1ch l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf 39.400 t\u1ef7 \u0111\u1ed3ng trong n\u0103m nay.<\/p>\n

“\u0110\u1ebfn th\u1eddi \u0111i\u1ec3m n\u00e0y, m\u1ecdi ch\u1ec9 ti\u00eau \u0111\u1ec1u n\u1eb1m trong t\u00ednh to\u00e1n v\u00e0 \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t. N\u1ebfu \u0111i\u1ec1u ki\u1ec7n th\u1ecb tr\u01b0\u1eddng thu\u1eadn l\u1ee3i h\u01a1n, MB c\u00f3 th\u1ec3 \u0111\u1ea1t kho\u1ea3ng 40.000 t\u1ef7 \u0111\u1ed3ng l\u1ee3i nhu\u1eadn”, \u00f4ng n\u00f3i.<\/p>\n

\u0110\u1ec1 c\u1eadp \u0111\u1ebfn ch\u1ea5t l\u01b0\u1ee3ng t\u00e0i s\u1ea3n, CEO MB cho bi\u1ebft n\u1ee3 x\u1ea5u c\u00f3 t\u0103ng trong b\u1ed1i c\u1ea3nh n\u1ec1n kinh t\u1ebf c\u00f2n kh\u00f3 kh\u0103n nh\u01b0ng \u0111\u00e2y l\u00e0 xu h\u01b0\u1edbng chung c\u1ee7a to\u00e0n ng\u00e0nh. MB x\u00e1c \u0111\u1ecbnh x\u1eed l\u00fd v\u00e0 ki\u1ec3m so\u00e1t n\u1ee3 x\u1ea5u l\u00e0 m\u1ed9t trong nh\u1eefng nhi\u1ec7m v\u1ee5 tr\u1ecdng t\u00e2m c\u1ee7a n\u1eeda cu\u1ed1i n\u0103m nh\u1eb1m duy tr\u00ec ch\u1ea5t l\u01b0\u1ee3ng t\u00edn d\u1ee5ng v\u00e0 hi\u1ec7u qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng.<\/p>\n

Minh Ng\u1ecdc<\/strong><\/p>\n<\/article>\n

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https:\/\/vnexpress.net\/ceo-mb-lai-suat-co-the-di-ngang-den-cuoi-nam-5106328.html<\/p>\n","protected":false},"excerpt":{"rendered":"

CEO MB: L\u00e3i su\u1ea5t c\u00f3 th\u1ec3 \u0111i ngang \u0111\u1ebfn cu\u1ed1i n\u0103m T\u1ed5ng gi\u00e1m \u0111\u1ed1c MB Ph\u1ea1m Nh\u01b0 \u00c1nh d\u1ef1 b\u00e1o m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t nhi\u1ec1u kh\u1ea3 n\u0103ng duy tr\u00ec \u1edf m\u1ee9c hi\u1ec7n t\u1ea1i \u0111\u1ebfn h\u1ebft n\u0103m, b\u1edfi thanh kho\u1ea3n h\u1ec7 th\u1ed1ng ch\u01b0a c\u1ea3i thi\u1ec7n, trong khi nhu c\u1ea7u v\u1ed1n v\u1eabn \u1edf m\u1ee9c cao. Chia s\u1ebb<\/p>\n","protected":false},"author":1,"featured_media":16977,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"class_list":["post-16976","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-thi-truong"],"_links":{"self":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/16976","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=16976"}],"version-history":[{"count":0,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/16976\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/media\/16977"}],"wp:attachment":[{"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=16976"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=16976"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=16976"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}