{"id":18451,"date":"2026-09-21T10:17:19","date_gmt":"2026-09-21T03:17:19","guid":{"rendered":"https:\/\/useful.vn\/?p=18451"},"modified":"2026-09-21T10:17:19","modified_gmt":"2026-09-21T03:17:19","slug":"nha-dau-tu-se-so-hai-neu-lai-suat-tiet-kiem-vuot-10","status":"publish","type":"post","link":"https:\/\/useful.vn\/?p=18451","title":{"rendered":"‘Nh\u00e0 \u0111\u1ea7u t\u01b0 s\u1ebd s\u1ee3 h\u00e3i n\u1ebfu l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m v\u01b0\u1ee3t 10%’"},"content":{"rendered":"
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\n‘Nh\u00e0 \u0111\u1ea7u t\u01b0 s\u1ebd s\u1ee3 h\u00e3i n\u1ebfu l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m v\u01b0\u1ee3t 10%’ <\/h1>\n

L\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi t\u0103ng khi\u1ebfn ch\u1ee9ng kho\u00e1n k\u00e9m h\u1ea5p d\u1eabn h\u01a1n, n\u1ebfu v\u01b0\u1ee3t 10% m\u1ed9t n\u0103m, c\u00f3 th\u1ec3 l\u00e0m cho nh\u00e0 \u0111\u1ea7u t\u01b0 chuy\u1ec3n sang s\u1ee3 h\u00e3i, theo SGI Capital.<\/p>\n

Trong b\u00e1o c\u00e1o m\u1edbi \u0111\u00e2y, SGI Capital – c\u00f4ng ty qu\u1ea3n l\u00fd qu\u1ef9 m\u1edf The Ballad Fund – cho r\u1eb1ng th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh trong n\u01b0\u1edbc \u0111ang ch\u1ee9ng ki\u1ebfn m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t ti\u1ebfp t\u1ee5c nh\u00edch l\u00ean, v\u1edbi l\u00e3i su\u1ea5t tr\u00e1i phi\u1ebfu ch\u00ednh ph\u1ee7 t\u0103ng d\u1ea7n v\u1ec1 v\u00f9ng \u0111\u1ec9nh n\u0103m 2022 v\u00e0 cu\u1ed9c \u0111ua t\u0103ng l\u00e3i su\u1ea5t huy \u0111\u1ed9ng gi\u1eefa c\u00e1c ng\u00e2n h\u00e0ng v\u1eabn di\u1ec5n ra \u00e2m th\u1ea7m. M\u1ee9c l\u00e3i su\u1ea5t 9% \u0111\u00e3 tr\u1edf n\u00ean ph\u1ed5 bi\u1ebfn h\u01a1n cho c\u00e1c k\u1ef3 huy \u0111\u1ed9ng 6-12 th\u00e1ng v\u00e0 10% cho tr\u00e1i phi\u1ebfu ng\u00e2n h\u00e0ng 3-5 n\u0103m, cho th\u1ea5y nhu c\u1ea7u v\u1ed1n d\u00e0i h\u1ea1n t\u0103ng m\u1ea1nh v\u00e0 c\u00e1c ng\u00e2n h\u00e0ng c\u0169ng \u0111\u00e3 x\u00e1c \u0111\u1ecbnh xu h\u01b0\u1edbng l\u00e3i su\u1ea5t cao s\u1ebd c\u00f2n k\u00e9o d\u00e0i.<\/p>\n

Theo \u0111\u00f3, th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n v\u00e0 b\u1ea5t \u0111\u1ed9ng s\u1ea3n \u0111ang b\u01b0\u1edbc v\u00e0o nh\u1ecbp \u0111i\u1ec1u ch\u1ec9nh, t\u1ea1o ra nhi\u1ec1u kh\u00f3 kh\u0103n trong ng\u1eafn h\u1ea1n. Ri\u00eang v\u1edbi ch\u1ee9ng kho\u00e1n, SGI Capital cho r\u1eb1ng th\u1ecb tr\u01b0\u1eddng \u0111ang th\u1ec3 hi\u1ec7n xu h\u01b0\u1edbng l\u1edbn n\u00e0y khi gi\u00e1 v\u00e0 thanh kho\u1ea3n suy gi\u1ea3m v\u1edbi t\u00e2m \u0111i\u1ec3m l\u00e0 nh\u1eefng nh\u00f3m c\u1ed5 phi\u1ebfu nh\u1ea1y v\u1edbi l\u00e3i su\u1ea5t v\u00e0 li\u00ean quan t\u1edbi b\u1ea5t \u0111\u1ed9ng s\u1ea3n.<\/p>\n

Theo ghi nh\u1eadn c\u1ee7a nh\u00f3m ph\u00e2n t\u00edch, nhi\u1ec1u nh\u00e0 \u0111\u1ea7u t\u01b0 tham gia th\u1ecb tr\u01b0\u1eddng g\u1ea7n \u0111\u00e2y v\u1eabn gi\u1eef danh m\u1ee5c \u1edf t\u1ef7 tr\u1ecdng cao v\u00e0 mua trung b\u00ecnh gi\u00e1, v\u1edbi quan \u0111i\u1ec3m r\u1eb1ng \u0111\u1ecbnh gi\u00e1 \u0111\u00e3 r\u1ebb v\u00e0 hy v\u1ecdng th\u1ecb tr\u01b0\u1eddng s\u1edbm t\u1ea1o \u0111\u00e1y ph\u1ee5c h\u1ed3i theo \u0111\u00e0 t\u0103ng tr\u01b0\u1edfng kinh t\u1ebf, \u0111\u1ed3ng th\u1eddi l\u00e3i su\u1ea5t \u0111\u00e3 \u0111\u1ea1t \u0111\u1ec9nh. Song, trong m\u1ed9t chu k\u1ef3 \u0111i\u1ec1u ch\u1ec9nh l\u1edbn nh\u01b0 hi\u1ec7n nay, nh\u00f3m ph\u00e2n t\u00edch cho r\u1eb1ng l\u00e3i su\u1ea5t ch\u1ec9 th\u1ef1c s\u1ef1 t\u1ea1o \u0111\u1ec9nh sau khi t\u0103ng cao khi\u1ebfn nhu c\u1ea7u t\u00edn d\u1ee5ng suy gi\u1ea3m m\u1ea1nh, th\u1ec3 hi\u1ec7n qua h\u00e0nh \u0111\u1ed9ng h\u1ea1 t\u1ef7 l\u1ec7 vay n\u1ee3 tr\u00ean di\u1ec7n r\u1ed9ng \u1edf c\u1ea3 th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n v\u00e0 b\u1ea5t \u0111\u1ed9ng s\u1ea3n.<\/p>\n

“T\u00e2m l\u00fd nh\u00e0 \u0111\u1ea7u t\u01b0 \u0111ang chuy\u1ec3n d\u1ea7n t\u1eeb lo ng\u1ea1i b\u0103n kho\u0103n sang ch\u1ed1i b\u1ecf v\u00e0 s\u1ebd chuy\u1ec3n sang pha s\u1ee3 h\u00e3i n\u1ebfu l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi ti\u1ebfp t\u1ee5c t\u0103ng v\u01b0\u1ee3t 10% m\u1ed9t n\u0103m trong th\u1eddi gian t\u1edbi”, SGI Capital d\u1ef1 \u0111o\u00e1n.<\/p>\n

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Nh\u00e0 \u0111\u1ea7u t\u01b0 \u0111ang theo d\u00f5i th\u1ecb tr\u01b0\u1eddng t\u1ea1i m\u1ed9t c\u00f4ng ty ch\u1ee9ng kho\u00e1n \u1edf TP HCM. \u1ea2nh: Qu\u1ef3nh Tr\u1ea7n<\/em><\/p>\n<\/figcaption><\/figure>\n

Th\u1ef1c t\u1ebf, t\u1eeb \u0111\u1ea7u n\u0103m \u0111\u1ebfn nay, l\u00e3i su\u1ea5t huy \u0111\u1ed9ng li\u00ean t\u1ee5c \u0111i l\u00ean. Trong h\u1ed9i ngh\u1ecb v\u00e0o cu\u1ed1i th\u00e1ng 7, l\u00e3nh \u0111\u1ea1o Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc t\u1eebng cho bi\u1ebft nhu c\u1ea7u v\u1ed1n c\u1ee7a n\u1ec1n kinh t\u1ebf r\u1ea5t l\u1edbn trong khi kh\u1ea3 n\u0103ng huy \u0111\u1ed9ng c\u00f2n h\u1ea1n ch\u1ebf, khi\u1ebfn vi\u1ec7c \u0111i\u1ec1u h\u00e0nh m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t th\u1eddi gian qua “t\u01b0\u01a1ng \u0111\u1ed1i v\u1ea5t v\u1ea3”.<\/p>\n

Theo th\u1ed1ng k\u00ea c\u1ee7a FIDT t\u00ednh \u0111\u1ebfn cu\u1ed1i tu\u1ea7n tr\u01b0\u1edbc, l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi k\u1ef3 h\u1ea1n 12 th\u00e1ng hi\u1ec7n ph\u1ed5 bi\u1ebfn kho\u1ea3ng 6,6-7% m\u1ed9t n\u0103m. C\u00f2n t\u1ea1i m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng ho\u1eb7c ch\u01b0\u01a1ng tr\u00ecnh \u01b0u \u0111\u00e3i d\u00e0nh cho kh\u00e1ch h\u00e0ng c\u00f3 s\u1ed1 d\u01b0 l\u1edbn, m\u1ee9c th\u1ef1c nh\u1eadn c\u00f3 th\u1ec3 \u0111\u1ea1t 8,5-9,4%.<\/p>\n

L\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi t\u0103ng th\u01b0\u1eddng t\u1ea1o s\u1ee9c \u00e9p l\u00ean th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n th\u00f4ng qua c\u1ea3 d\u00f2ng ti\u1ec1n v\u00e0 \u0111\u1ecbnh gi\u00e1 t\u00e0i s\u1ea3n. Khi g\u1eedi ti\u1ebft ki\u1ec7m tr\u1edf n\u00ean h\u1ea5p d\u1eabn h\u01a1n, m\u1ed9t ph\u1ea7n v\u1ed1n c\u00f3 th\u1ec3 chuy\u1ec3n t\u1eeb c\u1ed5 phi\u1ebfu sang ti\u1ec1n g\u1eedi v\u00e0 c\u00e1c t\u00e0i s\u1ea3n thu nh\u1eadp c\u1ed1 \u0111\u1ecbnh, l\u00e0m gi\u1ea3m nhu c\u1ea7u \u0111\u1ed1i v\u1edbi c\u1ed5 phi\u1ebfu. \u0110\u1ed3ng th\u1eddi, chi ph\u00ed v\u1ed1n t\u0103ng c\u00f3 th\u1ec3 g\u00e2y \u00e1p l\u1ef1c l\u00ean l\u1ee3i nhu\u1eadn c\u1ee7a c\u00e1c doanh nghi\u1ec7p s\u1eed d\u1ee5ng nhi\u1ec1u \u0111\u00f2n b\u1ea9y. \u1ede g\u00f3c \u0111\u1ed9 \u0111\u1ecbnh gi\u00e1, l\u00e3i su\u1ea5t cao h\u01a1n c\u0169ng l\u00e0m t\u0103ng m\u1ee9c sinh l\u1eddi m\u00e0 nh\u00e0 \u0111\u1ea7u t\u01b0 y\u00eau c\u1ea7u, qua \u0111\u00f3 thu h\u1eb9p m\u1ee9c \u0111\u1ecbnh gi\u00e1 s\u1eb5n s\u00e0ng tr\u1ea3 cho c\u1ed5 phi\u1ebfu, \u0111\u1eb7c bi\u1ec7t \u0111\u1ed1i v\u1edbi nh\u00f3m t\u0103ng tr\u01b0\u1edfng ho\u1eb7c c\u00f3 d\u00f2ng ti\u1ec1n xa trong t\u01b0\u01a1ng lai.<\/p>\n

Th\u1ef1c t\u1ebf, trong th\u00e1ng 7, VN-Index gi\u1ea3m h\u01a1n 124 \u0111i\u1ec3m, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 6,68%. SSI Research cho r\u1eb1ng \u00e1p l\u1ef1c \u0111i\u1ec1u ch\u1ec9nh xu\u1ea5t ph\u00e1t t\u1eeb c\u00e1c lo ng\u1ea1i ph\u00e1p l\u00fd t\u1ea1i m\u1ed9t s\u1ed1 doanh nghi\u1ec7p ni\u00eam y\u1ebft, m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t cao v\u00e0 t\u00e2m l\u00fd th\u1eadn tr\u1ecdng h\u01a1n tr\u00ean th\u1ecb tr\u01b0\u1eddng qu\u1ed1c t\u1ebf. Th\u1ecb tr\u01b0\u1eddng ch\u01b0a cho th\u1ea5y t\u00edn hi\u1ec7u thay \u0111\u1ed5i xu th\u1ebf trong trung h\u1ea1n, do \u00e1p l\u1ef1c l\u00e3i su\u1ea5t nhi\u1ec1u kh\u1ea3 n\u0103ng s\u1ebd k\u00e9o d\u00e0i trong n\u1eeda cu\u1ed1i n\u0103m 2026 tr\u01b0\u1edbc nhu c\u1ea7u t\u00edn d\u1ee5ng cao v\u00e0 c\u00e1c m\u1ee5c ti\u00eau t\u0103ng tr\u01b0\u1edfng tham v\u1ecdng.<\/p>\n

Trong b\u00e1o c\u00e1o g\u1ea7n \u0111\u00e2y, TVS Research cho r\u1eb1ng l\u00e3i su\u1ea5t huy \u0111\u1ed9ng t\u0103ng l\u00ean t\u1edbi 8% v\u1edbi k\u1ef3 h\u1ea1n 12 th\u00e1ng \u0111ang h\u1ea5p d\u1eabn h\u01a1n so v\u1edbi th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n, khi E\/P (t\u1ef7 su\u1ea5t l\u1ee3i nhu\u1eadn tr\u00ean gi\u00e1 c\u1ed5 phi\u1ebfu) c\u1ee7a VN-Index ti\u1ebfp t\u1ee5c gi\u1ea3m, t\u00ednh \u0111\u1ebfn cu\u1ed1i th\u00e1ng 7 ch\u1ec9 \u0111\u1ea1t kho\u1ea3ng 7,7%. Ngo\u00e0i ra, di\u1ec5n bi\u1ebfn th\u1ecb tr\u01b0\u1eddng ti\u1ebfp t\u1ee5c ph\u1ee5 thu\u1ed9c s\u00e2u v\u00e0o nh\u00f3m Vingroup trong c\u00e1c th\u00e1ng g\u1ea7n \u0111\u00e2y, khi\u1ebfn ch\u1ee9ng kho\u00e1n thi\u1ebfu \u0111i s\u1ef1 \u0111a d\u1ea1ng trong h\u00e0ng h\u00f3a \u0111\u1ea7u t\u01b0, c\u0169ng l\u00e0 m\u1ed9t nguy\u00ean nh\u00e2n khi\u1ebfn nh\u00e0 \u0111\u1ea7u t\u01b0 gi\u1ea3m h\u1ee9ng th\u00fa v\u1edbi k\u00eanh n\u00e0y.<\/p>\n

K\u1ebft h\u1ee3p v\u1edbi ph\u00e2n t\u00edch k\u1ef9 thu\u1eadt, trong k\u1ecbch b\u1ea3n c\u01a1 s\u1edf, TVS Research cho r\u1eb1ng VN-Index c\u00f3 th\u1ec3 \u0111i\u1ec1u ch\u1ec9nh tr\u1edf l\u1ea1i v\u00e0 h\u01b0\u1edbng v\u1ec1 v\u00f9ng 1.650-1.700 \u0111i\u1ec3m. Theo nh\u00f3m ph\u00e2n t\u00edch, nh\u00e0 \u0111\u1ea7u t\u01b0 \u0111ang c\u00f3 t\u1ef7 tr\u1ecdng c\u1ed5 phi\u1ebfu cao n\u00ean c\u00e2n nh\u1eafc gi\u1ea3m xu\u1ed1ng m\u1ee9c an to\u00e0n. \u0110\u1ed1i v\u1edbi nh\u00f3m \u0111ang n\u1eafm gi\u1eef ti\u1ec1n, c\u00f3 th\u1ec3 theo d\u00f5i di\u1ec5n bi\u1ebfn c\u1ee7a VN-Index t\u1ea1i v\u00f9ng m\u1ee5c ti\u00eau n\u00eau tr\u00ean. Nh\u00e0 \u0111\u1ea7u t\u01b0 ch\u1ec9 n\u00ean gi\u1ea3i ng\u00e2n trong tr\u01b0\u1eddng h\u1ee3p th\u1ecb tr\u01b0\u1eddng t\u1ea1o \u0111\u00e1y v\u00e0 \u0111i l\u00ean \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o an to\u00e0n.<\/p>\n

T\u1ea5t \u0110\u1ea1t<\/strong><\/p>\n<\/article>\n

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https:\/\/vnexpress.net\/nha-dau-tu-se-so-hai-neu-lai-suat-tiet-kiem-vuot-10-5108173.html<\/p>\n","protected":false},"excerpt":{"rendered":"

‘Nh\u00e0 \u0111\u1ea7u t\u01b0 s\u1ebd s\u1ee3 h\u00e3i n\u1ebfu l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m v\u01b0\u1ee3t 10%’ L\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi t\u0103ng khi\u1ebfn ch\u1ee9ng kho\u00e1n k\u00e9m h\u1ea5p d\u1eabn h\u01a1n, n\u1ebfu v\u01b0\u1ee3t 10% m\u1ed9t n\u0103m, c\u00f3 th\u1ec3 l\u00e0m cho nh\u00e0 \u0111\u1ea7u t\u01b0 chuy\u1ec3n sang s\u1ee3 h\u00e3i, theo SGI Capital. Trong b\u00e1o c\u00e1o m\u1edbi \u0111\u00e2y, SGI Capital – c\u00f4ng ty qu\u1ea3n<\/p>\n","protected":false},"author":1,"featured_media":18452,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"class_list":["post-18451","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-thi-truong"],"_links":{"self":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/18451","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=18451"}],"version-history":[{"count":0,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/18451\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/media\/18452"}],"wp:attachment":[{"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=18451"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=18451"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=18451"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}