{"id":20283,"date":"2026-09-30T14:17:42","date_gmt":"2026-09-30T07:17:42","guid":{"rendered":"https:\/\/useful.vn\/?p=20283"},"modified":"2026-09-30T14:17:42","modified_gmt":"2026-09-30T07:17:42","slug":"shb-giam-lai-suat-cho-vay-voi-doanh-nghiep-sme","status":"publish","type":"post","link":"https:\/\/useful.vn\/?p=20283","title":{"rendered":"SHB gi\u1ea3m l\u00e3i su\u1ea5t cho vay v\u1edbi doanh nghi\u1ec7p SME"},"content":{"rendered":"
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\nSHB gi\u1ea3m l\u00e3i su\u1ea5t cho vay v\u1edbi doanh nghi\u1ec7p SME <\/h1>\n

SHB da\u0300nh 47.000 ty\u0309 \u0111\u00f4\u0300ng ti\u0301n du\u0323ng \u01b0u \u0111a\u0303i cho doanh nghi\u00ea\u0323p SME, ca\u0301 nh\u00e2n, h\u00f4\u0323 kinh doanh v\u01a1\u0301i la\u0303i su\u00e2\u0301t gia\u0309m t\u01a1\u0301i 2% m\u00f4\u0323t n\u0103m.<\/p>\n

M\u1edbi \u0111\u00e2y, SHB b\u1ed5 sung th\u00eam 2.000 t\u1ef7 \u0111\u1ed3ng t\u00edn d\u1ee5ng \u01b0u \u0111\u00e3i cho kh\u00e1ch h\u00e0ng m\u1edbi thu\u1ed9c c\u00e1c l\u0129nh v\u1ef1c \u01b0u ti\u00ean nh\u01b0 s\u1ea3n xu\u1ea5t, xu\u1ea5t kh\u1ea9u, c\u00f4ng ngh\u1ec7 cao, c\u00f4ng nghi\u1ec7p h\u1ed7 tr\u1ee3, n\u00f4ng nghi\u1ec7p v\u00e0 \u0111\u1ed5i m\u1edbi s\u00e1ng t\u1ea1o… G\u00f3i vay \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng l\u00e3i su\u1ea5t th\u1ea5p h\u01a1n 0,5-0,7% so v\u1edbi m\u1ee9c hi\u1ec7n h\u00e0nh, \u00e1p d\u1ee5ng t\u1eeb ng\u00e0y 17\/8 \u0111\u1ebfn khi gi\u1ea3i ng\u00e2n h\u1ebft h\u1ea1n m\u1ee9c.<\/p>\n

T\u1eeb \u0111\u1ea7u n\u0103m 2026, SHB \u0111\u00e3 tri\u1ec3n khai g\u00f3i 45.000 t\u1ef7 \u0111\u1ed3ng t\u00edn d\u1ee5ng \u01b0u \u0111\u00e3i d\u00e0nh cho doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba (SME), kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n v\u00e0 h\u1ed9 kinh doanh, v\u1edbi m\u1ee9c gi\u1ea3m l\u00e3i su\u1ea5t t\u1ed1i \u0111a 2% m\u1ed9t n\u0103m.<\/p>\n

Nh\u01b0 v\u1eady, t\u1ed5ng quy m\u00f4 c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh t\u00edn d\u1ee5ng \u01b0u \u0111\u00e3i SHB d\u00e0nh cho SME, c\u00e1 nh\u00e2n v\u00e0 h\u1ed9 kinh doanh t\u1eeb \u0111\u1ea7u n\u0103m \u0111\u1ea1t 47.000 t\u1ef7 \u0111\u1ed3ng.<\/p>\n

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Ph\u00f2ng giao d\u1ecbch SHB. \u1ea2nh: SHB <\/em><\/p>\n<\/figcaption><\/figure>\n

\u0110\u1ea1i di\u1ec7n ng\u00e2n h\u00e0ng cho bi\u1ebft, doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba \u0111\u01b0\u1ee3c xem l\u00e0 “x\u01b0\u01a1ng s\u1ed1ng” c\u1ee7a n\u1ec1n kinh t\u1ebf, song kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn v\u1ed1n t\u00edn d\u1ee5ng v\u1eabn l\u00e0 m\u1ed9t trong nh\u1eefng \u0111i\u1ec3m ngh\u1ebdn khi duy tr\u00ec, m\u1edf r\u1ed9ng s\u1ea3n xu\u1ea5t kinh doanh. Trong b\u1ed1i c\u1ea3nh Ch\u00ednh ph\u1ee7 \u0111\u1eb7t m\u1ee5c ti\u00eau t\u0103ng tr\u01b0\u1edfng cao, vi\u1ec7c kh\u01a1i th\u00f4ng d\u00f2ng v\u1ed1n cho khu v\u1ef1c n\u00e0y \u0111\u01b0\u1ee3c k\u1ef3 v\u1ecdng s\u1ebd c\u1ee7ng c\u1ed1 n\u0103ng l\u1ef1c ho\u1ea1t \u0111\u1ed9ng, t\u1ea1o th\u00eam vi\u1ec7c l\u00e0m v\u00e0 m\u1edf r\u1ed9ng chu\u1ed7i cung \u1ee9ng.<\/p>\n

SHB cho bi\u1ebft \u0111ang \u01b0u ti\u00ean t\u00edn d\u1ee5ng cho khu v\u1ef1c s\u1ea3n xu\u1ea5t, kinh doanh v\u00e0 c\u00e1c \u0111\u1ed9ng l\u1ef1c t\u0103ng tr\u01b0\u1edfng nh\u01b0 n\u00f4ng nghi\u1ec7p, c\u00f4ng nghi\u1ec7p h\u1ed7 tr\u1ee3, c\u00f4ng ngh\u1ec7 cao, xu\u1ea5t nh\u1eadp kh\u1ea9u, kinh t\u1ebf s\u1ed1, tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o, b\u00e1n d\u1eabn, ch\u1ebf bi\u1ebfn, ch\u1ebf t\u1ea1o v\u00e0 c\u00e1c d\u1ef1 \u00e1n tr\u1ecdng \u0111i\u1ec3m qu\u1ed1c gia.<\/p>\n

Ngo\u00e0i t\u00edn d\u1ee5ng, ng\u00e2n h\u00e0ng cung c\u1ea5p h\u1ec7 sinh th\u00e1i c\u00e1c gi\u1ea3i ph\u00e1p qu\u1ea3n l\u00fd d\u00f2ng ti\u1ec1n, thanh to\u00e1n, t\u00e0i tr\u1ee3 th\u01b0\u01a1ng m\u1ea1i, b\u1ea3o l\u00e3nh v\u00e0 t\u00e0i tr\u1ee3 chu\u1ed7i cung \u1ee9ng nh\u1eb1m h\u1ed7 tr\u1ee3 doanh nghi\u1ec7p s\u1eed d\u1ee5ng v\u1ed1n v\u00e0 k\u1ebft n\u1ed1i trong chu\u1ed7i gi\u00e1 tr\u1ecb.<\/p>\n

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SHB t\u1eebng nhi\u1ec1u l\u1ea7n gi\u1ea3m l\u00e3i su\u1ea5t cho c\u00e1c doanh nghi\u1ec7p g\u1eb7p kh\u00f3 kh\u0103n trong d\u1ecbch Covid-19, thi\u00ean tai… \u1ea2nh: SHB <\/em><\/p>\n<\/figcaption><\/figure>\n

\u0110\u1ec3 t\u1ea1o d\u01b0 \u0111\u1ecba gi\u1ea3m l\u00e3i su\u1ea5t, SHB \u0111\u1eb7t m\u1ee5c ti\u00eau ti\u1ebfp t\u1ee5c tinh g\u1ecdn b\u1ed9 m\u00e1y, s\u1ed1 h\u00f3a quy tr\u00ecnh, \u0111\u01a1n gi\u1ea3n h\u00f3a th\u1ee7 t\u1ee5c v\u00e0 gi\u1ea3m 10-15% chi ph\u00ed ho\u1ea1t \u0111\u1ed9ng. Theo ng\u00e2n h\u00e0ng, vi\u1ec7c t\u1ed1i \u01b0u v\u1eadn h\u00e0nh gi\u00fap r\u00fat ng\u1eafn th\u1eddi gian x\u1eed l\u00fd h\u1ed3 s\u01a1 v\u00e0 t\u1ed1i \u01b0u chi ph\u00ed.<\/p>\n

Song song, nh\u00e0 b\u0103ng c\u0169ng t\u0103ng c\u01b0\u1eddng huy \u0111\u1ed9ng v\u1ed1n qu\u1ed1c t\u1ebf, v\u1ed1n gi\u00e1 r\u1ebb. N\u0103m 2025, SHB huy \u0111\u1ed9ng th\u00e0nh c\u00f4ng hai kho\u1ea3n vay h\u1ee3p v\u1ed1n trung h\u1ea1n b\u1eb1ng USD theo ti\u00eau ch\u00ed ESG v\u1edbi t\u1ed5ng quy m\u00f4 600 tri\u1ec7u USD, thu h\u00fat 26 \u0111\u1ecbnh ch\u1ebf t\u00e0i ch\u00ednh qu\u1ed1c t\u1ebf tham gia.<\/p>\n

Vi\u1ec7c m\u1edf r\u1ed9ng ngu\u1ed3n v\u1ed1n qu\u1ed1c t\u1ebf, c\u00f9ng quan h\u1ec7 v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh v\u00e0 \u0111\u1ecbnh ch\u1ebf ph\u00e1t tri\u1ec3n nh\u01b0 IFC, WB, \u0111\u01b0\u1ee3c SHB k\u1ef3 v\u1ecdng gi\u00fap \u0111a d\u1ea1ng ngu\u1ed3n v\u1ed1n v\u00e0 t\u1ea1o th\u00eam d\u01b0 \u0111\u1ecba tri\u1ec3n khai c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh cho vay \u01b0u \u0111\u00e3i l\u00e3i su\u1ea5t, \u0111\u1eb7c bi\u1ec7t v\u1edbi doanh nghi\u1ec7p theo \u0111\u1ecbnh h\u01b0\u1edbng t\u0103ng tr\u01b0\u1edfng xanh, b\u1ec1n v\u1eefng.<\/p>\n

Th\u1eddi gian qua, n\u1ec1n t\u1ea3ng t\u00e0i ch\u00ednh c\u1ee7a SHB li\u00ean t\u1ee5c \u0111\u01b0\u1ee3c n\u00e2ng cao th\u00f4ng qua vi\u1ec7c ph\u00e1t h\u00e0nh th\u00e0nh c\u00f4ng h\u01a1n 750 tri\u1ec7u c\u1ed5 phi\u1ebfu, \u0111\u01b0a v\u1ed1n \u0111i\u1ec1u l\u1ec7 l\u00ean 53.442 t\u1ef7 \u0111\u1ed3ng, v\u01b0\u01a1n l\u00ean top 4 Ng\u00e2n h\u00e0ng TMCP t\u01b0 nh\u00e2n l\u1edbn nh\u1ea5t Vi\u1ec7t Nam. \u0110\u1ea1i h\u1ed9i \u0111\u1ed3ng c\u1ed5 \u0111\u00f4ng th\u01b0\u1eddng ni\u00ean n\u0103m 2026 \u0111\u00e3 th\u00f4ng qua ph\u01b0\u01a1ng \u00e1n chia c\u1ed5 t\u1ee9c n\u0103m 2025 v\u1edbi t\u1ef7 l\u1ec7 16%, g\u1ed3m 10% b\u1eb1ng c\u1ed5 phi\u1ebfu v\u00e0 6% b\u1eb1ng ti\u1ec1n m\u1eb7t. Ng\u00e2n h\u00e0ng \u0111ang ho\u00e0n t\u1ea5t c\u00e1c th\u1ee7 t\u1ee5c v\u00e0 xin \u00fd ki\u1ebfn c\u01a1 quan qu\u1ea3n l\u00fd \u0111\u1ec3 chi tr\u1ea3 c\u1ed5 t\u1ee9c cho c\u1ed5 \u0111\u00f4ng \u0111\u00fang h\u1ea1n. Sau khi \u0111\u01b0\u1ee3c c\u01a1 quan qu\u1ea3n l\u00fd ch\u1ea5p thu\u1eadn, v\u1ed1n \u0111i\u1ec1u l\u1ec7 c\u1ee7a SHB s\u1ebd t\u0103ng l\u00ean 58.786 t\u1ef7 \u0111\u1ed3ng.<\/p>\n

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SHB thay \u0111\u1ed5i logo v\u00e0 b\u1ed9 nh\u1eadn di\u1ec7n h\u1ed3i \u0111\u1ea7u n\u0103m. \u1ea2nh: SHB <\/em><\/p>\n<\/figcaption><\/figure>\n

B\u00ean c\u1ea1nh \u0111\u00f3, SHB s\u1eafp ho\u00e0n t\u1ea5t chuy\u1ec3n nh\u01b0\u1ee3ng 50% v\u1ed1n \u0111i\u1ec1u l\u1ec7 c\u00f2n l\u1ea1i t\u1ea1i SHBFinance cho Krungsri – th\u00e0nh vi\u00ean T\u1eadp \u0111o\u00e0n T\u00e0i ch\u00ednh MUFG (Nh\u1eadt B\u1ea3n) trong qu\u00fd III\/2026. Ngu\u1ed3n l\u1ef1c t\u00e0i ch\u00ednh b\u1ed5 sung t\u1eeb th\u01b0\u01a1ng v\u1ee5 s\u1ebd g\u00f3p ph\u1ea7n t\u0103ng c\u01b0\u1eddng n\u0103ng l\u1ef1c t\u00e0i ch\u00ednh v\u00e0 gi\u00fap SHB t\u1eadp trung ngu\u1ed3n l\u1ef1c cho c\u00e1c l\u0129nh v\u1ef1c kinh doanh c\u1ed1t l\u00f5i.<\/p>\n

K\u1ebft th\u00fac s\u00e1u th\u00e1ng \u0111\u1ea7u n\u0103m, SHB ghi nh\u1eadn l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf 9.092 t\u1ef7 \u0111\u1ed3ng, ho\u00e0n th\u00e0nh 51% k\u1ebf ho\u1ea1ch n\u0103m. T\u1ed5ng t\u00e0i s\u1ea3n \u0111\u1ea1t 962.667 t\u1ef7 \u0111\u1ed3ng, t\u1ef7 l\u1ec7 chi ph\u00ed tr\u00ean thu nh\u1eadp (CIR) \u1edf m\u1ee9c 16%, thu\u1ed9c nh\u00f3m t\u1ed1t c\u1ee7a ng\u00e0nh.<\/p>\n

Ng\u00e2n h\u00e0ng cho bi\u1ebft ti\u1ebfp t\u1ee5c ki\u1ec3m so\u00e1t ch\u1ea5t l\u01b0\u1ee3ng t\u00edn d\u1ee5ng, duy tr\u00ec c\u00e1c t\u1ef7 l\u1ec7 an to\u00e0n theo quy \u0111\u1ecbnh, \u0111\u1ed3ng th\u1eddi \u0111\u1ea7u t\u01b0 v\u00e0o c\u00f4ng ngh\u1ec7, qu\u1ea3n tr\u1ecb v\u00e0 ph\u00e1t tri\u1ec3n h\u1ec7 sinh th\u00e1i kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p, SME v\u00e0 c\u00e1 nh\u00e2n.<\/p>\n

Ti\u1ebfp n\u1ed1i 33 n\u0103m ph\u00e1t tri\u1ec3n, SHB \u0111ang tri\u1ec3n khai Chi\u1ebfn l\u01b0\u1ee3c chuy\u1ec3n \u0111\u1ed5i to\u00e0n di\u1ec7n, h\u01b0\u1edbng t\u1edbi hi\u1ec7n th\u1ef1c h\u00f3a \u0111\u1ecbnh v\u1ecb “Ng\u00e2n h\u00e0ng t\u1ea7m v\u00f3c qu\u1ed1c gia th\u1ebf h\u1ec7 m\u1edbi”. SHB \u0111\u1eb7t m\u1ee5c ti\u00eau \u0111\u1ebfn n\u0103m 2030 tr\u1edf th\u00e0nh ng\u00e2n h\u00e0ng s\u1ed1 1 v\u1ec1 hi\u1ec7u qu\u1ea3, ng\u00e2n h\u00e0ng s\u1ed1 \u0111\u01b0\u1ee3c y\u00eau th\u00edch, ng\u00e2n h\u00e0ng b\u00e1n l\u1ebb t\u1ed1t nh\u1ea5t; \u0111\u1ed3ng th\u1eddi thu\u1ed9c top ng\u00e2n h\u00e0ng h\u00e0ng \u0111\u1ea7u trong cung \u1ee9ng ngu\u1ed3n v\u1ed1n, s\u1ea3n ph\u1ea9m t\u00e0i ch\u00ednh v\u00e0 d\u1ecbch v\u1ee5 cho kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p \u0111\u1ecbnh h\u01b0\u1edbng ph\u00e1t tri\u1ec3n xanh; SME v\u00e0 kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n. T\u1ea7m nh\u00ecn \u0111\u1ebfn n\u0103m 2035, SHB tr\u1edf th\u00e0nh ng\u00e2n h\u00e0ng hi\u1ec7n \u0111\u1ea1i, ng\u00e2n h\u00e0ng s\u1ed1, ng\u00e2n h\u00e0ng xanh thu\u1ed9c nh\u00f3m d\u1eabn \u0111\u1ea7u khu v\u1ef1c.<\/p>\n

Minh Ng\u1ecdc<\/strong><\/p>\n<\/article>\n

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https:\/\/vnexpress.net\/shb-giam-lai-suat-cho-vay-voi-doanh-nghiep-sme-5110884.html<\/p>\n","protected":false},"excerpt":{"rendered":"

SHB gi\u1ea3m l\u00e3i su\u1ea5t cho vay v\u1edbi doanh nghi\u1ec7p SME SHB da\u0300nh 47.000 ty\u0309 \u0111\u00f4\u0300ng ti\u0301n du\u0323ng \u01b0u \u0111a\u0303i cho doanh nghi\u00ea\u0323p SME, ca\u0301 nh\u00e2n, h\u00f4\u0323 kinh doanh v\u01a1\u0301i la\u0303i su\u00e2\u0301t gia\u0309m t\u01a1\u0301i 2% m\u00f4\u0323t n\u0103m. M\u1edbi \u0111\u00e2y, SHB b\u1ed5 sung th\u00eam 2.000 t\u1ef7 \u0111\u1ed3ng t\u00edn d\u1ee5ng \u01b0u \u0111\u00e3i cho kh\u00e1ch h\u00e0ng m\u1edbi thu\u1ed9c c\u00e1c<\/p>\n","protected":false},"author":1,"featured_media":20284,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"class_list":["post-20283","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-thi-truong"],"_links":{"self":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/20283","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=20283"}],"version-history":[{"count":0,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/20283\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/media\/20284"}],"wp:attachment":[{"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=20283"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=20283"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=20283"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}