{"id":20348,"date":"2026-09-30T21:47:23","date_gmt":"2026-09-30T14:47:23","guid":{"rendered":"https:\/\/useful.vn\/?p=20348"},"modified":"2026-09-30T21:47:23","modified_gmt":"2026-09-30T14:47:23","slug":"dau-an-cua-techcombank-tai-ngay-chuyen-doi-so-nganh-ngan-hang","status":"publish","type":"post","link":"https:\/\/useful.vn\/?p=20348","title":{"rendered":"D\u1ea5u \u1ea5n c\u1ee7a Techcombank t\u1ea1i Ng\u00e0y chuy\u1ec3n \u0111\u1ed5i s\u1ed1 ng\u00e0nh Ng\u00e2n h\u00e0ng"},"content":{"rendered":"
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\nD\u1ea5u \u1ea5n c\u1ee7a Techcombank t\u1ea1i Ng\u00e0y chuy\u1ec3n \u0111\u1ed5i s\u1ed1 ng\u00e0nh Ng\u00e2n h\u00e0ng <\/h1>\n

Techcombank gi\u01a1\u0301i thi\u00ea\u0323u h\u00ea\u0323 sinh tha\u0301i ta\u0300i chi\u0301nh s\u00f4\u0301 v\u01a1\u0301i nhi\u00ea\u0300u gia\u0309i pha\u0301p \u01b0\u0301ng du\u0323ng d\u01b0\u0303 li\u00ea\u0323u, AI h\u00f4\u0303 tr\u01a1\u0323 doanh nghi\u00ea\u0323p, h\u00f4\u0323 kinh doanh ta\u0323i s\u01b0\u0323 ki\u00ea\u0323n Chuy\u00ea\u0309n \u0111\u00f4\u0309i s\u00f4\u0301 nga\u0300nh Ng\u00e2n ha\u0300ng n\u0103m 2026, nga\u0300y 18\/8.<\/p>\n

S\u1ef1 ki\u1ec7n n\u0103m nay c\u00f3 ch\u1ee7 \u0111\u1ec1 “Ng\u00e2n h\u00e0ng th\u00f4ng minh trong k\u1ef7 nguy\u00ean d\u1eef li\u1ec7u v\u00e0 AI”, t\u1ed5 ch\u1ee9c t\u1ea1i Trung t\u00e2m Tri\u1ec3n l\u00e3m Qu\u1ed1c t\u1ebf I.C.E, H\u00e0 N\u1ed9i. Ch\u01b0\u01a1ng tr\u00ecnh quy t\u1ee5 c\u00e1c ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh v\u00e0 doanh nghi\u1ec7p c\u00f4ng ngh\u1ec7 gi\u1edbi thi\u1ec7u gi\u1ea3i ph\u00e1p v\u1ec1 d\u1eef li\u1ec7u, tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o v\u00e0 chuy\u1ec3n \u0111\u1ed5i s\u1ed1.<\/p>\n

T\u1ea1i gian h\u00e0ng, Techcombank t\u1eadp trung gi\u1edbi thi\u1ec7u h\u1ec7 sinh th\u00e1i t\u00e0i ch\u00ednh s\u1ed1 d\u00e0nh cho doanh nghi\u1ec7p nh\u1ecf, si\u00eau nh\u1ecf v\u00e0 h\u1ed9 kinh doanh. Trong \u0111\u00f3, T-Shop \u0111\u01b0\u1ee3c gi\u1edbi thi\u1ec7u l\u00e0 gi\u1ea3i ph\u00e1p chuy\u1ec3n \u0111\u1ed5i s\u1ed1, x\u00e2y d\u1ef1ng tr\u00ean n\u1ec1n t\u1ea3ng d\u1eef li\u1ec7u v\u00e0 AI, h\u1ed7 tr\u1ee3 s\u1ed1 h\u00f3a ho\u1ea1t \u0111\u1ed9ng kinh doanh: t\u1eeb qu\u1ea3n l\u00fd \u0111\u01a1n h\u00e0ng, kho, d\u00f2ng ti\u1ec1n \u0111\u1ebfn xu\u1ea5t h\u00f3a \u0111\u01a1n \u0111i\u1ec7n t\u1eed v\u00e0 k\u00ea khai thu\u1ebf.<\/p>\n

Theo Techcombank, vi\u1ec7c chuy\u1ec3n h\u00f3a c\u00e1c giao d\u1ecbch th\u00e0nh d\u1eef li\u1ec7u s\u1ed1 gi\u00fap n\u00e2ng cao t\u00ednh minh b\u1ea1ch trong qu\u1ea3n tr\u1ecb doanh thu, h\u1ed7 tr\u1ee3 \u0111\u00e1nh gi\u00e1 hi\u1ec7u qu\u1ea3 kinh doanh v\u00e0 t\u1ea1o c\u01a1 s\u1edf \u0111\u1ec3 h\u1ed9 kinh doanh \u0111\u01b0\u1ee3c xem x\u00e9t c\u1ea5p h\u1ea1n m\u1ee9c \u1ee9ng tr\u01b0\u1edbc t\u1edbi 500 tri\u1ec7u \u0111\u1ed3ng theo quy \u0111\u1ecbnh c\u1ee7a ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc.<\/p>\n

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\u0110o\u00e0n \u0111\u1ea1i bi\u1ec3u tham quan gian h\u00e0ng c\u00f4ng ngh\u1ec7 c\u1ee7a Techcombank. \u1ea2nh: Techcombank <\/em><\/p>\n<\/figcaption><\/figure>\n

\u0110\u1ea1i di\u1ec7n ng\u00e2n h\u00e0ng cho bi\u1ebft, hi\u1ec7n nay nhi\u1ec1u doanh nghi\u1ec7p SME v\u00e0 micro SME v\u1eabn g\u1eb7p kh\u00f3 kh\u0103n trong ti\u1ebfp c\u1eadn ngu\u1ed3n v\u1ed1n do h\u1ea1n ch\u1ebf v\u1ec1 t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m, quy tr\u00ecnh h\u1ed3 s\u01a1 ph\u1ee9c t\u1ea1p v\u00e0 th\u1eddi gian x\u00e9t duy\u1ec7t k\u00e9o d\u00e0i. \u0110\u1ec3 gi\u1ea3i quy\u1ebft b\u00e0i to\u00e1n n\u00e0y, Techcombank \u0111\u00e3 ph\u00e1t tri\u1ec3n n\u1ec1n t\u1ea3ng d\u1eef li\u1ec7u Data Brain, c\u00f3 kh\u1ea3 n\u0103ng x\u1eed l\u00fd kho\u1ea3ng 8 t\u1ef7 \u0111i\u1ec3m d\u1eef li\u1ec7u m\u1ed7i ng\u00e0y v\u00e0 ph\u00e2n t\u00edch t\u1edbi 12.500 thu\u1ed9c t\u00ednh tr\u00ean m\u1ed7i kh\u00e1ch h\u00e0ng.<\/p>\n

Techcombank c\u0169ng ph\u1ed1i h\u1ee3p v\u1edbi \u0111\u1ed1i t\u00e1c tri\u1ec3n khai MISA Lending – gi\u1ea3i ph\u00e1p c\u1ea5p t\u00edn d\u1ee5ng d\u1ef1a tr\u00ean d\u1eef li\u1ec7u, k\u1ebft h\u1ee3p th\u00f4ng tin t\u1eeb h\u00f3a \u0111\u01a1n, b\u00e1o c\u00e1o t\u00e0i ch\u00ednh v\u00e0 d\u1eef li\u1ec7u giao d\u1ecbch \u0111\u1ec3 \u0111\u00e1nh gi\u00e1 nhu c\u1ea7u v\u1ed1n v\u00e0 n\u0103ng l\u1ef1c t\u00e0i ch\u00ednh c\u1ee7a doanh nghi\u1ec7p theo th\u1eddi gian th\u1ef1c. Gi\u1ea3i ph\u00e1p n\u00e0y cho ph\u00e9p kh\u00e1ch h\u00e0ng ti\u1ebfp c\u1eadn h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng t\u1edbi 48 t\u1ef7 \u0111\u1ed3ng, trong \u0111\u00f3 h\u1ea1n m\u1ee9c t\u00edn ch\u1ea5p t\u1ed1i \u0111a 22 t\u1ef7 \u0111\u1ed3ng, v\u1edbi th\u1eddi gian ph\u00ea duy\u1ec7t t\u1ef1 \u0111\u1ed9ng ch\u1ec9 kho\u1ea3ng 5 ph\u00fat.<\/p>\n

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\u00d4ng Nguy\u1ec5n Anh Tu\u1ea5n, Ph\u00f3 t\u1ed5ng gi\u00e1m \u0111\u1ed1c ki\u00eam Gi\u00e1m \u0111\u1ed1c Kh\u1ed1i Ng\u00e2n h\u00e0ng B\u00e1n l\u1ebb v\u00e0 Ng\u00e2n h\u00e0ng Cao c\u1ea5p Techcombank chia s\u1ebb t\u1ea1i s\u1ef1 ki\u1ec7n. \u1ea2nh: Techcombank <\/em><\/p>\n<\/figcaption><\/figure>\n

\u0110\u1ebfn nay, MISA Lending \u0111\u00e3 h\u1ed7 tr\u1ee3 h\u01a1n 4.000 doanh nghi\u1ec7p, v\u1edbi t\u1ed5ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng \u0111\u01b0\u1ee3c c\u1ea5p kho\u1ea3ng 22.000 t\u1ef7 \u0111\u1ed3ng. M\u00f4 h\u00ecnh c\u1ea5p t\u00edn d\u1ee5ng d\u1ef1a tr\u00ean d\u1eef li\u1ec7u gi\u00fap gi\u1ea3m b\u1edbt y\u00eau c\u1ea7u h\u1ed3 s\u01a1, r\u00fat ng\u1eafn th\u1eddi gian x\u00e9t duy\u1ec7t v\u00e0 m\u1edf r\u1ed9ng kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn v\u1ed1n cho doanh nghi\u1ec7p.<\/p>\n

Song song v\u1edbi nh\u00f3m SME, ng\u00e2n h\u00e0ng c\u0169ng ph\u00e1t tri\u1ec3n c\u00e1c gi\u1ea3i ph\u00e1p s\u1ed1 cho h\u1ed9 kinh doanh, h\u01b0\u1edbng t\u1edbi s\u1ed1 h\u00f3a qu\u1ea3n l\u00fd b\u00e1n h\u00e0ng, d\u00f2ng ti\u1ec1n, h\u00f3a \u0111\u01a1n v\u00e0 k\u00ea khai thu\u1ebf. D\u1eef li\u1ec7u h\u00ecnh th\u00e0nh trong qu\u00e1 tr\u00ecnh v\u1eadn h\u00e0nh c\u00f3 th\u1ec3 h\u1ed7 tr\u1ee3 h\u1ed9 kinh doanh qu\u1ea3n tr\u1ecb minh b\u1ea1ch h\u01a1n, \u0111\u1ed3ng th\u1eddi t\u1ea1o th\u00eam c\u01a1 s\u1edf \u0111\u1ec3 ti\u1ebfp c\u1eadn c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh ph\u00f9 h\u1ee3p.<\/p>\n

\u00d4ng Nguy\u1ec5n Anh Tu\u1ea5n, Ph\u00f3 t\u1ed5ng gi\u00e1m \u0111\u1ed1c ki\u00eam Gi\u00e1m \u0111\u1ed1c Kh\u1ed1i Ng\u00e2n h\u00e0ng B\u00e1n l\u1ebb v\u00e0 Ng\u00e2n h\u00e0ng Cao c\u1ea5p Techcombank \u0111\u00e1nh gi\u00e1 ch\u1ee7 \u0111\u1ec1 c\u1ee7a s\u1ef1 ki\u1ec7n n\u0103m nay ph\u1ea3n \u00e1nh xu th\u1ebf to\u00e0n c\u1ea7u khi d\u1eef li\u1ec7u v\u00e0 tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o \u0111ang \u0111\u1ecbnh h\u00ecnh l\u1ea1i c\u00e1ch c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh v\u1eadn h\u00e0nh v\u00e0 ph\u1ee5c v\u1ee5 kh\u00e1ch h\u00e0ng.<\/p>\n

“V\u1edbi Techcombank, d\u1eef li\u1ec7u v\u00e0 AI l\u00e0 nh\u1eefng n\u0103ng l\u1ef1c c\u1ed1t l\u00f5i gi\u00fap ng\u00e2n h\u00e0ng hi\u1ec3u kh\u00e1ch h\u00e0ng s\u00e2u h\u01a1n, \u0111\u01b0a ra gi\u1ea3i ph\u00e1p ph\u00f9 h\u1ee3p v\u00e0 t\u1ea1o tr\u1ea3i nghi\u1ec7m thu\u1eadn ti\u1ec7n h\u01a1n cho t\u1eebng c\u00e1 nh\u00e2n, doanh nghi\u1ec7p, h\u1ed9 kinh doanh”, \u00f4ng Tu\u1ea5n n\u00f3i.<\/p>\n

Theo \u00f4ng, gi\u00e1 tr\u1ecb c\u1ee7a d\u1eef li\u1ec7u v\u00e0 AI n\u1eb1m \u1edf kh\u1ea3 n\u0103ng gi\u00fap kh\u00e1ch h\u00e0ng ti\u1ebfp c\u1eadn d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh nhanh, thu\u1eadn ti\u1ec7n v\u00e0 ph\u00f9 h\u1ee3p h\u01a1n. \u0110\u00e2y c\u0169ng l\u00e0 c\u01a1 s\u1edf \u0111\u1ec3 Techcombank tri\u1ec3n khai chi\u1ebfn l\u01b0\u1ee3c AI-first, \u0111\u01b0a c\u00f4ng ngh\u1ec7 v\u00e0o s\u00e2u h\u01a1n trong ho\u1ea1t \u0111\u1ed9ng kinh doanh v\u00e0 ph\u1ee5c v\u1ee5 kh\u00e1ch h\u00e0ng.<\/p>\n

X\u00e1c \u0111\u1ecbnh d\u1eef li\u1ec7u v\u00e0 AI l\u00e0 n\u1ec1n t\u1ea3ng quan tr\u1ecdng trong chi\u1ebfn l\u01b0\u1ee3c ph\u00e1t tri\u1ec3n, Techcombank \u0111ang t\u0103ng c\u01b0\u1eddng n\u0103ng l\u1ef1c khai th\u00e1c d\u1eef li\u1ec7u, t\u00edch h\u1ee3p AI v\u00e0o c\u00e1c ho\u1ea1t \u0111\u1ed9ng t\u1eeb ph\u00e1t tri\u1ec3n s\u1ea3n ph\u1ea9m, qu\u1ea3n tr\u1ecb r\u1ee7i ro \u0111\u1ebfn ph\u1ee5c v\u1ee5 kh\u00e1ch h\u00e0ng. Ng\u00e2n h\u00e0ng \u0111\u1ed3ng th\u1eddi \u0111\u1ea9y m\u1ea1nh chi\u1ebfn l\u01b0\u1ee3c AI-first, m\u1edf r\u1ed9ng h\u1ee3p t\u00e1c v\u1edbi c\u00e1c \u0111\u1ed1i t\u00e1c \u0111\u1ec3 ph\u00e1t tri\u1ec3n c\u00e1c gi\u1ea3i ph\u00e1p t\u00e0i ch\u00ednh th\u00f4ng minh, c\u00e1 nh\u00e2n h\u00f3a v\u00e0 d\u1ec5 ti\u1ebfp c\u1eadn h\u01a1n.<\/p>\n

Ng\u00e2n h\u00e0ng TMCP K\u1ef9 th\u01b0\u01a1ng Vi\u1ec7t Nam (Techcombank) hi\u1ec7n l\u00e0 m\u1ed9t trong nh\u1eefng \u0111\u1ecbnh ch\u1ebf t\u00e0i ch\u00ednh c\u00f3 quy m\u00f4 v\u00e0 m\u1ee9c \u0111\u1ed9 \u1ea3nh h\u01b0\u1edfng h\u00e0ng \u0111\u1ea7u Vi\u1ec7t Nam. V\u1edbi t\u1ea7m nh\u00ecn “Chuy\u1ec3n \u0111\u1ed5i ng\u00e0nh t\u00e0i ch\u00ednh, n\u00e2ng t\u1ea7m gi\u00e1 tr\u1ecb s\u1ed1ng”, Techcombank hi\u1ec7n \u0111ang cung c\u1ea5p c\u00e1c gi\u1ea3i ph\u00e1p t\u00e0i ch\u00ednh v\u00e0 d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng \u0111a d\u1ea1ng t\u1edbi h\u01a1n 18 tri\u1ec7u kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n v\u00e0 doanh nghi\u1ec7p; th\u00f4ng qua m\u1ea1ng l\u01b0\u1edbi \u0111i\u1ec3m giao d\u1ecbch tr\u1ea3i d\u00e0i kh\u1eafp Vi\u1ec7t Nam v\u00e0 d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng s\u1ed1.<\/p>\n

Techcombank hi\u1ec7n \u0111\u01b0\u1ee3c x\u1ebfp h\u1ea1ng Ba3 b\u1edfi Moody\u2019s, BB b\u1edfi S&P, v\u00e0 BB- b\u1edfi Fitch, n\u1eb1m trong nh\u00f3m nh\u1eefng ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n \u0111\u01b0\u1ee3c x\u1ebfp h\u1ea1ng t\u00edn nhi\u1ec7m cao nh\u1ea5t t\u1ea1i Vi\u1ec7t Nam. Techcombank \u0111\u1ed3ng th\u1eddi x\u00e1c l\u1eadp th\u00e0nh t\u00edch n\u1ed5i b\u1eadt v\u1edbi “hat-trick” danh hi\u1ec7u “Ng\u00e2n h\u00e0ng t\u1ed1t nh\u1ea5t Vi\u1ec7t Nam” trong 3 n\u0103m li\u00ean ti\u1ebfp (2024-2026) t\u1eeb c\u00e1c t\u1ed5 ch\u1ee9c qu\u1ed1c t\u1ebf uy t\u00edn nh\u01b0 Global Finance, FinanceAsia v\u00e0 Euromoney.<\/p>\n

Minh Ng\u1ecdc<\/strong><\/p>\n<\/article>\n

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https:\/\/vnexpress.net\/dau-an-cua-techcombank-tai-ngay-chuyen-doi-so-nganh-ngan-hang-5110751.html<\/p>\n","protected":false},"excerpt":{"rendered":"

D\u1ea5u \u1ea5n c\u1ee7a Techcombank t\u1ea1i Ng\u00e0y chuy\u1ec3n \u0111\u1ed5i s\u1ed1 ng\u00e0nh Ng\u00e2n h\u00e0ng Techcombank gi\u01a1\u0301i thi\u00ea\u0323u h\u00ea\u0323 sinh tha\u0301i ta\u0300i chi\u0301nh s\u00f4\u0301 v\u01a1\u0301i nhi\u00ea\u0300u gia\u0309i pha\u0301p \u01b0\u0301ng du\u0323ng d\u01b0\u0303 li\u00ea\u0323u, AI h\u00f4\u0303 tr\u01a1\u0323 doanh nghi\u00ea\u0323p, h\u00f4\u0323 kinh doanh ta\u0323i s\u01b0\u0323 ki\u00ea\u0323n Chuy\u00ea\u0309n \u0111\u00f4\u0309i s\u00f4\u0301 nga\u0300nh Ng\u00e2n ha\u0300ng n\u0103m 2026, nga\u0300y 18\/8. S\u1ef1 ki\u1ec7n n\u0103m nay c\u00f3<\/p>\n","protected":false},"author":1,"featured_media":20349,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"class_list":["post-20348","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-thi-truong"],"_links":{"self":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/20348","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=20348"}],"version-history":[{"count":0,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/20348\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/media\/20349"}],"wp:attachment":[{"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=20348"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=20348"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=20348"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}