{"id":20776,"date":"2026-10-02T18:47:18","date_gmt":"2026-10-02T11:47:18","guid":{"rendered":"https:\/\/useful.vn\/?p=20776"},"modified":"2026-10-02T18:47:18","modified_gmt":"2026-10-02T11:47:18","slug":"ngan-hang-vi-dien-tu-thu-phi-lien-ket-tai-khoan-giao-thong-the-nao","status":"publish","type":"post","link":"https:\/\/useful.vn\/?p=20776","title":{"rendered":"Ng\u00e2n h\u00e0ng, v\u00ed \u0111i\u1ec7n t\u1eed thu ph\u00ed li\u00ean k\u1ebft t\u00e0i kho\u1ea3n giao th\u00f4ng th\u1ebf n\u00e0o?"},"content":{"rendered":"
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\nNg\u00e2n h\u00e0ng, v\u00ed \u0111i\u1ec7n t\u1eed thu ph\u00ed li\u00ean k\u1ebft t\u00e0i kho\u1ea3n giao th\u00f4ng th\u1ebf n\u00e0o? <\/h1>\n

Sau khi VETC v\u00e0 Viettel Money d\u1eebng thu ph\u00ed d\u1ecbch v\u1ee5 v\u00ed \u0111i\u1ec7n t\u1eed, ng\u01b0\u1eddi d\u00f9ng t\u00e0i kho\u1ea3n giao th\u00f4ng n\u1ebfu li\u00ean k\u1ebft c\u00e1c k\u00eanh kh\u00e1c v\u1eabn c\u00f3 th\u1ec3 ch\u1ecbu ph\u00ed 1.000-3.000 \u0111\u1ed3ng m\u1ed7i l\u01b0\u1ee3t qua tr\u1ea1m.<\/p>\n

S\u00e1ng 20\/8, VETC v\u00e0 ePass cho bi\u1ebft d\u1eebng thu ph\u00ed 6.600 \u0111\u1ed3ng m\u1ed7i th\u00e1ng v\u1edbi c\u00e1 nh\u00e2n, 66.000 \u0111\u1ed3ng t\u1ed5 ch\u1ee9c, doanh nghi\u1ec7p d\u00f9ng v\u00ed \u0111i\u1ec7n t\u1eed VETC, Viettel Money li\u00ean k\u1ebft t\u00e0i kho\u1ea3n giao th\u00f4ng.<\/p>\n

Quy\u1ebft \u0111\u1ecbnh \u0111\u01b0\u1ee3c hai \u0111\u01a1n v\u1ecb \u0111\u01b0a ra sau khi v\u1ea5p ph\u1ea3i ph\u1ea3n \u1ee9ng tr\u00e1i chi\u1ec1u t\u1eeb nhi\u1ec1u ng\u01b0\u1eddi d\u00f9ng. Tr\u01b0\u1edbc \u0111\u00f3, VETC v\u00e0 Viettel Money c\u00f9ng d\u1ef1 ki\u1ebfn \u00e1p d\u1ee5ng ch\u00ednh s\u00e1ch thu ph\u00ed d\u1ecbch v\u1ee5 v\u00ed \u0111i\u1ec7n t\u1eed t\u1eeb th\u00e1ng 8.<\/p>\n

“6.600 \u0111\u1ed3ng kh\u00f4ng ph\u1ea3i s\u1ed1 ti\u1ec1n l\u1edbn, nh\u01b0ng \u0111i\u1ec1u khi\u1ebfn t\u00f4i v\u00e0 nhi\u1ec1u ch\u1ee7 xe b\u1ea5t b\u00ecnh l\u00e0 c\u1ea3m gi\u00e1c b\u1ecb ‘\u00e9p’ \u0111\u00f3ng ph\u00ed khi c\u00f3 qu\u00e1 \u00edt l\u1ef1a ch\u1ecdn thay th\u1ebf”, anh Minh Ho\u00e0ng, m\u1ed9t kh\u00e1ch h\u00e0ng VETC n\u00f3i. Theo anh, vi\u1ec7c hai \u0111\u01a1n v\u1ecb d\u1eebng thu l\u00e0 h\u1ee3p l\u00fd. N\u1ebfu \u00e1p d\u1ee5ng tr\u1edf l\u1ea1i, nh\u00e0 cung c\u1ea5p c\u1ea7n \u0111\u01b0a ra l\u1ed9 tr\u00ecnh, c\u0103n c\u1ee9 t\u00ednh ph\u00ed v\u00e0 gi\u1ea3i th\u00edch r\u00f5 v\u1edbi ng\u01b0\u1eddi d\u00f9ng.<\/p>\n

Hi\u1ec7n nay, Vi\u1ec7t Nam c\u00f3 hai nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 thu ph\u00ed \u0111i\u1ec7n t\u1eed kh\u00f4ng d\u1eebng (ETC) l\u00e0 VETC v\u00e0 VDTC – \u0111\u01a1n v\u1ecb v\u1eadn h\u00e0nh ePass. Trong \u0111\u00f3, theo VETC, g\u1ea7n 5 tri\u1ec7u ng\u01b0\u1eddi d\u00f9ng, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 70% l\u01b0\u1ee3ng \u00f4t<\/span>\u00f4 l\u01b0u h\u00e0nh t\u1ea1i Vi\u1ec7t Nam, \u0111ang s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 c\u1ee7a h\u00e3ng.<\/p>\n

T\u00e0i kho\u1ea3n giao th\u00f4ng v\u1ec1 b\u1ea3n ch\u1ea5t kh\u00f4ng ch\u1ee9a ti\u1ec1n, m\u00e0 l\u01b0u th\u00f4ng tin ch\u1ee7 xe, ph\u01b0\u01a1ng ti\u1ec7n v\u00e0 k\u1ebft n\u1ed1i v\u1edbi m\u1ed9t ngu\u1ed3n thanh to\u00e1n. \u0110\u1ec3 qua tr\u1ea1m thu ph\u00ed kh\u00f4ng d\u1eebng, ch\u1ee7 xe ph\u1ea3i c\u00f3 t\u00e0i kho\u1ea3n giao th\u00f4ng li\u00ean k\u1ebft v\u1edbi ph\u01b0\u01a1ng ti\u1ec7n thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t.<\/p>\n

Ngu\u1ed3n ti\u1ec1n c\u00f3 th\u1ec3 t\u1eeb v\u00ed \u0111i\u1ec7n t\u1eed, t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng ho\u1eb7c th\u1ebb t\u00edn d\u1ee5ng… Ph\u1ea7n l\u1edbn ng\u00e2n h\u00e0ng, v\u00ed \u0111i\u1ec7n hi\u1ec7n thu ph\u00ed theo t\u1eebng giao d\u1ecbch khi li\u00ean k\u1ebft v\u1edbi t\u00e0i kho\u1ea3n giao th\u00f4ng.<\/p>\n

Ng\u01b0\u1eddi d\u00f9ng li\u00ean k\u1ebft t\u00e0i kho\u1ea3n giao th\u00f4ng v\u1edbi v\u00ed VETC, Viettel Money ho\u1eb7c MoMo ph\u1ea3i b\u1ea3o \u0111\u1ea3m ngu\u1ed3n ti\u1ec1n trong v\u00ed \u0111\u1ee7 s\u1ed1 d\u01b0 khi qua tr\u1ea1m.<\/p>\n

C\u00f2n v\u1edbi c\u00e1c t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c li\u00ean k\u1ebft tr\u1ef1c ti\u1ebfp v\u1edbi ePass, ph\u00ed \u0111\u01b0\u1eddng b\u1ed9 \u0111\u01b0\u1ee3c tr\u00edch th\u1eb3ng t\u1eeb t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng. Ri\u00eang ng\u00e2n h\u00e0ng li\u00ean k\u1ebft v\u1edbi v\u00ed VETC ch\u1ec9 c\u00f3 vai tr\u00f2 l\u00e0 k\u00eanh n\u1ea1p ti\u1ec1n, kh\u00f4ng ph\u1ea3i ngu\u1ed3n tr\u1eeb ph\u00ed tr\u1ef1c ti\u1ebfp.<\/p>\n

V\u1edbi g\u1ea7n 5 tri\u1ec7u ph\u01b0\u01a1ng ti\u1ec7n s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 VETC<\/strong><\/span>, \u0111a ph\u1ea7n ch\u1ee7 xe l\u00e2u nay ch\u1ecdn li\u00ean k\u1ebft v\u1edbi v\u00ed \u0111i\u1ec7n t\u1eed VETC – s\u1ea3n ph\u1ea9m do ch\u00ednh doanh nghi\u1ec7p n\u00e0y cung c\u1ea5p.<\/p>\n

Ngo\u00e0i ra, VETC c\u00f3 cho ph\u00e9p li\u00ean k\u1ebft tr\u1ef1c ti\u1ebfp t\u00e0i kho\u1ea3n giao th\u00f4ng v\u1edbi th\u1ebb t\u00edn d\u1ee5ng, nh\u01b0ng hi\u1ec7n m\u1edbi ch\u1ec9 \u00e1p d\u1ee5ng v\u1edbi th\u1ebb TPBank. Ph\u01b0\u01a1ng th\u1ee9c n\u00e0y \u0111\u01b0\u1ee3c mi\u1ec5n ph\u00ed li\u00ean k\u1ebft v\u00e0 giao d\u1ecbch qua tr\u1ea1m song ch\u1ec9 ph\u00f9 h\u1ee3p v\u1edbi kh\u00e1ch h\u00e0ng \u0111\u00e3 s\u1edf h\u1eefu ho\u1eb7c ch\u1ea5p nh\u1eadn m\u1edf lo\u1ea1i th\u1ebb c\u1ee7a ng\u00e2n h\u00e0ng n\u00e0y.<\/p>\n

M\u1ed9t l\u1ef1a ch\u1ecdn kh\u00e1c l\u00e0 s\u1eed d\u1ee5ng v\u00ed tr\u1ea3 sau c\u1ee7a BIDV ho\u1eb7c TPBank. N\u1ebfu v\u00ed VETC kh\u00f4ng \u0111\u1ee7 s\u1ed1 d\u01b0, ng\u01b0\u1eddi d\u00f9ng \u0111\u00e3 k\u00edch ho\u1ea1t d\u1ecbch v\u1ee5 c\u00f3 th\u1ec3 “\u1ee9ng ti\u1ec1n” t\u1eeb h\u1ea1n m\u1ee9c \u0111\u01b0\u1ee3c c\u1ea5p \u0111\u1ec3 thanh to\u00e1n ph\u00ed qua tr\u1ea1m. Kho\u1ea3n ti\u1ec1n n\u00e0y c\u1ea7n \u0111\u01b0\u1ee3c ho\u00e0n tr\u1ea3 trong t\u1ed1i \u0111a 30 ng\u00e0y v\u1edbi ph\u00ed giao d\u1ecbch l\u00e0 3%. M\u1ecdi kho\u1ea3n thanh to\u00e1n ch\u1eadm ho\u1eb7c thi\u1ebfu c\u00f3 th\u1ec3 ph\u00e1t sinh th\u00eam ph\u00ed ph\u1ea1t theo quy \u0111\u1ecbnh.<\/p>\n

D\u00f9 \u0111\u00e3 c\u00f3 th\u00eam ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n, l\u1ef1a ch\u1ecdn thay th\u1ebf v\u00ed \u0111i\u1ec7n t\u1eed VETC tr\u00ean th\u1ef1c t\u1ebf v\u1eabn h\u1ea1n ch\u1ebf.<\/p>\n

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M\u1ee9c ph\u00ed ng\u00e2n h\u00e0ng, v\u00ed \u0111i\u1ec7n t\u1eed thu khi li\u00ean k\u1ebft t\u00e0i kho\u1ea3n giao th\u00f4ng. \u0110\u1ed3 h\u1ecda v\u1edbi s\u1ef1 h\u1ed7 tr\u1ee3 c\u1ee7a AI. \u1ea2nh: Qu\u1ef3nh Trang<\/em><\/p>\n<\/figcaption><\/figure>\n

V\u1edbi ePass<\/strong><\/span>, \u0111\u01a1n v\u1ecb n\u1eafm kho\u1ea3ng 25% th\u1ecb ph\u1ea7n c\u00f2n l\u1ea1i, ng\u01b0\u1eddi s\u1eed d\u1ee5ng c\u00f3 5 ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n v\u1edbi c\u00e1c m\u1ee9c bi\u1ec3u ph\u00ed kh\u00e1c nhau. S\u1ed1 n\u00e0y g\u1ed3m v\u00ed \u0111i\u1ec7n t\u1eed Viettel Money, MoMo, t\u00e0i kho\u1ea3n Vietcombank, tr\u00edch n\u1ee3 tr\u1ef1c ti\u1ebfp t\u1eeb 7 ng\u00e2n h\u00e0ng kh\u00e1c v\u00e0 th\u1ebb t\u00edn d\u1ee5ng qu\u1ed1c t\u1ebf.<\/p>\n

V\u00ed \u0111i\u1ec7n t\u1eed Viettel Money, thu\u1ed9c h\u1ec7 sinh th\u00e1i Viettel v\u1edbi ePass, \u0111ang d\u1eebng thu ph\u00ed d\u00f9ng v\u00ed v\u1edbi c\u00e1 nh\u00e2n, doanh nghi\u1ec7p v\u00e0 cho bi\u1ebft r\u00e0 so\u00e1t l\u1ea1i ch\u00ednh s\u00e1ch.<\/p>\n

Ng\u01b0\u1eddi d\u00f9ng ePass li\u00ean k\u1ebft t\u00e0i kho\u1ea3n giao th\u00f4ng v\u1edbi t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng m\u1edf t\u1ea1i Vietcombank c\u0169ng \u0111\u01b0\u1ee3c mi\u1ec5n to\u00e0n b\u1ed9 ph\u00ed li\u00ean k\u1ebft, duy tr\u00ec v\u00e0 tr\u1eeb ti\u1ec1n qua tr\u1ea1m.<\/p>\n

C\u00e1c ngu\u1ed3n thanh to\u00e1n c\u00f2n l\u1ea1i, bi\u1ec3u ph\u00ed \u0111\u01b0\u1ee3c t\u00ednh theo t\u1eebng giao d\u1ecbch. V\u1edbi MoMo, ng\u01b0\u1eddi d\u00f9ng ch\u1ecbu ph\u00ed b\u1eb1ng 1% gi\u00e1 tr\u1ecb m\u1ed7i giao d\u1ecbch, t\u1ed1i thi\u1ec3u 1.000 \u0111\u1ed3ng (ch\u01b0a g\u1ed3m VAT). Ph\u00ed \u0111\u01b0\u1ee3c t\u00ednh tr\u00ean t\u1eebng l\u01b0\u1ee3t qua tr\u1ea1m, n\u00ean t\u1ed5ng chi ph\u00ed t\u0103ng theo t\u1ea7n su\u1ea5t v\u00e0 gi\u00e1 tr\u1ecb giao d\u1ecbch.<\/p>\n

V\u00ed d\u1ee5, thanh to\u00e1n 660.000 \u0111\u1ed3ng qua MoMo s\u1ebd t\u1ed1n \u00edt nh\u1ea5t 6.600 \u0111\u1ed3ng ph\u00ed. V\u1edbi c\u00e1c giao d\u1ecbch gi\u00e1 tr\u1ecb th\u1ea5p, m\u1ee9c ph\u00ed t\u1ed1i thi\u1ec3u 1.000 \u0111\u1ed3ng m\u1ed7i l\u01b0\u1ee3t khi\u1ebfn chi ph\u00ed th\u1ef1c t\u1ebf \u0111\u1ed9i l\u00ean.<\/p>\n

Ng\u01b0\u1eddi d\u00f9ng ePass c\u0169ng c\u00f3 th\u1ec3 tr\u00edch n\u1ee3 tr\u1ef1c ti\u1ebfp t\u1eeb t\u00e0i kho\u1ea3n t\u1ea1i c\u00e1c ng\u00e2n h\u00e0ng BIDV, VietinBank, MB, VPBank, MSB, Shinhan Bank v\u00e0 Sacombank. Ph\u00ed c\u1ee7a nh\u00f3m n\u00e0y dao \u0111\u1ed9ng 1.000-3.000 \u0111\u1ed3ng m\u1ed7i giao d\u1ecbch, g\u1ed3m VAT.<\/p>\n

K\u00eanh c\u00f3 bi\u1ec3u ph\u00ed cao nh\u1ea5t l\u00e0 th\u1ebb t\u00edn d\u1ee5ng qu\u1ed1c t\u1ebf Visa, Mastercard, JCB v\u00e0 Amex. Ng\u01b0\u1eddi d\u00f9ng ph\u1ea3i tr\u1ea3 2.200 \u0111\u1ed3ng c\u1ed9ng 1,9% gi\u00e1 tr\u1ecb giao d\u1ecbch, t\u1ed1i thi\u1ec3u 3.000 \u0111\u1ed3ng m\u1ed7i l\u01b0\u1ee3t (g\u1ed3m VAT). Tuy nhi\u00ean, ePass d\u1eebng k\u1ebft n\u1ed1i m\u1edbi v\u1edbi th\u1ebb t\u00edn d\u1ee5ng qu\u1ed1c t\u1ebf t\u1eeb ng\u00e0y 15\/7. V\u00ec v\u1eady, ph\u01b0\u01a1ng th\u1ee9c n\u00e0y hi\u1ec7n ch\u1ec9 c\u00f2n \u00e1p d\u1ee5ng v\u1edbi nh\u1eefng kh\u00e1ch h\u00e0ng \u0111\u00e3 li\u00ean k\u1ebft tr\u01b0\u1edbc \u0111\u00f3.<\/p>\n

Ch\u1ee7 xe c\u1ea7n ki\u1ec3m tra ngu\u1ed3n ti\u1ec1n \u0111ang li\u00ean k\u1ebft v\u00e0 bi\u1ec3u ph\u00ed t\u01b0\u01a1ng \u1ee9ng. Ng\u01b0\u1eddi th\u01b0\u1eddng xuy\u00ean qua tr\u1ea1m n\u00ean \u01b0u ti\u00ean ph\u01b0\u01a1ng th\u1ee9c kh\u00f4ng t\u00ednh ph\u00ed theo t\u1eebng giao d\u1ecbch \u0111\u1ec3 tr\u00e1nh chi ph\u00ed c\u1ed9ng d\u1ed3n.<\/p>\n

Th\u1eddi gian t\u1edbi, VETC v\u00e0 ePass cho bi\u1ebft s\u1ebd l\u00e0m vi\u1ec7c v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng, \u0111\u01a1n v\u1ecb trung gian thanh to\u00e1n \u0111\u1ec3 t\u1ed1i \u01b0u h\u1ec7 th\u1ed1ng v\u00e0 b\u1ed5 sung ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n nh\u1eb1m gi\u1ea3m chi ph\u00ed cho ng\u01b0\u1eddi d\u00f9ng.<\/p>\n

T\u00ednh \u0111\u1ebfn \u0111\u1ea7u n\u0103m 2026, c\u1ea3 n\u01b0\u1edbc c\u00f3 kho\u1ea3ng 6,3 tri\u1ec7u ph\u01b0\u01a1ng ti\u1ec7n s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 thu ph\u00ed \u0111i\u1ec7n t\u1eed kh\u00f4ng d\u1eebng, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng g\u1ea7n 100% t\u1ed5ng s\u1ed1 ph\u01b0\u01a1ng ti\u1ec7n thu\u1ed9c di\u1ec7n s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5.<\/p>\n

Qu\u1ef3nh Trang – Ki\u00ean Duy<\/strong><\/p>\n<\/article>\n

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https:\/\/vnexpress.net\/ngan-hang-vi-dien-tu-thu-phi-lien-ket-tai-khoan-giao-thong-the-nao-5111028.html<\/p>\n","protected":false},"excerpt":{"rendered":"

Ng\u00e2n h\u00e0ng, v\u00ed \u0111i\u1ec7n t\u1eed thu ph\u00ed li\u00ean k\u1ebft t\u00e0i kho\u1ea3n giao th\u00f4ng th\u1ebf n\u00e0o? Sau khi VETC v\u00e0 Viettel Money d\u1eebng thu ph\u00ed d\u1ecbch v\u1ee5 v\u00ed \u0111i\u1ec7n t\u1eed, ng\u01b0\u1eddi d\u00f9ng t\u00e0i kho\u1ea3n giao th\u00f4ng n\u1ebfu li\u00ean k\u1ebft c\u00e1c k\u00eanh kh\u00e1c v\u1eabn c\u00f3 th\u1ec3 ch\u1ecbu ph\u00ed 1.000-3.000 \u0111\u1ed3ng m\u1ed7i l\u01b0\u1ee3t qua tr\u1ea1m. S\u00e1ng 20\/8, VETC<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"class_list":["post-20776","post","type-post","status-publish","format-standard","hentry","category-thi-truong"],"_links":{"self":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/20776","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=20776"}],"version-history":[{"count":0,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/20776\/revisions"}],"wp:attachment":[{"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=20776"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=20776"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=20776"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}