{"id":22418,"date":"2026-10-13T15:40:11","date_gmt":"2026-10-13T08:40:11","guid":{"rendered":"https:\/\/useful.vn\/?p=22418"},"modified":"2026-10-13T15:40:11","modified_gmt":"2026-10-13T08:40:11","slug":"bon-loi-khuyen-khi-chuyen-giao-san-nghiep-gia-dinh-cho-con-cai","status":"publish","type":"post","link":"https:\/\/useful.vn\/?p=22418","title":{"rendered":"B\u1ed1n l\u1eddi khuy\u00ean khi chuy\u1ec3n giao s\u1ea3n nghi\u1ec7p gia \u0111\u00ecnh cho con c\u00e1i"},"content":{"rendered":"
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\nB\u1ed1n l\u1eddi khuy\u00ean khi chuy\u1ec3n giao s\u1ea3n nghi\u1ec7p gia \u0111\u00ecnh cho con c\u00e1i <\/h1>\n

Chuy\u1ec3n giao quy\u1ec1n \u0111i\u1ec1u h\u00e0nh s\u1ea3n nghi\u1ec7p n\u00ean th\u1ea3o lu\u1eadn khi cha m\u1eb9 c\u00f2n minh m\u1eabn, di\u1ec5n ra d\u1ea7n v\u00e0 ch\u00fa \u00fd t\u1ea1o d\u1ef1ng l\u00f2ng tin gi\u1eefa c\u00e1c th\u00e0nh vi\u00ean.<\/p>\n

“Kh\u1ea3o s\u00e1t Doanh nghi\u1ec7p Gia \u0111\u00ecnh” c\u1ee7a PwC n\u0103m 2025 cho th\u1ea5y doanh nghi\u1ec7p gia \u0111\u00ecnh Vi\u1ec7t Nam thu\u1ed9c nh\u00f3m c\u00f3 \u0111\u1ecbnh h\u01b0\u1edbng t\u0103ng tr\u01b0\u1edfng cao nh\u1ea5t to\u00e0n c\u1ea7u, v\u1edbi g\u1ea7n m\u1ed9t ph\u1ea7n ba \u0111ang theo \u0111u\u1ed5i chi\u1ebfn l\u01b0\u1ee3c m\u1edf r\u1ed9ng m\u1ea1nh m\u1ebd.<\/p>\n

Nh\u01b0ng sau nhi\u1ec1u th\u1eadp k\u1ef7 ph\u00e1t tri\u1ec3n, kh\u00f4ng \u00edt doanh nghi\u1ec7p th\u1ebf h\u1ec7 s\u00e1ng l\u1eadp g\u00e2y d\u1ef1ng c\u0169ng \u0111ang b\u01b0\u1edbc v\u00e0o giai \u0111o\u1ea1n chu\u1ea9n b\u1ecb chuy\u1ec3n giao sang th\u1ebf h\u1ec7 k\u1ebf c\u1eadn.<\/p>\n

Trong qu\u00e1 tr\u00ecnh n\u00e0y, nh\u1eefng quan ng\u1ea1i ph\u1ed5 bi\u1ebfn bao g\u1ed3m kho\u1ea3ng c\u00e1ch v\u1ec1 m\u1ee9c \u0111\u1ed9 s\u1eb5n s\u00e0ng c\u1ee7a th\u1ebf h\u1ec7 k\u1ebf ti\u1ebfp, s\u1ef1 kh\u00e1c bi\u1ec7t v\u1ec1 t\u1ea7m nh\u00ecn, c\u0169ng nh\u01b0 vi\u1ec7c thi\u1ebfu c\u00e1c k\u1ebf ho\u1ea1ch b\u00e0i b\u1ea3n, theo kh\u1ea3o s\u00e1t.<\/p>\n

Tr\u00ean th\u1ebf gi\u1edbi, kh\u00f4ng hi\u1ebfm tr\u01b0\u1eddng h\u1ee3p k\u00e9m su\u00f4n s\u1ebb khi chuy\u1ec3n giao quy\u1ec1n \u0111i\u1ec1u h\u00e0nh trong doanh nghi\u1ec7p gia \u0111\u00ecnh. T\u1ea1i M\u1ef9, tranh ch\u1ea5p th\u1eeba k\u1ebf trong nh\u1eefng gia \u0111\u00ecnh si\u00eau gi\u00e0u ng\u00e0y c\u00e0ng ph\u1ed5 bi\u1ebfn, khi h\u1ecd th\u1ecbnh v\u01b0\u1ee3ng h\u01a1n v\u00e0 tu\u1ed5i th\u1ecd t\u0103ng l\u00ean, theo chuy\u00ean gia Scott Rahn c\u1ee7a c\u00f4ng ty lu\u1eadt RMO. CNBC<\/em> \u0111\u00e3 thu th\u1eadp 4 khuy\u1ebfn ngh\u1ecb t\u1eeb c\u00e1c chuy\u00ean gia gi\u00fap qu\u00e1 tr\u00ecnh chuy\u1ec3n giao thu\u1eadn l\u1ee3i.<\/p>\n

Trao \u0111\u1ed5i c\u00e0ng s\u1edbm c\u00e0ng t\u1ed1t<\/strong><\/span><\/p>\n

Theo Mallory Findley, chuy\u00ean gia t\u1ea1i Rockefeller Capital Management, sai l\u1ea7m l\u1edbn nh\u1ea5t c\u1ee7a c\u00e1c gia \u0111\u00ecnh l\u00e0 ch\u1edd \u0111\u1ebfn khi kh\u1ee7ng ho\u1ea3ng x\u1ea3y ra, ch\u1eb3ng h\u1ea1n m\u1ed9t c\u01a1n \u0111\u1ed9t qu\u1ef5 ho\u1eb7c b\u1ea5t \u0111\u1ed3ng, m\u1edbi b\u1eaft \u0111\u1ea7u b\u00e0n chuy\u1ec7n k\u1ebf th\u1eeba. Khi \u0111\u00f3, c\u1ea3m x\u00fac th\u01b0\u1eddng \u0111\u00e3 l\u00ean cao v\u00e0 \u0111\u00f4i khi l\u00f2ng tin gi\u1eefa c\u00e1c th\u00e0nh vi\u00ean r\u1ea1n n\u1ee9t.<\/p>\n

“C\u00e1ch t\u1ed1t h\u01a1n l\u00e0 b\u1eaft \u0111\u1ea7u khi m\u1ecdi ng\u01b0\u1eddi v\u1eabn \u0111\u1ee7 kh\u1ea3 n\u0103ng tham gia m\u1ed9t c\u00e1ch th\u1ef1c s\u1ef1 th\u1ea5u \u0111\u00e1o, l\u00fac m\u1ecdi ng\u01b0\u1eddi v\u1eabn vui v\u1ebb, kh\u1ecfe m\u1ea1nh v\u00e0 c\u00f2n hi\u1ec7n di\u1ec7n”, Findley, n\u00f3i. Nh\u1eefng d\u1ecbp c\u00f3 th\u1ec3 xem x\u00e9t nh\u01b0 th\u00e0nh vi\u00ean m\u1edbi ch\u00e0o \u0111\u1eddi, thay \u0111\u1ed5i c\u01a1 c\u1ea5u s\u1edf h\u1eefu.<\/p>\n

B\u00e0 BJ Goergen Maloney, Gi\u00e1m \u0111\u1ed1c to\u00e0n c\u1ea7u J.P. Morgan Private Advisory, cho r\u1eb1ng c\u00e1c gia \u0111\u00ecnh n\u00ean t\u1ea1o th\u00f3i quen t\u1ed5 ch\u1ee9c nh\u1eefng d\u1ecbp tr\u00f2 chuy\u1ec7n \u0111\u1ec1u \u0111\u1eb7n v\u00e0 th\u01b0\u1eddng xuy\u00ean, \u0111\u1ec3 vi\u1ec7c \u0111\u1eb7t v\u1ea5n \u0111\u1ec1 chuy\u1ec3n giao \u0111\u01b0\u1ee3c t\u1ef1 nhi\u00ean.<\/p>\n

Nh\u1eefng bu\u1ed5i n\u00e0y kh\u00f4ng nh\u1ea5t thi\u1ebft qu\u00e1 trang tr\u1ecdng, ho\u00e0n to\u00e0n c\u00f3 th\u1ec3 ch\u1ec9 l\u00e0 b\u1eefa t\u1ed1i Ch\u1ee7 nh\u1eadt. “\u0110i\u1ec1u quan tr\u1ecdng l\u00e0 t\u1ea1o ra kh\u00f4ng gian \u0111\u1ec3 m\u1ecdi ng\u01b0\u1eddi c\u00f3 th\u1ec3 trao \u0111\u1ed5i, minh b\u1ea1ch v\u00e0 l\u1eafng nghe \u00fd ki\u1ebfn c\u1ee7a nhau”, b\u00e0 n\u00eau.<\/p>\n

Chuy\u1ec3n giao d\u1ea7n d\u1ea7n<\/strong><\/span><\/p>\n

C\u1ea7n ti\u1ebfn h\u00e0nh \u0111\u00e1nh gi\u00e1 s\u1ee9c kh\u1ecfe s\u1edbm n\u1ebfu ng\u01b0\u1eddi \u0111\u1ee9ng \u0111\u1ea7u gia \u0111\u00ecnh c\u00f3 d\u1ea5u hi\u1ec7u suy gi\u1ea3m nh\u1eadn th\u1ee9c ho\u1eb7c sa s\u00fat tr\u00ed tu\u1ec7. Tuy nhi\u00ean, kh\u00f4ng n\u00ean th\u00fac \u00e9p qu\u00e1 tr\u00ecnh k\u1ebf th\u1eeba.<\/p>\n

Theo Valerie Galinskaya, Gi\u00e1m \u0111\u1ed1c Merrill Center for Family Wealth, suy gi\u1ea3m nh\u1eadn th\u1ee9c th\u01b0\u1eddng di\u1ec5n ra t\u1eeb t\u1eeb v\u00e0 nhu c\u1ea7u c\u1ee7a ng\u01b0\u1eddi l\u1edbn tu\u1ed5i c\u0169ng thay \u0111\u1ed5i theo th\u1eddi gian. Qu\u00e1 tr\u00ecnh chuy\u1ec3n giao c\u0169ng n\u00ean di\u1ec5n ti\u1ebfn d\u1ea7n theo \u0111\u00f3.<\/p>\n

C\u1ee5 th\u1ec3, thay v\u00ec t\u1eadp trung v\u00e0o kh\u1ea3 n\u0103ng nh\u1eadn th\u1ee9c ng\u01b0\u1eddi \u0111\u1ee9ng \u0111\u1ea7u v\u00e0 c\u1ed1 gi\u00e0nh l\u1ea5y quy\u1ec1n ki\u1ec3m so\u00e1t kh\u1ecfi tay h\u1ecd, c\u00e1c th\u00e0nh vi\u00ean n\u00ean x\u00e1c \u0111\u1ecbnh ai l\u00e0 ng\u01b0\u1eddi ph\u00f9 h\u1ee3p nh\u1ea5t \u0111\u1ec3 ti\u1ebfp qu\u1ea3n t\u1eebng \u0111\u1ea7u vi\u1ec7c.<\/p>\n

\u00d4ng Dan Griffith, Gi\u00e1m \u0111\u1ed1c chi\u1ebfn l\u01b0\u1ee3c t\u00e0i s\u1ea3n t\u1ea1i Huntington Bank, cho r\u1eb1ng con c\u00e1i c\u1ed1 gi\u00e0nh quy\u1ec1n ki\u1ec3m so\u00e1t qu\u00e1 nhanh ho\u1eb7c li\u00ean t\u1ee5c nghi ng\u1edd quy\u1ebft \u0111\u1ecbnh c\u1ee7a cha m\u1eb9 c\u00f3 th\u1ec3 ph\u1ea3n t\u00e1c d\u1ee5ng. “Khi \u0111\u00f3, h\u1ecd v\u00f4 t\u00ecnh \u0111\u1ea9y cha m\u1eb9 m\u00ecnh v\u00e0o v\u00f2ng tay nh\u1eefng ng\u01b0\u1eddi \u0111ang c\u00f3 \u00fd \u0111\u1ecbnh l\u1ee3i d\u1ee5ng”, \u00f4ng c\u1ea3nh b\u00e1o.<\/p>\n

T\u00f4n tr\u1ecdng ng\u01b0\u1eddi t\u1ea1o d\u1ef1ng t\u00e0i s\u1ea3n<\/strong><\/span><\/p>\n

Theo Mark Parthemer, Gi\u00e1m \u0111\u1ed1c chi\u1ebfn l\u01b0\u1ee3c t\u00e0i s\u1ea3n t\u1ea1i Glenmede, s\u1ef1 kh\u00e9o l\u00e9o l\u00e0 y\u1ebfu t\u1ed1 then ch\u1ed1t. Nh\u1eefng ng\u01b0\u1eddi g\u1ea7y d\u1ef1ng c\u01a1 nghi\u1ec7p g\u1eafn ph\u1ea7n l\u1edbn b\u1ea3n s\u1eafc c\u00e1 nh\u00e2n v\u00e0o vai tr\u00f2 \u0111i\u1ec1u h\u00e0nh. “H\u1ecd t\u1eebng l\u00e0 nh\u00e2n v\u1eadt ch\u1ee7 ch\u1ed1t, ng\u01b0\u1eddi m\u00e0 t\u1ea5t c\u1ea3 d\u1ef1a v\u00e0o. V\u00ec v\u1eady, c\u1ea7n h\u1ebft s\u1ee9c tinh t\u1ebf khi \u0111\u01b0a h\u1ecd kh\u1ecfi v\u1ecb tr\u00ed \u1ea5y”, \u00f4ng n\u00f3i.<\/p>\n

C\u00f3 nhi\u1ec1u c\u00e1ch \u0111\u1ec3 qu\u00e1 tr\u00ecnh chuy\u1ec3n giao l\u00e0 s\u1ef1 trao quy\u1ec1n thay v\u00ec t\u01b0\u1edbc quy\u1ec1n. M\u1eddi h\u1ecd l\u00ean c\u00e1c v\u1ecb tr\u00ed ch\u1ee7 t\u1ecbch danh d\u1ef1 hay c\u1ed1 v\u1ea5n c\u1ea5p cao l\u00e0 ph\u01b0\u01a1ng th\u1ee9c ph\u1ed5 bi\u1ebfn. Khi \u1ea5y, d\u00f9 kh\u00f4ng c\u00f2n x\u1eed l\u00fd nh\u1eefng th\u01b0\u01a1ng v\u1ee5 kinh doanh ph\u1ee9c t\u1ea1p, h\u1ecd v\u1eabn c\u00f3 th\u1ec3 tham d\u1ef1 c\u00e1c cu\u1ed9c h\u1ecdp chi\u1ebfn l\u01b0\u1ee3c v\u00e0 \u0111\u00f3ng g\u00f3p \u00fd ki\u1ebfn. \u0110\u00e2y l\u00e0 c\u00e1ch gi\u00fap nh\u00e0 s\u00e1ng l\u1eadp l\u00e3o th\u00e0nh c\u1ea3m th\u1ea5y m\u00ecnh v\u1eabn h\u1eefu \u00edch v\u00e0 \u0111\u01b0\u1ee3c tr\u00e2n tr\u1ecdng.<\/p>\n

Trong tr\u01b0\u1eddng h\u1ee3p cha m\u1eb9 kh\u00f4ng th\u1ec3 ti\u1ebfp t\u1ee5c tham gia doanh nghi\u1ec7p, c\u00e1c th\u00e0nh vi\u00ean k\u1ebf c\u1eadn n\u00ean trao \u0111\u1ed5i v\u00e0 ghi nh\u1eadn nh\u1eefng gi\u00e1 tr\u1ecb kh\u00e1c m\u00e0 h\u1ecd trao truy\u1ec1n. “V\u1edbi ng\u01b0\u1eddi l\u1edbn tu\u1ed5i, gi\u00e1 tr\u1ecb \u0111\u00f3 th\u01b0\u1eddng l\u00e0 s\u1ef1 th\u00f4ng th\u00e1i, l\u1ecbch s\u1eed gia \u0111\u00ecnh, kh\u1ea3 n\u0103ng gi\u1eef c\u00e2n b\u1eb1ng c\u1ea3m x\u00fac, vai tr\u00f2 c\u1ed1 v\u1ea5n ho\u1eb7c \u0111\u01a1n gi\u1ea3n n\u0103ng l\u1ef1c g\u1eafn k\u1ebft m\u1ecdi ng\u01b0\u1eddi trong gia \u0111\u00ecnh”, Mark Parthemer, cho bi\u1ebft.<\/p>\n

T\u1ea1o \u0111\u1ed3ng thu\u1eadn trong gia \u0111\u00ecnh<\/strong><\/span><\/p>\n

Theo Valerie Galinskaya, Gi\u00e1m \u0111\u1ed1c Merrill Center for Family Wealth, hi\u1ebfm khi t\u1ea5t c\u1ea3 anh ch\u1ecb em trong gia \u0111\u00ecnh \u0111\u00f4ng con c\u00f3 c\u00f9ng quan \u0111i\u1ec3m. B\u00e0 cho r\u1eb1ng \u0111i\u1ec1u quan tr\u1ecdng l\u00e0 h\u1ecd n\u00ean \u0111\u1ea1t \u0111\u01b0\u1ee3c s\u1ef1 \u0111\u1ed3ng thu\u1eadn nh\u1ea5t \u0111\u1ecbnh tr\u01b0\u1edbc khi trao \u0111\u1ed5i v\u1edbi cha m\u1eb9.<\/p>\n

T\u1ed5 ch\u1ee9c h\u1ecdp gia \u0111\u00ecnh l\u00e0 l\u1eddi gi\u1ea3i trong t\u00ecnh hu\u1ed1ng n\u00e0y. Chuy\u00ean gia khuy\u1ebfn ngh\u1ecb c\u00e1c th\u00e0nh vi\u00ean n\u00ean \u0111\u1eb7t ra nguy\u00ean t\u1eafc cho nhau tr\u01b0\u1edbc, ch\u1eb3ng h\u1ea1n kh\u00f4ng \u0111\u1ec3 v\u1ee3, ch\u1ed3ng ho\u1eb7c b\u1ea1n \u0111\u1eddi tham gia. N\u1ebfu kh\u00f3 thu x\u1ebfp g\u1eb7p tr\u1ef1c ti\u1ebfp \u0111\u00f4ng \u0111\u1ee7 ho\u1eb7c c\u00f3 m\u1ed9t th\u00e0nh vi\u00ean th\u01b0\u1eddng chi\u1ebfm ph\u1ea7n l\u1edbn th\u1eddi gian n\u00f3i, h\u1ecdp tr\u1ef1c tuy\u1ebfn c\u00f3 th\u1ec3 h\u1eefu hi\u1ec7u. “\u1ede \u0111\u00f3, m\u1ecdi ng\u01b0\u1eddi \u0111\u1ec1u ch\u1ec9 l\u00e0 m\u1ed9t \u00f4 h\u00ecnh ch\u1eef nh\u1eadt”, b\u00e0 n\u00f3i.<\/p>\n

M\u1ee5c ti\u00eau c\u00e1c cu\u1ed9c h\u1ecdp kh\u00f4ng nh\u1ea5t thi\u1ebft l\u00e0 khi\u1ebfn t\u1ea5t c\u1ea3 \u0111\u1ed3ng \u00fd v\u1edbi nhau, m\u00e0 \u0111\u1ec3 gi\u1ea3i t\u1ecfa nh\u1eefng \u0111i\u1ec1u ch\u01b0a \u0111\u01b0\u1ee3c n\u00f3i ra. Trao \u0111\u1ed5i trong nh\u1eefng d\u1ecbp n\u00e0y nh\u1eb1m gi\u1ea3m thi\u1ec3u nghi ng\u1edd, c\u00e1o bu\u1ed9c v\u00e0 r\u1ea1n n\u1ee9t do m\u1ecdi ng\u01b0\u1eddi kh\u00f4ng n\u1eafm \u0111\u1ea7y \u0111\u1ee7 th\u00f4ng tin.<\/p>\n

“C\u00e1c th\u1ebf h\u1ec7 k\u1ebf c\u1eadn trong gia \u0111\u00ecnh kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o c\u0169ng c\u1ea7n \u0111\u1ed3ng \u00fd v\u1edbi nh\u1eefng quy\u1ebft \u0111\u1ecbnh \u0111\u01b0\u1ee3c \u0111\u01b0a ra. Nh\u01b0ng n\u1ebfu h\u1ecd nguy\u00ean nh\u00e2n \u0111\u1eb1ng sau v\u00e0 ng\u01b0\u1eddi \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh gi\u1ea3i th\u00edch r\u00f5 l\u00fd do, h\u1ecd th\u01b0\u1eddng s\u1ebd ch\u1ea5p nh\u1eadn”, b\u00e0 n\u00f3i.<\/p>\n

Phi\u00ean An<\/strong> (theo CNBC<\/em>)<\/p>\n<\/article>\n

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https:\/\/vnexpress.net\/bon-loi-khuyen-khi-chuyen-giao-san-nghiep-gia-dinh-cho-con-cai-5111684.html<\/p>\n","protected":false},"excerpt":{"rendered":"

B\u1ed1n l\u1eddi khuy\u00ean khi chuy\u1ec3n giao s\u1ea3n nghi\u1ec7p gia \u0111\u00ecnh cho con c\u00e1i Chuy\u1ec3n giao quy\u1ec1n \u0111i\u1ec1u h\u00e0nh s\u1ea3n nghi\u1ec7p n\u00ean th\u1ea3o lu\u1eadn khi cha m\u1eb9 c\u00f2n minh m\u1eabn, di\u1ec5n ra d\u1ea7n v\u00e0 ch\u00fa \u00fd t\u1ea1o d\u1ef1ng l\u00f2ng tin gi\u1eefa c\u00e1c th\u00e0nh vi\u00ean. “Kh\u1ea3o s\u00e1t Doanh nghi\u1ec7p Gia \u0111\u00ecnh” c\u1ee7a PwC n\u0103m 2025 cho th\u1ea5y<\/p>\n","protected":false},"author":1,"featured_media":22419,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"class_list":["post-22418","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-thi-truong"],"_links":{"self":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/22418","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=22418"}],"version-history":[{"count":0,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/22418\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/media\/22419"}],"wp:attachment":[{"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=22418"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=22418"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=22418"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}