{"id":2976,"date":"2026-07-04T14:01:42","date_gmt":"2026-07-04T07:01:42","guid":{"rendered":"https:\/\/useful.vn\/?p=2976"},"modified":"2026-07-04T14:01:42","modified_gmt":"2026-07-04T07:01:42","slug":"loat-ngan-hang-co-the-tang-truong-loi-nhuan-hai-chu-so-trong-quy-ii","status":"publish","type":"post","link":"https:\/\/useful.vn\/?p=2976","title":{"rendered":"Lo\u1ea1t ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 t\u0103ng tr\u01b0\u1edfng l\u1ee3i nhu\u1eadn hai ch\u1eef s\u1ed1 trong qu\u00fd II"},"content":{"rendered":"
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\nLo\u1ea1t ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 t\u0103ng tr\u01b0\u1edfng l\u1ee3i nhu\u1eadn hai ch\u1eef s\u1ed1 trong qu\u00fd II <\/h1>\n

Nhi\u1ec1u ng\u00e2n h\u00e0ng nh\u01b0 VietinBank, Vietcombank, BIDV Techcombank… c\u00f3 th\u1ec3 t\u0103ng tr\u01b0\u1edfng l\u1ee3i nhu\u1eadn hai ch\u1eef s\u1ed1 \u1edf qu\u00fd II, trong \u0111\u00f3 VPBank c\u00f3 s\u1ef1 c\u1ea3i thi\u1ec7n l\u1edbn nh\u1ea5t.<\/p>\n

Theo b\u00e1o c\u00e1o c\u1ee7a ch\u1ee9ng kho\u00e1n MB (MBS), l\u1ee3i nhu\u1eadn sau thu\u1ebf qu\u00fd II n\u0103m nay c\u1ee7a kho\u1ea3ng 13 ng\u00e2n h\u00e0ng ni\u00eam y\u1ebft c\u00f3 th\u1ec3 c\u1ea3i thi\u1ec7n 15% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m tr\u01b0\u1edbc. \u0110\u1ed9ng l\u1ef1c ch\u00ednh cho nh\u00f3m n\u00e0y v\u1eabn \u0111\u1ebfn t\u1eeb t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng \u0111\u1ea1t kho\u1ea3ng 9%, v\u1edbi ph\u00e2n kh\u00fac kh\u00e1ch h\u00e0ng ch\u00ednh l\u00e0 c\u00e1c doanh nghi\u1ec7p.<\/p>\n

Ngo\u00e0i ra, thu nh\u1eadp l\u00e3i thu\u1ea7n c\u1ee7a 13 nh\u00e0 b\u0103ng trong danh s\u00e1ch theo d\u00f5i c\u1ee7a MBS d\u1ef1 ki\u1ebfn \u0111i l\u00ean g\u1ea7n 16%, cao h\u01a1n 11,3% c\u1ee7a n\u0103m ngo\u00e1i. Tuy nhi\u00ean, c\u00f4ng ty ch\u1ee9ng kho\u00e1n n\u00e0y c\u0169ng d\u1ef1 b\u00e1o chi ph\u00ed tr\u00edch l\u1eadp t\u0103ng kho\u1ea3ng 19%.<\/p>\n

Ng\u00e2n h\u00e0ng t\u0103ng tr\u01b0\u1edfng l\u1ee3i nhu\u1eadn m\u1ea1nh nh\u1ea5t trong danh s\u00e1ch theo d\u00f5i c\u1ee7a MBS l\u00e0 VPBank, v\u1edbi m\u1ee9c 53%. L\u00e3i sau thu\u1ebf c\u1ee7a nh\u00e0 b\u0103ng c\u00f3 th\u1ec3 \u0111\u1ea1t g\u1ea7n 7.500 t\u1ef7 \u0111\u1ed3ng \u1edf qu\u00fd II, trong khi ch\u1ec9 ti\u00eau n\u00e0y tr\u01b0\u1edbc khi tr\u1eeb thu\u1ebf l\u00e0 g\u1ea7n 9.400 t\u1ef7 \u0111\u1ed3ng, nh\u1edd vi\u1ec7c t\u00edn d\u1ee5ng cu\u1ed1i th\u00e1ng 6 c\u1ea3i thi\u1ec7n kho\u1ea3ng 25%. Ngo\u00e0i ra, ngu\u1ed3n thu t\u1eeb ho\u1ea1t \u0111\u1ed9ng d\u1ecbch v\u1ee5 k\u1ef3 v\u1ecdng ti\u1ebfp t\u1ee5c \u0111i l\u00ean nh\u1edd d\u1ecbch v\u1ee5 thanh to\u00e1n, b\u1ea3o hi\u1ec3m ph\u1ee5c h\u1ed3i.<\/p>\n

Trong khi \u0111\u00f3, Ch\u1ee9ng kho\u00e1n Vietcombank (VCBS) d\u1ef1 \u0111o\u00e1n l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf c\u1ee7a VPBank c\u00f3 m\u1ee9c t\u0103ng tr\u01b0\u1edfng th\u1ea5p h\u01a1n, kho\u1ea3ng 25%, l\u00ean 7.768 t\u1ef7 \u0111\u1ed3ng. Ngo\u00e0i nh\u1eefng thu\u1eadn l\u1ee3i MBS \u0111\u00e3 n\u00eau, VCBS \u0111\u00e1nh gi\u00e1 s\u1ef1 c\u1ea3i thi\u1ec7n trong ho\u1ea1t \u0111\u1ed9ng t\u1ea1i c\u00e1c c\u00f4ng ty con c\u1ee7a VPBank nh\u01b0 FE Credit hay VPBankS c\u0169ng \u0111\u00f3ng g\u00f3p l\u1edbn v\u00e0o k\u1ebft qu\u1ea3 chung c\u1ee7a t\u1eadp \u0111o\u00e0n m\u1eb9.<\/p>\n

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D\u1ef1 b\u00e1o l\u1ee3i nhu\u1eadn sau thu\u1ebf c\u1ee7a m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng qu\u00fd II c\u1ee7a MBS. \u1ea2nh: Tr\u1ecdng Hi\u1ebfu<\/em><\/p>\n<\/figcaption><\/figure>\n

X\u1ebfp th\u1ee9 hai v\u1ec1 t\u0103ng tr\u01b0\u1edfng l\u1ee3i nhu\u1eadn sau thu\u1ebf trong nh\u00f3m ng\u00e2n h\u00e0ng, theo d\u1ef1 b\u00e1o c\u1ee7a MBS, l\u00e0 HDBank v\u1edbi m\u1ee9c 46%. L\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf c\u0169ng d\u1ef1 ki\u1ebfn \u0111i l\u00ean tr\u00ean 50%, l\u00ean h\u01a1n 7.000 t\u1ef7 \u0111\u1ed3ng. M\u1ee9c c\u1ea3i thi\u1ec7n v\u1ec1 t\u00edn d\u1ee5ng c\u1ee7a nh\u00e0 b\u0103ng n\u00e0y \u01b0\u1edbc \u0111\u1ea1t 20% so v\u1edbi th\u1eddi \u0111i\u1ec3m cu\u1ed1i qu\u00fd II n\u0103m ngo\u00e1i.<\/p>\n

Ngo\u00e0i ra, bi\u00ean l\u00e3i r\u00f2ng (NIM) c\u1ee7a HDBank c\u00f3 th\u1ec3 c\u1ea3i thi\u1ec7n nh\u1edd c\u00e1c kho\u1ea3n l\u00e3i t\u1eeb vi\u1ec7c c\u1ea5p h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng tr\u01b0\u1edbc cho c\u00e1c kh\u00e1ch h\u00e0ng l\u00e2u n\u0103m v\u00e0 s\u1ef1 \u0111\u00f3ng g\u00f3p c\u1ee7a HD Saison. MBS c\u0169ng d\u1ef1 \u0111o\u00e1n t\u1ef7 l\u1ec7 chi ph\u00ed tr\u00ean thu nh\u1eadp (CIR) c\u1ee7a nh\u00e0 b\u0103ng n\u00e0y \u1edf m\u1ee9c th\u1ea5p, kho\u1ea3ng 22%.<\/p>\n

Tuy nhi\u00ean, VCBS d\u1ef1 b\u00e1o l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf c\u1ee7a HDBank c\u00f3 th\u1ec3 t\u0103ng kho\u1ea3ng 18%, th\u1ea5p h\u01a1n m\u1ee9c 50% c\u1ee7a MBS \u0111\u01b0a ra. C\u00f4ng ty ch\u1ee9ng kho\u00e1n n\u00e0y \u0111\u00e1nh gi\u00e1 nh\u00e0 b\u0103ng c\u00f3 m\u1ee9c t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng cao h\u01a1n trung b\u00ecnh ng\u00e0nh nh\u1edd nh\u1eadn chuy\u1ec3n giao b\u1eaft bu\u1ed9c ng\u00e2n h\u00e0ng y\u1ebfu k\u00e9m.<\/p>\n

Ngo\u00e0i hai c\u00e1i t\u00ean k\u1ec3 tr\u00ean, nh\u1eefng ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c MBS \u0111\u00e1nh gi\u00e1 c\u00f3 th\u1ec3 t\u0103ng tr\u01b0\u1edfng hai ch\u1eef s\u1ed1 c\u00f2n c\u00f3 VietinBank, Vietcombank, BIDV, Techcombank, VIB, TPBank v\u00e0 OCB. L\u1ee3i nhu\u1eadn sau thu\u1ebf c\u1ee7a ACB \u0111i l\u00ean nh\u1eb9 so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m ngo\u00e1i.<\/p>\n

Nh\u1eefng c\u00e1i t\u00ean c\u00f3 l\u00e3i tr\u01b0\u1edbc thu\u1ebf c\u1ea3i thi\u1ec7n tr\u00ean 10% trong danh s\u00e1ch c\u1ee7a VCBS c\u0169ng t\u01b0\u01a1ng t\u1ef1 MBS, v\u00e0 c\u00f3 th\u00eam MSB.<\/p>\n

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V\u0103n ph\u00f2ng giao d\u1ecbch c\u1ee7a m\u1ed9t ng\u00e2n h\u00e0ng t\u01b0 nh\u00e2n. \u1ea2nh: Giang Huy<\/em><\/p>\n<\/figcaption><\/figure>\n

Tr\u00e1i ng\u01b0\u1ee3c v\u1edbi nh\u1eefng ng\u00e2n h\u00e0ng c\u00f3 m\u1ee9c d\u1ef1 b\u00e1o t\u0103ng tr\u01b0\u1edfng l\u1ee3i nhu\u1eadn cao, ba nh\u00e0 b\u0103ng c\u00f3 th\u1ec3 ghi nh\u1eadn ch\u1ec9 s\u1ed1 n\u00e0y gi\u1ea3m g\u1ed3m LPBank, Eximbank v\u00e0 Sacombank. Trong \u0111\u00f3, m\u1ee9c gi\u1ea3m m\u1ea1nh nh\u1ea5t thu\u1ed9c v\u1ec1 Sacombank, v\u1edbi h\u01a1n 42%, c\u00f2n 1.666 t\u1ef7 \u0111\u1ed3ng.<\/p>\n

Theo MBS, NIM c\u1ee7a Sacombank c\u00f3 th\u1ec3 gi\u1ea3m kho\u1ea3ng 100 \u0111i\u1ec3m c\u01a1 b\u1ea3n xu\u1ed1ng 2,5%, trong khi thu nh\u1eadp ngo\u00e0i l\u00e3i \u0111i xu\u1ed1ng do kh\u00f4ng c\u00f2n kho\u1ea3n thu l\u1edbn t\u1eeb thanh l\u00fd t\u00e0i s\u1ea3n nh\u01b0 c\u00f9ng k\u1ef3 n\u0103m tr\u01b0\u1edbc. \u0110\u1ed3ng th\u1eddi, chi ph\u00ed tr\u00edch l\u1eadp c\u1ee7a nh\u00e0 b\u0103ng d\u1ef1 ki\u1ebfn t\u0103ng g\u1ea5p \u0111\u00f4i so v\u1edbi c\u00f9ng k\u1ef3 do \u00e1p l\u1ef1c n\u1ee3 x\u1ea5u v\u1eabn c\u00f2n r\u1ea5t l\u1edbn.<\/p>\n

VCBS c\u0169ng \u01b0\u1edbc t\u00ednh l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf c\u1ee7a Sacombank s\u1ebd gi\u1ea3m 5%, c\u00f2n g\u1ea7n 4.500 t\u1ef7 \u0111\u1ed3ng. C\u00f4ng ty n\u00e0y \u0111\u00e1nh gi\u00e1 nh\u00e0 b\u0103ng c\u1ee7a \u00f4ng D\u01b0\u01a1ng C\u00f4ng Minh s\u1ebd x\u1eed l\u00fd kho\u1ea3n n\u1ee3 l\u1edbn c\u1ee7a Bamboo Airways v\u00e0 \u0111\u01b0a ra ph\u01b0\u01a1ng \u00e1n \u0111\u1ea5u gi\u00e1 32,5% c\u1ed5 phi\u1ebfu VAMC.<\/p>\n

Li\u00ean quan c\u00e2u chuy\u1ec7n l\u1ee3i nhu\u1eadn, Ch\u1ee9ng kho\u00e1n SSI d\u1ef1 b\u00e1o l\u00e3i c\u1ee7a nh\u00f3m ng\u00e2n h\u00e0ng trong n\u0103m 2026 c\u00f3 th\u1ec3 t\u0103ng 17,6% so v\u1edbi c\u00f9ng k\u1ef3 2025. C\u00f4ng ty ch\u1ee9ng kho\u00e1n n\u00e0y \u0111\u00e1nh gi\u00e1 m\u00f4i tr\u01b0\u1eddng kinh doanh n\u1eeda cu\u1ed1i n\u0103m s\u1ebd ch\u1ecbu \u00e1p l\u1ef1c t\u1eeb c\u00e1c y\u1ebfu t\u1ed1 v\u0129 m\u00f4. Ngo\u00e0i ra, chi ph\u00ed v\u1ed1n t\u0103ng s\u1ebd ti\u1ebfp t\u1ee5c g\u00e2y \u00e1p l\u1ef1c l\u00ean NIM c\u1ee7a c\u00e1c nh\u00e0 b\u0103ng, hi\u1ec7n \u1edf m\u1ee9c th\u1ea5p, quanh 3%. Tuy nhi\u00ean, NIM c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng qu\u1ed1c doanh d\u1ef1 ki\u1ebfn ph\u1ee5c h\u1ed3i kho\u1ea3ng 0,8% nh\u1edd c\u01a1 c\u1ea5u ngu\u1ed3n v\u1ed1n \u1ed5n \u0111\u1ecbnh.<\/p>\n

Tr\u1ecdng Hi\u1ebfu<\/strong><\/p>\n<\/article>\n

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https:\/\/vnexpress.net\/loat-ngan-hang-co-the-tang-truong-loi-nhuan-hai-chu-so-trong-quy-ii-5091290.html<\/p>\n","protected":false},"excerpt":{"rendered":"

Lo\u1ea1t ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 t\u0103ng tr\u01b0\u1edfng l\u1ee3i nhu\u1eadn hai ch\u1eef s\u1ed1 trong qu\u00fd II Nhi\u1ec1u ng\u00e2n h\u00e0ng nh\u01b0 VietinBank, Vietcombank, BIDV Techcombank… c\u00f3 th\u1ec3 t\u0103ng tr\u01b0\u1edfng l\u1ee3i nhu\u1eadn hai ch\u1eef s\u1ed1 \u1edf qu\u00fd II, trong \u0111\u00f3 VPBank c\u00f3 s\u1ef1 c\u1ea3i thi\u1ec7n l\u1edbn nh\u1ea5t. Theo b\u00e1o c\u00e1o c\u1ee7a ch\u1ee9ng kho\u00e1n MB (MBS), l\u1ee3i nhu\u1eadn sau<\/p>\n","protected":false},"author":1,"featured_media":2977,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"class_list":["post-2976","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-thi-truong"],"_links":{"self":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/2976","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2976"}],"version-history":[{"count":0,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/2976\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/media\/2977"}],"wp:attachment":[{"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2976"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2976"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2976"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}