{"id":4133,"date":"2026-07-16T09:51:01","date_gmt":"2026-07-16T02:51:01","guid":{"rendered":"https:\/\/useful.vn\/?p=4133"},"modified":"2026-07-16T09:51:01","modified_gmt":"2026-07-16T02:51:01","slug":"vo-co-phai-tra-no-thay-khi-chong-chet","status":"publish","type":"post","link":"https:\/\/useful.vn\/?p=4133","title":{"rendered":"V\u1ee3 c\u00f3 ph\u1ea3i tr\u1ea3 n\u1ee3 thay khi ch\u1ed3ng ch\u1ebft?"},"content":{"rendered":"<article class=\"fck_detail \">\n<h1 class=\"title-detail mt20\">\nV\u1ee3 c\u00f3 ph\u1ea3i tr\u1ea3 n\u1ee3 thay khi ch\u1ed3ng ch\u1ebft? <\/h1>\n<p class=\"description\">C\u00e1ch \u0111\u00e2y v\u00e0i n\u0103m, ch\u1ed3ng t\u00f4i \u0111\u1ee9ng ra vay ng\u01b0\u1eddi quen 5 c\u00e2y v\u00e0ng SJC khi mua c\u0103n nh\u00e0 l\u00e0m n\u01a1i sinh s\u1ed1ng cho c\u1ea3 gia \u0111\u00ecnh.<\/p>\n<p class=\"Normal\"><span>Anh tr\u1ef1c ti\u1ebfp th\u1ecfa thu\u1eadn v\u00e0 nh\u1eadn v\u00e0ng, sau \u0111\u00f3 b\u00e1n \u0111i \u0111\u1ec3 g\u00f3p ph\u1ea7n thanh to\u00e1n ti\u1ec1n nh\u00e0. Kh\u00f4ng may, \u0111\u1ea7u n\u0103m nay ch\u1ed3ng t\u00f4i qua \u0111\u1eddi do b\u1ec7nh n\u1eb7ng. G\u1ea7n \u0111\u00e2y, ng\u01b0\u1eddi cho vay y\u00eau c\u1ea7u t\u00f4i tr\u1ea3 l\u1ea1i to\u00e0n b\u1ed9 s\u1ed1 v\u00e0ng. <\/span><\/p>\n<p class=\"Normal\"><span>Trong khi \u0111\u00f3, t\u00f4i cho r\u1eb1ng ng\u01b0\u1eddi vay l\u00e0 ch\u1ed3ng t\u00f4i n\u00ean kho\u1ea3n n\u1ee3 n\u00e0y \u0111\u00e3 ch\u1ea5m d\u1ee9t. H\u01a1n n\u1eefa, t\u00f4i ph\u1ea3i nu\u00f4i hai con nh\u1ecf, kinh t\u1ebf kh\u00f3 kh\u0103n.<\/span><\/p>\n<p class=\"Normal\"><span>Xin h\u1ecfi, trong tr\u01b0\u1eddng h\u1ee3p ch\u1ed3ng vay v\u00e0ng \u0111\u1ec3 mua nh\u00e0 ph\u1ee5c v\u1ee5 nhu c\u1ea7u chung c\u1ee7a gia \u0111\u00ecnh nh\u01b0ng nay \u0111\u00e3 qua \u0111\u1eddi, t\u00f4i c\u00f3 ph\u1ea3i ti\u1ebfp t\u1ee5c tr\u1ea3 n\u1ee3 kh\u00f4ng?<\/span><\/p>\n<p class=\"Normal\"><strong>\u0110\u1ed9c gi\u1ea3 Ng\u1ecdc B\u00edch<\/strong><\/p>\n<p class=\"Normal\"><strong>Lu\u1eadt s\u01b0 t\u01b0 v\u1ea5n:<\/strong><\/p>\n<p class=\"Normal\"><span>N\u1ebfu \u0111\u00fang nh\u01b0 nh\u1eefng g\u00ec ch\u1ecb tr\u00ecnh b\u00e0y, d\u00f9 ng\u01b0\u1eddi tr\u1ef1c ti\u1ebfp \u0111\u1ee9ng ra vay 5 l\u01b0\u1ee3ng v\u00e0ng SJC l\u00e0 ch\u1ed3ng ch\u1ecb, nh\u01b0ng kho\u1ea3n vay n\u00e0y \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng v\u00e0o m\u1ee5c \u0111\u00edch chung c\u1ee7a gia \u0111\u00ecnh, c\u1ee5 th\u1ec3 l\u00e0 g\u00f3p ti\u1ec1n mua c\u0103n nh\u00e0 \u0111\u1ec3 c\u1ea3 gia \u0111\u00ecnh c\u00f9ng sinh s\u1ed1ng. \u0110\u1ed3ng th\u1eddi, ch\u1ecb c\u0169ng bi\u1ebft v\u00e0 th\u1eeba nh\u1eadn vi\u1ec7c vay v\u00e0ng n\u00e0y l\u00e0 c\u00f3 th\u1eadt. V\u00ec v\u1eady, theo quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 27 Lu\u1eadt H\u00f4n nh\u00e2n v\u00e0 Gia \u0111\u00ecnh n\u0103m 2014, \u0111\u00e2y \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh l\u00e0 ngh\u0129a v\u1ee5 t\u00e0i s\u1ea3n chung c\u1ee7a v\u1ee3 ch\u1ed3ng n\u00ean c\u1ea3 hai v\u1ee3 ch\u1ed3ng \u0111\u1ec1u c\u00f3 tr\u00e1ch nhi\u1ec7m thanh to\u00e1n kho\u1ea3n n\u1ee3 n\u00e0y.<\/span><\/p>\n<p class=\"Normal\"><span>Trong tr\u01b0\u1eddng h\u1ee3p hi\u1ec7n nay, ch\u1ed3ng ch\u1ecb \u0111\u00e3 qua \u0111\u1eddi, kinh t\u1ebf gia \u0111\u00ecnh g\u1eb7p nhi\u1ec1u kh\u00f3 kh\u0103n v\u00e0 ch\u1ecb ch\u01b0a c\u00f3 kh\u1ea3 n\u0103ng tr\u1ea3 ngay 5 l\u01b0\u1ee3ng v\u00e0ng SJC cho b\u00ean cho m\u01b0\u1ee3n, ch\u1ecb n\u00ean ch\u1ee7 \u0111\u1ed9ng trao \u0111\u1ed5i, tr\u00ecnh b\u00e0y r\u00f5 ho\u00e0n c\u1ea3nh th\u1ef1c t\u1ebf \u0111\u1ec3 h\u1ecd th\u00f4ng c\u1ea3m v\u00e0 xin gia h\u1ea1n th\u1eddi gian thanh to\u00e1n. <\/span><\/p>\n<p class=\"Normal\"><span>N\u1ebfu hai b\u00ean kh\u00f4ng \u0111\u1ea1t \u0111\u01b0\u1ee3c th\u1ecfa thu\u1eadn, b\u00ean cho m\u01b0\u1ee3n c\u00f3 quy\u1ec1n kh\u1edfi ki\u1ec7n ra t\u00f2a \u00e1n \u0111\u1ec3 y\u00eau c\u1ea7u gi\u1ea3i quy\u1ebft v\u00e0 bu\u1ed9c th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 tr\u1ea3 n\u1ee3 5 l\u01b0\u1ee3ng v\u00e0ng SJC theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt.<\/span><\/p>\n<p class=\"Normal\"><span>Ch\u1ecb c\u0169ng c\u1ea7n l\u01b0u \u00fd r\u1eb1ng kho\u1ea3n n\u1ee3 n\u00e0y \u0111\u01b0\u1ee3c xem l\u00e0 n\u1ee3 chung c\u1ee7a v\u1ee3 ch\u1ed3ng. Do \u0111\u00f3, khi th\u1ef1c hi\u1ec7n c\u00e1c th\u1ee7 t\u1ee5c li\u00ean quan \u0111\u1ebfn th\u1eeba k\u1ebf sau khi ch\u1ed3ng m\u1ea5t, kho\u1ea3n n\u1ee3 5 l\u01b0\u1ee3ng v\u00e0ng SJC c\u1ea7n \u0111\u01b0\u1ee3c k\u00ea khai l\u00e0 ngh\u0129a v\u1ee5 t\u00e0i s\u1ea3n chung c\u1ee7a v\u1ee3 ch\u1ed3ng. Vi\u1ec7c n\u00e0y nh\u1eb1m b\u1ea3o \u0111\u1ea3m qu\u00e1 tr\u00ecnh x\u00e1c \u0111\u1ecbnh v\u00e0 ph\u00e2n chia di s\u1ea3n th\u1eeba k\u1ebf \u0111\u01b0\u1ee3c ch\u00ednh x\u00e1c, \u0111\u00fang quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt. <\/span><\/p>\n<p class=\"Normal\"><span>Theo \u0110i\u1ec1u 615 B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 n\u0103m 2015, nh\u1eefng ng\u01b0\u1eddi nh\u1eadn di s\u1ea3n th\u1eeba k\u1ebf c\u0169ng c\u00f3 tr\u00e1ch nhi\u1ec7m th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 t\u00e0i s\u1ea3n m\u00e0 ng\u01b0\u1eddi ch\u1ebft \u0111\u1ec3 l\u1ea1i trong ph\u1ea1m vi di s\u1ea3n \u0111\u01b0\u1ee3c h\u01b0\u1edfng.<\/span><\/p>\n<p class=\"Normal\"><strong>Lu\u1eadt s\u01b0 Ph\u1ea1m Thanh H\u1eefu<\/strong><br \/><em>\u0110o\u00e0n lu\u1eadt s\u01b0 TP HCM<\/em><\/p>\n<\/article>\n<hr>\n<p>https:\/\/vnexpress.net\/vo-co-phai-tra-no-thay-khi-chong-chet-5091791.html<\/p>\n","protected":false},"excerpt":{"rendered":"<p>V\u1ee3 c\u00f3 ph\u1ea3i tr\u1ea3 n\u1ee3 thay khi ch\u1ed3ng ch\u1ebft? C\u00e1ch \u0111\u00e2y v\u00e0i n\u0103m, ch\u1ed3ng t\u00f4i \u0111\u1ee9ng ra vay ng\u01b0\u1eddi quen 5 c\u00e2y v\u00e0ng SJC khi mua c\u0103n nh\u00e0 l\u00e0m n\u01a1i sinh s\u1ed1ng cho c\u1ea3 gia \u0111\u00ecnh. Anh tr\u1ef1c ti\u1ebfp th\u1ecfa thu\u1eadn v\u00e0 nh\u1eadn v\u00e0ng, sau \u0111\u00f3 b\u00e1n \u0111i \u0111\u1ec3 g\u00f3p ph\u1ea7n thanh to\u00e1n ti\u1ec1n nh\u00e0.<\/p>\n","protected":false},"author":1,"featured_media":4134,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-4133","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-phap-luat"],"_links":{"self":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/4133","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4133"}],"version-history":[{"count":0,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/4133\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/media\/4134"}],"wp:attachment":[{"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4133"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4133"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4133"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}