{"id":4582,"date":"2026-07-17T22:17:31","date_gmt":"2026-07-17T15:17:31","guid":{"rendered":"https:\/\/useful.vn\/?p=4582"},"modified":"2026-07-17T22:17:31","modified_gmt":"2026-07-17T15:17:31","slug":"hdbank-lon-len-cung-nhung-buoc-chuyen-cua-tp-hcm","status":"publish","type":"post","link":"https:\/\/useful.vn\/?p=4582","title":{"rendered":"HDBank ‘l\u1edbn l\u00ean’ c\u00f9ng nh\u1eefng b\u01b0\u1edbc chuy\u1ec3n c\u1ee7a TP HCM"},"content":{"rendered":"
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\nHDBank ‘l\u1edbn l\u00ean’ c\u00f9ng nh\u1eefng b\u01b0\u1edbc chuy\u1ec3n c\u1ee7a TP HCM <\/h1>\n

Ra \u0111\u1eddi trong giai \u0111o\u1ea1n TP HCM b\u1eaft \u0111\u1ea7u \u0111\u1ed5i m\u1edbi, HDBank t\u1eebng b\u01b0\u1edbc chuy\u1ec3n t\u1eeb ng\u00e2n h\u00e0ng chuy\u00ean ng\u00e0nh th\u00e0nh \u0111\u1ecbnh ch\u1ebf t\u00e0i ch\u00ednh \u0111a n\u0103ng, \u0111\u1ed3ng h\u00e0nh c\u00f9ng qu\u00e1 tr\u00ecnh ph\u00e1t tri\u1ec3n c\u1ee7a \u0111\u1ea7u t\u00e0u kinh t\u1ebf c\u1ea3 n\u01b0\u1edbc.<\/p>\n

Sau 40 n\u0103m \u0111\u1ed5i m\u1edbi, TP HCM lu\u00f4n l\u00e0 \u0111\u1ecba ph\u01b0\u01a1ng \u0111i \u0111\u1ea7u trong c\u00e1c m\u00f4 h\u00ecnh ph\u00e1t tri\u1ec3n kinh t\u1ebf c\u1ee7a Vi\u1ec7t Nam. Theo T\u1ed5ng c\u1ee5c Th\u1ed1ng k\u00ea, th\u00e0nh ph\u1ed1 hi\u1ec7n \u0111\u00f3ng g\u00f3p kho\u1ea3ng 22-23% GDP v\u00e0 g\u1ea7n 27% t\u1ed5ng thu ng\u00e2n s\u00e1ch nh\u00e0 n\u01b0\u1edbc h\u1eb1ng n\u0103m, \u0111\u1ed3ng th\u1eddi l\u00e0 m\u1ed9t trong nh\u1eefng \u0111\u1ecba ph\u01b0\u01a1ng thu h\u00fat v\u1ed1n \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i l\u1edbn nh\u1ea5t c\u1ea3 n\u01b0\u1edbc. Quy m\u00f4 n\u1ec1n kinh t\u1ebf ng\u00e0y c\u00e0ng m\u1edf r\u1ed9ng c\u0169ng k\u00e9o theo y\u00eau c\u1ea7u ph\u00e1t tri\u1ec3n c\u1ee7a h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh nh\u1eb1m \u0111\u00e1p \u1ee9ng nhu c\u1ea7u v\u1ed1n cho doanh nghi\u1ec7p v\u00e0 ng\u01b0\u1eddi d\u00e2n.<\/p>\n

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Tuy\u1ebfn Metro B\u1ebfn Th\u00e0nh – Su\u1ed1i Ti\u00ean. \u1ea2nh: HDBank<\/em><\/p>\n<\/figcaption><\/figure>\n

Ra \u0111\u1eddi c\u00f9ng \u0111\u1ed5i m\u1edbi<\/strong><\/p>\n

Cu\u1ed1i th\u1eadp ni\u00ean 1980 l\u00e0 d\u1ea5u m\u1ed1c \u0111\u1ea7u ti\u00ean c\u1ee7a qu\u00e1 tr\u00ecnh \u0111\u00f3. Khi c\u00f4ng cu\u1ed9c \u0111\u1ed5i m\u1edbi m\u1edf \u0111\u01b0\u1eddng cho khu v\u1ef1c kinh t\u1ebf t\u01b0 nh\u00e2n ph\u00e1t tri\u1ec3n, ho\u1ea1t \u0111\u1ed9ng s\u1ea3n xu\u1ea5t, th\u01b0\u01a1ng m\u1ea1i v\u00e0 \u0111\u1ea7u t\u01b0 b\u1eaft \u0111\u1ea7u s\u00f4i \u0111\u1ed9ng h\u01a1n, nhu c\u1ea7u v\u1ec1 ngu\u1ed3n v\u1ed1n kh\u00f4ng c\u00f2n ch\u1ec9 d\u1ef1a v\u00e0o h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng qu\u1ed1c doanh. Nhi\u1ec1u ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n l\u1ea7n l\u01b0\u1ee3t \u0111\u01b0\u1ee3c th\u00e0nh l\u1eadp, g\u00f3p ph\u1ea7n h\u00ecnh th\u00e0nh l\u1edbp \u0111\u1ecbnh ch\u1ebf t\u00e0i ch\u00ednh \u0111\u1ea7u ti\u00ean c\u1ee7a n\u1ec1n kinh t\u1ebf th\u1ecb tr\u01b0\u1eddng.<\/p>\n

HDBank ra \u0111\u1eddi n\u0103m 1989 v\u1edbi ti\u1ec1n th\u00e2n l\u00e0 Ng\u00e2n h\u00e0ng TMCP Ph\u00e1t tri\u1ec3n Nh\u00e0 TP HCM. Trong b\u1ed1i c\u1ea3nh th\u00e0nh ph\u1ed1 m\u1edf r\u1ed9ng kh\u00f4ng gian \u0111\u00f4 th\u1ecb v\u00e0 ph\u00e1t tri\u1ec3n th\u1ecb tr\u01b0\u1eddng nh\u00e0 \u1edf, ng\u00e2n h\u00e0ng t\u1eadp trung \u0111\u00e1p \u1ee9ng nhu c\u1ea7u v\u1ed1n cho l\u0129nh v\u1ef1c nh\u00e0 \u1edf, x\u00e2y d\u1ef1ng v\u00e0 ho\u1ea1t \u0111\u1ed9ng s\u1ea3n xu\u1ea5t kinh doanh. \u0110\u00e2y c\u0169ng l\u00e0 giai \u0111o\u1ea1n TP HCM t\u1eebng b\u01b0\u1edbc chuy\u1ec3n t\u1eeb m\u00f4 h\u00ecnh kinh t\u1ebf k\u1ebf ho\u1ea1ch h\u00f3a sang kinh t\u1ebf th\u1ecb tr\u01b0\u1eddng, n\u01a1i d\u00f2ng v\u1ed1n tr\u1edf th\u00e0nh m\u1ed9t trong nh\u1eefng \u0111\u1ed9ng l\u1ef1c quan tr\u1ecdng c\u1ee7a t\u0103ng tr\u01b0\u1edfng.<\/p>\n

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Tr\u1ee5 s\u1edf ng\u00e2n h\u00e0ng nh\u1eefng n\u0103m \u0111\u1ea7u th\u00e0nh l\u1eadp. \u1ea2nh: HDBank<\/em><\/p>\n<\/figcaption><\/figure>\n

Kh\u00f4ng ch\u1ec9 c\u00e1c ng\u00e2n h\u00e0ng trong n\u01b0\u1edbc, nhi\u1ec1u \u0111\u1ecbnh ch\u1ebf t\u00e0i ch\u00ednh qu\u1ed1c t\u1ebf c\u0169ng l\u1ef1a ch\u1ecdn TP HCM l\u00e0 n\u01a1i hi\u1ec7n di\u1ec7n \u0111\u1ea7u ti\u00ean t\u1ea1i Vi\u1ec7t Nam. T\u1eeb \u0111\u1ea7u th\u1eadp ni\u00ean 1990, ANZ, HSBC, Citibank v\u00e0 Shinhan Bank l\u1ea7n l\u01b0\u1ee3t m\u1edf ho\u1ea1t \u0111\u1ed9ng, mang theo c\u00e1c chu\u1ea9n m\u1ef1c qu\u1ea3n tr\u1ecb, thanh to\u00e1n v\u00e0 d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng hi\u1ec7n \u0111\u1ea1i, g\u00f3p ph\u1ea7n th\u00fac \u0111\u1ea9y qu\u00e1 tr\u00ecnh h\u1ed9i nh\u1eadp c\u1ee7a th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh.<\/p>\n

Song song v\u1edbi \u0111\u00f3, TP HCM tr\u1edf th\u00e0nh \u0111\u1ecba ph\u01b0\u01a1ng ti\u00ean phong thu h\u00fat \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i. Khu ch\u1ebf xu\u1ea5t T\u00e2n Thu\u1eadn \u0111\u01b0\u1ee3c th\u00e0nh l\u1eadp n\u0103m 1991 – khu ch\u1ebf xu\u1ea5t \u0111\u1ea7u ti\u00ean c\u1ee7a Vi\u1ec7t Nam – m\u1edf \u0111\u1ea7u cho qu\u00e1 tr\u00ecnh ph\u00e1t tri\u1ec3n c\u00e1c khu ch\u1ebf xu\u1ea5t, khu c\u00f4ng nghi\u1ec7p v\u00e0 l\u00e0n s\u00f3ng FDI v\u00e0o th\u00e0nh ph\u1ed1. Khi quy m\u00f4 doanh nghi\u1ec7p ng\u00e0y c\u00e0ng l\u1edbn v\u00e0 ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea7u t\u01b0 tr\u1edf n\u00ean s\u00f4i \u0111\u1ed9ng h\u01a1n, nhu c\u1ea7u c\u1ee7a n\u1ec1n kinh t\u1ebf c\u0169ng v\u01b0\u1ee3t ra ngo\u00e0i t\u00edn d\u1ee5ng ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng.<\/p>\n

\u0110\u1ed1i v\u1edbi HDBank, \u0111\u00e2y kh\u00f4ng ch\u1ec9 l\u00e0 giai \u0111o\u1ea1n kh\u1edfi \u0111\u1ea7u m\u00e0 c\u00f2n \u0111\u1eb7t n\u1ec1n m\u00f3ng cho qu\u00e1 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i trong nh\u1eefng n\u0103m ti\u1ebfp theo. T\u1eeb m\u1ed9t ng\u00e2n h\u00e0ng chuy\u00ean ph\u1ee5c v\u1ee5 ph\u00e1t tri\u1ec3n nh\u00e0 \u1edf, HDBank t\u1eebng b\u01b0\u1edbc m\u1edf r\u1ed9ng ph\u1ea1m vi ho\u1ea1t \u0111\u1ed9ng theo s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a TP HCM, chu\u1ea9n b\u1ecb cho giai \u0111o\u1ea1n h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh b\u01b0\u1edbc sang m\u1ed9t n\u1ea5c ph\u00e1t tri\u1ec3n m\u1edbi c\u00f9ng s\u1ef1 ra \u0111\u1eddi c\u1ee7a th\u1ecb tr\u01b0\u1eddng v\u1ed1n v\u00e0 c\u00e1c \u0111\u1ecbnh ch\u1ebf \u0111\u1ea7u t\u01b0 chuy\u00ean nghi\u1ec7p.<\/p>\n

L\u1edbn l\u00ean c\u00f9ng th\u00e0nh ph\u1ed1<\/strong><\/p>\n

B\u01b0\u1edbc sang nh\u1eefng n\u0103m 2000, TP HCM chuy\u1ec3n t\u1eeb m\u1ed9t trung t\u00e2m s\u1ea3n xu\u1ea5t – th\u01b0\u01a1ng m\u1ea1i sang n\u1ec1n kinh t\u1ebf c\u00f3 \u0111\u1ed9 m\u1edf cao h\u01a1n, v\u1edbi khu v\u1ef1c kinh t\u1ebf t\u01b0 nh\u00e2n, doanh nghi\u1ec7p FDI v\u00e0 th\u1ecb tr\u01b0\u1eddng ti\u00eau d\u00f9ng ph\u00e1t tri\u1ec3n m\u1ea1nh. Khi quy m\u00f4 doanh nghi\u1ec7p ng\u00e0y c\u00e0ng l\u1edbn, nhu c\u1ea7u huy \u0111\u1ed9ng v\u1ed1n c\u0169ng thay \u0111\u1ed5i. N\u1ebfu \u1edf giai \u0111o\u1ea1n \u0111\u1ea7u \u0110\u1ed5i m\u1edbi, t\u00edn d\u1ee5ng ng\u00e2n h\u00e0ng l\u00e0 k\u00eanh d\u1eabn v\u1ed1n ch\u1ee7 y\u1ebfu, th\u00ec doanh nghi\u1ec7p b\u1eaft \u0111\u1ea7u c\u1ea7n th\u00eam nh\u1eefng ngu\u1ed3n v\u1ed1n trung v\u00e0 d\u00e0i h\u1ea1n \u0111\u1ec3 m\u1edf r\u1ed9ng \u0111\u1ea7u t\u01b0 v\u00e0 n\u00e2ng cao n\u0103ng l\u1ef1c c\u1ea1nh tranh.<\/p>\n

S\u1ef1 ra \u0111\u1eddi c\u1ee7a Trung t\u00e2m Giao d\u1ecbch Ch\u1ee9ng kho\u00e1n TP HCM n\u0103m 2000, ti\u1ec1n th\u00e2n c\u1ee7a S\u1edf Giao d\u1ecbch Ch\u1ee9ng kho\u00e1n TP HCM (HoSE), \u0111\u00e1nh d\u1ea5u b\u01b0\u1edbc ph\u00e1t tri\u1ec3n m\u1edbi c\u1ee7a th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh Vi\u1ec7t Nam. T\u1eeb hai doanh nghi\u1ec7p ni\u00eam y\u1ebft trong phi\u00ean giao d\u1ecbch \u0111\u1ea7u ti\u00ean, HoSE hi\u1ec7n l\u00e0 s\u00e0n giao d\u1ecbch ch\u1ee9ng kho\u00e1n l\u1edbn nh\u1ea5t c\u1ea3 n\u01b0\u1edbc, quy t\u1ee5 h\u00e0ng tr\u0103m doanh nghi\u1ec7p ni\u00eam y\u1ebft v\u1edbi gi\u00e1 tr\u1ecb v\u1ed1n h\u00f3a chi\u1ebfm ph\u1ea7n l\u1edbn th\u1ecb tr\u01b0\u1eddng c\u1ed5 phi\u1ebfu Vi\u1ec7t Nam. C\u00f9ng v\u1edbi th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n, c\u00e1c c\u00f4ng ty qu\u1ea3n l\u00fd qu\u1ef9, doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m v\u00e0 t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng c\u0169ng t\u1eadp trung ho\u1ea1t \u0111\u1ed9ng t\u1ea1i TP HCM, t\u1eebng b\u01b0\u1edbc ho\u00e0n thi\u1ec7n h\u1ec7 sinh th\u00e1i t\u00e0i ch\u00ednh c\u1ee7a th\u00e0nh ph\u1ed1.<\/p>\n

S\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a n\u1ec1n kinh t\u1ebf c\u0169ng \u0111\u1eb7t ra y\u00eau c\u1ea7u m\u1edbi \u0111\u1ed1i v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng. Vai tr\u00f2 c\u1ee7a ng\u00e2n h\u00e0ng kh\u00f4ng c\u00f2n d\u1eebng \u1edf huy \u0111\u1ed9ng v\u1ed1n v\u00e0 cho vay m\u00e0 m\u1edf r\u1ed9ng sang ng\u00e2n h\u00e0ng b\u00e1n l\u1ebb, t\u00e0i tr\u1ee3 doanh nghi\u1ec7p, t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng, thanh to\u00e1n s\u1ed1 v\u00e0 c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh hi\u1ec7n \u0111\u1ea1i.<\/p>\n

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Ng\u00e2n h\u00e0ng th\u1ef1c hi\u1ec7n c\u00e1c ho\u1ea1t \u0111\u1ed9ng c\u1ed9ng \u0111\u1ed3ng. \u1ea2nh: HDBank<\/em><\/p>\n<\/figcaption><\/figure>\n

Trong d\u00f2ng ch\u1ea3y \u0111\u00f3, HDBank t\u1eebng b\u01b0\u1edbc m\u1edf r\u1ed9ng c\u00f9ng s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a TP HCM. N\u0103m 2011, ng\u00e2n h\u00e0ng \u0111\u1ed5i t\u00ean t\u1eeb Ng\u00e2n h\u00e0ng TMCP Ph\u00e1t tri\u1ec3n Nh\u00e0 TP HCM th\u00e0nh Ng\u00e2n h\u00e0ng TMCP Ph\u00e1t tri\u1ec3n TP HCM, \u0111\u1ed3ng th\u1eddi ho\u00e0n t\u1ea5t s\u00e1p nh\u1eadp DaiABank, \u0111\u00e1nh d\u1ea5u b\u01b0\u1edbc chuy\u1ec3n t\u1eeb ng\u00e2n h\u00e0ng chuy\u00ean ng\u00e0nh sang ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i \u0111a n\u0103ng. C\u00f9ng v\u1edbi s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a th\u1ecb tr\u01b0\u1eddng ti\u00eau d\u00f9ng, HDBank m\u1edf r\u1ed9ng sang l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng th\u00f4ng qua HD SAISON; \u0111\u1ebfn n\u0103m 2018, ng\u00e2n h\u00e0ng ni\u00eam y\u1ebft c\u1ed5 phi\u1ebfu tr\u00ean HoSE, tham gia s\u00e2u h\u01a1n v\u00e0o th\u1ecb tr\u01b0\u1eddng v\u1ed1n v\u00e0 ho\u1ea1t \u0111\u1ed9ng theo c\u00e1c chu\u1ea9n m\u1ef1c qu\u1ea3n tr\u1ecb c\u1ee7a doanh nghi\u1ec7p \u0111\u1ea1i ch\u00fang.<\/p>\n

Qu\u00e1 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i \u0111\u00f3 c\u0169ng \u0111\u01b0\u1ee3c ph\u1ea3n \u00e1nh qua quy m\u00f4 ho\u1ea1t \u0111\u1ed9ng. T\u1eeb m\u1ee9c v\u1ed1n \u0111i\u1ec1u l\u1ec7 3 t\u1ef7 \u0111\u1ed3ng khi th\u00e0nh l\u1eadp n\u0103m 1989, \u0111\u1ebfn cu\u1ed1i n\u0103m 2025, v\u1ed1n \u0111i\u1ec1u l\u1ec7 HDBank \u0111\u1ea1t h\u01a1n 50.000 t\u1ef7 \u0111\u1ed3ng. T\u1ed5ng t\u00e0i s\u1ea3n h\u1ee3p nh\u1ea5t v\u01b0\u1ee3t 931.000 t\u1ef7 \u0111\u1ed3ng, trong khi l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf \u0111\u1ea1t h\u01a1n 21.300 t\u1ef7 \u0111\u1ed3ng v\u00e0 t\u1ef7 su\u1ea5t sinh l\u1eddi tr\u00ean v\u1ed1n ch\u1ee7 s\u1edf h\u1eefu (ROE) \u0111\u1ea1t 25,3%, thu\u1ed9c nh\u00f3m cao trong h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng. Nh\u1eefng con s\u1ed1 n\u00e0y cho th\u1ea5y s\u1ef1 m\u1edf r\u1ed9ng v\u1ec1 n\u0103ng l\u1ef1c t\u00e0i ch\u00ednh song h\u00e0nh v\u1edbi qu\u00e1 tr\u00ecnh ph\u00e1t tri\u1ec3n c\u1ee7a n\u1ec1n kinh t\u1ebf th\u00e0nh ph\u1ed1.<\/p>\n

Kh\u00f4ng ch\u1ec9 l\u1edbn h\u01a1n v\u1ec1 quy m\u00f4, HDBank c\u0169ng m\u1edf r\u1ed9ng v\u1ec1 vai tr\u00f2. N\u1ebfu nh\u1eefng n\u0103m \u0111\u1ea7u \u0110\u1ed5i m\u1edbi, ng\u00e2n h\u00e0ng ch\u1ee7 y\u1ebfu \u0111\u00e1p \u1ee9ng nhu c\u1ea7u v\u1ed1n cho ph\u00e1t tri\u1ec3n nh\u00e0 \u1edf v\u00e0 s\u1ea3n xu\u1ea5t kinh doanh, th\u00ec \u0111\u1ebfn giai \u0111o\u1ea1n h\u1ed9i nh\u1eadp, ho\u1ea1t \u0111\u1ed9ng \u0111\u00e3 tr\u1ea3i r\u1ed9ng sang ng\u00e2n h\u00e0ng b\u00e1n l\u1ebb, doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba (SME), t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng v\u00e0 th\u1ecb tr\u01b0\u1eddng v\u1ed1n. Qu\u00e1 tr\u00ecnh n\u00e0y ph\u1ea3n \u00e1nh xu h\u01b0\u1edbng ph\u00e1t tri\u1ec3n chung c\u1ee7a h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh TP HCM, khi c\u00e1c ng\u00e2n h\u00e0ng d\u1ea7n chuy\u1ec3n t\u1eeb m\u00f4 h\u00ecnh cung c\u1ea5p t\u00edn d\u1ee5ng sang \u0111\u1ecbnh ch\u1ebf t\u00e0i ch\u00ednh \u0111a n\u0103ng.<\/p>\n

Khi TP HCM \u0111\u1eb7t m\u1ee5c ti\u00eau tr\u1edf th\u00e0nh Trung t\u00e2m t\u00e0i ch\u00ednh qu\u1ed1c t\u1ebf, h\u00e0nh tr\u00ecnh ph\u00e1t tri\u1ec3n c\u1ee7a HDBank c\u0169ng b\u01b0\u1edbc sang m\u1ed9t giai \u0111o\u1ea1n m\u1edbi, v\u1edbi y\u00eau c\u1ea7u kh\u00f4ng ch\u1ec9 m\u1edf r\u1ed9ng quy m\u00f4 m\u00e0 c\u00f2n n\u00e2ng cao n\u0103ng l\u1ef1c s\u1ed1 h\u00f3a, qu\u1ea3n tr\u1ecb v\u00e0 k\u1ebft n\u1ed1i v\u1edbi th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh khu v\u1ef1c v\u00e0 to\u00e0n c\u1ea7u.<\/p>\n

\u0110\u1ed3ng h\u00e0nh v\u1edbi giai \u0111o\u1ea1n h\u1ed9i nh\u1eadp<\/strong><\/p>\n

Sau g\u1ea7n b\u1ed1n th\u1eadp ni\u00ean \u0110\u1ed5i m\u1edbi, TP HCM kh\u00f4ng ch\u1ec9 gi\u1eef vai tr\u00f2 \u0111\u1ea7u t\u00e0u kinh t\u1ebf m\u00e0 c\u00f2n h\u01b0\u1edbng t\u1edbi m\u1ee5c ti\u00eau tr\u1edf th\u00e0nh Trung t\u00e2m t\u00e0i ch\u00ednh qu\u1ed1c t\u1ebf. Theo Ngh\u1ecb quy\u1ebft s\u1ed1 222\/2025\/QH15 c\u1ee7a Qu\u1ed1c h\u1ed9i, Trung t\u00e2m t\u00e0i ch\u00ednh qu\u1ed1c t\u1ebf Vi\u1ec7t Nam \u0111\u01b0\u1ee3c th\u00e0nh l\u1eadp t\u1ea1i TP HCM nh\u1eb1m ph\u00e1t tri\u1ec3n th\u1ecb tr\u01b0\u1eddng v\u1ed1n qu\u1ed1c t\u1ebf, d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh ph\u1ee5c v\u1ee5 th\u01b0\u01a1ng m\u1ea1i v\u00e0 \u0111\u1ea7u t\u01b0, ng\u00e2n h\u00e0ng s\u1ed1, fintech c\u00f9ng c\u00e1c s\u1ea3n ph\u1ea9m t\u00e0i ch\u00ednh m\u1edbi. \u0110\u00e2y \u0111\u01b0\u1ee3c xem l\u00e0 b\u01b0\u1edbc ph\u00e1t tri\u1ec3n ti\u1ebfp theo c\u1ee7a h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh sau qu\u00e1 tr\u00ecnh h\u00ecnh th\u00e0nh ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i, th\u1ecb tr\u01b0\u1eddng v\u1ed1n v\u00e0 c\u00e1c \u0111\u1ecbnh ch\u1ebf \u0111\u1ea7u t\u01b0.<\/p>\n

S\u1ef1 chuy\u1ec3n d\u1ecbch \u0111\u00f3 c\u0169ng \u0111\u1eb7t ra y\u00eau c\u1ea7u m\u1edbi \u0111\u1ed1i v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng. N\u1ebfu \u1edf giai \u0111o\u1ea1n \u0111\u1ea7u \u0110\u1ed5i m\u1edbi, nhi\u1ec7m v\u1ee5 tr\u1ecdng t\u00e2m l\u00e0 huy \u0111\u1ed9ng v\u1ed1n v\u00e0 c\u1ea5p t\u00edn d\u1ee5ng cho s\u1ea3n xu\u1ea5t, th\u00ec hi\u1ec7n nay c\u00e1c \u0111\u1ecbnh ch\u1ebf t\u00e0i ch\u00ednh ph\u1ea3i m\u1edf r\u1ed9ng sang chuy\u1ec3n \u0111\u1ed5i s\u1ed1, qu\u1ea3n tr\u1ecb theo chu\u1ea9n m\u1ef1c qu\u1ed1c t\u1ebf, qu\u1ea3n l\u00fd d\u1eef li\u1ec7u, t\u00e0i ch\u00ednh xanh v\u00e0 k\u1ebft n\u1ed1i d\u00f2ng v\u1ed1n xuy\u00ean bi\u00ean gi\u1edbi.<\/p>\n

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T\u00f2a Saigon Marina IFC gi\u1eefa trung t\u00e2m TP HCM. \u1ea2nh: HDBank<\/em><\/p>\n<\/figcaption><\/figure>\n

\u0110\u1ed1i v\u1edbi HDBank, qu\u00e1 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i kh\u00f4ng ch\u1ec9 th\u1ec3 hi\u1ec7n \u1edf quy m\u00f4 m\u00e0 c\u00f2n \u1edf \u0111\u1ecbnh h\u01b0\u1edbng ph\u00e1t tri\u1ec3n. \u0110\u1ebfn cu\u1ed1i n\u0103m 2025, t\u1ed5ng t\u00e0i s\u1ea3n h\u1ee3p nh\u1ea5t c\u1ee7a ng\u00e2n h\u00e0ng v\u01b0\u1ee3t 931.000 t\u1ef7 \u0111\u1ed3ng, v\u1ed1n \u0111i\u1ec1u l\u1ec7 h\u01a1n 50.000 t\u1ef7 \u0111\u1ed3ng v\u00e0 t\u1ef7 su\u1ea5t sinh l\u1eddi tr\u00ean v\u1ed1n ch\u1ee7 s\u1edf h\u1eefu (ROE) \u0111\u1ea1t 25,3%, t\u1ea1o n\u1ec1n t\u1ea3ng t\u00e0i ch\u00ednh cho giai \u0111o\u1ea1n ph\u00e1t tri\u1ec3n m\u1edbi. C\u00f9ng v\u1edbi \u0111\u00f3, ng\u00e2n h\u00e0ng ti\u1ebfp nh\u1eadn DongA Bank theo ch\u1ee7 tr\u01b0\u01a1ng t\u00e1i c\u01a1 c\u1ea5u h\u1ec7 th\u1ed1ng c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng v\u00e0 ph\u00e1t tri\u1ec3n th\u00e0nh Vikki Digital Bank, m\u1edf r\u1ed9ng hi\u1ec7n di\u1ec7n trong l\u0129nh v\u1ef1c ng\u00e2n h\u00e0ng s\u1ed1 v\u00e0 d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh d\u1ef1a tr\u00ean c\u00f4ng ngh\u1ec7.<\/p>\n

Song song v\u1edbi vi\u1ec7c m\u1edf r\u1ed9ng ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng, HDBank ph\u00e1t tri\u1ec3n h\u1ec7 sinh th\u00e1i t\u00e0i ch\u00ednh g\u1ed3m ng\u00e2n h\u00e0ng, t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng v\u00e0 ng\u00e2n h\u00e0ng s\u1ed1, h\u01b0\u1edbng t\u1edbi \u0111\u00e1p \u1ee9ng nhu c\u1ea7u ng\u00e0y c\u00e0ng \u0111a d\u1ea1ng c\u1ee7a kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n, doanh nghi\u1ec7p v\u00e0 doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba. Nh\u1eefng b\u01b0\u1edbc chuy\u1ec3n n\u00e0y ph\u1ea3n \u00e1nh xu h\u01b0\u1edbng ph\u00e1t tri\u1ec3n chung c\u1ee7a h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh TP HCM, khi c\u00e1c ng\u00e2n h\u00e0ng kh\u00f4ng c\u00f2n ch\u1ec9 cung c\u1ea5p t\u00edn d\u1ee5ng m\u00e0 d\u1ea7n tr\u1edf th\u00e0nh nh\u1eefng \u0111\u1ecbnh ch\u1ebf t\u00e0i ch\u00ednh \u0111a n\u0103ng, c\u00f3 kh\u1ea3 n\u0103ng k\u1ebft n\u1ed1i gi\u1eefa v\u1ed1n, c\u00f4ng ngh\u1ec7 v\u00e0 d\u1eef li\u1ec7u. H\u01b0\u1edbng t\u1edbi tr\u1edf th\u00e0nh Trung t\u00e2m t\u00e0i ch\u00ednh qu\u1ed1c t\u1ebf, HDBank ti\u1ebfp t\u1ee5c chuy\u1ec3n d\u1ecbch theo h\u01b0\u1edbng s\u1ed1 h\u00f3a, h\u1ed9i nh\u1eadp v\u00e0 ph\u00e1t tri\u1ec3n h\u1ec7 sinh th\u00e1i t\u00e0i ch\u00ednh.<\/p>\n

T\u1eeb m\u1ed9t ng\u00e2n h\u00e0ng chuy\u00ean ng\u00e0nh \u0111\u1ebfn \u0111\u1ecbnh ch\u1ebf t\u00e0i ch\u00ednh \u0111a n\u0103ng, qu\u00e1 tr\u00ecnh l\u1edbn l\u00ean c\u1ee7a HDBank c\u0169ng l\u00e0 m\u1ed9t ph\u1ea7n trong c\u00e2u chuy\u1ec7n ph\u00e1t tri\u1ec3n c\u1ee7a TP HCM \u2013 n\u01a1i m\u1ed7i b\u01b0\u1edbc chuy\u1ec3n c\u1ee7a n\u1ec1n kinh t\u1ebf \u0111\u1ec1u t\u1ea1o ra nh\u1eefng y\u00eau c\u1ea7u m\u1edbi v\u00e0 c\u0169ng m\u1edf ra nh\u1eefng c\u01a1 h\u1ed9i m\u1edbi cho c\u00e1c \u0111\u1ecbnh ch\u1ebf t\u00e0i ch\u00ednh.<\/p>\n

Nh\u00ecn l\u1ea1i g\u1ea7n 40 n\u0103m k\u1ec3 t\u1eeb khi th\u00e0nh l\u1eadp, h\u00e0nh tr\u00ecnh c\u1ee7a HDBank g\u1eafn v\u1edbi nhi\u1ec1u b\u01b0\u1edbc chuy\u1ec3n quan tr\u1ecdng c\u1ee7a TP HCM. Khi th\u00e0nh ph\u1ed1 kh\u01a1i th\u00f4ng ngu\u1ed3n v\u1ed1n cho n\u1ec1n kinh t\u1ebf th\u1eddi k\u1ef3 \u0110\u1ed5i m\u1edbi, HDBank ra \u0111\u1eddi \u0111\u1ec3 \u0111\u00e1p \u1ee9ng nhu c\u1ea7u ph\u00e1t tri\u1ec3n \u0111\u00f4 th\u1ecb v\u00e0 s\u1ea3n xu\u1ea5t kinh doanh. Khi th\u1ecb tr\u01b0\u1eddng v\u1ed1n h\u00ecnh th\u00e0nh v\u00e0 khu v\u1ef1c kinh t\u1ebf t\u01b0 nh\u00e2n m\u1edf r\u1ed9ng, ng\u00e2n h\u00e0ng chuy\u1ec3n m\u00ecnh th\u00e0nh m\u00f4 h\u00ecnh th\u01b0\u01a1ng m\u1ea1i \u0111a n\u0103ng. V\u00e0 khi TP HCM h\u01b0\u1edbng t\u1edbi tr\u1edf th\u00e0nh Trung t\u00e2m t\u00e0i ch\u00ednh qu\u1ed1c t\u1ebf, HDBank ti\u1ebfp t\u1ee5c m\u1edf r\u1ed9ng sang ng\u00e2n h\u00e0ng s\u1ed1, c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh v\u00e0 c\u00e1c d\u1ecbch v\u1ee5 ph\u1ee5c v\u1ee5 h\u1ed9i nh\u1eadp.<\/p>\n

T\u1eeb m\u1ed9t ng\u00e2n h\u00e0ng chuy\u00ean ng\u00e0nh \u0111\u1ebfn \u0111\u1ecbnh ch\u1ebf t\u00e0i ch\u00ednh \u0111a n\u0103ng, qu\u00e1 tr\u00ecnh ph\u00e1t tri\u1ec3n c\u1ee7a HDBank kh\u00f4ng t\u00e1ch r\u1eddi s\u1ef1 chuy\u1ec3n m\u00ecnh c\u1ee7a TP HCM. M\u1ed7i giai \u0111o\u1ea1n ph\u00e1t tri\u1ec3n c\u1ee7a th\u00e0nh ph\u1ed1 \u0111\u1ec1u m\u1edf ra nh\u1eefng y\u00eau c\u1ea7u m\u1edbi \u0111\u1ed1i v\u1edbi h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh, \u0111\u1ed3ng th\u1eddi t\u1ea1o \u0111\u1ed9ng l\u1ef1c \u0111\u1ec3 ng\u00e2n h\u00e0ng m\u1edf r\u1ed9ng vai tr\u00f2, n\u00e2ng cao n\u0103ng l\u1ef1c c\u1ea1nh tranh v\u00e0 th\u00edch \u1ee9ng v\u1edbi m\u1ed9t n\u1ec1n kinh t\u1ebf ng\u00e0y c\u00e0ng h\u1ed9i nh\u1eadp.<\/p>\n

Ho\u00e0ng \u0110an<\/strong><\/p>\n<\/article>\n

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https:\/\/vnexpress.net\/hdbank-lon-len-cung-nhung-buoc-chuyen-cua-tp-hcm-5092733.html<\/p>\n","protected":false},"excerpt":{"rendered":"

HDBank ‘l\u1edbn l\u00ean’ c\u00f9ng nh\u1eefng b\u01b0\u1edbc chuy\u1ec3n c\u1ee7a TP HCM Ra \u0111\u1eddi trong giai \u0111o\u1ea1n TP HCM b\u1eaft \u0111\u1ea7u \u0111\u1ed5i m\u1edbi, HDBank t\u1eebng b\u01b0\u1edbc chuy\u1ec3n t\u1eeb ng\u00e2n h\u00e0ng chuy\u00ean ng\u00e0nh th\u00e0nh \u0111\u1ecbnh ch\u1ebf t\u00e0i ch\u00ednh \u0111a n\u0103ng, \u0111\u1ed3ng h\u00e0nh c\u00f9ng qu\u00e1 tr\u00ecnh ph\u00e1t tri\u1ec3n c\u1ee7a \u0111\u1ea7u t\u00e0u kinh t\u1ebf c\u1ea3 n\u01b0\u1edbc. Sau 40 n\u0103m \u0111\u1ed5i<\/p>\n","protected":false},"author":1,"featured_media":4583,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"class_list":["post-4582","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-thi-truong"],"_links":{"self":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/4582","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4582"}],"version-history":[{"count":0,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/4582\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/media\/4583"}],"wp:attachment":[{"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4582"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4582"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4582"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}