{"id":4681,"date":"2026-07-18T09:17:18","date_gmt":"2026-07-18T02:17:18","guid":{"rendered":"https:\/\/useful.vn\/?p=4681"},"modified":"2026-07-18T09:17:18","modified_gmt":"2026-07-18T02:17:18","slug":"ha-tang-tai-chinh-he-tuan-hoan-cua-nen-kinh-te-tp-hcm","status":"publish","type":"post","link":"https:\/\/useful.vn\/?p=4681","title":{"rendered":"H\u1ea1 t\u1ea7ng t\u00e0i ch\u00ednh – ‘h\u1ec7 tu\u1ea7n ho\u00e0n’ c\u1ee7a n\u1ec1n kinh t\u1ebf TP HCM"},"content":{"rendered":"
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\nH\u1ea1 t\u1ea7ng t\u00e0i ch\u00ednh – ‘h\u1ec7 tu\u1ea7n ho\u00e0n’ c\u1ee7a n\u1ec1n kinh t\u1ebf TP HCM <\/h1>\n

TP HCM l\u1ea7n \u0111\u1ea7u v\u00e0o nh\u00f3m ba trung t\u00e2m t\u00e0i ch\u00ednh h\u00e0ng \u0111\u1ea7u \u0110\u00f4ng Nam \u00c1, ph\u1ea3n \u00e1nh qu\u00e1 tr\u00ecnh t\u00edch l\u0169y h\u1ea1 t\u1ea7ng t\u00e0i ch\u00ednh qua nhi\u1ec1u th\u1eadp ni\u00ean, t\u1eeb h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng, th\u1ecb tr\u01b0\u1eddng v\u1ed1n \u0111\u1ebfn thanh to\u00e1n s\u1ed1 v\u00e0 fintech.<\/p>\n

Th\u00e1ng 3\/2026, TP HCM l\u1ea7n \u0111\u1ea7u v\u01b0\u1ee3t Jakarta \u0111\u1ec3 v\u00e0o top 3 trung t\u00e2m t\u00e0i ch\u00ednh h\u00e0ng \u0111\u1ea7u \u0110\u00f4ng Nam \u00c1 theo Ch\u1ec9 s\u1ed1 Trung t\u00e2m T\u00e0i ch\u00ednh To\u00e0n c\u1ea7u (GFCI) l\u1ea7n th\u1ee9 39 do T\u1ed5 ch\u1ee9c Z\/Yen Partners (Anh) v\u00e0 Vi\u1ec7n Ph\u00e1t tri\u1ec3n Trung Qu\u1ed1c c\u00f4ng b\u1ed1. Th\u00e0nh ph\u1ed1 x\u1ebfp th\u1ee9 84 th\u1ebf gi\u1edbi, \u0111\u1ee9ng sau Singapore v\u00e0 Kuala Lumpur trong khu v\u1ef1c. \u0110\u00e2y c\u0169ng l\u00e0 th\u1ee9 h\u1ea1ng cao nh\u1ea5t c\u1ee7a \u0111\u1ea7u t\u00e0u kinh t\u1ebf Vi\u1ec7t Nam k\u1ec3 t\u1eeb khi l\u1ea7n \u0111\u1ea7u xu\u1ea5t hi\u1ec7n tr\u00ean b\u1ea3ng x\u1ebfp h\u1ea1ng GFCI n\u0103m 2022.<\/p>\n

K\u1ebft qu\u1ea3 n\u00e0y ph\u1ea3n \u00e1nh qu\u00e1 tr\u00ecnh ph\u00e1t tri\u1ec3n c\u1ee7a h\u1ea1 t\u1ea7ng t\u00e0i ch\u00ednh – n\u1ec1n t\u1ea3ng gi\u00fap d\u00f2ng v\u1ed1n \u0111\u01b0\u1ee3c huy \u0111\u1ed9ng, ph\u00e2n b\u1ed5 v\u00e0 l\u01b0u th\u00f4ng trong n\u1ec1n kinh t\u1ebf. N\u1ebfu nh\u1eefng n\u0103m \u0111\u1ea7u sau \u0111\u1ed5i m\u1edbi, h\u1ec7 th\u1ed1ng n\u00e0y ch\u1ee7 y\u1ebfu \u0111\u00e1p \u1ee9ng nhu c\u1ea7u v\u1ed1n cho s\u1ea3n xu\u1ea5t v\u00e0 ph\u00e1t tri\u1ec3n \u0111\u00f4 th\u1ecb, th\u00ec \u0111\u1ebfn nay \u0111\u00e3 m\u1edf r\u1ed9ng th\u00e0nh m\u1ea1ng l\u01b0\u1edbi g\u1ed3m ng\u00e2n h\u00e0ng, th\u1ecb tr\u01b0\u1eddng v\u1ed1n, b\u1ea3o hi\u1ec3m, thanh to\u00e1n s\u1ed1 v\u00e0 c\u00e1c \u0111\u1ecbnh ch\u1ebf t\u00e0i ch\u00ednh hi\u1ec7n \u0111\u1ea1i, t\u1ea1o n\u1ec1n t\u1ea3ng cho m\u1ee5c ti\u00eau x\u00e2y d\u1ef1ng Trung t\u00e2m t\u00e0i ch\u00ednh qu\u1ed1c t\u1ebf.<\/p>\n

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M\u1ed9t g\u00f3c TP HCM v\u1edbi nhi\u1ec1u cao \u1ed1c ch\u1ecdc tr\u1eddi, ng\u00e0y 1\/7\/2026. \u1ea2nh: Thanh T\u00f9ng<\/em><\/p>\n<\/figcaption><\/figure>\n

Kh\u1edfi \u0111\u1ea7u t\u1eeb b\u00e0i to\u00e1n ngu\u1ed3n v\u1ed1n<\/strong><\/p>\n

C\u00e1c chuy\u00ean gia kinh t\u1ebf v\u00ed h\u1ea1 t\u1ea7ng t\u00e0i ch\u00ednh nh\u01b0 “h\u1ec7 tu\u1ea7n ho\u00e0n” c\u1ee7a n\u1ec1n kinh t\u1ebf. B\u00ean c\u1ea1nh h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng, h\u1ea1 t\u1ea7ng n\u00e0y c\u00f2n bao g\u1ed3m c\u00e1c \u0111\u1ecbnh ch\u1ebf t\u00e0i ch\u00ednh, th\u1ecb tr\u01b0\u1eddng v\u1ed1n, h\u1ec7 th\u1ed1ng thanh to\u00e1n v\u00e0 d\u1eef li\u1ec7u, gi\u00fap ngu\u1ed3n l\u1ef1c \u0111\u01b0\u1ee3c lu\u00e2n chuy\u1ec3n t\u1edbi c\u00e1c khu v\u1ef1c s\u1ea3n xu\u1ea5t, kinh doanh v\u00e0 ti\u00eau d\u00f9ng.<\/p>\n

Qu\u00e1 tr\u00ecnh h\u00ecnh th\u00e0nh h\u1ea1 t\u1ea7ng t\u00e0i ch\u00ednh TP HCM g\u1eafn li\u1ec1n v\u1edbi t\u1eebng giai \u0111o\u1ea1n ph\u00e1t tri\u1ec3n c\u1ee7a n\u1ec1n kinh t\u1ebf. Sau n\u0103m 1975, h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng v\u1eadn h\u00e0nh theo c\u01a1 ch\u1ebf m\u1ed9t c\u1ea5p, ch\u1ee7 y\u1ebfu th\u1ef1c hi\u1ec7n ch\u1ee9c n\u0103ng qu\u1ea3n l\u00fd v\u00e0 c\u1ea5p ph\u00e1t v\u1ed1n. B\u01b0\u1edbc ngo\u1eb7t di\u1ec5n ra n\u0103m 1990, khi hai ph\u00e1p l\u1ec7nh v\u1ec1 ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c ban h\u00e0nh, chuy\u1ec3n h\u1ec7 th\u1ed1ng sang m\u00f4 h\u00ecnh hai c\u1ea5p v\u00e0 m\u1edf \u0111\u01b0\u1eddng cho s\u1ef1 ra \u0111\u1eddi c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n.<\/p>\n

Trong b\u1ed1i c\u1ea3nh \u0111\u00f3, HDBank \u0111\u01b0\u1ee3c th\u00e0nh l\u1eadp v\u1edbi \u0111\u1ecbnh h\u01b0\u1edbng ban \u0111\u1ea7u l\u00e0 \u0111\u1ed3ng h\u00e0nh qu\u00e1 tr\u00ecnh ph\u00e1t tri\u1ec3n nh\u00e0 \u1edf v\u00e0 \u0111\u00f4 th\u1ecb c\u1ee7a TP.HCM. S\u1ef1 xu\u1ea5t hi\u1ec7n c\u1ee7a \u0111\u01a1n v\u1ecb, c\u00f9ng c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n th\u1ebf h\u1ec7 \u0111\u1ea7u, g\u00f3p ph\u1ea7n kh\u01a1i th\u00f4ng ngu\u1ed3n l\u1ef1c t\u00e0i ch\u00ednh, \u0111\u1ed3ng h\u00e0nh v\u1edbi th\u00e0nh ph\u1ed1 trong nh\u1eefng n\u0103m \u0111\u1ea7u t\u0103ng t\u1ed1c c\u00f4ng nghi\u1ec7p h\u00f3a v\u00e0 \u0111\u00f4 th\u1ecb h\u00f3a.<\/p>\n

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Ng\u00e2n h\u00e0ng Ph\u00e1t tri\u1ec3n Nh\u00e0 TP HCM ra \u0111\u1eddi th\u00e1ng 1\/1990. \u1ea2nh: HDBank<\/em><\/p>\n<\/figcaption><\/figure>\n

\u1ede giai \u0111o\u1ea1n \u0111\u1ea7u, vai tr\u00f2 c\u1ee7a h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh ch\u1ee7 y\u1ebfu l\u00e0 huy \u0111\u1ed9ng v\u00e0 ph\u00e2n b\u1ed5 v\u1ed1n. Tuy nhi\u00ean, c\u00f9ng v\u1edbi qu\u00e1 tr\u00ecnh m\u1edf c\u1eeda v\u00e0 h\u1ed9i nh\u1eadp, nhu c\u1ea7u c\u1ee7a n\u1ec1n kinh t\u1ebf kh\u00f4ng c\u00f2n d\u1eebng \u1edf t\u00edn d\u1ee5ng ng\u00e2n h\u00e0ng, m\u00e0 \u0111\u00f2i h\u1ecfi th\u00eam nhi\u1ec1u k\u00eanh d\u1eabn v\u1ed1n v\u00e0 d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh hi\u1ec7n \u0111\u1ea1i h\u01a1n. \u0110\u00e2y c\u0169ng l\u00e0 ti\u1ec1n \u0111\u1ec1 \u0111\u1ec3 th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh TP HCM b\u01b0\u1edbc sang giai \u0111o\u1ea1n ph\u00e1t tri\u1ec3n m\u1edbi.<\/p>\n

V\u01b0\u01a1n l\u00ean th\u00e0nh h\u1ec7 sinh th\u00e1i t\u00e0i ch\u00ednh \u0111a t\u1ea7ng<\/strong><\/p>\n

T\u1eeb nh\u1eefng n\u0103m 2000, c\u00f9ng qu\u00e1 tr\u00ecnh h\u1ed9i nh\u1eadp, th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh TP HCM chuy\u1ec3n t\u1eeb m\u00f4 h\u00ecnh ch\u1ee7 y\u1ebfu d\u1ef1a v\u00e0o t\u00edn d\u1ee5ng ng\u00e2n h\u00e0ng sang h\u1ec7 sinh th\u00e1i \u0111a d\u1ea1ng h\u01a1n. B\u00ean c\u1ea1nh ngu\u1ed3n v\u1ed1n t\u1eeb ng\u00e2n h\u00e0ng, doanh nghi\u1ec7p v\u00e0 ng\u01b0\u1eddi d\u00e2n c\u00f3 th\u00eam c\u00e1c k\u00eanh huy \u0111\u1ed9ng qua th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n, b\u1ea3o hi\u1ec3m v\u00e0 nhi\u1ec1u d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh hi\u1ec7n \u0111\u1ea1i.<\/p>\n

M\u1ed9t d\u1ea5u m\u1ed1c quan tr\u1ecdng l\u00e0 s\u1ef1 ra \u0111\u1eddi c\u1ee7a Trung t\u00e2m Giao d\u1ecbch Ch\u1ee9ng kho\u00e1n TP HCM n\u0103m 2000, ti\u1ec1n th\u00e2n c\u1ee7a HoSE. \u0110\u00e2y l\u00e0 b\u01b0\u1edbc m\u1edf r\u1ed9ng th\u1ecb tr\u01b0\u1eddng v\u1ed1n, t\u1ea1o th\u00eam k\u00eanh huy \u0111\u1ed9ng v\u1ed1n trung v\u00e0 d\u00e0i h\u1ea1n cho doanh nghi\u1ec7p, thay v\u00ec ph\u1ee5 thu\u1ed9c ch\u1ee7 y\u1ebfu v\u00e0o t\u00edn d\u1ee5ng ng\u00e2n h\u00e0ng.<\/p>\n

Quy m\u00f4 h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh c\u0169ng t\u0103ng nhanh. Theo nghi\u00ean c\u1ee9u c\u1ee7a PGS.TS V\u0169 Th\u1ecb Minh H\u1eb1ng (\u0110\u1ea1i h\u1ecdc Kinh t\u1ebf TP HCM), \u0111\u1ebfn n\u0103m 2007, th\u00e0nh ph\u1ed1 c\u00f3 18 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n, 22 ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i, 21 c\u00f4ng ty ch\u1ee9ng kho\u00e1n c\u00f9ng nhi\u1ec1u c\u00f4ng ty t\u00e0i ch\u00ednh v\u00e0 cho thu\u00ea t\u00e0i ch\u00ednh. T\u1ed5ng huy \u0111\u1ed9ng v\u1ed1n v\u00e0 d\u01b0 n\u1ee3 t\u00edn d\u1ee5ng \u0111\u1ec1u chi\u1ebfm kho\u1ea3ng 48% c\u1ea3 n\u01b0\u1edbc, kh\u1eb3ng \u0111\u1ecbnh vai tr\u00f2 \u0111\u1ea7u t\u00e0u c\u1ee7a TP HCM trong h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh Vi\u1ec7t Nam.<\/p>\n

B\u01b0\u1edbc sang giai \u0111o\u1ea1n chuy\u1ec3n \u0111\u1ed5i s\u1ed1, h\u1ea1 t\u1ea7ng t\u00e0i ch\u00ednh ti\u1ebfp t\u1ee5c m\u1edf r\u1ed9ng v\u1edbi thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t, eKYC, QR Code v\u00e0 v\u00ed \u0111i\u1ec7n t\u1eed. Theo Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, gi\u00e1 tr\u1ecb thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t n\u0103m 2025 \u01b0\u1edbc g\u1ea5p kho\u1ea3ng 28 l\u1ea7n GDP. \u0110\u1ebfn th\u00e1ng 5\/2026, d\u01b0 n\u1ee3 t\u00edn d\u1ee5ng TP HCM \u0111\u1ea1t h\u01a1n 5,4 tri\u1ec7u t\u1ef7 \u0111\u1ed3ng, chi\u1ebfm tr\u00ean 27% t\u1ed5ng d\u01b0 n\u1ee3 c\u1ea3 n\u01b0\u1edbc.<\/p>\n

Kh\u00f4ng ch\u1ec9 t\u00edn d\u1ee5ng, c\u00e1c c\u1ea5u ph\u1ea7n kh\u00e1c c\u0169ng ph\u00e1t tri\u1ec3n m\u1ea1nh. Sau 25 n\u0103m ho\u1ea1t \u0111\u1ed9ng, HoSE c\u00f3 h\u01a1n 1.600 doanh nghi\u1ec7p ni\u00eam y\u1ebft v\u00e0 \u0111\u0103ng k\u00fd giao d\u1ecbch, thanh kho\u1ea3n b\u00ecnh qu\u00e2n tr\u00ean 21.000 t\u1ef7 \u0111\u1ed3ng m\u1ed7i phi\u00ean. Th\u00e0nh ph\u1ed1 c\u0169ng l\u00e0 th\u1ecb tr\u01b0\u1eddng l\u1edbn c\u1ee7a ng\u00e0nh b\u1ea3o hi\u1ec3m v\u1edbi kho\u1ea3ng 20 doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd v\u00e0 h\u01a1n 30 doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m phi nh\u00e2n th\u1ecd ho\u1ea1t \u0111\u1ed9ng.<\/p>\n

S\u1ef1 ph\u00e1t tri\u1ec3n \u0111\u1ed3ng th\u1eddi c\u1ee7a ng\u00e2n h\u00e0ng, th\u1ecb tr\u01b0\u1eddng v\u1ed1n, b\u1ea3o hi\u1ec3m v\u00e0 c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh cho th\u1ea5y h\u1ea1 t\u1ea7ng t\u00e0i ch\u00ednh TP HCM \u0111\u00e3 m\u1edf r\u1ed9ng t\u1eeb m\u1ed9t h\u1ec7 th\u1ed1ng cung \u1ee9ng v\u1ed1n sang h\u1ec7 sinh th\u00e1i \u0111a t\u1ea7ng, t\u1ea1o n\u1ec1n t\u1ea3ng \u0111\u1ec3 th\u00e0nh ph\u1ed1 tham gia s\u00e2u h\u01a1n v\u00e0o m\u1ea1ng l\u01b0\u1edbi t\u00e0i ch\u00ednh khu v\u1ef1c.<\/p>\n

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Kh\u00e1ch h\u00e0ng giao d\u1ecbch t\u1ea1i ng\u00e2n h\u00e0ng. \u1ea2nh: HDBank<\/em><\/p>\n<\/figcaption><\/figure>\n

Qu\u00e1 tr\u00ecnh ph\u00e1t tri\u1ec3n c\u1ee7a h\u1ea1 t\u1ea7ng t\u00e0i ch\u00ednh c\u0169ng ph\u1ea3n \u00e1nh qua s\u1ef1 chuy\u1ec3n \u0111\u1ed5i c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i. Nh\u01b0 t\u1ea1i HDBank, t\u1eeb m\u1ed9t ng\u00e2n h\u00e0ng g\u1eafn v\u1edbi ph\u00e1t tri\u1ec3n \u0111\u00f4 th\u1ecb giai \u0111o\u1ea1n \u0111\u1ea7u, t\u1eebng b\u01b0\u1edbc m\u1edf r\u1ed9ng sang ng\u00e2n h\u00e0ng b\u00e1n l\u1ebb, t\u00e0i ch\u00ednh s\u1ed1 v\u00e0 h\u1ee3p t\u00e1c qu\u1ed1c t\u1ebf. Ng\u00e2n h\u00e0ng \u0111\u1ed3ng th\u1eddi tham gia c\u00e1c gi\u1ea3i ph\u00e1p thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t, \u1ee9ng d\u1ee5ng AI trong v\u1eadn h\u00e0nh v\u00e0 m\u1edf r\u1ed9ng k\u1ebft n\u1ed1i v\u1edbi c\u00e1c ngu\u1ed3n v\u1ed1n to\u00e0n c\u1ea7u.<\/p>\n

T\u1eeb n\u0103m 2020, ng\u00e2n h\u00e0ng x\u00e1c \u0111\u1ecbnh chuy\u1ec3n \u0111\u1ed5i s\u1ed1 l\u00e0 m\u1ed9t trong nh\u1eefng tr\u1ee5 c\u1ed9t ph\u00e1t tri\u1ec3n, tri\u1ec3n khai eKYC, AI v\u00e0 machine learning trong v\u1eadn h\u00e0nh. \u0110\u1ed3ng th\u1eddi, \u0111\u01a1n v\u1ecb tham gia c\u00e1c gi\u1ea3i ph\u00e1p thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t tr\u00ean Metro s\u1ed1 1 v\u00e0 m\u1edf r\u1ed9ng h\u1ee3p t\u00e1c qu\u1ed1c t\u1ebf nh\u1eb1m \u0111a d\u1ea1ng h\u00f3a ngu\u1ed3n v\u1ed1n. \u0110\u1ebfn h\u1ebft qu\u00fd I\/2026, d\u01b0 n\u1ee3 t\u00edn d\u1ee5ng \u0111\u1ea1t h\u01a1n 635.000 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 8% so v\u1edbi \u0111\u1ea7u n\u0103m, cao h\u01a1n m\u1ee9c t\u0103ng b\u00ecnh qu\u00e2n to\u00e0n ng\u00e0nh.<\/p>\n

\u0110\u00e2y c\u0169ng l\u00e0 xu h\u01b0\u1edbng chung c\u1ee7a nhi\u1ec1u ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i trong b\u1ed1i c\u1ea3nh h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh chuy\u1ec3n t\u1eeb vai tr\u00f2 cung \u1ee9ng t\u00edn d\u1ee5ng sang cung c\u1ea5p c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh s\u1ed1 v\u00e0 k\u1ebft n\u1ed1i v\u1edbi c\u00e1c ngu\u1ed3n v\u1ed1n qu\u1ed1c t\u1ebf.<\/p>\n

Giai \u0111o\u1ea1n kho\u1ea3ng h\u01a1n 10 n\u0103m g\u1ea7n \u0111\u00e2y, ng\u00e0nh t\u00e0i ch\u00ednh c\u0169ng b\u01b0\u1edbc v\u00e0o giai \u0111o\u1ea1n t\u00e1i c\u1ea5u tr\u00fac c\u00e1c ng\u00e2n h\u00e0ng ho\u1ea1t \u0111\u1ed9ng ch\u01b0a hi\u1ec7u qu\u1ea3. HDBank c\u0169ng tham gia v\u00e0o qu\u00e1 tr\u00ecnh n\u00e0y v\u1edbi vi\u1ec7c ti\u1ebfp nh\u1eadn v\u00e0 chuy\u1ec3n \u0111\u1ed5i DongA Bank th\u00e0nh Vikki Digital Bank.<\/p>\n

M\u1ea1ch d\u1eabn t\u1edbi trung t\u00e2m t\u00e0i ch\u00ednh qu\u1ed1c t\u1ebf<\/strong><\/p>\n

Sau h\u01a1n ba th\u1eadp ni\u00ean ph\u00e1t tri\u1ec3n, h\u1ea1 t\u1ea7ng t\u00e0i ch\u00ednh TP HCM kh\u00f4ng c\u00f2n ch\u1ec9 \u0111\u00e1p \u1ee9ng nhu c\u1ea7u v\u1ed1n cho n\u1ec1n kinh t\u1ebf trong n\u01b0\u1edbc. S\u1ef1 l\u1edbn m\u1ea1nh c\u1ee7a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng, th\u1ecb tr\u01b0\u1eddng v\u1ed1n, b\u1ea3o hi\u1ec3m v\u00e0 t\u00e0i ch\u00ednh s\u1ed1 t\u1eebng b\u01b0\u1edbc m\u1edf r\u1ed9ng kh\u1ea3 n\u0103ng k\u1ebft n\u1ed1i v\u1edbi c\u00e1c d\u00f2ng v\u1ed1n khu v\u1ef1c v\u00e0 qu\u1ed1c t\u1ebf. Tr\u00ean n\u1ec1n t\u1ea3ng \u0111\u00f3, m\u1ee5c ti\u00eau c\u1ee7a th\u00e0nh ph\u1ed1 kh\u00f4ng ch\u1ec9 d\u1eebng \u1edf vi\u1ec7c ph\u00e1t tri\u1ec3n m\u1ed9t th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh quy m\u00f4 l\u1edbn, m\u00e0 h\u01b0\u1edbng t\u1edbi tr\u1edf th\u00e0nh trung t\u00e2m t\u00e0i ch\u00ednh c\u00f3 kh\u1ea3 n\u0103ng thu h\u00fat d\u00f2ng v\u1ed1n, \u0111\u1ecbnh ch\u1ebf t\u00e0i ch\u00ednh v\u00e0 c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh qu\u1ed1c t\u1ebf.<\/p>\n

Hi\u1ec7n th\u1ef1c h\u00f3a \u0111\u1ecbnh h\u01b0\u1edbng n\u00e0y l\u00e0 s\u1ef1 ra \u0111\u1eddi c\u1ee7a Trung t\u00e2m T\u00e0i ch\u00ednh qu\u1ed1c t\u1ebf Vi\u1ec7t Nam t\u1ea1i TP HCM (VIFC-HCM) v\u00e0o \u0111\u1ea7u n\u0103m 2026. Trung t\u00e2m \u0111\u01b0\u1ee3c \u0111\u1ecbnh h\u01b0\u1edbng ph\u00e1t tri\u1ec3n b\u1ed1n l\u0129nh v\u1ef1c tr\u1ee5 c\u1ed9t g\u1ed3m t\u00e0i ch\u00ednh h\u00e0ng kh\u00f4ng, t\u00e0i ch\u00ednh h\u00e0ng h\u1ea3i, fintech c\u00f9ng h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng v\u00e0 c\u00e1c \u0111\u1ecbnh ch\u1ebf t\u00e0i ch\u00ednh to\u00e0n c\u1ea7u. Theo c\u00f4ng b\u1ed1, sau kho\u1ea3ng b\u1ed1n th\u00e1ng ho\u1ea1t \u0111\u1ed9ng, VIFC-HCM \u0111\u00e3 thu h\u00fat kho\u1ea3ng 9,1 t\u1ef7 USD v\u1ed1n \u0111\u0103ng k\u00fd v\u00e0 h\u01a1n 500 doanh nghi\u1ec7p tham gia.<\/p>\n

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T\u00f2a nh\u00e0 Saigon Marina IFC v\u00e0 m\u1ed9t g\u00f3c khu v\u1ef1c trung t\u00e2m r\u1ef1c r\u1ee1 ph\u00e1o hoa. \u1ea2nh: HDBank<\/em><\/p>\n<\/figcaption><\/figure>\n

Theo Ph\u00f3 th\u1ee7 t\u01b0\u1edbng Th\u01b0\u1eddng tr\u1ef1c Nguy\u1ec5n H\u00f2a B\u00ecnh, VIFC kh\u00f4ng ch\u1ec9 l\u00e0 n\u01a1i t\u1eadp trung c\u00e1c \u0111\u1ecbnh ch\u1ebf t\u00e0i ch\u00ednh m\u00e0 c\u00f2n g\u00f3p ph\u1ea7n thu h\u00fat ngu\u1ed3n v\u1ed1n qu\u1ed1c t\u1ebf, th\u00fac \u0111\u1ea9y ph\u00e1t tri\u1ec3n kinh t\u1ebf s\u1ed1, kinh t\u1ebf xanh v\u00e0 \u0111\u1ed5i m\u1edbi s\u00e1ng t\u1ea1o. Trung t\u00e2m c\u0169ng \u0111\u01b0\u1ee3c k\u1ef3 v\u1ecdng t\u1ea1o d\u01b0 \u0111\u1ecba th\u1eed nghi\u1ec7m c\u00e1c m\u00f4 h\u00ecnh t\u00e0i ch\u00ednh m\u1edbi, g\u00f3p ph\u1ea7n ho\u00e0n thi\u1ec7n h\u00e0nh lang ph\u00e1p l\u00fd cho nh\u1eefng l\u0129nh v\u1ef1c c\u00f2n nhi\u1ec1u ti\u1ec1m n\u0103ng nh\u01b0 t\u00e0i s\u1ea3n s\u1ed1.<\/p>\n

\u1ede g\u00f3c \u0111\u1ed9 th\u1ecb tr\u01b0\u1eddng, \u00f4ng Ph\u00f9ng Anh Tu\u1ea5n, Ph\u00f3 ch\u1ee7 t\u1ecbch ki\u00eam T\u1ed5ng th\u01b0 k\u00fd Hi\u1ec7p h\u1ed9i C\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh Vi\u1ec7t Nam, cho r\u1eb1ng VIFC c\u00f3 th\u1ec3 \u0111\u00f3ng vai tr\u00f2 nh\u01b0 m\u1ed9t “sandbox th\u1ec3 ch\u1ebf”, n\u01a1i th\u1eed nghi\u1ec7m c\u00e1c th\u00f4ng l\u1ec7 t\u00e0i ch\u00ednh qu\u1ed1c t\u1ebf tr\u01b0\u1edbc khi m\u1edf r\u1ed9ng \u00e1p d\u1ee5ng tr\u00ean ph\u1ea1m vi c\u1ea3 n\u01b0\u1edbc. Theo \u00f4ng, \u0111\u00e2y c\u0169ng l\u00e0 \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 n\u00e2ng cao s\u1ee9c c\u1ea1nh tranh c\u1ee7a th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh Vi\u1ec7t Nam trong d\u00e0i h\u1ea1n.<\/p>\n

C\u00f9ng v\u1edbi c\u01a1 quan qu\u1ea3n l\u00fd v\u00e0 c\u00e1c \u0111\u1ecbnh ch\u1ebf t\u00e0i ch\u00ednh, nhi\u1ec1u doanh nghi\u1ec7p c\u0169ng b\u1eaft \u0111\u1ea7u tham gia v\u00e0o h\u1ec7 sinh th\u00e1i c\u1ee7a VIFC-HCM. Trong \u0111\u00f3, HDBank v\u00e0 c\u00e1c doanh nghi\u1ec7p trong h\u1ec7 sinh th\u00e1i Sovico tham gia m\u1ed9t s\u1ed1 c\u1ea5u ph\u1ea7n c\u1ee7a trung t\u00e2m, h\u01b0\u1edbng t\u1edbi m\u1edf r\u1ed9ng k\u1ebft n\u1ed1i v\u1edbi c\u00e1c \u0111\u1ecbnh ch\u1ebf t\u00e0i ch\u00ednh qu\u1ed1c t\u1ebf v\u00e0 ph\u00e1t tri\u1ec3n c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh m\u1edbi.<\/p>\n

H\u1ea1 t\u1ea7ng t\u00e0i ch\u00ednh – n\u1ec1n t\u1ea3ng c\u1ee7a giai \u0111o\u1ea1n ph\u00e1t tri\u1ec3n m\u1edbi<\/strong><\/p>\n

Vi\u1ec7c TP HCM l\u1ea7n \u0111\u1ea7u v\u00e0o nh\u00f3m ba trung t\u00e2m t\u00e0i ch\u00ednh h\u00e0ng \u0111\u1ea7u \u0110\u00f4ng Nam \u00c1 v\u00e0 \u0111\u01b0\u1ee3c GFCI x\u1ebfp trong nh\u00f3m 15 trung t\u00e2m t\u00e0i ch\u00ednh c\u00f3 ti\u1ec1m n\u0103ng gia t\u0103ng vai tr\u00f2 trong v\u00e0i n\u0103m t\u1edbi cho th\u1ea5y qu\u00e1 tr\u00ecnh t\u00edch l\u0169y h\u1ea1 t\u1ea7ng t\u00e0i ch\u00ednh c\u1ee7a th\u00e0nh ph\u1ed1 \u0111ang t\u1eebng b\u01b0\u1edbc \u0111\u01b0\u1ee3c ghi nh\u1eadn.<\/p>\n

T\u1eeb h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng, th\u1ecb tr\u01b0\u1eddng v\u1ed1n, b\u1ea3o hi\u1ec3m \u0111\u1ebfn thanh to\u00e1n s\u1ed1 v\u00e0 fintech, c\u00e1c c\u1ea5u ph\u1ea7n c\u1ee7a h\u1ea1 t\u1ea7ng t\u00e0i ch\u00ednh \u0111\u00e3 ph\u00e1t tri\u1ec3n theo t\u1eebng giai \u0111o\u1ea1n c\u00f9ng v\u1edbi qu\u00e1 tr\u00ecnh m\u1edf c\u1eeda c\u1ee7a n\u1ec1n kinh t\u1ebf. \u0110\u00e2y kh\u00f4ng ch\u1ec9 l\u00e0 n\u1ec1n t\u1ea3ng cho t\u0103ng tr\u01b0\u1edfng c\u1ee7a TP HCM trong nhi\u1ec1u th\u1eadp ni\u00ean qua m\u00e0 c\u00f2n l\u00e0 ti\u1ec1n \u0111\u1ec1 \u0111\u1ec3 th\u00e0nh ph\u1ed1 tham gia s\u00e2u h\u01a1n v\u00e0o m\u1ea1ng l\u01b0\u1edbi t\u00e0i ch\u00ednh khu v\u1ef1c v\u00e0 qu\u1ed1c t\u1ebf.<\/p>\n

Ho\u00e0i Ph\u01b0\u01a1ng<\/strong><\/p>\n<\/article>\n

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H\u1ea1 t\u1ea7ng t\u00e0i ch\u00ednh – ‘h\u1ec7 tu\u1ea7n ho\u00e0n’ c\u1ee7a n\u1ec1n kinh t\u1ebf TP HCM TP HCM l\u1ea7n \u0111\u1ea7u v\u00e0o nh\u00f3m ba trung t\u00e2m t\u00e0i ch\u00ednh h\u00e0ng \u0111\u1ea7u \u0110\u00f4ng Nam \u00c1, ph\u1ea3n \u00e1nh qu\u00e1 tr\u00ecnh t\u00edch l\u0169y h\u1ea1 t\u1ea7ng t\u00e0i ch\u00ednh qua nhi\u1ec1u th\u1eadp ni\u00ean, t\u1eeb h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng, th\u1ecb tr\u01b0\u1eddng v\u1ed1n \u0111\u1ebfn thanh to\u00e1n<\/p>\n","protected":false},"author":1,"featured_media":4682,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"class_list":["post-4681","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-thi-truong"],"_links":{"self":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/4681","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4681"}],"version-history":[{"count":0,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/4681\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/media\/4682"}],"wp:attachment":[{"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4681"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4681"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4681"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}