{"id":4793,"date":"2026-07-18T20:47:29","date_gmt":"2026-07-18T13:47:29","guid":{"rendered":"https:\/\/useful.vn\/?p=4793"},"modified":"2026-07-18T20:47:29","modified_gmt":"2026-07-18T13:47:29","slug":"lai-suat-lien-ngan-hang-len-13","status":"publish","type":"post","link":"https:\/\/useful.vn\/?p=4793","title":{"rendered":"L\u00e3i su\u1ea5t li\u00ean ng\u00e2n h\u00e0ng l\u00ean 13%"},"content":{"rendered":"<article class=\"fck_detail \">\n<h1 class=\"title-detail mt20\">\nL\u00e3i su\u1ea5t li\u00ean ng\u00e2n h\u00e0ng l\u00ean 13% <\/h1>\n<p class=\"description\">L\u00e3i su\u1ea5t vay m\u01b0\u1ee3n b\u00ecnh qu\u00e2n k\u1ef3 h\u1ea1n qua \u0111\u00eam gi\u1eefa c\u00e1c ng\u00e2n h\u00e0ng trong phi\u00ean 30\/6 v\u1ecdt l\u00ean 13%, m\u1ee9c cao nh\u1ea5t k\u1ec3 t\u1eeb cu\u1ed1i th\u00e1ng 3.<\/p>\n<p class=\"Normal\">Theo s\u1ed1 li\u1ec7u c\u1ee7a H\u1ed9i Nghi\u00ean c\u1ee9u th\u1ecb tr\u01b0\u1eddng li\u00ean ng\u00e2n h\u00e0ng (VIRA), l\u00e3i su\u1ea5t li\u00ean ng\u00e2n h\u00e0ng t\u0103ng m\u1ea1nh trong phi\u00ean 30\/6 sau kho\u1ea3ng hai tu\u1ea7n duy tr\u00ec \u1edf v\u00f9ng th\u1ea5p.<\/p>\n<p class=\"Normal\">L\u00e3i su\u1ea5t b\u00ecnh qu\u00e2n k\u1ef3 h\u1ea1n qua \u0111\u00eam &#8211; k\u1ef3 h\u1ea1n vay m\u01b0\u1ee3n ch\u1ee7 y\u1ebfu tr\u00ean th\u1ecb tr\u01b0\u1eddng li\u00ean ng\u00e2n h\u00e0ng &#8211; l\u00ean 13% trong khi c\u00e1c phi\u00ean tr\u01b0\u1edbc dao \u0111\u1ed9ng 4-6%. C\u00e1c k\u1ef3 h\u1ea1n m\u1ed9t tu\u1ea7n, hai tu\u1ea7n v\u00e0 m\u1ed9t th\u00e1ng c\u0169ng l\u00ean 8-8,5%.<\/p>\n<p class=\"Normal\">L\u00e3i su\u1ea5t li\u00ean ng\u00e2n h\u00e0ng l\u00e0 l\u00e3i su\u1ea5t c\u00e1c ng\u00e2n h\u00e0ng vay m\u01b0\u1ee3n l\u1eabn nhau \u0111\u1ec3 \u0111\u00e1p \u1ee9ng nhu c\u1ea7u thanh kho\u1ea3n ng\u1eafn h\u1ea1n, \u0111\u1ea3m b\u1ea3o kh\u1ea3 n\u0103ng thanh to\u00e1n v\u00e0 y\u00eau c\u1ea7u d\u1ef1 tr\u1eef b\u1eaft bu\u1ed9c t\u1ea1i Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc.<\/p>\n<p class=\"Normal\">T\u1eeb cu\u1ed1i n\u0103m ngo\u00e1i \u0111\u1ebfn nay, l\u00e3i su\u1ea5t vay m\u01b0\u1ee3n gi\u1eefa c\u00e1c nh\u00e0 b\u0103ng nhi\u1ec1u phi\u00ean t\u0103ng m\u1ea1nh. Theo gi\u1edbi chuy\u00ean gia, \u00e1p l\u1ef1c thanh kho\u1ea3n v\u00e0 c\u00e2n \u0111\u1ed1i v\u1ed1n gia t\u0103ng khi\u1ebfn m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng ph\u1ee5 thu\u1ed9c nhi\u1ec1u h\u01a1n v\u00e0o ngu\u1ed3n v\u1ed1n tr\u00ean th\u1ecb tr\u01b0\u1eddng li\u00ean ng\u00e2n h\u00e0ng, qua \u0111\u00f3 \u0111\u1ea9y m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t tr\u00ean th\u1ecb tr\u01b0\u1eddng n\u00e0y l\u00ean cao.<\/p>\n<p class=\"Normal\">L\u00e3i su\u1ea5t li\u00ean ng\u00e2n h\u00e0ng ch\u1ee7 y\u1ebfu ph\u1ea3n \u00e1nh bi\u1ebfn \u0111\u1ed9ng thanh kho\u1ea3n ng\u1eafn h\u1ea1n c\u1ee7a h\u1ec7 th\u1ed1ng. N\u1ebfu t\u00ecnh tr\u1ea1ng n\u00e0y k\u00e9o d\u00e0i, m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t huy \u0111\u1ed9ng v\u00e0 cho vay tr\u00ean th\u1ecb tr\u01b0\u1eddng c\u00f3 th\u1ec3 ch\u1ecbu \u00e1p l\u1ef1c t\u0103ng.<\/p>\n<p class=\"Normal\">  <\/p>\n<p class=\"Normal\">Phi\u00ean 30\/6, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc phi\u00ean 30\/6 b\u01a1m ti\u1ec1n qua k\u00eanh th\u1ecb tr\u01b0\u1eddng m\u1edf (OMO) nh\u1eb1m h\u1ed7 tr\u1ee3 thanh kho\u1ea3n h\u1ec7 th\u1ed1ng.<\/p>\n<p class=\"Normal\">Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u00f9ng ng\u00e0y ch\u00e0o th\u1ea7u 38.000 t\u1ef7 \u0111\u1ed3ng tr\u00ean k\u00eanh c\u1ea7m c\u1ed1 gi\u1ea5y t\u1edd c\u00f3 gi\u00e1 v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t 4,5%. \u0110\u00e2y l\u00e0 nghi\u1ec7p v\u1ee5 Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc cho c\u00e1c ng\u00e2n h\u00e0ng vay ng\u1eafn h\u1ea1n v\u1edbi t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m l\u00e0 gi\u1ea5y t\u1edd c\u00f3 gi\u00e1. C\u00e1c ng\u00e2n h\u00e0ng vay g\u1ea7n 31.600 t\u1ef7 \u0111\u1ed3ng qua k\u00eanh n\u00e0y trong khi 17.000 t\u1ef7 \u0111\u1ed3ng c\u00e1c kho\u1ea3n vay c\u0169 \u0111\u1ebfn h\u1ea1n \u0111\u01b0\u1ee3c ho\u00e0n tr\u1ea3. Qua \u0111\u00f3, nh\u00e0 \u0111i\u1ec1u h\u00e0nh b\u01a1m r\u00f2ng g\u1ea7n 14.600 t\u1ef7 \u0111\u1ed3ng v\u00e0o h\u1ec7 th\u1ed1ng. Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc kh\u00f4ng ph\u00e1t h\u00e0nh t\u00edn phi\u1ebfu \u0111\u1ec3 h\u00fat b\u1edbt thanh kho\u1ea3n.<\/p>\n<p class=\"Normal\">Ng\u00e0y 29\/6, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u0169ng m\u1edf nghi\u1ec7p v\u1ee5 ho\u00e1n \u0111\u1ed5i USD\/VND k\u1ef3 h\u1ea1n 7 ng\u00e0y v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng. Giao d\u1ecbch \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n v\u00e0o ng\u00e0y 30\/6, theo \u0111\u00f3 nh\u00e0 \u0111i\u1ec1u h\u00e0nh mua USD giao ngay t\u1eeb c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 t\u1ea1m th\u1eddi b\u01a1m l\u01b0\u1ee3ng ti\u1ec1n \u0111\u1ed3ng t\u01b0\u01a1ng \u1ee9ng v\u00e0o h\u1ec7 th\u1ed1ng. Sau 7 ng\u00e0y, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc s\u1ebd b\u00e1n l\u1ea1i USD v\u00e0 thu h\u1ed3i ti\u1ec1n \u0111\u1ed3ng.<\/p>\n<p class=\"Normal\"><strong>Qu\u1ef3nh Trang<\/strong><\/p>\n<\/article>\n<hr>\n<p>https:\/\/vnexpress.net\/lai-suat-lien-ngan-hang-len-13-5092109.html<\/p>\n","protected":false},"excerpt":{"rendered":"<p>L\u00e3i su\u1ea5t li\u00ean ng\u00e2n h\u00e0ng l\u00ean 13% L\u00e3i su\u1ea5t vay m\u01b0\u1ee3n b\u00ecnh qu\u00e2n k\u1ef3 h\u1ea1n qua \u0111\u00eam gi\u1eefa c\u00e1c ng\u00e2n h\u00e0ng trong phi\u00ean 30\/6 v\u1ecdt l\u00ean 13%, m\u1ee9c cao nh\u1ea5t k\u1ec3 t\u1eeb cu\u1ed1i th\u00e1ng 3. Theo s\u1ed1 li\u1ec7u c\u1ee7a H\u1ed9i Nghi\u00ean c\u1ee9u th\u1ecb tr\u01b0\u1eddng li\u00ean ng\u00e2n h\u00e0ng (VIRA), l\u00e3i su\u1ea5t li\u00ean ng\u00e2n h\u00e0ng t\u0103ng m\u1ea1nh<\/p>\n","protected":false},"author":1,"featured_media":4794,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"class_list":["post-4793","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-thi-truong"],"_links":{"self":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/4793","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4793"}],"version-history":[{"count":0,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/4793\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/media\/4794"}],"wp:attachment":[{"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4793"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4793"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4793"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}