{"id":4821,"date":"2026-07-19T00:17:23","date_gmt":"2026-07-18T17:17:23","guid":{"rendered":"https:\/\/useful.vn\/?p=4821"},"modified":"2026-07-19T00:17:23","modified_gmt":"2026-07-18T17:17:23","slug":"vay-ngan-hang-duoi-400-trieu-se-khong-phai-chung-minh-tai-chinh","status":"publish","type":"post","link":"https:\/\/useful.vn\/?p=4821","title":{"rendered":"Vay ng\u00e2n h\u00e0ng d\u01b0\u1edbi 400 tri\u1ec7u s\u1ebd kh\u00f4ng ph\u1ea3i ch\u1ee9ng minh t\u00e0i ch\u00ednh"},"content":{"rendered":"
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\nVay ng\u00e2n h\u00e0ng d\u01b0\u1edbi 400 tri\u1ec7u s\u1ebd kh\u00f4ng ph\u1ea3i ch\u1ee9ng minh t\u00e0i ch\u00ednh <\/h1>\n

T\u1eeb 15\/8, kh\u00e1ch vay kh\u00f4ng qu\u00e1 400 tri\u1ec7u \u0111\u1ed3ng s\u1ebd kh\u00f4ng c\u1ea7n ch\u1ee9ng minh t\u00e0i ch\u00ednh hay ph\u01b0\u01a1ng \u00e1n s\u1eed d\u1ee5ng v\u1ed1n cho ng\u00e2n h\u00e0ng v\u00e0 c\u00f4ng ty t\u00e0i ch\u00ednh.<\/p>\n

Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u1eeba ban h\u00e0nh Th\u00f4ng t\u01b0 29 s\u1eeda \u0111\u1ed5i, b\u1ed5 sung nhi\u1ec1u quy \u0111\u1ecbnh v\u1ec1 ho\u1ea1t \u0111\u1ed9ng cho vay c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb 15\/8.<\/p>\n

Kho\u1ea3n cho vay gi\u00e1 tr\u1ecb nh\u1ecf \u0111ang \u0111\u01b0\u1ee3c \u0111\u1ecbnh ngh\u0129a l\u00e0 kh\u00f4ng qu\u00e1 100 tri\u1ec7u \u0111\u1ed3ng, theo quy \u0111\u1ecbnh m\u1edbi, s\u1ebd \u0111\u01b0\u1ee3c n\u00e2ng l\u00ean t\u1eeb 400 tri\u1ec7u \u0111\u1ed3ng tr\u1edf xu\u1ed1ng khi vay t\u1ea1i c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng v\u00e0 200 tri\u1ec7u khi vay t\u1ea1i c\u00e1c qu\u1ef9 t\u00edn d\u1ee5ng nh\u00e2n d\u00e2n.<\/p>\n

Vi\u1ec7c n\u00e2ng h\u1ea1n m\u1ee9c cho vay ti\u00eau d\u00f9ng gi\u00e1 tr\u1ecb nh\u1ecf theo Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc nh\u1eb1m ph\u00f9 h\u1ee3p v\u1edbi b\u1ed1i c\u1ea3nh n\u1ec1n kinh t\u1ebf hi\u1ec7n nay.<\/p>\n

V\u1edbi c\u00e1c kho\u1ea3n vay gi\u00e1 tr\u1ecb nh\u1ecf n\u00e0y, Lu\u1eadt c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng cho ph\u00e9p c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 c\u00f4ng ty t\u00e0i ch\u00ednh… gi\u1ea3i ng\u00e2n m\u00e0 kh\u00f4ng y\u00eau c\u1ea7u kh\u00e1ch vay ph\u1ea3i cung c\u1ea5p t\u00e0i li\u1ec7u, d\u1eef li\u1ec7u ch\u1ee9ng minh kh\u1ea3 n\u0103ng t\u00e0i ch\u00ednh hay ph\u01b0\u01a1ng \u00e1n s\u1eed d\u1ee5ng v\u1ed1n kh\u1ea3 thi nh\u01b0 c\u00e1c kho\u1ea3n vay kh\u00e1c.<\/p>\n

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\n<\/div>
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Giao d\u1ecbch t\u1ea1i m\u1ed9t ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i. \u1ea2nh: Qu\u1ef3nh Tr\u1ea7n<\/em><\/p>\n<\/figcaption><\/figure>\n

B\u00ean c\u1ea1nh \u0111\u00f3, Th\u00f4ng t\u01b0 m\u1edbi y\u00eau c\u1ea7u v\u1edbi c\u00e1c kho\u1ea3n n\u1ee3 qu\u00e1 h\u1ea1n, t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng ph\u1ea3i thu n\u1ee3 g\u1ed1c tr\u01b0\u1edbc, sau \u0111\u00f3 m\u1edbi thu l\u00e3i vay. Tr\u01b0\u1edbc \u0111\u00e2y, c\u00e1c b\u00ean \u0111\u01b0\u1ee3c quy\u1ec1n th\u1ecfa thu\u1eadn th\u1ee9 t\u1ef1 thu n\u1ee3 g\u1ed1c v\u00e0 l\u00e3i.<\/p>\n

C\u00f2n v\u1edbi ho\u1ea1t \u0111\u1ed9ng cho vay b\u1eb1ng ph\u01b0\u01a1ng ti\u1ec7n \u0111i\u1ec7n t\u1eed, t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng ph\u1ea3i quy \u0111\u1ecbnh gi\u1edbi h\u1ea1n d\u01b0 n\u1ee3 \u0111\u1ed1i v\u1edbi t\u1eebng kh\u00e1ch h\u00e0ng v\u00e0 nh\u1eadn bi\u1ebft, x\u00e1c minh kh\u00e1ch h\u00e0ng theo quy \u0111\u1ecbnh c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u1ec1 m\u1edf v\u00e0 s\u1eed d\u1ee5ng t\u00e0i kho\u1ea3n thanh to\u00e1n. V\u1edbi kh\u00e1ch h\u00e0ng \u0111\u00e3 c\u00f3 quan h\u1ec7 giao d\u1ecbch, t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u01b0\u1ee3c ch\u1ee7 \u0111\u1ed9ng \u00e1p d\u1ee5ng bi\u1ec7n ph\u00e1p, c\u00f4ng ngh\u1ec7 x\u00e1c minh ph\u00f9 h\u1ee3p \u0111\u1ec3 qu\u1ea3n l\u00fd r\u1ee7i ro.<\/p>\n

Qu\u1ef3nh Trang<\/strong><\/p>\n<\/article>\n

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https:\/\/vnexpress.net\/vay-ngan-hang-duoi-400-trieu-se-khong-phai-chung-minh-tai-chinh-5092195.html<\/p>\n","protected":false},"excerpt":{"rendered":"

Vay ng\u00e2n h\u00e0ng d\u01b0\u1edbi 400 tri\u1ec7u s\u1ebd kh\u00f4ng ph\u1ea3i ch\u1ee9ng minh t\u00e0i ch\u00ednh T\u1eeb 15\/8, kh\u00e1ch vay kh\u00f4ng qu\u00e1 400 tri\u1ec7u \u0111\u1ed3ng s\u1ebd kh\u00f4ng c\u1ea7n ch\u1ee9ng minh t\u00e0i ch\u00ednh hay ph\u01b0\u01a1ng \u00e1n s\u1eed d\u1ee5ng v\u1ed1n cho ng\u00e2n h\u00e0ng v\u00e0 c\u00f4ng ty t\u00e0i ch\u00ednh. Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u1eeba ban h\u00e0nh Th\u00f4ng t\u01b0 29 s\u1eeda \u0111\u1ed5i,<\/p>\n","protected":false},"author":1,"featured_media":4822,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"class_list":["post-4821","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-thi-truong"],"_links":{"self":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/4821","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4821"}],"version-history":[{"count":0,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/4821\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/media\/4822"}],"wp:attachment":[{"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4821"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4821"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4821"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}