{"id":5395,"date":"2026-07-21T10:17:31","date_gmt":"2026-07-21T03:17:31","guid":{"rendered":"https:\/\/useful.vn\/?p=5395"},"modified":"2026-07-21T10:17:31","modified_gmt":"2026-07-21T03:17:31","slug":"doi-moi-adn-tao-dong-luc-cho-kinh-te-tp-hcm","status":"publish","type":"post","link":"https:\/\/useful.vn\/?p=5395","title":{"rendered":"\u0110\u1ed5i m\u1edbi – ADN t\u1ea1o \u0111\u1ed9ng l\u1ef1c cho kinh t\u1ebf TP HCM"},"content":{"rendered":"
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\n\u0110\u1ed5i m\u1edbi – ADN t\u1ea1o \u0111\u1ed9ng l\u1ef1c cho kinh t\u1ebf TP HCM <\/h1>\n

L\u1eadp khu ch\u1ebf xu\u1ea5t, \u0111\u1ed5i \u0111\u1ea5t l\u1ea5y h\u1ea1 t\u1ea7ng, x\u00e2y d\u1ef1ng trung t\u00e2m t\u00e0i ch\u00ednh qu\u1ed1c t\u1ebf, TP HCM nhi\u1ec1u l\u1ea7n \u0111i \u0111\u1ea7u trong \u0111\u1ed5i m\u1edbi, ph\u00e1 b\u1ecf nh\u1eefng r\u00e0o c\u1ea3n \u0111\u1ec3 \u0111\u01b0a \u0111\u00f4 th\u1ecb th\u00e0nh \u0111\u1ea7u t\u00e0u kinh t\u1ebf.<\/p>\n

N\u0103m 1976, S\u00e0i G\u00f2n – Gia \u0110\u1ecbnh ch\u00ednh th\u1ee9c \u0111\u1ed5i t\u00ean th\u00e0nh TP HCM, b\u01b0\u1edbc v\u00e0o giai \u0111o\u1ea1n t\u00e1i thi\u1ebft n\u1ec1n kinh t\u1ebf. Th\u1eddi \u0111i\u1ec3m \u0111\u00f3, s\u1ea3n xu\u1ea5t c\u00f4ng nghi\u1ec7p suy gi\u1ea3m, nhi\u1ec1u nh\u00e0 m\u00e1y ho\u1ea1t \u0111\u1ed9ng c\u1ea7m ch\u1eebng v\u00e0 \u0111\u1eddi s\u1ed1ng ng\u01b0\u1eddi d\u00e2n c\u00f2n nhi\u1ec1u kh\u00f3 kh\u0103n. 50 n\u0103m sau, TP HCM \u0111\u1ea1t m\u1ee9c GRDP (t\u1ed5ng s\u1ea3n ph\u1ea9m tr\u00ean \u0111\u1ecba b\u00e0n) c\u1ee7a TP HCM sau h\u1ee3p nh\u1ea5t v\u1edbi B\u00ecnh D\u01b0\u01a1ng, B\u00e0 R\u1ecba – V\u0169ng T\u00e0u kho\u1ea3ng 3 tri\u1ec7u t\u1ef7 \u0111\u1ed3ng, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng kho\u1ea3ng 120 t\u1ef7 USD. Thu nh\u1eadp b\u00ecnh qu\u00e2n \u0111\u1ea7u ng\u01b0\u1eddi g\u1ea7n 9.000 USD, cao g\u1ea5p 1,7 l\u1ea7n b\u00ecnh qu\u00e2n c\u1ea3 n\u01b0\u1edbc.<\/p>\n

Th\u00e0nh ph\u1ed1 hi\u1ec7n chi\u1ebfm kho\u1ea3ng 27% t\u1ed5ng thu ng\u00e2n s\u00e1ch. V\u1edbi kho\u1ea3ng 13-14% d\u00e2n s\u1ed1 nh\u01b0ng \u0111\u00f4 th\u1ecb t\u1ea1o ra g\u1ea7n 1\/4 GDP c\u1ea3 n\u01b0\u1edbc.<\/p>\n

\u0110\u1ec3 c\u00f3 con s\u1ed1 tr\u00ean, TP HCM nhi\u1ec1u l\u1ea7n \u0111\u1ee9ng tr\u01b0\u1edbc nh\u1eefng b\u00e0i to\u00e1n kh\u00e1c nhau, t\u1eeb c\u00e2u chuy\u1ec7n l\u01b0\u01a1ng th\u1ef1c, th\u00fac \u0111\u1ea9y s\u1ea3n xu\u1ea5t, thu h\u00fat \u0111\u1ea7u t\u01b0 \u0111\u1ebfn \u0111\u1ecbnh h\u01b0\u1edbng t\u1ea1o l\u1eadp trung t\u00e2m t\u00e0i ch\u00ednh qu\u1ed1c t\u1ebf.<\/p>\n

M\u1ed7i giai \u0111o\u1ea1n, TP HCM \u0111\u1ec1u g\u1eafn li\u1ec1n v\u1edbi nh\u1eefng quy\u1ebft \u0111\u1ecbnh mang t\u00ednh \u0111\u1ed5i m\u1edbi – \u0111i\u1ec1u m\u00e0 theo Ti\u1ebfn s\u0129 Tr\u1ea7n Du L\u1ecbch – ng\u01b0\u1eddi g\u1eafn b\u00f3 h\u00e0ng ch\u1ee5c n\u0103m v\u1edbi th\u00e0nh ph\u1ed1, th\u1ec3 hi\u1ec7n “vai tr\u00f2 ti\u00ean phong, \u0111i tr\u01b0\u1edbc m\u1edf \u0111\u01b0\u1eddng”.<\/p>\n

\u0110\u1ea7u t\u00e0u \u0111\u1ed5i m\u1edbi s\u00e1ng t\u1ea1o<\/strong><\/p>\n

Tinh th\u1ea7n \u0111\u1ed5i m\u1edbi c\u1ee7a TP HCM \u0111\u01b0\u1ee3c th\u1ec3 hi\u1ec7n ngay t\u1eeb giai \u0111o\u1ea1n sau th\u1ed1ng nh\u1ea5t. Th\u1eddi \u0111i\u1ec3m \u0111\u00f3, th\u00e0nh ph\u1ed1 trong t\u00ecnh tr\u1ea1ng kh\u00f3 kh\u0103n khi s\u1ea3n xu\u1ea5t \u0111\u00ecnh tr\u1ec7, ngu\u1ed3n cung h\u00e0ng h\u00f3a khan hi\u1ebfm, l\u01b0\u01a1ng th\u1ef1c thi\u1ebfu h\u1ee5t.<\/p>\n

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\u1ea2nh ch\u1ee5p t\u1eeb tr\u00ean cao c\u1ee7a m\u1ed9t c\u1ea3ng c\u00e1 t\u1ea1i S\u00e0i G\u00f2n, n\u0103m 1976. \u1ea2nh: AFP<\/em><\/p>\n<\/figcaption><\/figure>\n

PGS.TS Phan Xu\u00e2n Bi\u00ean, Ph\u00f3 ch\u1ee7 t\u1ecbch H\u1ed9i Khoa h\u1ecdc l\u1ecbch s\u1eed Vi\u1ec7t Nam, nguy\u00ean Tr\u01b0\u1edfng ban T\u01b0 t\u01b0\u1edfng, v\u0103n h\u00f3a Th\u00e0nh \u1ee7y TP HCM, cho r\u1eb1ng ngay trong 10 n\u0103m \u0111\u1ea7u sau th\u1ed1ng nh\u1ea5t, \u0111\u1ecba ph\u01b0\u01a1ng \u0111\u00e3 th\u1ec3 hi\u1ec7n s\u1ef1 s\u00e1ng t\u1ea1o, d\u00e1m ngh\u0129 d\u00e1m l\u00e0m khi ban h\u00e0nh hai ngh\u1ecb quy\u1ebft v\u00e0o n\u0103m 1979 v\u00e0 1980.<\/p>\n

Th\u00e0nh ph\u1ed1 \u0111\u1ec1 ra ch\u1ee7 tr\u01b0\u01a1ng t\u00ecm m\u1ecdi nguy\u00ean li\u1ec7u cho s\u1ea3n xu\u1ea5t, l\u1eadp c\u00f4ng ty xu\u1ea5t kh\u1ea9u, nh\u1eadp kh\u1ea9u, huy \u0111\u1ed9ng v\u1ed1n mua h\u00e0ng, l\u1ea5y ngo\u1ea1i t\u1ec7 nh\u1eadp nguy\u00ean li\u1ec7u… Nh\u1eefng doanh nghi\u1ec7p l\u1edbn nh\u01b0 Direximco, Cholimex, b\u1ed9t gi\u1eb7t mi\u1ec1n Nam, d\u1ec7t Phong Ph\u00fa, bia S\u00e0i G\u00f2n… ra \u0111\u1eddi v\u00e0 ph\u00e1t tri\u1ec3n theo nh\u1eefng c\u01a1 ch\u1ebf n\u00e0y.<\/p>\n

\u0110\u1ec3 tho\u00e1t c\u1ea3nh ch\u1ea1y g\u1ea1o t\u1eebng b\u1eefa cho 3,5 tri\u1ec7u d\u00e2n, th\u00e0nh ph\u1ed1 l\u1eadp T\u1ed5 thu mua l\u01b0\u01a1ng th\u1ef1c, l\u1eb7n l\u1ed9i xu\u1ed1ng \u0110\u1ed3ng b\u1eb1ng s\u00f4ng C\u1eedu Long, thu mua l\u01b0\u01a1ng th\u1ef1c theo gi\u00e1 tr\u1ecb tr\u01b0\u1eddng thay v\u00ec m\u1ee9c gi\u00e1 bao c\u1ea5p.<\/p>\n

Nh\u1eefng c\u00e1ch l\u00e0m khi \u1ea5y \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 “x\u00e9 r\u00e0o”, nh\u01b0ng v\u1ec1 sau tr\u1edf th\u00e0nh nh\u1eefng th\u1ef1c ti\u1ec5n quan tr\u1ecdng, g\u00f3p ph\u1ea7n h\u00ecnh th\u00e0nh t\u01b0 duy \u0111\u1ed5i m\u1edbi c\u1ee7a c\u1ea3 n\u01b0\u1edbc. Nhi\u1ec1u chuy\u00ean gia \u0111\u00e1nh gi\u00e1, \u0111i\u1ec3m \u0111\u1eb7c bi\u1ec7t c\u1ee7a TP HCM kh\u00f4ng n\u1eb1m \u1edf vi\u1ec7c lu\u00f4n c\u00f3 s\u1eb5n nh\u1eefng c\u01a1 ch\u1ebf v\u01b0\u1ee3t tr\u1ed9i, m\u00e0 \u1edf kh\u1ea3 n\u0103ng bi\u1ebfn c\u00e1c v\u1ea5n \u0111\u1ec1 ph\u00e1t sinh trong th\u1ef1c ti\u1ec5n th\u00e0nh \u0111\u1ed9ng l\u1ef1c \u0111\u1ec3 th\u1eed nghi\u1ec7m ch\u00ednh s\u00e1ch m\u1edbi.<\/p>\n

D\u1eabn v\u00ed d\u1ee5, Ti\u1ebfn s\u0129 Tr\u1ea7n Du L\u1ecbch, trong h\u1ed9i th\u1ea3o ng\u00e0y 26\/4 kh\u1eb3ng \u0111\u1ecbnh trong giai \u0111o\u1ea1n \u0111\u1ed5i m\u1edbi TP HCM \u0111i \u0111\u1ea7u trong nhi\u1ec1u m\u00f4 h\u00ecnh kinh t\u1ebf th\u1ecb tr\u01b0\u1eddng nh\u01b0 x\u00e2y d\u1ef1ng khu ch\u1ebf xu\u1ea5t, th\u00ed \u0111i\u1ec3m c\u1ed5 ph\u1ea7n h\u00f3a doanh nghi\u1ec7p nh\u00e0 n\u01b0\u1edbc, ph\u00e1t tri\u1ec3n th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n v\u00e0 \u00e1p d\u1ee5ng c\u01a1 ch\u1ebf \u0111\u1ed5i \u0111\u1ea5t l\u1ea5y h\u1ea1 t\u1ea7ng.<\/p>\n

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T\u00e2n Thu\u1eadn – khu ch\u1ebf xu\u1ea5t \u0111\u1ea7u ti\u00ean c\u1ee7a TP HCM, th\u1eddi \u0111i\u1ec3m th\u00e1ng 5\/2026. \u1ea2nh: Qu\u1ef3nh Tr\u1ea7n<\/em><\/p>\n<\/figcaption><\/figure>\n

N\u0103m 1991, khu ch\u1ebf xu\u1ea5t \u0111\u1ea7u ti\u00ean c\u1ee7a TP HCM l\u00e0 T\u00e2n Thu\u1eadn \u0111\u01b0\u1ee3c th\u00e0nh l\u1eadp, tr\u1ef1c ti\u1ebfp thu h\u00fat FDI. Th\u1eddi \u0111i\u1ec3m \u0111\u00f3, TP HCM l\u00e0 \u0111\u1ecba ph\u01b0\u01a1ng duy nh\u1ea5t c\u00f3 kinh nghi\u1ec7m l\u00e0m vi\u1ec7c v\u1edbi doanh nghi\u1ec7p n\u01b0\u1edbc ngo\u00e0i. T\u1eeb T\u00e2n Thu\u1eadn, th\u00e0nh ph\u1ed1 li\u00ean t\u1ee5c m\u1edf th\u00eam c\u00e1c khu ch\u1ebf xu\u1ea5t nh\u01b0 Linh Trung 1, Linh Trung 2…<\/p>\n

N\u0103m 2002, sau giai \u0111o\u1ea1n ph\u00e1t tri\u1ec3n s\u1ea3n xu\u1ea5t c\u00f4ng nghi\u1ec7p, TP HCM th\u00e0nh l\u1eadp khu c\u00f4ng ngh\u1ec7 cao \u0111\u1ea7u ti\u00ean – \u0111\u00e1nh d\u1ea5u chuy\u1ec3n h\u01b0\u1edbng thu h\u00fat sang nh\u1eefng ng\u00e0nh c\u00f3 gi\u00e1 tr\u1ecb cao h\u01a1n. Intel, Samsung, Nidec… c\u00f9ng nhi\u1ec1u “\u0111\u1ea1i b\u00e0ng” kh\u00e1c \u0111\u00e3 ch\u1ecdn khu c\u00f4ng ngh\u1ec7 cao l\u00e0m c\u1ee9 \u0111i\u1ec3m.<\/p>\n

Theo Ti\u1ebfn s\u0129 Tr\u1ea7n Du l\u1ecbch, nh\u1eefng \u0111\u00f3ng g\u00f3p c\u1ee7a TP HCM kh\u00f3 c\u00f3 th\u1ec3 \u0111o \u0111\u1ebfm qua con s\u1ed1. \u00d4ng nh\u1eadn \u0111\u1ecbnh th\u00e0nh ph\u1ed1 lu\u00f4n l\u00e0 n\u01a1i th\u1eed nghi\u1ec7m th\u1ec3 ch\u1ebf, nh\u1eadn tr\u00e1ch nhi\u1ec7m m\u1edf \u0111\u01b0\u1eddng.<\/p>\n

Khi Vi\u1ec7t Nam b\u01b0\u1edbc v\u00e0o c\u00f4ng cu\u1ed9c \u0110\u1ed5i m\u1edbi, th\u00e0nh ph\u1ed1 l\u00e0 n\u01a1i th\u1eed nghi\u1ec7m c\u01a1 ch\u1ebf th\u1ecb tr\u01b0\u1eddng. Khi n\u1ec1n kinh t\u1ebf m\u1edf c\u1eeda, TP HCM tr\u1edf th\u00e0nh c\u1eeda ng\u00f5 thu h\u00fat d\u00f2ng v\u1ed1n qu\u1ed1c t\u1ebf. \u0110\u1ebfn giai \u0111o\u1ea1n hi\u1ec7n nay, n\u01a1i \u0111\u00e2y ti\u1ebfp t\u1ee5c l\u00e0 th\u1ecb tr\u01b0\u1eddng l\u1edbn nh\u1ea5t cho nhi\u1ec1u m\u00f4 h\u00ecnh kinh doanh m\u1edbi, t\u1eeb th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed, fintech, kinh t\u1ebf xanh… TP HCM c\u0169ng \u0111\u1ecbnh h\u01b0\u1edbng tr\u1edf th\u00e0nh trung t\u00e2m t\u00e0i ch\u00ednh qu\u1ed1c t\u1ebf c\u1ee7a \u0111\u1ed3ng th\u1eddi theo \u0111u\u1ed5i qu\u00e1 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i k\u00e9p, g\u1ed3m chuy\u1ec3n \u0111\u1ed5i s\u1ed1 v\u00e0 chuy\u1ec3n \u0111\u1ed5i xanh.<\/p>\n

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C\u1ea3ng C\u00e1t L\u00e1i, th\u00e1ng 2 n\u0103m nay. \u1ea2nh: Thanh T\u00f9ng<\/em><\/p>\n<\/figcaption><\/figure>\n

Tinh th\u1ea7n d\u00e1m \u0111\u1ed5i m\u1edbi<\/strong><\/p>\n

\u0110\u00e1nh gi\u00e1 v\u1ec1 qu\u00e1 tr\u00ecnh \u0111\u1ed5i m\u1edbi c\u1ee7a th\u00e0nh ph\u1ed1 d\u1ecbp k\u1ef7 ni\u1ec7m 50 n\u0103m th\u1ed1ng nh\u1ea5t, PGS. TS Phan Xu\u00e2n Bi\u00ean cho r\u1eb1ng s\u00e1ng t\u1ea1o, d\u00e1m ngh\u0129, d\u00e1m l\u00e0m, d\u00e1m ch\u1ecbu tr\u00e1ch nhi\u1ec7m \u0111\u00e3 tr\u1edf th\u00e0nh thu\u1ed9c t\u00ednh, th\u01b0\u01a1ng hi\u1ec7u c\u1ee7a TP HCM.<\/p>\n

N\u1ebfu th\u1ec3 ch\u1ebf t\u1ea1o ra khung ph\u00e1t tri\u1ec3n th\u00ec con ng\u01b0\u1eddi \u0111\u01b0\u1ee3c c\u00e1c chuy\u00ean gia xem l\u00e0 l\u1ef1c \u0111\u1ea9y gi\u00fap TP HCM duy tr\u00ec v\u1ecb th\u1ebf \u0111\u1ea7u t\u00e0u trong su\u1ed1t n\u1eeda th\u1ebf k\u1ef7.<\/p>\n

Kh\u00e1c v\u1edbi nhi\u1ec1u \u0111\u00f4 th\u1ecb h\u00ecnh th\u00e0nh t\u1eeb c\u1ed9ng \u0111\u1ed3ng d\u00e2n c\u01b0 b\u1ea3n \u0111\u1ecba, TP HCM l\u1edbn l\u00ean c\u00f9ng nh\u1eefng d\u00f2ng ng\u01b0\u1eddi nh\u1eadp c\u01b0. T\u1eeb sau ng\u00e0y th\u1ed1ng nh\u1ea5t, h\u00e0ng tri\u1ec7u ng\u01b0\u1eddi t\u1eeb kh\u1eafp c\u00e1c v\u00f9ng mi\u1ec1n \u0111\u00e3 t\u00ecm \u0111\u1ebfn th\u00e0nh ph\u1ed1 \u0111\u1ec3 h\u1ecdc t\u1eadp, l\u00e0m vi\u1ec7c, kh\u1edfi nghi\u1ec7p v\u00e0 t\u00ecm ki\u1ebfm c\u01a1 h\u1ed9i \u0111\u1ed5i \u0111\u1eddi.<\/p>\n

S\u1ef1 \u0111a d\u1ea1ng t\u1ea1o n\u00ean m\u1ed9t m\u00f4i tr\u01b0\u1eddng c\u1edfi m\u1edf, n\u01a1i nh\u1eefng \u00fd t\u01b0\u1edfng m\u1edbi c\u00f3 nhi\u1ec1u c\u01a1 h\u1ed9i \u0111\u01b0\u1ee3c th\u1eed nghi\u1ec7m. Kh\u00f4ng \u00edt doanh nghi\u1ec7p t\u01b0 nh\u00e2n \u0111\u1ea7u ti\u00ean c\u1ee7a Vi\u1ec7t Nam \u0111\u01b0\u1ee3c g\u00e2y d\u1ef1ng t\u1eeb nh\u1eefng c\u1eeda h\u00e0ng nh\u1ecf, c\u01a1 s\u1edf s\u1ea3n xu\u1ea5t gia \u0111\u00ecnh hay h\u1ed9 kinh doanh c\u00e1 th\u1ec3. Th\u00e0nh ph\u1ed1 l\u1edbn nh\u1ea5t c\u1ea3 n\u01b0\u1edbc c\u0169ng l\u00e0 c\u00e1i n\u00f4i kh\u1edfi nghi\u1ec7p s\u00e1ng t\u1ea1o.<\/p>\n

N\u0103m 2025, TP HCM l\u1ea7n \u0111\u1ea7u l\u1ecdt top 100 h\u1ec7 sinh th\u00e1i kh\u1edfi nghi\u1ec7p to\u00e0n c\u1ea7u, t\u0103ng 12 b\u1eadc, l\u00ean v\u1ecb tr\u00ed 98 th\u1ebf gi\u1edbi, theo c\u00f4ng b\u1ed1 c\u1ee7a StartupBlink. StartupBlink \u0111\u00e1nh gi\u00e1 TP HCM \u0111ang d\u1eabn \u0111\u1ea7u \u0110\u00f4ng Nam \u00c1 v\u1ec1 m\u1ee9c \u0111\u1ed9 tr\u01b0\u1edfng th\u00e0nh c\u1ee7a h\u1ec7 sinh th\u00e1i kh\u1edfi nghi\u1ec7p. Th\u00e0nh ph\u1ed1 n\u1ed5i b\u1eadt \u1edf c\u00e1c l\u0129nh v\u1ef1c fintech v\u00e0 blockchain, v\u1edbi th\u1ee9 h\u1ea1ng l\u1ea7n l\u01b0\u1ee3t l\u00e0 60 v\u00e0 70 to\u00e0n c\u1ea7u.<\/p>\n

B\u00e1o c\u00e1o Kinh t\u1ebf t\u01b0 nh\u00e2n 2025 c\u1ee7a VCCI \u0111\u00e1nh gi\u00e1 TP HCM ti\u1ebfp t\u1ee5c l\u00e0 \u0111\u1ecba ph\u01b0\u01a1ng c\u00f3 h\u1ec7 sinh th\u00e1i doanh nghi\u1ec7p t\u01b0 nh\u00e2n ph\u00e1t tri\u1ec3n nh\u1ea5t c\u1ea3 n\u01b0\u1edbc nh\u1edd quy m\u00f4 th\u1ecb tr\u01b0\u1eddng l\u1edbn, m\u1eadt \u0111\u1ed9 doanh nghi\u1ec7p cao v\u00e0 h\u1ec7 sinh th\u00e1i \u0111\u1ed5i m\u1edbi s\u00e1ng t\u1ea1o ho\u00e0n thi\u1ec7n. TP HCM hi\u1ec7n d\u1eabn \u0111\u1ea7u c\u1ea3 n\u01b0\u1edbc v\u1ec1 s\u1ed1 l\u01b0\u1ee3ng doanh nghi\u1ec7p t\u01b0 nh\u00e2n. B\u00ecnh qu\u00e2n c\u1ee9 1.000 d\u00e2n c\u00f3 4,33 doanh nghi\u1ec7p th\u00e0nh l\u1eadp m\u1edbi v\u00e0 23,75 doanh nghi\u1ec7p \u0111ang ho\u1ea1t \u0111\u1ed9ng.<\/p>\n

Theo nhi\u1ec1u chuy\u00ean gia, ng\u01b0\u1eddi d\u00e2n, ng\u01b0\u1eddi lao \u0111\u1ed9ng th\u00e0nh ph\u1ed1 s\u1eb5n s\u00e0ng th\u1eed nghi\u1ec7m nh\u1eefng m\u00f4 h\u00ecnh kinh doanh m\u1edbi, nh\u1eefng c\u00f4ng ngh\u1ec7 m\u1edbi v\u00e0 c\u1ea3 nh\u1eefng ph\u01b0\u01a1ng th\u1ee9c ti\u00eau d\u00f9ng m\u1edbi n\u1ebfu \u0111i\u1ec1u \u0111\u00f3 gi\u00fap cu\u1ed9c s\u1ed1ng thu\u1eadn ti\u1ec7n h\u01a1n.<\/p>\n

\u0110\u1ecbnh ch\u1ebf t\u00e0i ch\u00ednh \u0111\u1ed5i m\u1edbi c\u00f9ng th\u00e0nh ph\u1ed1<\/strong><\/p>\n

S\u1ef1 thay \u0111\u1ed5i trong kinh t\u1ebf, n\u0103ng l\u1ef1c \u0111\u1ed5i m\u1edbi s\u00e1ng t\u1ea1o, c\u00e1ch kinh doanh c\u1ee7a doanh nghi\u1ec7p, l\u1ed1i s\u1ed1ng c\u1ee7a ng\u01b0\u1eddi d\u00e2n k\u00e9o theo nh\u1eefng y\u00eau c\u1ea7u m\u1edbi \u0111\u1ed1i v\u1edbi h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh. N\u1ebfu tr\u01b0\u1edbc \u0111\u00e2y ng\u00e2n h\u00e0ng ch\u1ee7 y\u1ebfu \u0111\u00e1p \u1ee9ng nhu c\u1ea7u g\u1eedi ti\u1ebft ki\u1ec7m, cho vay, th\u00ec hi\u1ec7n nay ng\u01b0\u1eddi d\u00e2n v\u00e0 doanh nghi\u1ec7p k\u1ef3 v\u1ecdng nhi\u1ec1u h\u01a1n v\u00e0o nh\u1eefng d\u1ecbch v\u1ee5 s\u1ed1, gi\u1ea3i ph\u00e1p qu\u1ea3n tr\u1ecb v\u00e0 kh\u1ea3 n\u0103ng k\u1ebft n\u1ed1i v\u1edbi h\u1ec7 sinh th\u00e1i kinh t\u1ebf s\u1ed1.<\/p>\n

Qu\u00e1 tr\u00ecnh chuy\u1ec3n d\u1ecbch \u0111\u1eb7t ra y\u00eau c\u1ea7u m\u1edbi \u0111\u1ed1i v\u1edbi nh\u1eefng \u0111\u1ecbnh ch\u1ebf t\u00e0i ch\u00ednh g\u1eafn b\u00f3 l\u00e2u n\u0103m v\u1edbi th\u00e0nh ph\u1ed1.<\/p>\n

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HDBank th\u1eddi \u0111i\u1ec3m m\u1edbi th\u00e0nh l\u1eadp, l\u00e0 ng\u00e2n h\u00e0ng duy nh\u1ea5t mang t\u00ean TP HCM. \u1ea2nh: HDBank<\/em><\/p>\n<\/figcaption><\/figure>\n

\u0110\u01a1n c\u1eed HDBank – ng\u00e2n h\u00e0ng duy nh\u1ea5t mang t\u00ean TP HCM. Th\u00e0nh l\u1eadp n\u0103m 1990 v\u1edbi t\u00ean g\u1ecdi Ng\u00e2n h\u00e0ng TMCP Ph\u00e1t tri\u1ec3n Nh\u00e0 TP HCM, nh\u00e0 b\u0103ng ra \u0111\u1eddi g\u1eafn v\u1edbi nhu c\u1ea7u ph\u00e1t tri\u1ec3n \u0111\u00f4 th\u1ecb. \u0110\u1ebfn n\u0103m 2011, khi kinh t\u1ebf b\u01b0\u1edbc \u0111\u1ea7u \u0111\u1ea1t nh\u1eefng m\u1ee9c t\u0103ng tr\u01b0\u1edfng \u1ed5n \u0111\u1ecbnh, \u0111\u01a1n v\u1ecb \u0111\u1ed5i t\u00ean th\u00e0nh Ng\u00e2n h\u00e0ng TMCP Ph\u00e1t tri\u1ec3n TP HCM, \u0111\u00e1nh d\u1ea5u b\u01b0\u1edbc chuy\u1ec3n \u0111\u1ed5i sang m\u00f4 h\u00ecnh ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u00f3 ph\u1ea1m vi ho\u1ea1t \u0111\u1ed9ng r\u1ed9ng h\u01a1n.<\/p>\n

N\u0103m 2013, HDBank l\u00e0 ng\u00e2n h\u00e0ng \u0111\u1ea7u ti\u00ean t\u1ef1 nguy\u1ec7n nh\u1eadn s\u00e1p nh\u1eadp DaiABank. C\u00f9ng n\u0103m, ng\u00e2n h\u00e0ng mua l\u1ea1i SGVF t\u1eeb T\u1eadp \u0111o\u00e0n Soci\u00e9t\u00e9 G\u00e9n\u00e9rale (Ph\u00e1p) v\u00e0 ph\u00e1t tri\u1ec3n th\u00e0nh HD Saison – m\u1ed9t trong nh\u1eefng c\u00f4ng ty t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng h\u00e0ng \u0111\u1ea7u Vi\u1ec7t Nam. Doanh nghi\u1ec7p sau \u0111\u00f3 ni\u00eam y\u1ebft tr\u00ean HoSE v\u00e0 t\u1eebng b\u01b0\u1edbc h\u00ecnh th\u00e0nh h\u1ec7 sinh th\u00e1i t\u00e0i ch\u00ednh \u0111a d\u1ecbch v\u1ee5. M\u1ee5c ti\u00eau l\u00e0 mang \u0111\u1ebfn c\u00e1c gi\u1ea3i ph\u00e1p t\u00e0i ch\u00ednh linh ho\u1ea1t h\u01a1n cho ng\u01b0\u1eddi d\u00e2n, doanh nghi\u1ec7p.<\/p>\n

HDBank \u0111\u1ea7u t\u01b0 n\u1ec1n t\u1ea3ng ng\u00e2n h\u00e0ng s\u1ed1, ph\u00e1t tri\u1ec3n c\u00e1c gi\u1ea3i ph\u00e1p thanh to\u00e1n cho gi\u00e1o d\u1ee5c, y t\u1ebf, doanh nghi\u1ec7p; \u0111\u1ed3ng th\u1eddi ti\u1ebfp nh\u1eadn v\u00e0 t\u00e1i c\u01a1 c\u1ea5u DongA Bank \u0111\u1ec3 h\u00ecnh th\u00e0nh Vikki Digital Bank. Ri\u00eang qu\u00fd I\/2026, s\u1ed1 l\u01b0\u1ee3ng giao d\u1ecbch qua k\u00eanh s\u1ed1 c\u1ee7a HDBank t\u0103ng 35%, trong khi gi\u00e1 tr\u1ecb giao d\u1ecbch t\u0103ng 106% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m tr\u01b0\u1edbc.<\/p>\n

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Tuy\u1ebfn metro s\u1ed1 1 ch\u1ea1y qua \u0111o\u1ea1n nh\u00e0 ga Ba Son, khu v\u1ef1c trung t\u00e2m TP HCM v\u1edbi h\u00ecnh \u1ea3nh Vikki Digital Bank tr\u00ean th\u00e2n t\u00e0u. \u1ea2nh: HDBank<\/em><\/p>\n<\/figcaption><\/figure>\n

N\u0103m 2021, nh\u00e0 b\u0103ng hi\u1ebfn k\u1ebf v\u00e0 x\u1eed l\u00fd th\u00e0nh c\u00f4ng ngh\u1ebdn l\u1ec7nh tr\u00ean s\u00e0n ch\u1ee9ng kho\u00e1n HoSE, g\u00f3p ph\u1ea7n kh\u00f4i ph\u1ee5c ni\u1ec1m tin c\u1ee7a nh\u00e0 \u0111\u1ea7u t\u01b0 v\u00e0o th\u1ecb tr\u01b0\u1eddng v\u1ed1n l\u1edbn nh\u1ea5t. V\u1edbi vai tr\u00f2 l\u00e0 \u0111\u1ed1i t\u00e1c c\u1ee7a Li\u00ean h\u1ee3p qu\u1ed1c, UNESCO, Ti\u1ebfn s\u0129 Nguy\u1ec5n Th\u1ecb Ph\u01b0\u01a1ng Th\u1ea3o – \u0111\u1ea1i di\u1ec7n l\u00e3nh \u0111\u1ea1o HDBank, \u0111\u1ec1 xu\u1ea5t \u0111\u1ed3ng h\u00e0nh \u0111\u1ec3 x\u00e2y d\u1ef1ng TP HCM th\u00e0nh m\u1ed9t th\u00e0nh ph\u1ed1 s\u00e1ng t\u1ea1o tr\u00ean n\u1ec1n t\u1ea3ng v\u0103n h\u00f3a, l\u1ecbch s\u1eed truy\u1ec1n th\u1ed1ng, \u0111\u1ea1t c\u00e1c ti\u00eau ch\u00ed c\u1ee7a UNESCO trong m\u1ea1ng l\u01b0\u1edbi c\u00e1c th\u00e0nh ph\u1ed1 s\u00e1ng t\u1ea1o to\u00e0n c\u1ea7u.<\/p>\n

C\u1ee5 th\u1ec3, ng\u00e2n h\u00e0ng h\u1ed7 tr\u1ee3 TP HCM trong x\u00e2y d\u1ef1ng kinh t\u1ebf s\u1ed1, d\u1ecbch v\u1ee5 h\u00e0nh ch\u00ednh c\u00f4ng qua n\u1ec1n t\u1ea3ng Fintech. \u0110\u01a1n v\u1ecb c\u0169ng duy tr\u00ec c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh h\u1ed7 tr\u1ee3 doanh nghi\u1ec7p, h\u1ed9 kinh doanh, kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n \u0111\u1ebfn c\u00e1c ho\u1ea1t \u0111\u1ed9ng c\u1ed9ng \u0111\u1ed3ng nh\u01b0 t\u00e0i tr\u1ee3 ph\u1eabu thu\u1eadt m\u1eaft, x\u00e2y nh\u00e0, trao m\u00e1y t\u00ednh, h\u1ed7 tr\u1ee3 gi\u00e1o d\u1ee5c, y t\u1ebf…<\/p>\n

Khi th\u00e0nh ph\u1ed1 h\u01b0\u1edbng \u0111\u1ebfn tr\u1edf th\u00e0nh trung t\u00e2m t\u00e0i ch\u00ednh qu\u1ed1c t\u1ebf. HDBank c\u0169ng ch\u1ee7 \u0111\u1ed9ng tham gia v\u00e0o m\u1ea1ng l\u01b0\u1edbi k\u1ebft n\u1ed1i doanh nghi\u1ec7p trong n\u01b0\u1edbc v\u1edbi d\u00f2ng v\u1ed1n v\u00e0 c\u00e1c chu\u1ea9n m\u1ef1c qu\u1ed1c t\u1ebf. Nh\u00e0 b\u0103ng m\u1edf r\u1ed9ng h\u1ee3p t\u00e1c v\u1edbi nhi\u1ec1u t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh nh\u01b0 IFC, FMO, BII, JICA, FinDev Canada, SMBC hay m\u1edbi nh\u1ea5t l\u00e0 London Stock Exchange \u0111\u1ec3 ph\u00e1t tri\u1ec3n ngu\u1ed3n v\u1ed1n xanh, h\u1ed7 tr\u1ee3 doanh nghi\u1ec7p ti\u1ebfp c\u1eadn th\u1ecb tr\u01b0\u1eddng v\u1ed1n qu\u1ed1c t\u1ebf v\u00e0 th\u00fac \u0111\u1ea9y c\u00e1c ti\u00eau chu\u1ea9n ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng.<\/p>\n

\u0110\u01a1n v\u1ecb c\u0169ng th\u00e0nh l\u1eadp Galaxy Innovation Hub – trung t\u00e2m \u0111\u1ed5i m\u1edbi s\u00e1ng t\u1ea1o. Kh\u00f4ng ch\u1ec9 ph\u00e1t tri\u1ec3n c\u00f4ng ngh\u1ec7 ng\u00e2n h\u00e0ng, HDBank tham gia h\u1ec7 sinh th\u00e1i AI, fintech, d\u1eef li\u1ec7u v\u00e0 \u0111\u1ed5i m\u1edbi s\u00e1ng t\u1ea1o, h\u01b0\u1edbng t\u1edbi k\u1ebft n\u1ed1i t\u00e0i ch\u00ednh v\u1edbi c\u00f4ng ngh\u1ec7 v\u00e0 c\u1ed9ng \u0111\u1ed3ng doanh nghi\u1ec7p. \u0110\u00e2y c\u0169ng l\u00e0 l\u0129nh v\u1ef1c \u0111\u01b0\u1ee3c k\u1ef3 v\u1ecdng s\u1ebd t\u1ea1o th\u00eam \u0111\u1ed9ng l\u1ef1c cho m\u1ee5c ti\u00eau x\u00e2y d\u1ef1ng TP HCM tr\u1edf th\u00e0nh trung t\u00e2m t\u00e0i ch\u00ednh v\u00e0 \u0111\u1ed5i m\u1edbi s\u00e1ng t\u1ea1o c\u1ee7a khu v\u1ef1c.<\/p>\n

L\u00e3nh \u0111\u1ea1o nh\u00e0 b\u0103ng cho bi\u1ebft h\u01a1n 36 n\u0103m qua, HDBank nhi\u1ec1u l\u1ea7n thay \u0111\u1ed5i m\u00f4 h\u00ecnh ho\u1ea1t \u0111\u1ed9ng, m\u1edf r\u1ed9ng h\u1ec7 sinh th\u00e1i. Nh\u01b0ng c\u00f3 m\u1ed9t \u0111i\u1ec1u kh\u00f4ng thay \u0111\u1ed5i khi \u0111\u01a1n v\u1ecb v\u1eabn gi\u1eef t\u00ean g\u1ecdi g\u1eafn li\u1ec1n TP HCM. C\u00e1i t\u00ean n\u00e0y th\u1ec3 hi\u1ec7n d\u1ea5u \u1ea5n v\u1ec1 n\u01a1i kh\u1edfi ngu\u1ed3n, v\u1eeba l\u00e0 l\u1eddi nh\u1eafc v\u1ec1 tr\u00e1ch nhi\u1ec7m \u0111\u1ed3ng h\u00e0nh th\u00e0nh ph\u1ed1.<\/p>\n

“Ch\u00fang t\u00f4i \u0111ang \u0111\u1ee9ng tr\u01b0\u1edbc c\u01a1 h\u1ed9i \u0111\u1ec3 ph\u00e1t huy vai tr\u00f2 ng\u00e2n h\u00e0ng ti\u00ean phong trong vi\u1ec7c \u0111\u1ed3ng h\u00e0nh \u0111\u1ed5i m\u1edbi c\u00f9ng th\u00e0nh ph\u1ed1, h\u01b0\u1edbng \u0111\u1ebfn nh\u1eefng \u0111\u1ed9ng l\u1ef1c t\u0103ng tr\u01b0\u1edfng d\u00e0i h\u1ea1n v\u00e0 b\u1ec1n v\u1eefng”, l\u00e3nh \u0111\u1ea1o \u0111\u01a1n v\u1ecb kh\u1eb3ng \u0111\u1ecbnh.<\/p>\n

Ho\u00e0i Ph\u01b0\u01a1ng<\/strong><\/p>\n<\/article>\n

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https:\/\/vnexpress.net\/doi-moi-adn-tao-dong-luc-cho-kinh-te-tp-hcm-5092256.html<\/p>\n","protected":false},"excerpt":{"rendered":"

\u0110\u1ed5i m\u1edbi – ADN t\u1ea1o \u0111\u1ed9ng l\u1ef1c cho kinh t\u1ebf TP HCM L\u1eadp khu ch\u1ebf xu\u1ea5t, \u0111\u1ed5i \u0111\u1ea5t l\u1ea5y h\u1ea1 t\u1ea7ng, x\u00e2y d\u1ef1ng trung t\u00e2m t\u00e0i ch\u00ednh qu\u1ed1c t\u1ebf, TP HCM nhi\u1ec1u l\u1ea7n \u0111i \u0111\u1ea7u trong \u0111\u1ed5i m\u1edbi, ph\u00e1 b\u1ecf nh\u1eefng r\u00e0o c\u1ea3n \u0111\u1ec3 \u0111\u01b0a \u0111\u00f4 th\u1ecb th\u00e0nh \u0111\u1ea7u t\u00e0u kinh t\u1ebf. N\u0103m 1976, S\u00e0i<\/p>\n","protected":false},"author":1,"featured_media":5396,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"class_list":["post-5395","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-thi-truong"],"_links":{"self":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/5395","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=5395"}],"version-history":[{"count":0,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/5395\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/media\/5396"}],"wp:attachment":[{"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=5395"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=5395"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=5395"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}