{"id":5712,"date":"2026-07-22T14:47:18","date_gmt":"2026-07-22T07:47:18","guid":{"rendered":"https:\/\/useful.vn\/?p=5712"},"modified":"2026-07-22T14:47:18","modified_gmt":"2026-07-22T07:47:18","slug":"lai-suat-trai-phieu-ngan-hang-len-gan-10","status":"publish","type":"post","link":"https:\/\/useful.vn\/?p=5712","title":{"rendered":"L\u00e3i su\u1ea5t tr\u00e1i phi\u1ebfu ng\u00e2n h\u00e0ng l\u00ean g\u1ea7n 10%"},"content":{"rendered":"<article class=\"fck_detail \">\n<h1 class=\"title-detail mt20\">\nL\u00e3i su\u1ea5t tr\u00e1i phi\u1ebfu ng\u00e2n h\u00e0ng l\u00ean g\u1ea7n 10% <\/h1>\n<p class=\"description\">Lo\u1ea1t ng\u00e2n h\u00e0ng t\u0103ng h\u00fat v\u1ed1n qua k\u00eanh tr\u00e1i phi\u1ebfu n\u1eeda cu\u1ed1i th\u00e1ng 6, trong \u0111\u00f3 m\u1ed9t s\u1ed1 l\u00f4 c\u00f3 l\u00e3i su\u1ea5t \u0111\u1ebfn 9,7%, cao nh\u1ea5t nhi\u1ec1u n\u0103m qua.<\/p>\n<p class=\"Normal\">Theo th\u1ed1ng k\u00ea c\u1ee7a <em>VnExpress<\/em>, trong n\u1eeda cu\u1ed1i th\u00e1ng tr\u01b0\u1edbc, 18 l\u00f4 tr\u00e1i phi\u1ebfu ng\u00e2n h\u00e0ng \u0111\u00e3 ch\u00e0o b\u00e1n th\u00e0nh c\u00f4ng v\u1edbi t\u1ed5ng gi\u00e1 tr\u1ecb h\u01a1n 19.400 t\u1ef7 \u0111\u1ed3ng. L\u00e3i su\u1ea5t b\u00ecnh qu\u00e2n thi\u1ebft l\u1eadp m\u1eb7t b\u1eb1ng m\u1edbi khi l\u00ean 8,7% cho k\u1ef3 t\u00ednh l\u00e3i \u0111\u1ea7u ti\u00ean (12 th\u00e1ng), cao h\u01a1n kho\u1ea3ng 3 \u0111i\u1ec3m ph\u1ea7n tr\u0103m so v\u1edbi ti\u1ec1n g\u1eedi ti\u1ebft ki\u1ec7m c\u00f9ng k\u1ef3 h\u1ea1n. Kh\u00f4ng ng\u00e2n h\u00e0ng n\u00e0o, k\u1ec3 c\u1ea3 qu\u1ed1c doanh l\u1eabn t\u01b0 nh\u00e2n, ni\u00eam y\u1ebft l\u00e3i su\u1ea5t tr\u00e1i phi\u1ebfu d\u01b0\u1edbi 8%.<\/p>\n<p class=\"Normal\">\u0110i\u1ec3m chung c\u1ee7a nh\u1eefng ng\u00e2n h\u00e0ng d\u1eabn \u0111\u1ea7u l\u00e3i su\u1ea5t ph\u00e1t h\u00e0nh l\u00e0 quy m\u00f4 v\u1ed1n thu\u1ed9c nh\u00f3m trung b\u00ecnh v\u00e0 nh\u1ecf. Vietbank \u0111\u1ee9ng \u0111\u1ea7u danh s\u00e1ch khi tr\u1ea3 l\u00e3i 9,7% cho hai l\u00f4 tr\u00e1i phi\u1ebfu c\u00f3 t\u1ed5ng gi\u00e1 tr\u1ecb 1.500 t\u1ef7 \u0111\u1ed3ng. Nh\u00e0 b\u0103ng t\u00ednh l\u00e3i th\u1ea3 n\u1ed5i v\u1edbi tham chi\u1ebfu b\u00ecnh qu\u00e2n 5,9% cho k\u1ef3 \u0111\u1ea7u ti\u00ean, c\u1ed9ng th\u00eam bi\u00ean \u0111\u1ed9 3,8%. Bi\u00ean \u0111\u1ed9 n\u00e0y t\u0103ng v\u1ecdt so v\u1edbi m\u1ee9c 2,5% th\u01b0\u1eddng \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng v\u1edbi c\u00e1c l\u00f4 tr\u00e1i phi\u1ebfu tr\u01b0\u1edbc.<\/p>\n<p class=\"Normal\">Ng\u00e2n h\u00e0ng B\u1ea3o Vi\u1ec7t huy \u0111\u1ed9ng tr\u00e1i phi\u1ebfu 2.000 t\u1ef7 \u0111\u1ed3ng v\u1edbi l\u00e3i su\u1ea5t 9,63%. Ti\u1ebfp \u0111\u1ebfn, TPBank t\u00ednh l\u00e3i th\u1ea3 n\u1ed5i 9,3% cho l\u00f4 tr\u00e1i phi\u1ebfu m\u1edbi nh\u1ea5t, t\u0103ng 0,3 \u0111i\u1ec3m ph\u1ea7n tr\u0103m so v\u1edbi \u0111\u1ee3t ph\u00e1t h\u00e0nh c\u00e1ch \u0111\u00f3 m\u1ed9t tu\u1ea7n.<\/p>\n<p class=\"Normal\">\u1ede nh\u00f3m quy m\u00f4 l\u1edbn h\u01a1n nh\u01b0 MB, VPBank hay LPBank, l\u00e3i su\u1ea5t h\u00fat v\u1ed1n qua k\u00eanh tr\u00e1i phi\u1ebfu \u0111ang dao \u0111\u1ed9ng 8,6-8,7%. \u0110i\u1ec3m \u0111\u00e1ng ch\u00fa \u00fd l\u00e0 c\u00e1c ng\u00e2n h\u00e0ng n\u00e0y \u0111\u1ec1u tr\u1ea3 c\u1ed1 \u0111\u1ecbnh, \u0111\u1ed3ng ngh\u0129a s\u1ebd gi\u1eef m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t cao trong ba n\u0103m t\u1edbi b\u1ea5t k\u1ec3 bi\u1ebfn \u0111\u1ed9ng th\u1ecb tr\u01b0\u1eddng.<\/p>\n<p class=\"Normal\">Theo chuy\u00ean gia, l\u00e3i su\u1ea5t tr\u00e1i phi\u1ebfu ng\u00e2n h\u00e0ng t\u0103ng m\u1ea1nh trong qu\u00fd II, \u0111\u1eb7c bi\u1ec7t nh\u1eefng tu\u1ea7n cu\u1ed1i th\u00e1ng 6, do m\u1ea5t c\u00e2n \u0111\u1ed1i ng\u00e0y c\u00e0ng l\u1edbn gi\u1eefa t\u1ed1c \u0111\u1ed9 huy \u0111\u1ed9ng v\u1ed1n v\u00e0 t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng. Tr\u00e1i phi\u1ebfu \u0111ang l\u00e0 k\u00eanh b\u1ed5 sung v\u1ed1n quan tr\u1ecdng khi huy \u0111\u1ed9ng d\u00e2n c\u01b0 kh\u00f3 kh\u0103n v\u00e0 k\u00eanh li\u00ean ng\u00e2n h\u00e0ng ti\u1ec7m c\u1eadn ng\u01b0\u1ee1ng gi\u1edbi h\u1ea1n.<\/p>\n<p class=\"Normal\">  <\/p>\n<p class=\"Normal\">Ngo\u00e0i m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t cao h\u01a1n ti\u1ec1n g\u1eedi c\u00f9ng k\u1ef3 h\u1ea1n, tr\u00e1i phi\u1ebfu ng\u00e2n h\u00e0ng \u0111ang h\u1ea5p d\u1eabn nh\u00e0 \u0111\u1ea7u t\u01b0 b\u1edfi nhi\u1ec1u y\u1ebfu t\u1ed1 kh\u00e1c. C\u00e1c ng\u00e2n h\u00e0ng l\u00e0 t\u1ed5 ch\u1ee9c c\u00f3 m\u1ee9c \u0111\u1ed9 t\u00edn nhi\u1ec7m cao h\u01a1n so v\u1edbi doanh nghi\u1ec7p, \u0111\u01b0\u1ee3c qu\u1ea3n l\u00fd v\u00e0 gi\u00e1m s\u00e1t ch\u1eb7t ch\u1ebd b\u1edfi Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc. Do \u0111\u00f3, tr\u00e1i phi\u1ebfu ng\u00e2n h\u00e0ng ph\u00f9 h\u1ee3p v\u1edbi kh\u1ea9u v\u1ecb th\u1eadn tr\u1ecdng c\u1ee7a nhi\u1ec1u qu\u1ef9 \u0111\u1ea7u t\u01b0, c\u00f4ng ty ch\u1ee9ng kho\u00e1n v\u00e0 b\u1ea3o hi\u1ec3m, nh\u1ea5t l\u00e0 khi nh\u00f3m n\u00e0y ph\u1ea3i tu\u00e2n th\u1ee7 y\u00eau c\u1ea7u qu\u1ea3n tr\u1ecb r\u1ee7i ro ch\u1eb7t ch\u1ebd.<\/p>\n<p class=\"Normal\">Trong b\u00e1o c\u00e1o c\u00f4ng b\u1ed1 tu\u1ea7n tr\u01b0\u1edbc, nh\u00f3m ph\u00e2n t\u00edch C\u00f4ng ty Ch\u1ee9ng kho\u00e1n Yuanta Vi\u1ec7t Nam nh\u1eadn \u0111\u1ecbnh \u00e1p l\u1ef1c chi ph\u00ed v\u1ed1n c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng s\u1ebd ti\u1ebfp t\u1ee5c duy tr\u00ec \u1edf m\u1ee9c cao. Nh\u00f3m n\u00e0y n\u00f3i Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc hi\u1ec7n c\u00f2n \u00edt d\u01b0 \u0111\u1ecba \u0111\u1ec3 n\u1edbi l\u1ecfng ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 b\u1edfi \u00e1p l\u1ef1c l\u1ea1m ph\u00e1t, t\u1ef7 gi\u00e1 v\u00e0 C\u1ee5c D\u1ef1 tr\u1eef li\u00ean bang M\u1ef9 (Fed) ch\u01b0a c\u00f3 d\u1ea5u hi\u1ec7u h\u1ea1 nhi\u1ec7t l\u00e3i su\u1ea5t.<\/p>\n<p class=\"Normal\">M\u1ed9t s\u1ed1 chuy\u00ean gia cho r\u1eb1ng &#8220;c\u00f3 m\u1ed1i li\u00ean h\u1ec7 t\u01b0\u01a1ng \u0111\u1ed1i ch\u1eb7t ch\u1ebd&#8221; gi\u1eefa l\u00e3i su\u1ea5t tr\u00e1i phi\u1ebfu, li\u00ean ng\u00e2n h\u00e0ng v\u00e0 ti\u1ec1n g\u1eedi do c\u00f9ng ch\u1ecbu t\u00e1c \u0111\u1ed9ng t\u1eeb thanh kho\u1ea3n v\u00e0 nhu c\u1ea7u v\u1ed1n c\u1ee7a h\u1ec7 th\u1ed1ng. C\u1ea3 ba m\u1ee9c l\u00e3i su\u1ea5t \u0111\u01b0\u1ee3c d\u1ef1 b\u00e1o c\u00f2n \u1edf m\u1ee9c cao trong ng\u1eafn h\u1ea1n khi nhi\u1ec1u ng\u00e2n h\u00e0ng \u0111\u1ed1i m\u1eb7t t\u00ecnh tr\u1ea1ng c\u0103ng thanh kho\u1ea3n.<\/p>\n<p class=\"Normal\"><strong>Ph\u01b0\u01a1ng \u0110\u00f4ng<\/strong><\/p>\n<\/article>\n<hr>\n<p>https:\/\/vnexpress.net\/lai-suat-trai-phieu-ngan-hang-len-gan-10-5092823.html<\/p>\n","protected":false},"excerpt":{"rendered":"<p>L\u00e3i su\u1ea5t tr\u00e1i phi\u1ebfu ng\u00e2n h\u00e0ng l\u00ean g\u1ea7n 10% Lo\u1ea1t ng\u00e2n h\u00e0ng t\u0103ng h\u00fat v\u1ed1n qua k\u00eanh tr\u00e1i phi\u1ebfu n\u1eeda cu\u1ed1i th\u00e1ng 6, trong \u0111\u00f3 m\u1ed9t s\u1ed1 l\u00f4 c\u00f3 l\u00e3i su\u1ea5t \u0111\u1ebfn 9,7%, cao nh\u1ea5t nhi\u1ec1u n\u0103m qua. Theo th\u1ed1ng k\u00ea c\u1ee7a VnExpress, trong n\u1eeda cu\u1ed1i th\u00e1ng tr\u01b0\u1edbc, 18 l\u00f4 tr\u00e1i phi\u1ebfu ng\u00e2n h\u00e0ng \u0111\u00e3<\/p>\n","protected":false},"author":1,"featured_media":5713,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"class_list":["post-5712","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-thi-truong"],"_links":{"self":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/5712","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=5712"}],"version-history":[{"count":0,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/5712\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/media\/5713"}],"wp:attachment":[{"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=5712"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=5712"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=5712"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}