{"id":9895,"date":"2026-08-10T20:47:17","date_gmt":"2026-08-10T13:47:17","guid":{"rendered":"https:\/\/useful.vn\/?p=9895"},"modified":"2026-08-10T20:47:17","modified_gmt":"2026-08-10T13:47:17","slug":"nhieu-ngan-hang-dong-tai-khoan-khong-du-so-du","status":"publish","type":"post","link":"https:\/\/useful.vn\/?p=9895","title":{"rendered":"Nhi\u1ec1u ng\u00e2n h\u00e0ng \u0111\u00f3ng t\u00e0i kho\u1ea3n kh\u00f4ng \u0111\u1ee7 s\u1ed1 d\u01b0"},"content":{"rendered":"
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\nNhi\u1ec1u ng\u00e2n h\u00e0ng \u0111\u00f3ng t\u00e0i kho\u1ea3n kh\u00f4ng \u0111\u1ee7 s\u1ed1 d\u01b0 <\/h1>\n

Nhi\u1ec1u ng\u00e2n h\u00e0ng th\u00f4ng b\u00e1o \u0111\u00f3ng t\u00e0i kho\u1ea3n thanh to\u00e1n kh\u00f4ng \u0111\u1ee7 s\u1ed1 d\u01b0 v\u00e0 kh\u00f4ng ph\u00e1t sinh giao d\u1ecbch trong 1-2 n\u0103m.<\/p>\n

Ng\u00e2n h\u00e0ng Qu\u1ed1c d\u00e2n (NCB) m\u1edbi \u0111\u00e2y cho bi\u1ebft s\u1ebd \u0111\u00f3ng c\u00e1c t\u00e0i kho\u1ea3n thanh to\u00e1n m\u00e0 kh\u00f4ng c\u1ea7n th\u00f4ng b\u00e1o cho t\u1eebng kh\u00e1ch h\u00e0ng n\u1ebfu th\u1ecfa m\u00e3n \u0111\u1ed3ng th\u1eddi hai y\u1ebfu t\u1ed1. Th\u1ee9 nh\u1ea5t, t\u00e0i kho\u1ea3n kh\u00f4ng ph\u00e1t sinh giao d\u1ecbch trong h\u01a1n 24 th\u00e1ng. Th\u1ee9 hai, s\u1ed1 d\u01b0 hi\u1ec7n t\u1ea1i d\u01b0\u1edbi 20.000 \u0111\u1ed3ng, t\u1ee9c th\u1ea5p h\u01a1n ph\u00ed qu\u1ea3n l\u00fd t\u00e0i kho\u1ea3n kh\u00f4ng ho\u1ea1t \u0111\u1ed9ng c\u1ee7a nh\u00e0 b\u0103ng n\u00e0y.<\/p>\n

Ng\u00e2n h\u00e0ng L\u1ed9c Ph\u00e1t Vi\u1ec7t Nam (LPBank) c\u0169ng cho hay s\u1ebd \u0111\u00f3ng nh\u1eefng t\u00e0i kho\u1ea3n kh\u00f4ng c\u00f2n s\u1ed1 d\u01b0 v\u00e0 kh\u00f4ng ho\u1ea1t \u0111\u1ed9ng li\u00ean t\u1ee5c trong 12 th\u00e1ng. N\u1ebfu mu\u1ed1n ti\u1ebfp t\u1ee5c s\u1eed d\u1ee5ng t\u00e0i kho\u1ea3n \u0111ang “ng\u1ee7 \u0111\u00f4ng”, kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 k\u00edch ho\u1ea1t l\u1ea1i b\u1eb1ng c\u00e1ch th\u1ef1c hi\u1ec7n \u00edt nh\u1ea5t m\u1ed9t giao d\u1ecbch t\u00e0i ch\u00ednh nh\u01b0 n\u1ea1p ti\u1ec1n, chuy\u1ec3n kho\u1ea3n.<\/p>\n

Theo LPBank, tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi d\u00f9ng kh\u00f4ng c\u00f3 \u0111\u1ed9ng th\u00e1i n\u00e0o tr\u01b0\u1edbc 29\/7, t\u00e0i kho\u1ea3n thanh to\u00e1n s\u1ebd b\u1ecb \u0111\u00f3ng sau \u0111\u00f3 m\u1ed9t ng\u00e0y.<\/p>\n

N\u0103m ngo\u00e1i, Sacombank, MB, VIB, Woori Bank… c\u0169ng x\u00f3a s\u1ed5 ho\u1eb7c chuy\u1ec3n tr\u1ea1ng th\u00e1i c\u00e1c t\u00e0i kho\u1ea3n thanh to\u00e1n kh\u00f4ng ph\u00e1t sinh giao d\u1ecbch. Tuy nhi\u00ean, \u0111i\u1ec1u ki\u1ec7n v\u1ec1 th\u1eddi gian “ng\u1ee7 \u0111\u00f4ng” v\u00e0 s\u1ed1 d\u01b0 t\u1ed1i thi\u1ec3u m\u1ed7i b\u00ean \u0111\u01b0a ra kh\u00e1c nhau, dao \u0111\u1ed9ng 1-2 n\u0103m v\u00e0 \u00edt h\u01a1n 50.000 \u0111\u1ed3ng. S\u1ed1 d\u01b0 t\u1ed1i thi\u1ec3u th\u01b0\u1eddng ph\u1ee5 thu\u1ed9c v\u00e0o m\u1ee9c ph\u00ed duy tr\u00ec t\u00e0i kho\u1ea3n, \u0111\u1ec3 ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 tr\u1eeb ph\u00ed n\u00e0y tr\u01b0\u1edbc khi \u0111\u00f3ng.<\/p>\n

Hi\u1ec7n nay, m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng thu ph\u00ed t\u1eeb 5.000 \u0111\u1ed3ng \u0111\u1ebfn v\u00e0i ch\u1ee5c ngh\u00ecn m\u1ed7i th\u00e1ng khi t\u00e0i kho\u1ea3n kh\u00f4ng \u0111\u1ea3m b\u1ea3o s\u1ed1 d\u01b0 b\u00ecnh qu\u00e2n. T\u00e0i kho\u1ea3n \u00edt hay kh\u00f4ng giao d\u1ecbch th\u1ef1c t\u1ebf v\u1eabn ti\u00eau t\u1ed1n ngu\u1ed3n l\u1ef1c c\u00f4ng ngh\u1ec7, b\u1ea3o m\u1eadt v\u00e0 qu\u1ea3n l\u00fd. Do \u0111\u00f3, thu ph\u00ed n\u00e0y gi\u00fap ng\u00e2n h\u00e0ng duy tr\u00ec h\u1ec7 th\u1ed1ng, ch\u1ea5t l\u01b0\u1ee3ng d\u1ecbch v\u1ee5 v\u00e0 l\u00e0m s\u1ea1ch d\u1eef li\u1ec7u.<\/p>\n

Th\u00e1ng tr\u01b0\u1edbc, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc l\u1ea5y \u00fd ki\u1ebfn d\u1ef1 th\u1ea3o cho ph\u00e9p c\u00e1c ng\u00e2n h\u00e0ng ch\u1ee7 \u0111\u1ed9ng \u0111\u00f3ng t\u00e0i kho\u1ea3n “r\u00e1c” v\u00e0 t\u00e0i kho\u1ea3n kh\u00f4ng giao d\u1ecbch \u0111\u1ec3 h\u1ea1n ch\u1ebf r\u1ee7i ro gian l\u1eadn, l\u1eeba \u0111\u1ea3o.<\/p>\n

Nh\u00e0 \u0111i\u1ec1u h\u00e0nh \u0111\u1ec1 xu\u1ea5t b\u1ed5 sung quy \u0111\u1ecbnh ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c \u0111\u00f3ng t\u00e0i kho\u1ea3n kh\u00f4ng ph\u00e1t sinh giao d\u1ecbch t\u1eeb 3 n\u0103m tr\u1edf l\u00ean. Sau khi \u0111\u00f3ng, ng\u00e2n h\u00e0ng theo d\u00f5i s\u1ed1 d\u01b0 c\u00f2n l\u1ea1i \u0111\u1ec3 ho\u00e0n tr\u1ea3 khi ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng h\u1ee3p ph\u00e1p y\u00eau c\u1ea7u.<\/p>\n

Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc cho bi\u1ebft m\u1ed1c th\u1eddi gian 3 n\u0103m tr\u1edf l\u00ean d\u1ef1a tr\u00ean tham kh\u1ea3o kinh nghi\u1ec7m c\u1ee7a m\u1ed9t s\u1ed1 qu\u1ed1c gia. V\u00ed d\u1ee5, M\u1ef9 quy \u0111\u1ecbnh t\u00e0i kho\u1ea3n kh\u00f4ng ho\u1ea1t \u0111\u1ed9ng 3-5 n\u0103m \u0111\u01b0\u1ee3c xem l\u00e0 t\u00e0i kho\u1ea3n “ng\u1ee7 \u0111\u00f4ng”, c\u00f2n UAE \u0111\u01b0a t\u00e0i kho\u1ea3n kh\u00f4ng giao d\u1ecbch tr\u00ean 3 n\u0103m v\u00e0o danh s\u00e1ch ri\u00eang \u0111\u1ec3 theo d\u00f5i.<\/p>\n

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\u1ee8ng d\u1ee5ng c\u1ee7a m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng. \u1ea2nh: Ph\u01b0\u01a1ng \u0110\u00f4ng<\/em><\/p>\n<\/figcaption><\/figure>\n

Ph\u01b0\u01a1ng \u0110\u00f4ng<\/strong><\/p>\n<\/article>\n

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https:\/\/vnexpress.net\/nhieu-ngan-hang-dong-tai-khoan-khong-du-so-du-5099153.html<\/p>\n","protected":false},"excerpt":{"rendered":"

Nhi\u1ec1u ng\u00e2n h\u00e0ng \u0111\u00f3ng t\u00e0i kho\u1ea3n kh\u00f4ng \u0111\u1ee7 s\u1ed1 d\u01b0 Nhi\u1ec1u ng\u00e2n h\u00e0ng th\u00f4ng b\u00e1o \u0111\u00f3ng t\u00e0i kho\u1ea3n thanh to\u00e1n kh\u00f4ng \u0111\u1ee7 s\u1ed1 d\u01b0 v\u00e0 kh\u00f4ng ph\u00e1t sinh giao d\u1ecbch trong 1-2 n\u0103m. Ng\u00e2n h\u00e0ng Qu\u1ed1c d\u00e2n (NCB) m\u1edbi \u0111\u00e2y cho bi\u1ebft s\u1ebd \u0111\u00f3ng c\u00e1c t\u00e0i kho\u1ea3n thanh to\u00e1n m\u00e0 kh\u00f4ng c\u1ea7n th\u00f4ng b\u00e1o cho<\/p>\n","protected":false},"author":1,"featured_media":9896,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"class_list":["post-9895","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-thi-truong"],"_links":{"self":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/9895","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=9895"}],"version-history":[{"count":0,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/posts\/9895\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=\/wp\/v2\/media\/9896"}],"wp:attachment":[{"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=9895"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=9895"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/useful.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=9895"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}